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        <ExplanationTxt>FORM 990EZ PART III LINE 28: Due to the continuing health threat of the COVID-19 pandemic, all eductional programs offered during 2021 were virtual on-line programs. The organization was able to offer a robust schedule of educational programs for its members at a reduced cost. The organizaion is resuming in-person educational programs in the fall of 2022.</ExplanationTxt>
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