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TAX PREP 6093 3047 3046 CULLEN/FROST BANKERS INC 880672 2404418 KARNES COUNTY NATIONAL BANK 2362 169472 ISHARES MSCI EAFE ETF AT COST 249519 280816 T ROWE PRICE INTL DISC FD AT COST 195497 148350 ISHARES S&P 500 STK INDEX AT COST 729537 1028294 MFS VALUE FUND CL R6 AT COST 318463 286597 SCHWAB US DIVIDEND EQUITY ETF AT COST 476434 514873 VANGUARD GROWTH ETF AT COST 747223 1310124 JHANCOCK DISCIPLINED VALUE MID AT COST 252378 279029 T ROWE PRICE MIDCAP GROWTH FD AT COST 232952 282747 VANGUARD SM CAP GROWTH ADM AT COST 88596 109953 VICTORY SMALL CO OPP FUND AT COST 74880 91465 FIDELITY CONSERVATIVE INC AT COST 1170068 1179163 FROST TOTAL RETURN BOND AT COST 1555659 1500609 VANGUARD SHORT-TERM INV AT COST 1625101 1632958 ARTISAN HIGH INCOME FD INSTL AT COST 198540 194463 FROST CREDIT FUND INST AT COST 103328 102950 VANGUARD SMALL-CAP ETF AT COST 104968 116296 ISHARES MSCI EMERGING MKTS ETF AT COST 295264 266326 FIDELITY EMER MKTS INDEX AT COST 0 0 COHEN & STEERS INSTL REALTY FD 0 0 HARTFORD WORLD BOND FD INST 0 0 Excise Tax Refund COST BASIS ADJUSTMENT - STEP-UP IN BASIS 2919 INVESTMENT MANAGEMENT FEES 36296 36296 FOREIGN TAXES PAID 1454 1454 FEDERAL EXCISE TAXES PAID 10594 0