2026-05-14T15:37:42-05:00 2025-06-30 221732349 WISS & COMPANY LLP 100 CAMPUS DRIVE FLORHAM PARK NJ 07932 990 2024-07-01 221964930 THE GILL ST BERNARD'S SCHOOL GILL 9082341611 25 ST BERNARDS ROAD GLADSTONE NJ 079340604 KELLY GARNES-PAGES CHIEF FINANCIAL OFFICER 9082341611 2026-05-14 1 1 DIANA MILLER P01597612 9739949400 2024 2025-03-06 01:10:19Z KELLY GARNES-PAGES 25 ST BERNARDS ROAD GLADSTONE NJ 079340604 33272116 0 X WWW.GSBSCHOOL.ORG X 1909 NJ GILL ST. BERNARD'S SCHOOL IS A PRE-K THROUGH GRADE TWELVE COLLEGE PREPARATORY SCHOOL. 22 22 239 9 0 0 1662933 1802405 28868763 29700860 789555 924516 251196 322281 31572447 32750062 5215345 5383587 0 0 17698945 18148648 0 0 1613386 8027090 8373528 30941380 31905763 631067 844299 65110036 65937048 16178650 15567500 48931386 50369548 X GILL ST. BERNARD'S PROVIDES A BALANCED, DIVERSE AND SECURE COMMUNITY THAT PREPARES STUDENTS ACADEMICALLY, SOCIALLY AND ETHICALLY FOR COLLEGE AND A MEANINGFUL LIFE. 0 0 22217350 29707813 INSTRUCTION: COLLEGE PREPARATORY CURRICULUM INCLUDING ATHLETICS, DRAMA, LIBRARY, SCIENCE, TECHNOLOGY AND OTHER TRADITIONAL AND INNOVATIVE ELEMENTS.THE GOAL OF THE CURRICULUM AT GILL ST. BERNARD'S SCHOOL, BEGINNING WITH THE EARLY CHILDHOOD PROGRAM AND CULMINATING IN THE TWELFTH GRADE, IS TO PREPARE YOUNG PEOPLE FOR A LIFETIME OF DEEP, ENRICHING LEARNING EXPERIENCES WHILE IN COLLEGE AND DURING THEIR LATER LIVES AS CITIZENS IN AN EVER CHANGING WORLD. 5383587 5383587 FINANCIAL AID: SCHOLARSHIPS ARE AVAILABLE TO ALL STUDENTS. FINANCIAL AID IS PROVIDED TO 192 STUDENTS, AND AID IN THE FORM OF BUSING IS PROVIDED TO 34 STUDENTS. WE ARE COMMITTED TO MAKING A GSB EDUCATION ACCESSIBLE TO NEWLY ADMITTED AND ENROLLED STUDENTS. TUITION AID GRANTS ARE AWARDED TO FAMILIES ON AN ANNUAL BASIS FOR QUALIFYING STUDENTS WHOSE FAMILIES COMPLETE THE FINANCIAL AID APPLICATION AND WHO DEMONSTRATE FINANCIAL NEED.PARENTS ARE REQUIRED TO COMPLETE A PARENT FINANCIAL STATEMENT (PFS) AND SUBMIT TAX DOCUMENTATION EACH YEAR THEY APPLY FOR AID. PFS APPLICATIONS ARE PROCESSED BY CLARITY, AN ORGANIZATION USED BY INDEPENDENT SCHOOLS TO ASSESS EACH INDIVIDUAL FAMILY'S FINANCIAL NEED AND REASONABLE FAMILY TUITION CONTRIBUTION.INFORMATION SUBMITTED BY FAMILIES AS PART OF THE FINANCIAL AID APPLICATION PROCESS IS HELD IN STRICT CONFIDENCE AND REVIEWED ONLY BY THE SCHOOL'S FINANCIAL AID ADMINISTRATOR(S) IN MAKING AID DECISIONS. WHILE THE SCHOOL DOES NOT REQUIRE AN INTERVIEW IN THE AWARDING OF FINANCIAL AID, ON OCCASION PARENTS MAY BE ASKED TO CLARIFY INFORMATION IN THEIR FINANCIAL AID APPLICATION. PARENTS MAY ALSO REQUEST AN APPOINTMENT WITH THE DIRECTOR OF ADMISSION AND FINANCIAL AID TO CLARIFY FAMILY CIRCUMSTANCES OR REVIEW A TUITION AID GRANT. TUITION AID GRANTS ARE REVIEWED ANNUALLY AND ADJUSTED WHEN INDICATED BY CHANGES IN FAMILY CIRCUMSTANCES AND/OR THE SCHOOL'S OVERALL BUDGET CONSIDERATIONS. 