2024-05-10T10:18:00-07:00 2023-12-31 990 2023-01-01 041989205 WORCESTER FIRE DEPT CREDIT UNION WORC 5087521122 34 Glennie Street Worcester MA 01605 Gerard Dio Treasurer 5087521122 2024-05-10 Gerard Dio 999009999 1 1 11 0 AAL2 2023 2023-04-26 12:10:37Z Gerard Dio 34 Glennie Street Worcester MA 01602 1124089 0 X www.wfdcu.org X 1937 MA To ensure thrift among its members by the accumulation of their savings and loaning of such savings to its members for provident purposes. 9 9 0 9 0 0 0 0 460804 430869 491991 588868 22133 104352 974928 1124089 0 0 119440 119349 347537 375924 0 0 0 439580 571443 906557 1066716 68371 57373 51655973 45647147 45953769 39887570 5702204 5759577 To encourage thrift among its members by the accumulation of their savings and loaning of such savings to its members for provident purposes. 0 0 845296 535221 Provide low cost loans, atm, visa cards, home banking, and other financial services to our members 221420 588868 the credit union provides a .10% dividend to our members savings accounts and competititve rates to our members for their certificates of deposits. 0 0 0 1066716 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 X 9 9 1 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X Worcester Fire Department Credit Union 5087521122 34 Glennie Street Worcester MA 01605 X Lisa Carmody Manager 40 0 X 105061 0 0 Daniel Spencer Treasurer 20 0 X X 39263 0 0 Gerard Dio President 15 0 X X 34711 0 0 Brian Tangney Director 10 0 X 8730 0 0 Robert Johnson Vice President 1 0 X X 0 0 0 Arthur Davison Director 1 0 X 0 0 0 Michael Coakley Director 1 0 X 0 0 0 Josh Watson Director 1 0 X 0 0 0 Matthew Coakley Director 1 0 X 0 0 0 187765 0 0 1 0 0 0 Fiserv 75 Remittance Road Suite 6958 Chicago IL 60675 computer equipment, software, support 122385 1 0 0 0 0 0 0 0 0 loans to members 522130 430869 430869 0 0 0 0 0 0 430869 588868 588868 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 fees to members for services 522291 104352 104352 0 0 104352 1124089 1124089 0 0 119349 119349 179035 179035 0 0 0 0 0 0 115539 115539 0 0 14433 14433 0 0 43646 43646 0 0 23271 23271 0 0 0 0 0 0 0 0 0 0 22156 22156 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 987 987 0 0 83656 83656 0 0 138462 138462 0 0 0 0 0 0 110239 110239 0 0 4423 4423 0 0 0 0 0 0 0 0 0 0 12143 12143 0 0 23114 23114 0 0 102071 102071 0 0 23430 23430 0 0 DONATION TO OUTSIDE SERVICES & STUDENTS 4167 4167 0 0 RELATED LOAN ISSUES 34859 34859 0 0 11736 11736 0 0 1066716 1066716 0 0 296714 147632 1296242 980769 0 0 0 0 250104 443530 0 0 7584406 9130145 0 0 0 24720 1338734 670472 675445 668262 0 0 40517573 32626685 0 1035489 1625404 51655973 45647147 29790 18573 0 0 0 0 0 0 0 45923979 39868997 45953769 39887570 X 0 0 0 0 5702204 5759577 5702204 5759577 51655973 45647147 57373 0 0 0 0 0 X 0 0 0 155000 0 155000 794450 0 373887 420563 0 0 0 0 289720 0 242492 47228 99564 0 54093 45471 668262 32626685 C 32626685 0 shares held by members 39868997 39868997 Form 990, Part VI, Section A, Line 2 Michael Coakley is Matthew Coakley father. Form 990, Part VI, Section A, Line 6 The credit union has approximately 2500 members who can attend the annual meeting and are able to vote concerning any issue brought forward by themselves or the body. Form 990, Part VI, Section A, Line 7a elections are held every year for three members of the board. Form 990, Part VI, Section A, Line 7b at the annual meeting members vote on different issues that are brought before them by other members or the board. Form 990, Part VI, Section B, Line 11b presented to the board members at the monthly May meeting. Form 990, Part VI, Section B, Line 12c all board members are required during the monthly meeting to disclose any conflict of interest issues. Form 990, Part VI, Section B, Line 15 the credit union league publishes a compensation booklet for all officer positions in the banking industry. Form 990, Part VI, Section C, Line 19 Monthly Income and balance sheets are posted in the main lobby of the credit union.