2025-03-17T17:46:04-04:00 2024-04-30 382284921 Benda Grace Stulz & Company PC 38800 Van Dyke Ave Sterling Heights MI 48312 990 2023-05-01 382073681 BAC of Michigan Health and Welfare Fund BACO 700 Tower Drive STE 215 Troy MI 48098 PAUL DUNFORD SECRETARY 2488286000 2025-03-15 true true Bryan D Stulz P00265596 5868836240 2025-03-17 2023 2025-03-06 01:10:19Z X 28039111 false X N/A X 1974 MI SEE SCHEDULE O 16 5 7 0 0 0 24832755 26900633 481573 741023 153645 183069 25467973 27824725 0 20447888 23934546 480060 533035 0 0 1830465 1507147 22758413 25974728 2709560 1849997 20947453 24895566 7869849 9583409 13077604 15312157 SEE SCHEDULE O false false 25974728 The Fund provides for health, medical, dental and vision benefits to eligible participants and their dependents. 25974728 false false false false false false false false false true false false false true false true false false false false false false false false false false false false true false false false false false false false false false false false true false false false true 7 0 7 true false false false false false false false false X 16 5 true false false false false true false true true false false false false false false false false false X BAC of Michigan Health Welfare Fu 2488286000 700 Tower Drive Suite 215 Troy MI 48098 X Paul Dunford Chairman 1.00 40.00 X 0 132556 59515 BRETT GIERAK TRUSTEE 1.00 40.00 X 0 116649 52902 JAMES BRYLOWSKI TRUSTEE 1.00 40.00 X 0 105080 47895 DARYL NICHOLS TRUSTEE 1.00 40.00 X 0 100920 48476 GREG LOBODZINSKI TRUSTEE 1.00 40.00 X 0 100920 48476 JIM BUDD TRUSTEE 1.00 40.00 X 0 100920 48476 AARON PISTOR TRUSTEE 1.00 40.00 X 0 100875 48494 SHAUN GAJEWSKI TRUSTEE 1.00 40.00 X 0 100875 48494 STEVE MEYER TRUSTEE 1.00 40.00 X 0 0 0 ROBERT MICHIELUTTI TRUSTEE 1.00 40.00 X 0 0 0 ED SPENCE TRUSTEE 1.00 40.00 X 0 0 0 JAMES OLEKSINSKI TRUSTEE 1.00 40.00 X 0 0 0 MATT HARMON TRUSTEE 1.00 40.00 X 0 0 0 TOM BINKOWSKI TRUSTEE 1.00 40.00 X 0 0 0 SAL SIMONE TRUSTEE 1.00 40.00 X 0 0 0 MARINO CARUSO TRUSTEE 1.00 40.00 X 0 0 0 ANDY BRACY TRUSTEE 1.00 40.00 X 0 0 0 0 858795 402728 0 false true false BLUE CROSS BLUE SHIELD OF MICHIGAN 600 E LAFAYETTE Detroit MI 48226 BENEFIT ADMIN 819914 BENESYS INC 700 TOWER DR STE 300 Troy MI 48098 3rd PARTY ADMIN 245105 NOVARA TESIJA PLLC 888 W BIG BEAVER RD STE 600 Troy MI 48084 LEGAL 176419 3 EMPLOYER CONTRIBUTIONS 230000 24942530 24942530 PARTICIPANT CONTRIBs 230000 1958103 1958103 26900633 730409 730409 225000 214386 10614 10614 10614 OTHER 900099 183069 183069 183069 27824725 27824725 0 0 23934546 23934546 423856 423856 51598 51598 57581 57581 903967 903967 156293 156293 73138 73138 10654 10654 81030 81030 118709 118709 72847 72847 49275 49275 14407 14407 24852 24852 Dues and subscriptions 1975 1975 25974728 25974728 0 0 2867697 5271020 710289 747699 2577249 2996364 97071 98243 56748 56748 14695147 15782240 20947453 24895566 801849 579409 7068000 9004000 7869849 9583409 X 13077604 15312157 13077604 15312157 20947453 24895566 1849997 384556 0 X false true X true false 56748 56748 CLAIMS IBNR 1889000 ACCUMULATED ELIG CREDITS 7115000 9004000 28198627 384556 384556 27814071 10654 10654 27824725 25964074 25964074 10654 10654 25974728 false false false Paul Dunford Chairman 132556 59515 192071 BRETT GIERAK TRUSTEE 116649 52902 169551 JAMES BRYLOWSKI TRUSTEE 105080 47895 152975 Officer directors etc family relationship Part VI line 2 Form 990, Part VI - Additional InformationLine 2 - Family Relationship or Business Relationship - The relationship between the Trustees of the Funds is a business relationship. The Fund is established and maintained pursuant to the Employee Retirement Income Security Act of 1974, as amended. The Funds, as a Taft-Hartley Fund, is administered by a Board of Trustees which is composed of an equal number of union and employer representatives. Because of this organizational requirement, there is a business relationship between the trustees. Member election for additional members Part VI line 7a Part VI, Line 7a - Election of Members and Their RightsThe Fund is a Taft-Hartley Fund and is administered by the Board of 16 Trustees. The Employer Associations and the Local Unions, who are the settlors of the Fund, appoint eight Trustees each. Form 990 governing body review Part VI line 11 Form 990, Part VI, Line 11b - Organizations Process to Review Form 990The Form 990 is presented and approved at a meeting of the Board of Trustees, subject to approval by and review of the Funds legal counsel. Governing documents etc available to public Part VI line 19 Form 990, Part VI, Line 19 - Governing Documents Disclosure ExplanationThe Fund is established and maintained pursuant to the Employee Retirement Security Act of 1974, as amended. It operates in compliance with the Reporting and Disclosure requirements of Subtitle B, Part 1 ERISA with respect to disclosure of its governing documents and financial information. It operates in compliance with Fiduciary Responsibility requirements of Subtitle B, Part 4 of ERISA. The Fund does not have a conflicts ofinterest policy. Part VII response or note to any other line in Part VII Form 990, Part VII - Additional InformationLine 1a - The Trustees of the Fund serve without compensation from the Fund for their services. However, some of the Trustees were compensated as employees of contributing employers to the Fund, which are considered related organizations to the Fund for purpose of Form 990. 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