27600937 1 1 0 0 0 0 0 1 0 1 1 1 0 0 1 1 1 0 1 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 75 0 1 239 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 22 22 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X X THE ORGANIZATION 9082341611 25 ST BERNARDS ROAD GLADSTONE NJ 079340604 RAJIV DE SILVA CHAIR 1.00 X X 0 0 0 JEFF LAGER VICE CHAIR 1.00 X X 0 0 0 MATTHEW HARDING TREASURER 1.00 X X 0 0 0 ELIZABETH FUCCI SECRETARY 1.00 X X 0 0 0 ANDREA FREEMAN TRUSTEE 1.00 X 0 0 0 ANTOINETTE SEGRETO TRUSTEE 1.00 X 0 0 0 ASHOK VEMURI TRUSTEE 1.00 X 0 0 0 BRENDA LIBERTI TRUSTEE 1.00 X 0 0 0 ELIZABETH GUSTAFSON TRUSTEE 1.00 X 0 0 0 EMILY MAILLET-KELLOGG TRUSTEE 1.00 X 0 0 0 HARESH KANE TRUSTEE 1.00 X 0 0 0 JOHN COATES TRUSTEE 1.00 X 0 0 0 KEISHA AUDAIN-PRESSLEY TRUSTEE 1.00 X 0 0 0 LAURA BRUCKER TRUSTEE 1.00 X 0 0 0 MICHAEL GOLDEN TRUSTEE 1.00 X 0 0 0 MICHAEL PETILLO TRUSTEE 1.00 X 0 0 0 PAUL SADDLER TRUSTEE 1.00 X 0 0 0 RAY CONGER TRUSTEE 1.00 X 0 0 0 REEMA PURI TRUSTEE 1.00 X 0 0 0 SANDI NICCOLAI TRUSTEE 1.00 X 0 0 0 SARA ASH KENEFICK TRUSTEE 1.00 X 0 0 0 TOM FISCHER TRUSTEE 1.00 X 0 0 0 SIDNEY ROWELL HEAD OF SCHOOL 40.00 X 481457 0 110102 KELLY GARNES-PAGES CHIEF FINANCIAL OFFICER 40.00 X 262239 0 44770 JOEL COLEMAN UPPER SCHOOL DIRECTOR 40.00 X 191407 0 40100 KYLE ARMSTRONG LOWER & MIDDLE SCHOOL DIRECTOR 40.00 X 191286 0 29851 DAVID PASQUALE DEAN OF STUDENT LIFE 40.00 X 202990 0 15819 ANANYA CHATTERJI DIR. OF STUDIES & STRATEGIC INITIATIVES 40.00 X 152366 0 37383 JENNIFER NOON DIRECTOR OF ATHLETICS 40.00 X 163944 0 17819 1645689 0 295844 25 0 1 0 SAGE DINING SERVICES INC 1402 YORK ROAD LUTHERVILLE MD 21093 FOOD SERVICES 952473 LIVE OAK LANDSCAPE CONTRACTORS INC 2 LAKEVIEW AVENUE SUITE 1B PISCATAWAY NJ 08854 LANSCAPING 461958 DEX CO 90 GROVE STREET SOMERVILLE NJ 08876 CLEANING SERVICES 380389 KENSINGTON BUS COMPANY INC PO BOX 649 LEBANON NJ 08833 TRANSPORTATION 172377 CHARLES MANN GENERAL CONTRACTING INC 625 COUNTY ROAD 513 PITTSTOWN NJ 08867 CONSTRUCTION 127800 12 101880 1700525 214087 1802405 TUITION FEES 611600 28646215 28646215 AUXILIARY SERVICES 611710 814280 814280 PROGRAM REVENUE 611710 240365 240365 29700860 745448 745448 41112 0 41112 41112 41112 599973 420905 179068 179068 179068 122786 101880 90873 31913 31913 17229 10276 6953 6953 INTEREST PAYMENT ON ERC 900099 242303 242303 242303 32750062 29707813 0 1239844 5383587 5383587 887331 714396 111984 60951 12739966 10257032 1598471 884463 713288 574272 92728 46288 2858164 2301127 371562 185475 949899 764770 123487 61642 69722 41198 1244 27280 79575 