2026-06-23T09:22:12-07:00 2025-12-31 660722537 Llavona Casas CPA PSC CENTRO INTERNACIONAL DE MERCADEO 100 STREET 165 TOWER 1 SUITE 708 GUAYNBO PR 00968 990 2025-01-01 660271958 COOPERATIVA DE AHORRO Y CREDITO MAUNABO COOP 7878612240 PO BOX 127 MAUNABO PR 00707 CARLOS CRESPO RAMOS EXECUTIVE PRESIDENT 7878622240 2026-06-18 1 Fernando Llavona P01474680 7877648664 2026-06-05 2025 2025-03-06 01:10:19Z CARLOS A CRESPO RAMOS PO BOX 127 MAUNABO PR 00707 14698939 0 X MAUNACOOPPR.COM X 1965 PR TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS AND CLIENTS FOLLOWING THE COOPERATIVE MOVEMENT PHILOSOPHY. 9 9 58 0 0 0 718258 0 0 0 12425266 12546324 2029216 2152615 15172740 14698939 0 0 0 0 2795344 2927571 0 0 0 6816505 7880630 9611849 10808201 5560891 3890738 238450251 246568910 152874848 157047793 85575403 89521117 TO PROVIDE ACCESSIBLE FINANCIAL SERVICES TO OUR MEMBERS AND CUSTOMERS IN ACCORDANCE WITH THE PHILOSOPHY OF THE COOPERATIVE MOVEMENT AND SOCIAL ECONOMY. 0 0 INTEREST INCOME AND OTHER INCOME OF $15,172,740 AND TOTAL EXPENSES OF $9,611,849 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 58 1 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 0 1 0 1 1 1 1 1 0 PR X COOPERATIVA DE AHORRO Y CREDITO MAUNABO 7878612240 PO BOX 127 MAUNABO PR 00707 CARLOS A CRESPO RAMOS EXECUTIVE PRESIDENT 40 0 X 201365 0 0 ANGEL RIVERA RUIZ FINANCE VICEPRESIDENT 40 0 X 82680 0 0 NOEMI SANCHEZ RODRIGUEZ COMPLIANCE MANAGER 40 0 X 61381 0 0 REBECCA GUTIERREZ PERALTA COLLECTION MANAGER 40 0 X 55598 0 0 HECTOR MELENDEZ RODRIGUEZ BRANCH MANAGER 40 0 X 54288 0 0 LILLIAN DEFENDINI ORTIZ BRANCH MANAGER 40 0 X 46717 0 0 MERILYN RIVERA LEBRON BRANCH MANAGER 40 0 X 44346 0 0 KEILA SOSTRE LAMB BRANCH MANAGER 40 0 X 44034 0 0 VIVIAN VELEZ FLORES ACCOUNTING MANAGER 40 0 X 42973 0 0 NERY VALLE VEGA CALL CENTER MANAGER 40 0 X 42966 0 0 NELLY CRUZ TORRES BRANCH MANAGER 40 0 X 39582 0 0 EDDIE C LEBRON RIVERA MARKETING PROMOTION AND EDUCATION OFFICER 40 0 X 36525 0 0 752455 0 0 1 0 1 0 GLADIUM TECHNOLOGY PARTNERS 407 ALHAMBRA CIR CORAL GABLES FL 33134 TECHNOLOGY SERVICES 131758 EVERTEC GROUP LLC PO BOX 364526 SAN JUAN PR 00936 BANK STATMENT PRINTING AND MAILING 104784 DIEBOLD INC PO BOX 643543 PITTSBURGH PA 19101 REPAIRS AND MAINTENANCE OF ATMS 126518 DOCUMENT SOLUTIONS PARTNERS MM-15 VIA AZURE MANSION DEL MAR TOA BAJA PR 00949 PROGRAMS MAINTENANCE 179157 4 0 0 12546324 12546324 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2152615 2152615 0 0 2152615 14698939 14698939 0 0 752455 752455 1630466 1630466 87462 87462 226640 226640 230548 230548 347190 347190 268134 268134 230548 230548 78668 78668 335081 335081 657426 657426 1052638 1052638 REPAIRS AND MAINTENANCE 1787119 0 1787119 0 CREDIT CARD AND ELECTRONIC TRANSACTION 605902 0 605902 0 UTILITIES 466387 0 466387 0 PROVISION FOR CREDIT LOSSES 1199943 0 1199943 0 851594 851594 10808201 0 10808201 0 47544991 30982008 5527309 11486403 709616 834803 125954676 129457222 1045293 1091060 17188033 10619663 6631541 