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          <FormAndInfoAndMaterialsTxt>SEE ATTACHMENT</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>IT IS THE FRIDAY PRIOR TO THE GRANTS COMMITTEE MEETING, WHICH IS THE FOURTH TUESDAY IN JANUARY, APRI</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>GRANTS ARE USUALLY LIMITED TO INTEREST INCOME BASED ON INVESTMENTS FOR EACH QUARTER. THE FINANCE COMMITTEE REVIEWS THIS AND TELLS THE GRANT COMMITTEE WHAT IS AVAILABLE. THE GRANTS COMMITTEE SEES EACH REQUEST AND THEN MAKES A RECOMMENDATION TO THE FULL BOARD.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BELIEVING RESTORATION IS ATTAINABLE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>113 HOLLY ST</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>COMMON GROUND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>P O BOX 444</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75168</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>VARIOUS PROJECTS ,EMERGENCY FUND</GrantOrContributionPurposeTxt>
          <Amt>14800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CROSSROADS OF TX FILM &amp; MUSIC FEST</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2000 CIVIC CENTER LANE</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)6</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DINAH WEABLE BREAST CANCER SURVIVOR</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>P O BOX U</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75168</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>14111</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ELLIS COUNTY CHILD WELFARE BOARD</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>P O BOX 31</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ELLIS COUNTY CHILDREN'S ADVOCACY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>425 E ROSS</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ELLIS COUNTY CHILDREN'S THEATER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 2752</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75168</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ELLIS COUNTY HOMELESS COALITION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>613 FERRIS AVE STE 105</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ELLIS COUNTY MUSEUM</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>201 S COLLEGE ST</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FIRST UNITED METHODIST CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>505 W MARVIN AVENUE</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>MISSIONS-BACKPACK PROGRAM</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HEADSTRONG COALITION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>120 AUBURN ST</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>LOVE YOUR NEIGHBOR</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>410 W MADISON</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NEXT GENERATION STEM GARDEN</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>122 PARK HILLS DR</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>COMMUNITY PARTNERS OF ELLIS COUNTY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>P O BOX 3231</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75168</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SALVATION ARMY OF ELLIS COUNTY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>620 FARLEY STREET</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SIMS LIBRARY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>515 W MAIN ST</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATING</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SONG &amp; SMILES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>129 S MAIN ST STE 260</AddressLine1Txt>
            <CityNm>GRAPEVINE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76051</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SPCA OF TEXAS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2570 FM 878</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>T &amp; S MINISTRIES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>691 CORNELL LANE 104</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5561</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TEXAS BAPTIST HOME</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>629 FARLEY ST</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TEXAS RAMP PROJECT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 832065</AddressLine1Txt>
            <CityNm>RICHARDSON</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75083</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>12000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WAXAHACHIE CARE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1208 FERRIS AVE</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS, EQUIPMENT</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WAXAHACHIE LITTLE PANTRY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>304 W 5TH ST</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WAXAHACHIE QUARTERBACK CLUB</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>3001 US HWY 287 BYPASS</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75167</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>7500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WAXAHACHIE SENIOR CENTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>122 PARK HILLS DR</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75165</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WAXAHACHIE SYMPHONY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 405</AddressLine1Txt>
            <CityNm>WAXAHACHIE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75168</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CONCERT FUNDING</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>186272</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>25</ExclusionCd>
          <ExclusionAmt>13885</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>25</ExclusionCd>