47021 1419 31135 30000 30000 266995 157769 4762 104464 86546 86546 100154 85701 8275 6178 275213 261653 10677 2883 574577 546997 21834 5746 436887 427563 6319 3005 19734 6579 6575 6580 285126 271440 10835 2851 1679914 1599278 63837 16799 662530 558446 69427 34657 REPAIRS AND MAINTENANCE 1608812 1535567 57986 15259 FOOD PROGRAMS 913573 913573 STUDENT ACTIVITIES 484828 484828 INSTRUCTION SUPPLIES 185068 185068 614274 396526 100018 117730 31905763 27600937 2691440 1613386 2610140 1579140 183000 26000 1045363 88193 668177 664564 65693003 25383979 41254178 40309024 18547471 22835177 233570 153366 568137 281584 65110036 65937048 2701338 2663866 9933000 9179000 548176 481247 2996136 3243387 16178650 15567500 X 36434354 36638196 12497032 13731352 48931386 50369548 65110036 65937048 X 844299 875870 -282007 X X 0 1 X 1 0 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED X 0 11480550 624540 1359301 344000 13120391 10176930 368581 1235039 300000 11480550 9274013 378150 848736 323969 10176930 10408228 550147 -1384362 300000 9274013 10203722 93046 2286460 2175000 10408228 0.85546 0.14454 1 0 3965527 3965527 61134221 25039106 36095115 420655 229808 190847 172600 115065 57535 40309024 STOCK INDEX MUTUAL FUNDS 12712691 F VANGUARD FEDERAL MONEY MARKET FUND 10122486 F 22835177 STUDENT DEPOSITS 2756659 UNEARNED REVENUE 333478 OPERATING LEASE LIABILITIES 153250 3243387 X 28031487 875870 -180858 695012 27336475 30000 5383587 5413587 32750062 26593325 101149 101149 26492176 30000 5383587 5413587 31905763 PART III, LINE 4: A 15" X 30" OIL ON CANVAS PAINTING TITLED "TEWKSBURY FIELD" WAS RECEIVED AS A GIFT-IN-KIND FROM ARTIST MAUREEN CHATFIELD ON FEBRUARY 11, 2025, FOR PUBLIC EXHIBITION IN ACCORDANCE WITH ASC 958. PRIOR TO THIS REPORTING PERIOD, A PAINTING TITLED "NEW JERSEY MEADOW FLOWERS" WAS RECEIVED AS A GIFT-IN-KIND FROM ARTIST ALEXANDRA TIMCHULA FOR PUBLIC EXHIBITION IN ACCORDANCE WITH ASC 958. PART V, LINE 4: GSB HAS RESTRICTED NET ASSETS OF $13,120,391 WHICH IS CURRENTLY INVESTED IN VANGUARD FUNDS. $12,819,120 HAS BEEN RESTRICTED FOR USE TOWARDS NEED-BASED FINANCIAL AID. $119,619 HAS BEEN RESTRICTED FOR USE TOWARDS AN ANNUAL TEACHER RECOGNITION AWARDS. $83,167 HAS BEEN RESTRICTED TOWARDS THE COST OF ENVIRONMENTAL SPEAKERS AND $98,485 TOWARDS CHARITY/COMMUNITY SERVICE. PART X, LINE 2: THE SCHOOL IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE ("IRC") AND HAS MADE NO PROVISION FOR FEDERAL OR STATE INCOME TAXES IN THE ACCOMPANYING FINANCIAL STATEMENTS. IN ADDITION, THE SCHOOL HAS BEEN DETERMINED BY THE INTERNAL REVENUE SERVICE ("IRS") NOT TO BE A "PRIVATE FOUNDATION" WITHIN THE MEANING OF SECTION 509(A) OF THE IRC. ALL SIGNIFICANT TAX POSITIONS HAVE BEEN CONSIDERED BY