6568370 44439569 56987849 4594416 4771596 2002840 4389599 238450251 246568910 1787096 1554022 151087752 155493771 152874848 157047793 X 63554775 63801159 0 0 22020628 25719958 85575403 89521117 238450251 246568910 X 3890738 715241 0 0 0 -660265 X 0 1 X 1 0 634955 0 634955 4079891 0 2264808 1815083 5905421 0 2989523 2915898 6567766 0 5365332 1202434 0 0 0 0 6568370 0 DEPOSITS AND SAVINGS CERTIFICATES 155493771 155493771 14698939 0 0 0 0 0 14698939 0 0 0 14698939 10808201 0 0 0 0 0 10808201 0 0 0 10808201 0 0 0 CARLOS A CRESPO RAMOS EXECUTIVE PRESIDENT 201365 0 0 0 0 0 0 0 0 0 201365 0 0 0 NERY VALLE VEGA EMPLOYEE X 1345 1276 0 1 1 WISESTHER BERMUDEZ RIVERA EMPLOYEE X 30798 4588 0 1 1 KEILA SOSTRE LAMB EMPLOYEE X 2080 1234 0 1 1 MARGARITA COLON RIVAS EMPLOYEE X 5000 3788 0 1 1 LISA ORTIZ GARCIA EMPLOYEE X 25000 17394 0 1 1 JESSICA M BARREIRO SEMPRIT EMPLOYEE X 1000 960 0 1 1 RACELYNETTE AMARO LEBRON EMPLOYEE X 5000 1411 0 1 1 MARISOL RIVERA SANTIAGO EMPLOYEE X 3190 2832 0 1 1 VICTORIA GARCIA BURGOS EMPLOYEE X 5000 1062 0 1 1 NAIDALIS LOPEZ DE JESUS EMPLOYEE X 2800 2748 0 1 1 KEVIN J GONZALEZ ACOSTA EMPLOYEE X 5000 612 0 1 1 MARGARITA COLON RIVAS EMPLOYEE X 39000 20694 0 1 1 MINERIS PAGAN MARTINEZ EMPLOYEE X 6500 6091 0 1 1 ROSALI RODRIGUEZ CAMACHO EMPLOYEE X 5000 3397 0 1 1 JESSICA BARREIRO SEMPRIT EMPLOYEE X 72250 62699 0 1 1 CARLOS A CRESPO RAMOS CEO X 9800 8627 0 1 1 MADELINE GARCIA RODRIGUEZ EMPLOYEE X 6000 3979 0 1 1 VICTORIA GARCIAS BURGOS EMPLOYEE X 26995 7674 0 1 1 LISA M GARCIA BURGOS EMPLOYEE X 25000 10048 0 1 1 MYRIAM SERRANO SOTO EMPLOYEE X 5500 3170 0 1 1 WISESTHER BERMUDEZ RIVERA EMPLOYEE X 76500 59392 0 1 1 CARMEN M RIVERA RIVERA EMPLOYEE X 25000 22602 0 1 1 LILLIAN Y DEFENDINI ORTIZ EMPLOYEE X 25000 12210 0 1 1 NELLY CRUZ TORRES EMPLOYEE X 1600 1400 0 1 1 PEDRO J SOLIS NAVARRO EMPLOYEE X 20000 13008 0 1 1 EUGENIO BRITO ORTIZ EMPLOYEE X 13300 11815 0 1 1 LISMARIE ORTIZ VAZQUEZ EMPLOYEE X 30495 23716 0 1 1 EDDIE C LEBRON RIVERA EMPLOYEE X 47600 12526 0 1 1 EDDIE C LEBRON RIVERA EMPLOYEE X 30540 28459 0 1 1 MERYLYN RIVERA LEBRON EMPLOYEE X 1200 1006 0 1 1 FRANK G APONTE COLON EMPLOYEE X 25000 20806 0 1 1 MERYLYN RIVERA LEBRON EMPLOYEE X 1200 1006 0 1 1 MERYLYN RIVERA LEBRON EMPLOYEE X 25000 12685 0 1 1 TATIANA MIRANDA FLORES EMPLOYEE X 2300 2181 0 1 1 NILDA R MOCLOVA ORTIZ EMPLOYEE X 23995 13014 0 1 1 ANGEL M RIVERA RUIZ CFO X 18000 1791 0 1 1 MERYLYN RIVERA LEBRON EMPLOYEE X 25000 12685 0 1 1 JUNIRIS K DIAZ SOTO EMPLOYEE X 908 908 0 1 1 ROSALI RODRIGUEZ CAMACHO EMPLOYEE X 500 336 0 1 1 NOEMI SANCHEZ RODRIGUEZ EMPLOYEE X 23000 17519 0 1 1 JOSE A LEBRON SOTO EMPLOYEE X 13500 10358 0 1 1 ANGEL M RIVERA RUIZ CFO X 18000 1791 0 1 1 VIRNA BERRIOS BURGOS EMPLOYEE X 37795 35643 0 1 1 NERY A VALLE VEGA EMPLOYEE X 20000 14310 0 1 1 VIVIAN N ROSADO SERRANO EMPLOYEE X 25000 18039 0 1 1 DENISE YERA RAMOS EMPLOYEE X 25000 23288 0 1 1 KENIA MARQUEZ COLLAZO EMPLOYEE X 2700 1716 0 1 1 LILLIAN Y DEFENDINI ORTIZ EMPLOYEE X 25000 12210 0 1 1 