          <ExclusionAmt>89686</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <BusinessCd>525990</BusinessCd>
          <UnrelatedBusinessTaxblIncmAmt>32984</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>341573</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <OtherRevenueDescribedGrp>
          <Desc>HOLLY ENERGY</Desc>
          <BusinessCd>525990</BusinessCd>
          <UnrelatedBusinessTaxblIncmAmt>1121</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionCd>25</ExclusionCd>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>34105</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>445144</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>479249</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>3</LineNumberTxt>
          <RelationshipStatementTxt>ALLOWS FUNDING TO SUPPORT THE ORGANIZATIONS THAT WE HELP.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>4</LineNumberTxt>
          <RelationshipStatementTxt>ALLOWS FUNDING TO SUPPORT THE ORGANIZATIONS THAT WE HELP.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>8</LineNumberTxt>
          <RelationshipStatementTxt>ALLOWS FUNDING TO SUPPORT THE ORGANIZATIONS THAT WE HELP.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>11B</LineNumberTxt>
          <RelationshipStatementTxt>ALLOWS FUNDING TO SUPPORT THE ORGANIZATIONS THAT WE HELP.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES PAID 2023</CategoryTxt>
        <Amt>1285</Amt>
        <NetInvestmentIncomeAmt>1285</NetInvestmentIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="RetDoc3">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>GE HEALTHCARE TECHNOLOGIES INC.</AssetDesc>
        <AcquiredDt>2007-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-01</SoldDt>
        <GrossSalesPriceAmt>40</GrossSalesPriceAmt>
        <BasisAmt>118</BasisAmt>
        <TotalNetAmt>-78</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SHORT TERM COVERED</AssetDesc>
        <AcquiredDt>2022-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>4772</GrossSalesPriceAmt>
        <BasisAmt>4958</BasisAmt>
        <TotalNetAmt>-186</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>OLD NATL BK EVANSVILLE IND</AssetDesc>
        <AcquiredDt>2023-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-10</SoldDt>
        <GrossSalesPriceAmt>120000</GrossSalesPriceAmt>
        <BasisAmt>119970</BasisAmt>
        <TotalNetAmt>30</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>CITIZENS BK NA PROVIDENCE RI</AssetDesc>
        <AcquiredDt>2023-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-12</SoldDt>
        <GrossSalesPriceAmt>120000</GrossSalesPriceAmt>
        <BasisAmt>119940</BasisAmt>
        <TotalNetAmt>60</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ROYAL BUSINESS BK LOS ANGELES</AssetDesc>
        <AcquiredDt>2023-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-10</SoldDt>
        <GrossSalesPriceAmt>120000</GrossSalesPriceAmt>
        <BasisAmt>119970</BasisAmt>
        <TotalNetAmt>30</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>LONG TERM COVERED</AssetDesc>
        <AcquiredDt>2017-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>302852</GrossSalesPriceAmt>
        <BasisAmt>332846</BasisAmt>
        <TotalNetAmt>-29994</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ORGANON &amp; CO.</AssetDesc>
        <AcquiredDt>2021-06</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>505</GrossSalesPriceAmt>
        <BasisAmt>108</BasisAmt>
        <TotalNetAmt>397</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>HOLLY ENERGY</AssetDesc>
        <AcquiredDt>2020-05</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>35054</GrossSalesPriceAmt>
        <BasisAmt>2070</BasisAmt>
        <TotalNetAmt>32984</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>A T &amp; T INC</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>22713</GrossSalesPriceAmt>
        <BasisAmt>24202</BasisAmt>
        <TotalNetAmt>-1489</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ABBOTT LABORATORIES</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>64251</GrossSalesPriceAmt>
        <BasisAmt>15587</BasisAmt>
        <TotalNetAmt>48664</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ABBVIE INC</AssetDesc>
        <AcquiredDt>2011-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>1861</GrossSalesPriceAmt>
        <BasisAmt>331</BasisAmt>
        <TotalNetAmt>1530</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>AMERICAN HIGH-INC MUNI BD A</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>180017</GrossSalesPriceAmt>
        <BasisAmt>174433</BasisAmt>
        <TotalNetAmt>5584</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>AMERICAN CAP INC BUILDER A</AssetDesc>
        <AcquiredDt>2021-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>1075</GrossSalesPriceAmt>
        <BasisAmt>1200</BasisAmt>
        <TotalNetAmt>-125</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>AMERICAN CAP WRLD GRE &amp; INC A</AssetDesc>
        <AcquiredDt>2021-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>949</GrossSalesPriceAmt>
        <BasisAmt>1200</BasisAmt>
        <TotalNetAmt>-251</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>COLGATE PALMOLIVE CO</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>55188</GrossSalesPriceAmt>
        <BasisAmt>35019</BasisAmt>
        <TotalNetAmt>20169</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>CONSOLIDATED EDISON INC</AssetDesc>
        <AcquiredDt>2014-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>16164</GrossSalesPriceAmt>
        <BasisAmt>9684</BasisAmt>
        <TotalNetAmt>6480</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>AMERICAN EUROPACIFIC GROWTH A</AssetDesc>
        <AcquiredDt>2021-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>10185</GrossSalesPriceAmt>
        <BasisAmt>7622</BasisAmt>
        <TotalNetAmt>2563</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>GE HEALTHCARE TECHNOLOGIES INC</AssetDesc>