MANAGEMENT AND IT HAS BEEN DETERMINED THAT ALL TAX POSITIONS WOULD BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE SCHOOL IS REQUIRED TO FILE FORM 990 (RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX), WHICH IS SUBJECT TO EXAMINATION BY THE IRS, UP TO THREE YEARS FROM THE EXTENDED DUE DATE OF THE TAX RETURN. THE FORMS 990 FOR 2022 THROUGH 2024 ARE OPEN TO EXAMINATION BY THE IRS AS OF JUNE 30, 2025. OTHER SIGNIFICANT TAX POSITIONS INCLUDE ITS DETERMINATION OF WHETHER ANY AMOUNTS ARE SUBJECT TO UNRELATED BUSINESS INCOME TAX ("UBIT"). MANAGEMENT HAS DETERMINED THAT THE SCHOOL HAD NO ACTIVITIES SUBJECT TO UBIT IN THE YEARS ENDED JUNE 30, 2025 OR 2024. PART XI, LINE 2D - OTHER ADJUSTMENTS: COGS REPORTED ON FORM 990, PART VIII, LINE 10B 10,276. DIRECT FUNDRAISING EXPENSES 90,873. MARKET CHANGE IN INTEREST RATE SWAP -282,007. PART XI, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL AID 5,383,587. PART XII, LINE 2D - OTHER ADJUSTMENTS: COGS REPORTED ON FORM 990, PART VIII, LINE 10B 10,276. DIRECT FUNDRAISING EXPENSES 90,873. PART XII, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL AID 5,383,587. FORM 990, SCHEDULE D, LINE 2D. IN FISCAL YEAR ENDING 6/30/25, GILL ST. BERNARD SCHOOL REPORTED EXPENSES OF $10,276 AS COST OF GOODS SOLD, $90,873 OF DIRECT EXPENSES FOR SPECIAL EVENT FUNDRAISING THAT RECLASSED TO REVENUE ON FORM 990. THE INTEREST RATE SWAP LOSS OF $282,007 WAS AN UNREALIZED LOSS NOT REPORTED FOR 990 PURPOSES. FORM 990, SCHEDULE D, LINE 4B. FOR FISCAL YEAR ENDING 6/30/25, THE GILL ST. BERNARD SCHOOL NETTED FINANCIAL AID EXPENSE AGAINST TUITION REVENUE FOR FINANCIAL STATEMENT PURPOSES. FOR 990 REPORTING, THE FINANCIAL AID EXPENSE OF $5,383,587 WAS INCLUDED IN THE STATEMENT OF FUNCTIONAL EXPENSE. 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 1 SCHEDULE E, PART I, LINE 3 THE SCHOOL DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, NATIONAL OR ETHNIC ORIGIN IN ADMINISTRATION OF ITS EDUCATIONAL POLICIES, ADMISSIONS POLICIES, SCHOLARSHIPS, ATHLETIC AND OTHER SCHOOL-ADMINISTERED PROGRAMS. THE SCHOOL ADMITS STUDENTS OF ANY RACE, COLOR, NATIONAL AND ETHNIC ORIGIN. OUR NONDISCRIMINATORY POLICY IS PUBLISHED IN THE SCHOOL'S BROCHURES, BROADCAST MEDIA AND OTHER PRINTED MATERIALS. SPRING GALA 119066 38480 80586 22134 11000 9541 GOLF CLASSIC 105600 63400 42200 1979 45225 994 224666 101880 122786 1979 67359 11000 10535 90873 31913 1 BUSING AWARD 34 256250 FINANCIAL AID 192 5127337 PART I, LINE 2: CRITERIA FOR AWARDING FINANCIAL AID: THE GILL ST. BERNARD SCHOOL ABIDES BY THE NATIONAL ASSOCIATION OF INDEPENDENT SCHOOL'S PRINCIPLES OF GOOD PRACTICE FOR FINANCIAL AID ADMINISTRATION. IN ACCORDANCE WITH THESE PRACTICES, THE GILL ST. BERNARD