2024-11-15T09:25:57-06:00 2023-12-31 411360831 OLSEN THIELEN & CO LTD 2675 LONG LAKE ROAD ST PAUL MN 55113 990 2023-01-01 410682283 ACA INTERNATIONAL ACAI 9529288000 3200 COURTHOUSE LN EAGAN MN 55121 GEORGE SCOTT PURCELL CEO 9529288000 2024-11-15 1 0 RYAN VETTRUS CPA P01243596 6514834521 2023 2024-10-15 13:58:12Z GEORGE SCOTT PURCELL 3200 COURTHOUSE LN EAGAN MN 55121 8697735 0 X WWW.ACAINTERNATIONAL.ORG X 1939 MN SUPPORT THE SUCCESS OF MEMBERS, THE POSITIVE REPUTATION OF THE INDUSTRY & THE HEALTH OF THE ECONOMY 10 10 64 228 797411 2725 1080494 323319 5509640 5597643 47678 43957 2407409 2651887 9045221 8616806 0 0 0 0 4179284 4408310 0 0 0 5036474 4211772 9215758 8620082 -170537 -3276 13213191 13074567 3632512 3121576 9580679 9952991 X ACA INTERNATIONAL CONTRIBUTES TO THE SUCCESS OF ITS MEMBERS, THE POSITIVE REPUTATION OF THE INDUSTRY AND THE HEALTH OF THE ECONOMY. WE ACCOMPLISH THIS BY 1) BEING THE COMPREHENSIVE, KNOWLEDGE-BASED RESOURCE FOR THE CREDIT AND COLLECTION INDUSTRY 2) CLARIFYING THE RIGHTS AND RESPONSIBILITIES OF ALL PARTICIPANTS IN THE CREDIT AND COLLECTION CYCLE 3) ENHANCING THE KNOWLEDGE AND SKILLS OF CREDIT AND COLLECTION PROFESSIONALS AROUND THE WORLD 4) DEMANDING THE HIGHEST DEGREE OF ETHICAL PRACTICES AND CONDUCT 5) ADVOCATING EFFECTIVELY IN CRITICAL LEGISLATIVE, REGULATORY AND BUSINESS ARENAS 6) OFFERING SERVICES AND PRODUCTS TO IMPROVE MEMBER PROFITABILITY 7) PROMOTING THE IMPORTANCE, VALUE AND INTEGRITY OF THE INDUSTRY ACA INTERNATIONAL VALUES LEADERSHIP, INTEGRITY, RESPECT, RESPONSIBILITY AND SERVICE. 0 0 CONVENTIONS, MEETINGS, CONFERENCES AND WORKSHOPS:DURING THE FISCAL YEAR, ACA CONDUCTED SEVEN EVENTS WHICH CONSISTED OF AN ANNUAL CONVENTION AND EXPOSITION, AND A VARIETY OF FACE-TO-FACE WORKSHOPS TO EDUCATE MEMBERS ON INDUSTRY NEWS, TRENDS, PRACTICES AND REGULATIONS. A GRAND TOTAL OF 1,443 MEMBERS REGISTERED FOR THESE CONFERENCES. TRAINING DELIVERY:A TOTAL OF 3,819 CREDIT AND COLLECTION PROFESSIONALS RECEIVED INDUSTRY-SPECIFIC TRAINING THROUGH FACE-TO-FACE SEMINARS, ONLINE SEMINARS, TELESEMINARS AND WEB COURSES. CREDENTIALING: ACA OFFERS 7 DESIGNATIONS AND CERTIFICATES WHICH CAN BE ACHIEVED BY ATTENDING AND COMPLETING COURSE REQUIREMENTS. IN THE FISCAL YEAR, 685 NEW DESIGNATIONS AND CERTIFICATES WERE AWARDED TO CREDIT AND COLLECTION PROFESSIONALS AND AGENCIES. 0 0 0 1 0 0 0 0 0 1 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 18 0 1 64 1 1 1 0 0 0 1 1 0 0 0 X 10 10 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X LORI SPEISS 9529288000 3200 COURTHOUSE LN EAGAN MN 55121 G SCOTT PURCELL CHIEF EXECUTIVE OFFICER 40.00 X X 328577 0 33373 TED SMITH CHIEF OPERATING OFFICER 40.00 X 197769 0 20815 ANDREW MADDEN VP OF GOVERNMENT & STATE AFFAIRS 40.00 X 167634 0 7216 JESSICA HARTMANN VP OF MEMBER EXPERIENCE 40.00 X 154976 0 43530 COLIN WINKLER SENIOR COUNSEL 40.00 X 145649 0 12106 KELLI KRUEGER DIRECTOR OF EDUCATION 40.00 X 133757 0 14691 COURTNEY REYNAUD PRESIDENT THRU JULY/PAST PRESIDENT 5.00 X X 0 0 0 TIM HAAG DIRECTOR THRU JULY/PRESIDENT-ELECT 1.00 X X 0 0 0 DAVID WILLIAMS PRESIDENT-ELECT THRU JULY, PRESIDENT 5.00 X X 0 0 0 MICHAEL KLUTHO TREASURER THRU JULY 1.00 X X 0 0 0 JENNIFER WHIPPLE DIRECTOR THRU JULY/TREASURER 1.00 X X 0 0 0 KEVIN BAICH PAST PRESIDENT THRU JULY 5.00 