JUHELIS M BARREIRO LEON EMPLOYEE X 51995 51995 0 1 1 NOEMI SANCHEZ RODRIGUEZ EMPLOYEE X 23000 17519 0 1 1 FRANCES M LEBRON DELGADO EMPLOYEE X 25000 15861 0 1 1 PEDRO J SOLIS NAVARRO EMPLOYEE X 5000 3572 0 1 1 NERY A VALLE VEGA EMPLOYEE X 20000 14310 0 1 1 YARIELIS LATALLADI LABOY EMPLOYEE X 5000 2212 0 1 1 AMANDA GUTIERREZ GONZALEZ EMPLOYEE X 39800 36855 0 1 1 AMANDA GUTIERREZ GONZALEZ EMPLOYEE X 2700 2348 0 1 1 JOHNNY VELAZQUEZ LABOY EMPLOYEE X 8000 7741 0 1 1 JESSICA M BARREIRO SEMPRIT EMPLOYEE X 4000 3585 0 1 1 ZAYMILL M CORREA FIGUEROA EMPLOYEE X 5000 4845 0 1 1 NAOMI COLON SOTO EMPLOYEE X 1500 197 0 1 1 KEILA Y SOSTRE LAMB EMPLOYEE X 2080 1234 0 1 1 CARLOS A CRESPO RAMOS CEO X 9800 8627 0 1 1 WISESTHER BERMUDEZ RIVERA EMPLOYEE X 16500 10619 0 1 1 EDDIE C LEBRON RIVERA EMPLOYEE X 12200 11426 0 1 1 AMANDA GUTIERREZ GONZALEZ EMPLOYEE X 10000 10000 0 1 1 XIOMARA ROQUE BURGOS EMPLOYEE X 4150 2167 0 1 1 GLENDALIZ PEREZ SANTIAGO EMPLOYEE X 3200 2969 0 1 1 GLENDALIZ PEREZ SANTIAGO EMPLOYEE X 32995 19941 0 1 1 NELLY CRUZ TORRES EMPLOYEE X 1600 1400 0 1 1 ZAYMILL M CORREA FIGUEROA EMPLOYEE X 25000 22053 0 1 1 NERY A VALLE VEGA EMPLOYEE X 1345 1276 0 1 1 VICTORIA GARCIA BURGOS EMPLOYEE X 25000 24348 0 1 1 JENNIFFER CORUJO RIVERA EMPLOYEE X 7100 6999 0 1 1 834803 Form 990, Part VI, Section A, Line 6 THE ORGANIZATION HAS MEMBERS CALLED "SOCIOS" WHO JOIN VOLUNTARILY. EACH MEMBER MUST CONTRIBUTE AT LEAST $10 IN SHARES (PAR VALUE) UPON ADMISSION, AND MUST CONTRIBUTE AT LEAST $120 YEARLY TO ENJOY MEMBER BENEFITS. Form 990, Part VI, Section A, Line 7a EVERY YEAR, THE ORGANIZATION CONDUCTS ITS ANNUAL MEMBER MEETING, WHERE ACTIVE MEMBERS NOMINATE AND ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THE NEXT THREE YEARS. Form 990, Part VI, Section A, Line 7b ONLY THOSE AFFECTING THE GENERAL RULES OF THE ORGANIZATION. Form 990, Part VI, Section B, Line 11b EVERY TRIMESTER, THE ORGANIZATION SENDS A REPORT ON COMPLIANCE WITH LAWS AND REGULATIONS TO ITS REGULATOR, IN THIS CASE, COSSEC. Form 990, Part VI, Section B, Line 12c EVERY TRIMESTER, THE ORGANIZATION SENDS A REPORT ON COMPLIANCE WITH LAWS AND REGULATIONS TO ITS REGULATOR, IN THIS CASE, COSSEC. Form 990, Part VI, Section B, Line 15 THE BOARD OF DIRECTORS ASSESSES THE CEO'S PERFORMANCE ON AN ANNUAL BASIS. ALSO THE CEO HAS A FORMAL EMPLOYMENT CONTRACT OR AGREEMENT. Form 990, Part VI, Section C, Line 19 THE AUDITED FINANCIAL STATEMENTS ARE DISCUSSED AND MADE AVAILABLE TO EVERY MEMBER ATTENDING THE ANNUAL MEMBER MEETING. Form 990, Part XI, Line 9 ADDITIONAL INVESTMENT FROM MEMBERS IN SHARES $10,820,882; WITHDRAWALS OF SHARES FROM MEMBERS ($11,574,498); UNDISTRIBUTED EARNINGS CAPITALIZED INTO SHARES $1,000,000; UNCLAIMED ACCOUNTS TRANSFERRED TO SOCIAL CAPITAL RESERVE, NET $93,351; CONTRIBUTION TO CONTINGENCY RESERVE $389,074; CONTRIBUTION TO INDIVISIBLE CAPITAL RESERVE $194,537, UNDISTRIBUTED EARNINGS TRANSFERRED TO CONTINGENCY RESERVE $3,116,239; OTHER CHANGES IN UNDISTRIBUTED EARNINGS ($4,699,850).