SCHOOL AWARDS FINANCIAL AID GRANTS. THESE GRANTS ARE SUPPORTED BY THE SCHOOL'S BUDGET AND DEMONSTRATE THE SCHOOL'S COMMITMENT TO ENROLL A SOCIOECONOMICALLY DIVERSE STUDENT POPULATION. QUALIFYING FAMILIES IN GRADES K THROUGH 12 ARE ELIGIBLE. PARENTS COMPLETE A FINANCIAL AID APPLICATION ACCORDING TO DEADLINES AND MUST DEMONSTRATE FINANCIAL NEED. PARENTS COMPLETE THE PARENT FINANCIAL STATEMENT (PFS) AND SUBMIT TAX DOCUMENTATION EACH YEAR THEY APPLY FOR AID. PFS APPLICATIONS ARE PROCESSED BY CLARITY, USED BY INDEPENDENT SCHOOLS TO DETERMINE A FAMILY'S FINANCIAL NEED AND ASSESS A REASONABLE FAMILY TUITION CONTRIBUTION. AN OFFICIAL COPY OF THE PARENTS' CURRENT YEAR IRS FORM 1040, INCLUDING ALL SCHEDULES AND W-2 FORMS, IS SUBMITTED TO GSB. INFORMATION SUBMITTED BY FAMILIES AS PART OF THE FINANCIAL AID APPLICATION PROCESS IS HELD IN STRICT CONFIDENCE AND REVIEWED ONLY BY THE SCHOOL'S FINANCIAL AID ADMINISTRATOR(S), AND HEAD OF SCHOOL. WHILE THE SCHOOL DOES NOT REQUIRE AN INTERVIEW IN THE AWARDING OF FINANCIAL AID, ON OCCASION PARENTS MAY BE ASKED TO CLARIFY INFORMATION IN THEIR FINANCIAL AID APPLICATION. PARENTS MAY ALSO REQUEST AN APPOINTMENT WITH THE DIRECTOR OF ADMISSION AND FINANCIAL AID TO CLARIFY FAMILY CIRCUMSTANCES OR REVIEW A TUITION AID GRANT. TUITION AID GRANTS ARE REVIEWED ANNUALLY AND ADJUSTED WHEN INDICATED BY CHANGES IN FAMILY CIRCUMSTANCES AND/OR THE SCHOOL'S OVERALL BUDGET CONSIDERATIONS. X 1 0 X X X 0 0 0 0 0 0 0 0 0 SIDNEY ROWELL HEAD OF SCHOOL 476885 0 0 0 4572 0 52534 0 57568 0 591559 0 0 0 KELLY GARNES-PAGES CHIEF FINANCIAL OFFICER 261879 0 0 0 360 0 15575 0 29195 0 307009 0 0 0 JOEL COLEMAN UPPER SCHOOL DIRECTOR 190579 0 0 0 828 0 10905 0 29195 0 231507 0 0 0 KYLE ARMSTRONG LOWER & MIDDLE SCHOOL DIRECTOR 190746 0 0 0 540 0 12885 0 16966 0 221137 0 0 0 DAVID PASQUALE DEAN OF STUDENT LIFE 202162 0 0 0 828 0 15400 0 419 0 218809 0 0 0 ANANYA CHATTERJI DIR. OF STUDIES & STRATEGIC INITIATI 151600 0 0 0 766 0 8188 0 29195 0 189749 0 0 0 JENNIFER NOON DIRECTOR OF ATHLETICS 163644 0 0 0 300 0 8375 0 9444 0 181763 0 0 0 PART I, LINE 1A FOR THE BENEFIT AND CONVENIENCE OF THE SCHOOL IN HAVING THE FUNCTIONS OF THE OFFICE OF THE HEAD EFFICIENTLY DISCHARGED AND AS A CONDITION OF HIS EMPLOYMENT AS HEAD OF SCHOOL, MR. ROWELL RESIDES IN AN ON-CAMPUS RESIDENCE PROVIDED FOR AT THE SCHOOL'S EXPENSE FOR THE CONVENIENCE OF THE SCHOOL. THE HEAD'S RESIDENCE IS READILY AVAILABLE AND USED FOR SCHOOL-RELATED BUSINESS AND ENTERTAINMENT FUNCTIONS ON A REGULAR AND CONTINUING BASIS AS STIPULATED IN HIS EMPLOYMENT CONTRACT. PART I, LINE 3 THE ORGANIZATION USES INDUSTRY STANDARDS AND COMPARABILITY DATA IN ITS REVIEW AND APPROVAL OF MANAGEMENT COMPENSATION. A NEW JERSEY ECONOMIC