X X 0 0 0 DENNIS BARTON DIRECTOR THRU JULY 1.00 X 0 0 0 LADONNA BOHLING DIRECTOR 1.00 X 0 0 0 JACOB CORLYON DIRECTOR 1.00 X 0 0 0 JEFF DIMATTEO DIRECTOR 1.00 X 0 0 0 STEPHEN LAWS DIRECTOR 1.00 X 0 0 0 ANITA MANGHISI IFCCE DIRECTOR 1.00 X 0 0 0 HARRY STRAUSSER III DIRECTOR 1.00 X 0 0 0 GREGG SWERSKY DIRECTOR 1.00 X 0 0 0 BRIAN WATKINS DIRECTOR THRU JULY 1.00 X 0 0 0 1128362 0 131731 9 0 1 0 VENABLE LLP PO BOX 62727 BALTIMORE MD 21264 LEGAL PROFESSIONAL SERVICES 750000 BROWNSTEIN HYATT FARBER SCHERC PO BOX 172168 DENVER CO 802172168 LEGAL PROFESSIONAL SERVICES 357566 2 323319 323319 MEMBERSHIP DUES 900099 2532612 2532612 MEETINGS AND CONFERENCES 900099 1705461 1705461 EDUCATION DELIVERY 900099 559347 559347 INDUSTRY ADVANCEMENT ASSESSMENT 900099 546132 546132 PROGRAM FEES 541100 254091 254091 5597643 43957 43957 891397 891397 105953 0 105953 105953 105953 305172 80929 224243 217854 6389 MANAGEMENT FEES 561000 791022 791022 COMPUTER USAGE 900099 518069 518069 SUBSIDIARY INCOME 900099 121203 121203 1430294 8616806 6454769 797411 1041307 361950 3370794 109021 294572 271973 66610 39085 633306 206320 149350 841014 346995 132630 1298643 49380 60557 CONTRACT HELP 215971 GOVERNMENT AFFAIRS 75292 BOOKS & SUBSCRIPTIONS 72222 MISCELLANEOUS 16987 7410 8620082 300 300 7528052 7453664 328001 191350 184 0 191516 182374 1676753 597341 1119564 1079412 4035769 4156972 9805 10495 13213191 13074567 1685928 965897 1946584 2155679 3632512 3121576 X 9565679 9937891 15000 15100 9580679 9952991 13213191 13074567 -3276 375588 0 X X 0 1 X 1 0 0 0 1 3078744 759228 13781 773009 923623 -150614 1650571 589904 1060667 26182 7437 18745 1079412 INVESTMENT IN SUBSIDIARY 4156972 C 4156972 X 8992394 375588 375588 8616806 0 8616806 8620082 0 8620082 0 8620082 PART X, LINE 2: ASC 740 DISCLOSURE FROM AUDITED FINANCIAL STATEMENTS: ACA IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. THE ASSOCIATION REVIEWS INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN INCOME TAX RETURNS TO DETERMINE IF THERE ARE ANY INCOME TAX UNCERTAINTIES. THE ASSOCIATION RECOGNIZES TAX BENEFITS FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITIONS. THE ASSOCIATION HAS IDENTIFIED NO SIGNIFICANT INCOME TAX UNCERTAINTIES. X X X 0 0 0 G SCOTT PURCELL CHIEF EXECUTIVE OFFICER 328577 0 0 0 0 0 13197 0 20176 0 361950 0 0 0 TED SMITH CHIEF OPERATING OFFICER 197769 0 0 0 0 0 8115 0 12700 0 218584 0 0 0 ANDREW MADDEN VP OF GOVERNMENT & STATE AFFAIRS 167634 0 0 0 0 0 6704 0 512 0 174850 0 0 0 JESSICA HARTMANN VP OF MEMBER EXPERIENCE 154976 0 0 0 0 0 16812 0 26718 0 198506 0 0 0 COLIN WINKLER SENIOR COUNSEL 145649 0 0 0 0 0 5940 0 6166 0 157755 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 ANY INDIVIDUAL OR ENTITY SUBSTANTIALLY RELATED TO THE COLLECTION INDUSTRY MAY BECOME A MEMBER OF THIS ASSOCIATION. MEMBERSHIP IS DIVIDED INTO UNITS, DIVISION AND SPECIAL MEMBERSHIP CATEGORIES. MEMBERS ARE REPRESENTED THROUGH THEIR UNITS TO VOTE, AND EACH UNIT HAS BETWEEN ONE AND FOUR VOTES DEPENDING UPON THE NUMBER OF MEMBERS THEY ARE REPRESENTING. FORM 990, PART VI, SECTION A, LINE 7A EACH UNIT AND DIVISION HOLDING MEMBERSHIP WITH THE ASSOCIATION IS ENTITLED TO BETWEEN ONE AND FOUR SEATS ON THE COUNCIL OF DELEGATES DEPENDING UPON THE NUMBER OF MEMBERS THEY ARE REPRESENTING. THE