2025-04-15T13:13:09-07:00 2024-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2024-01-01 381370948 GR Consumers Credit Union GRCO 6165383325 1073 GEZON PARKWAY SW WYOMING MI 49509 TIMOTHY KINDRED CEO 2025-04-15 true true Donald E Lingerfelt P00339004 8005225820 2024 2025-03-06 01:10:19Z X TIMOTHY KINDRED 1073 GEZON PARKWAY SW WYOMING MI 49509 2567501 false X https://www.grccu.com/ X 1941 MI PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS. 7 7 18 8 6853 0 1848625 1980852 480355 586649 0 2328980 2567501 0 0 834543 825346 0 0 1216054 1543369 2050597 2368715 278383 198786 47093914 49727935 38863603 41284593 8230311 8443342 PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS. false false THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING CERTIFICATE AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2024 WAS 2,842. THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF MEMBER LOANS OUTSTANDING AT 12/31/2024 WAS 2,250. false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 738 0 true 18 true true true false false false false false false false X 7 7 false false false false true true true true false false true true false true true true true true true true false X TIMOTHY KINDRED 6165383325 1073 GEZON PARKWAY SW WYOMING MI 49509 TIMOTHY KINDRED CEO 40.00 0.00 X 166415 0 31313 REX WELBON Chairman 1.00 0.00 X 0 0 0 MARCIE VER BEEK Director 1.00 0.00 X 0 0 0 DEBRA HINES Secretary 1.00 0.00 X 0 0 0 KELLY FALCONER Treasurer 1.00 0.00 X 0 0 0 MICHAEL CARDOSA Director 1.00 0.00 X 0 0 0 ALFRED VANTVOORT Director 1.00 0.00 X 0 0 0 JEFFERY HUVAERE Director 1.00 0.00 X 0 0 0 166415 31313 1 false true false CU ANSWERS 6000 28TH ST SE GRAND RAPIDS MI 49546 DATA PROCESSING 118308 PSCU 560 CARILON PARKWAY ST PETERSBURG FL 33716 CARD/PLASTICS PROCESSOR 187693 LAMACCHIA GROUP 157 N MILWAUKEE ST MILWAUKEE WI 53202 CONTRACTING /CONSTRUCTION 2415613 3 0 FEES AND OTHER 522100 636866 636062 804 INSURANCE INCOME 524298 6049 6049 INTEREST ON LOANS 522100 1337937 1337937 1980852 586649 586649 0 0 0 0 0 0 0 0 2567501 2560648 6853 0 0 0 0 197728 0 480211 49055 46314 52038 0 2335 0 0 0 0 0 114416 253571 204404 0 80450 14262 0 0 408539 5904 55164 13674 LOAN SERVICING 148097 PROF & OUTSIDE SERV 131587 CREDIT LOSS EXPENSE 101100 OPERATING FEE 8923 943 2368715 0 0 0 267370 346863 9681384 13188068 0 28752 156207 0 0 23151801 23017945 0 53698 70982 4452115 1234072 636159 3218043 744362 248455 11890859 8635681 0 0 639529 845691 47093914 49727935 19431 291735 38844172 40992858 38863603 41284593 X 8230311 8443342 8230311 8443342 47093914 49727935 198786 14245 X false false false 482044 482044 811294 720624 90670 125920 92101 33819 3032857 421347 2611510 3218043 8635681 MEMBER SHARES 40823559 OTHER LIABILITIES 169299 40992858 false false false TIMOTHY KINDRED CEO 156347 7580 2488 31313 197728 Form 990, Part VI, Section A, Line 6 SECTION 501C14 CREDIT UNION IS COMPOSED OF MEMBERS. Form 990, Part VI, Section A, Line 7a MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING. Form 990, Part VI, Section A, Line 7b MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP. Form 990, Part VI, Section B, Line 11b MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-TE TO TAX PREPARER. BOARD REVIEWS FILED TAX RETURNS AT NEXT SCHEDULED MEETING. Form 990, Part VI, Section B, Line 12c EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD MINUS THE LENDEE. Form 990, Part VI, Section B, Line 15a EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. THE BOARD USES A THIRD PARTY FOR ANNUAL SALARY DATA. BOARD OF DIRECTORS ARE NOT COMPENSATED. Form 990, Part VI, Section B, Line 15b EXECUTIVE AND EMPLOYEE SALARIES ARE COMMITTEE REVIEWED AND APPROVED. Form 990, Part VI, Section C, Line 19 CREDIT UNION BYLAWS, RECORDS, AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESSIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANCIAL PERFORMANCE CALL REPORTS ARE ALSO AVAILABLE AT WWW.NCUA.GOV FOR ALL FEDERALLY INSURED CREDIT UNIONS.