        <AcquiredDt>2007-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>3135</GrossSalesPriceAmt>
        <BasisAmt>7246</BasisAmt>
        <TotalNetAmt>-4111</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>GENERAL ELECTRIC CO</AssetDesc>
        <AcquiredDt>2007-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>11451</GrossSalesPriceAmt>
        <BasisAmt>27919</BasisAmt>
        <TotalNetAmt>-16468</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>GSK PLC</AssetDesc>
        <AcquiredDt>2014-04</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>19434</GrossSalesPriceAmt>
        <BasisAmt>31703</BasisAmt>
        <TotalNetAmt>-12269</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>HSBC HOLDINGS PLC</AssetDesc>
        <AcquiredDt>2014-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>24837</GrossSalesPriceAmt>
        <BasisAmt>39677</BasisAmt>
        <TotalNetAmt>-14840</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>HALEON PLC</AssetDesc>
        <AcquiredDt>2014-04</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>5706</GrossSalesPriceAmt>
        <BasisAmt>6979</BasisAmt>
        <TotalNetAmt>-1273</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ILLINOIS TOOL WORKS INC</AssetDesc>
        <AcquiredDt>2021-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>111546</GrossSalesPriceAmt>
        <BasisAmt>30211</BasisAmt>
        <TotalNetAmt>81335</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>AMERICAN INC FUND OF AMERICA</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>111383</GrossSalesPriceAmt>
        <BasisAmt>88200</BasisAmt>
        <TotalNetAmt>23183</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>INTEL CORP</AssetDesc>
        <AcquiredDt>2011-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>42099</GrossSalesPriceAmt>
        <BasisAmt>34739</BasisAmt>
        <TotalNetAmt>7360</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>J P MORGAN CHASE &amp; CO</AssetDesc>
        <AcquiredDt>2004-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>36637</GrossSalesPriceAmt>
        <BasisAmt>11096</BasisAmt>
        <TotalNetAmt>25541</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JOHNSON &amp; JOHNSON</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>76307</GrossSalesPriceAmt>
        <BasisAmt>31440</BasisAmt>
        <TotalNetAmt>44867</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>KRAFT HEINZ CO</AssetDesc>
        <AcquiredDt>2010-07</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>17259</GrossSalesPriceAmt>
        <BasisAmt>12971</BasisAmt>
        <TotalNetAmt>4288</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>MERCH &amp; CO INC</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>16472</GrossSalesPriceAmt>
        <BasisAmt>5031</BasisAmt>
        <TotalNetAmt>11441</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>MICROSOFT CORP</AssetDesc>
        <AcquiredDt>2011-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>76518</GrossSalesPriceAmt>
        <BasisAmt>7593</BasisAmt>
        <TotalNetAmt>68925</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>MONDELEZ INTERNATIONAL</AssetDesc>
        <AcquiredDt>2010-07</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>2724</GrossSalesPriceAmt>
        <BasisAmt>745</BasisAmt>
        <TotalNetAmt>1979</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ORGANON &amp; CO</AssetDesc>
        <AcquiredDt>2021-06</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>1953</GrossSalesPriceAmt>
        <BasisAmt>1390</BasisAmt>
        <TotalNetAmt>563</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>REPUBLIC SERVICES INC CL A</AssetDesc>
        <AcquiredDt>2014-04</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>90960</GrossSalesPriceAmt>
        <BasisAmt>24747</BasisAmt>
        <TotalNetAmt>66213</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SYSCO CORP</AssetDesc>
        <AcquiredDt>2011-06</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>13922</GrossSalesPriceAmt>
        <BasisAmt>5692</BasisAmt>
        <TotalNetAmt>8230</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VERIZON COMMUNICATIONS</AssetDesc>
        <AcquiredDt>2014-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>15421</GrossSalesPriceAmt>
        <BasisAmt>19581</BasisAmt>
        <TotalNetAmt>-4160</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>WARNER BROS DISCOVERY</AssetDesc>
        <AcquiredDt>2022-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-03</SoldDt>
        <GrossSalesPriceAmt>4414</GrossSalesPriceAmt>
        <BasisAmt>7408</BasisAmt>
        <TotalNetAmt>-2994</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
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        <StockNm>ABBOTT LABS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ABBVIE</StockNm>
        <EOYBookValueAmt>16572</EOYBookValueAmt>
        <EOYFMVAmt>99336</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AEPGX - MUTUAL FUND</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMECX - MUTUAL FUNDS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMGEN INC</StockNm>
        <EOYBookValueAmt>28696</EOYBookValueAmt>
        <EOYFMVAmt>55300</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMHIX - MUTUAL FUNDS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE INC.</StockNm>
        <EOYBookValueAmt>90540</EOYBookValueAmt>
        <EOYFMVAmt>108830</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AT&amp;T</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAIBX - MUTUAL FUND</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHEVRON</StockNm>
        <EOYBookValueAmt>39595</EOYBookValueAmt>
        <EOYFMVAmt>87054</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COCA COLA</StockNm>
        <EOYBookValueAmt>65609</EOYBookValueAmt>
        <EOYFMVAmt>89933</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COLGATE PALMOLIVE</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONSOLIDATED EDISON INC</StockNm>