ELECTION AND SEATING OF DIRECTORS IS CONDUCTED BY THE COUNCIL OF DELEGATES AT EACH ANNUAL CONVENTION. FORM 990, PART VI, SECTION A, LINE 7B THE BYLAWS MAY BE AMENDED, REPEALED OR ALTERED, IN WHOLE OR IN PART, ONLY BY A MAJORITY VOTE OF THE BOARD OF DIRECTORS. THE OFFICERS OF THE BOARD OF DIRECTORS ARE VOTED ON BY THE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FORM 990 IS REVIEWED IN DETAIL BY ITS CHIEF EXECUTIVE OFFICER, TREASURER, AND ITS VP OF FINANCE. FORM 990, PART VI, SECTION B, LINE 12C ACA REQUIRES FULL DISCLOSURE OF ALL ACTUAL AND POTENTIAL CONFLICTS OF INTEREST. A COVERED PERSON IS A MEMBER OF THE ACA BOARD OF DIRECTORS AND ACA OFFICERS, VOLUNTEERS AND KEY EMPLOYEES. EACH COVERED PERSON SHALL DISCLOSE ANY AND ALL FACTS TO THE BOARD OF DIRECTORS THAT MAYBE CONSTRUED AS A CONFLICT OF INTEREST, BOTH THROUGH AN ANNUAL DISCLOSURE PROCESS AND WHENEVER SUCH ACTUAL OR POTENTIAL CONFLICT OCCURS. IF THE BOARD OF DIRECTORS DETERMINES THAT AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST UNDER THIS POLICY DOES EXIST, THE BOARD OF DIRECTORS SHALL ALSO DETERMINE AN APPROPRIATE REMEDY. SUCH REMEDY MAY INCLUDE FOR EXAMPLE THE RECUSAL OF THE CONFLICTED BOARD MEMBER FROM PARTICIPATING IN CERTAIN MATTERS PENDING BEFORE THE BOARD OF DIRECTORS. ALL PROCEEDINGS PERTAINING TO CONFLICTS OF INTEREST ARE DOCUMENTED IN THE MEETING MINUTES ON AN ANNUAL BASIS. ON AN ANNUAL BASIS, ALL COVERED PERSONS SHALL BE PROVIDED WITH A COPY OF THIS POLICY AND SHALL COMPLETE AND SIGN THE CONFLICT OF INTEREST ACKNOWLEDGEMENT AND DISCLOSURE FORM. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS DETERMINED THROUGH REVIEW AND RECOMMENDATION BY THE OFFICERS OF THE BOARD OF DIRECTORS AND APPROVAL BY THE FULL BOARD OF DIRECTORS, COMPRISED ENTIRELY OF INDEPENDENT PERSONS. THE REVIEW PROCESS INCLUDES COMPARISON TO COMPENSATION SURVEYS AND 990'S OF OTHER ORGANIZATIONS. THE PROCESS IS COMPLETED EVERY YEAR. THE OTHER OFFICERS' COMPENSATION IS DETERMINED BY THE CEO. FORM 990, PART VI, SECTION C, LINE 19 ACA INTERNATIONAL DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY OR FINANCIAL STATEMENTS OPEN TO THE PUBLIC. FORM 990, PART XII, LINE 2C: THE PROCESS FOR COMMITTEE OVERSIGHT OF THE AUDIT HAS NOT CHANGED FROM THE PREVIOUS YEAR. ACA INTERNATIONAL PROPERTY LLC 509 2ND STREET NE WASHINGTON DC 20002 271486422 BRANCH OFFICE DC 1079412 N/A ACA INTERNATIONAL EDUCATION FOUNDATION 3200 COURTHOUSE LN EAGAN MN 55121 411840514 EDUCATION MN 501(C)(3) LINE 12A, I N/A 1 ACPAC ACA INC POLITICAL ACTION COMMITTEE 3200 COURTHOUSE LN EAGAN MN 55121 411288012 POLITICAL ORGANIZATION MN 527 N/A 1 ACA INTERNATIONAL HOLDING COMPANY 3200 COURTHOUSE LN EAGAN MN 55121 411895156 SERVICE MN N/A C 791022 4156972 1.00000 1 COLLECTORS INSURANCE AGENCY INC 3200 COURTHOUSE LN EAGAN MN 55121 411749855 SERVICE MN ACA INTERNATIONAL HOLDING CO C 1735744 3321820 1.00000 1 ACA INTERNATIONAL ENTERPRISES INC 3200 COURTHOUSE LN EAGAN MN 55121 410961558 SERVICE MN ACA INTERNATIONAL HOLDING CO C 929723 3347757 1.00000 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 1 0 1 1 0 ACA INTERNATIONAL ENTERPRISES INC K 592426 FMV ACA INTERNATIONAL HOLDING COMPANY L 791022 FMV ACA INTERNATIONAL ENTERPRISES INC R 87762 FMV COLLECTORS INSURANCE AGENCY J 95156 FMV