2025-03-28T13:30:22-07:00 2024-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2024-01-01 381624824 Michigan One Community Credit Union MICH 6165273900 510 S DEXTER ST Ionia MI 48846 HAILIE PATTERSON CEO 2025-03-28 true true Donald E Lingerfelt P00339004 8005225820 2024 2025-03-06 01:10:19Z HAILIE PATTERSON 510 S DEXTER ST Ionia MI 48846 13898983 false X WWW.M1CCU.ORG X 1954 MI PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS. 7 7 66 10 78099 0 10469405 12402673 775860 1496310 0 11245265 13898983 0 0 3800715 4159485 0 0 6166517 7698827 9967232 11858312 1278033 2040671 211875574 223956482 192701884 202500442 19173690 21456040 PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS. false false THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATE AND OTHER. THE TOTAL NUMBER OF CURRENT MEMBERS AT 12/31/2024 WAS 18,911. THE CREDIT UNION PROVIDES A VARIETY OF LOAN TYPES TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 9,704. false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 2318 0 true 66 true true true false false false false false false false X 7 7 false false false false true true true true true false true true false true true true false true true true false X ALISHA VANHORN 6165273900 510 S Dexter St IONIA MI 48846 HAILIE PATTERSON CEO 40.00 0.00 X 175666 0 27325 JACKIE THEBO Vice President 40.00 0.00 X 134398 0 26285 DAWN KETCHUM COO 40.00 0.00 X 131751 0 9511 ALISHA VANHORN CFO 40.00 0.00 X 116714 0 16666 LON MACLACHLAN Director 1.00 0.00 X 0 0 0 ABBY STALKER Director 1.00 0.00 X 0 0 0 ROGER VANDERMOLEN Treasurer 1.00 0.00 X 0 0 0 MICHAEL WALCZAK Chairman 1.00 0.00 X 0 0 0 MALLORY BOWERMAN Director 1.00 0.00 X 0 0 0 ROSEMARY REAMS Director 1.00 0.00 X 0 0 0 MITCHELL MERCER Secretary 1.00 0.00 X 0 0 0 558529 79787 4 false true false FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 DATA PROCESSING 586889 THE SBIS PLAN PO Box 19166 KALAMAZOO MI 49019 EMPLOYEE HEALTH INSURANCE 339235 CMS Internet LLC 131 S Main Street MT PLEASANT MI 48858 INTERNET SERVICES 127173 CENTRAL MICHIGAN BUILDERS 985 MAIN ST IONIA MI 48846 CONSTRUCTION 593058 4 0 FEES AND OTHER INCOME 522100 3787051 3787051 INSURANCE SALES 524298 18875 18875 INTEREST ON LOANS 522100 8537523 8537523 NON-MEMBER ATM FEES 525990 31224 31224 WARRANTY SALES 524298 28000 28000 12402673 1496310 1496310 0 0 0 0 0 0 0 0 13898983 13820884 78099 0 0 0 0 638316 0 2777355 127186 371658 244970 0 0 0 0 0 0 0 274712 360430 565336 0 272416 173374 0 0 3953240 0 223337 32846 PRO SERVICES 1041600 LOAN SERVICING EXPENSE 510882 PROVISION FOR CREDIT LOSSES 187860 MISC 71595 31199 11858312 0 0 0 2835909 3569009 28447796 38303481 0 1201550 976687 0 0 166808174 169036720 0 582162 90553 7735337 3020397 3696866 4714940 2034802 2646942 3574626 1616169 0 0 2693689 3001981 211875574 223956482 2386003 526763 190315881 201973679 192701884 202500442 X 19173690 21456040 19173690 21456040 211875574 223956482 2040671 241679 X false true X true false 1552726 1552726 4334431 2006775 2327656 406074 333315 72759 1442106 680307 761799 4714940 OTHER LIABILITIES 3234339 SHARES 198739340 201973679 false false false HAILIE PATTERSON CEO 171720 3946 14001 13324 202991 JACKIE THEBO Vice President 130452 3946 10290 15995 160683 Form 990, Part VI, Section A, Line 6 SECTION 501C14 CREDIT UNION IS COMPOSED OF MEMBERS. Form 990, Part VI, Section A, Line 7a MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD AT ANNUAL MEETING. Form 990, Part VI, Section A, Line 7b MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP. Form 990, Part VI, Section B, Line 11b MANAGEMENT REVIEWS TAX RETURN AND FORWARDS FORM 8879-TE TO TAX PREPARER. BOARD REVIEWS FILED TAX RETURNS AT NEXT SCHEDULED MEETING. Form 990, Part VI, Section B, Line 12c EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD MINUS THE LENDEE. Form 990, Part VI, Section B, Line 15a EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE NOT COMPENSATED. Form 990, Part VI, Section B, Line 15b EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE NOT COMPENSATED. Form 990, Part VI, Section C, Line 19 CREDIT UNION BYLAWS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESSIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANCIAL PERFORMANCE CALL REPORTS ARE ALSO AVAILABLE AT WWW.NCUA.GOV FOR ALL FEDERALLY INSURED CREDIT UNIONS.