DEVELOPMENT AUTHORITY 222045817 2015-01-01 14485000 REFUNDING OF PREVIOUS BOND ISSUE 1 0 0 A 14485000 260071 5728857 2296950 12188650 2001 1 0 1 1 A 0 0 0 0 1 1 WELLS FARGO BANK 9.000000000000 0 0 0 0 0 A 0 X 7 209587 MKT QUOTE/DATE OF GIFT X GIFTS IN KIND 1 4500 0 0 0 PART I, COLUMN (B): THE AMOUNT IN COLUMN B REPRESENTS THE NUMBER OF ITEMS CONTRIBUTED. FORM 990, PART VI, SECTION B, LINE 11B AFTER THE FORM 990 IS PREPARED, IT IS FIRST REVIEWED BY THE CFO AND ACCOUNTING MANAGER. THE RETURN IS THEN REVIEWED BY THE HEAD OF SCHOOL AND MEMBERS OF THE FINANCE COMMITTEE ON BEHALF OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST THE BOARD OF TRUSTEES ARE APPOINTED/ELECTED TO SERVE GILL ST. BERNARD'S SCHOOL AND ITS CONSTITUENCIES. INDIVIDUALS WHO ACCEPT THIS POSITION ARE EXPECTED TO CARRY OUT THEIR DUTIES IN A MANNER WHICH INSPIRES AND ASSURES THE CONFIDENCE OF THE SCHOOL AND THE BROADER COMMUNITY. THE TRUSTEES SHALL EXERCISE THE UTMOST GOOD FAITH IN ALL TRANSACTIONS TOUCHING UPON THEIR DUTIES TO THE ORGANIZATION AND ITS PROPERTY. IN THEIR DEALINGS WITH AND ON BEHALF OF THE ORGANIZATION THEY ARE HELD TO A STRICT RULE OF HONEST AND FAIR DEALINGS BETWEEN THEMSELVES AND THE ORGANIZATION. THEY SHALL NOT USE THEIR POSITIONS AS TRUSTEES, OR KNOWLEDGE GAINED THERE FROM, SO THAT A CONFLICT MIGHT ARISE BETWEEN THE SCHOOL'S INTEREST AND THAT OF ANY INDIVIDUAL TRUSTEE. A CONFLICT OF INTEREST ARISES IN ANY SITUATION IN WHICH A TRUSTEE (AND HIS OR HER IMMEDIATE FAMILY) IS INVOLVED IN AN ACTIVITY WHICH COULD ADVERSELY AFFECT HIS OR HER JUDGMENT WITH RESPECT TO THE BUSINESS OF THE SCHOOL OR OTHERWISE DIMINISH THE INTEREST OF THE ORGANIZATION. WHEN SUCH A CONFLICT ARISES, THE INDIVIDUAL WITH THE CONFLICT IS EXPECTED TO DISCLOSE IN WRITING THE EXISTENCE OF THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION USES INDUSTRY STANDARDS AND COMPARABILITY DATA IN ITS REVIEW AND APPROVAL OF MANAGEMENT COMPENSATION. FORM 990, PART VI, SECTION C, LINE 18 THE TAX RETURNS ARE AVAILABLE AT THE ORGANIZATION'S OFFICE UPON REQUEST. FORM 990 IS ALSO AVAILABLE ON THE IRS WEBSITE - HTTPS://APPS.IRS.GOV/APP/EOS/ AND GUIDESTAR (WWW.GUIDESTAR.ORG) FORM 990, PART VI, SECTION C, LINE 19 AUDITED FINANCIAL STATEMENTS, GOVERNING DOCUMENTS AND POLICIES ARE AVAILABLE UPON REQUEST DURING NORMAL OFFICE HOURS. HARD COPIES ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: DECREASE IN FAIR VALUE OF INTEREST RATE SWAP -282,007. FORM 990, PAGE 12, PART XII, LINE 2C: THE GILL ST. BERNARD'S SCHOOL FINANCE COMMITTEE ASSUMES RESPONSIBILITY FOR THE REVIEW AND OVERSIGHT OF THE AUDIT AND FINANCIAL STATEMENTS. FOR FISCAL YEAR ENDED 6/30/25, THE SCHOOL HAS NOT CHANGED ITS SELECTION OF INDEPENDENT AUDITORS.