        <EOYBookValueAmt>47080</EOYBookValueAmt>
        <EOYFMVAmt>87604</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CWGIX - MUTUAL FUND</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EMERSON ELECTRIC</StockNm>
        <EOYBookValueAmt>59357</EOYBookValueAmt>
        <EOYFMVAmt>109594</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EVERSOURCE ENERGY</StockNm>
        <EOYBookValueAmt>78019</EOYBookValueAmt>
        <EOYFMVAmt>76875</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXXON MOBIL</StockNm>
        <EOYBookValueAmt>80984</EOYBookValueAmt>
        <EOYFMVAmt>86479</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FEDERATED HERMES GO</StockNm>
        <EOYBookValueAmt>119369</EOYBookValueAmt>
        <EOYFMVAmt>119369</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL ELECTRIC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GLAXOSMITHKLINE PLC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HALEON PLC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HARTFORD FINANCIAL SVCS</StockNm>
        <EOYBookValueAmt>36260</EOYBookValueAmt>
        <EOYFMVAmt>110121</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HASBRO</StockNm>
        <EOYBookValueAmt>26116</EOYBookValueAmt>
        <EOYFMVAmt>31678</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HSBC HLDS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ILLINOIS TOOL WORKS</StockNm>
        <EOYBookValueAmt>26909</EOYBookValueAmt>
        <EOYFMVAmt>111063</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTEL</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE</StockNm>
        <EOYBookValueAmt>30162</EOYBookValueAmt>
        <EOYFMVAmt>131317</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KRAFT HEINZ CO</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC</StockNm>
        <EOYBookValueAmt>90945</EOYBookValueAmt>
        <EOYFMVAmt>109490</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LORD ABBETT INVT TR</StockNm>
        <EOYBookValueAmt>116161</EOYBookValueAmt>
        <EOYFMVAmt>119581</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LOWES CORP</StockNm>
        <EOYBookValueAmt>91251</EOYBookValueAmt>
        <EOYFMVAmt>103533</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MCDONALDS</StockNm>
        <EOYBookValueAmt>39584</EOYBookValueAmt>
        <EOYFMVAmt>121273</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MEDICAL PROPERTIES TRUST</StockNm>
        <EOYBookValueAmt>42844</EOYBookValueAmt>
        <EOYFMVAmt>16694</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MEDTRONIC PLC</StockNm>
        <EOYBookValueAmt>77076</EOYBookValueAmt>
        <EOYFMVAmt>78180</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MERCK</StockNm>
        <EOYBookValueAmt>22715</EOYBookValueAmt>
        <EOYFMVAmt>103242</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT</StockNm>
        <EOYBookValueAmt>19918</EOYBookValueAmt>
        <EOYFMVAmt>272253</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MONDELEZ INTL INC.</StockNm>
        <EOYBookValueAmt>24570</EOYBookValueAmt>
        <EOYFMVAmt>95608</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MORGAN STANLEY BK 03-28-24</StockNm>
        <EOYBookValueAmt>119940</EOYBookValueAmt>
        <EOYFMVAmt>119868</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MORGAN STANLEY BK 03-31-25</StockNm>
        <EOYBookValueAmt>119760</EOYBookValueAmt>
        <EOYFMVAmt>119864</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ORGANON</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PHILLIPS 66</StockNm>
        <EOYBookValueAmt>15681</EOYBookValueAmt>
        <EOYFMVAmt>66570</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PROCTOR &amp; GAMBLE</StockNm>
        <EOYBookValueAmt>49548</EOYBookValueAmt>
        <EOYFMVAmt>92675</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>REPUBLIC SERVICES, INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SYSCO CORP</StockNm>
        <EOYBookValueAmt>35268</EOYBookValueAmt>
        <EOYFMVAmt>87171</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TC ENERGY CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNION PACIFIC CORP</StockNm>
        <EOYBookValueAmt>91615</EOYBookValueAmt>
        <EOYFMVAmt>119294</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VENTAS INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERIZON COMMUNICATIONS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VF CORP</StockNm>
        <EOYBookValueAmt>60623</EOYBookValueAmt>
        <EOYFMVAmt>30512</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WARNER BROS DISCOVERY INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WELLS FARGO</StockNm>
        <EOYBookValueAmt>68704</EOYBookValueAmt>
        <EOYFMVAmt>98816</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HOLLY ENERGY</StockNm>
      </InvestmentsCorporateStockGrp>
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        <RevenueAndExpensesPerBooksAmt>181</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>181</NetInvestmentIncomeAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>CHECK SUPPLIES</Desc>
        <RevenueAndExpensesPerBooksAmt>205</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>205</NetInvestmentIncomeAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>POST OFFICE BOX RENT</Desc>
        <RevenueAndExpensesPerBooksAmt>248</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>248</NetInvestmentIncomeAmt>
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    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc7">
      <OtherIncomeDetail>
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        <RevenueAndExpensesPerBooksAmt>1121</RevenueAndExpensesPerBooksAmt>
        <AdjustedNetIncomeAmt>1121</AdjustedNetIncomeAmt>
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        <NetInvestmentIncomeAmt>92</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>INCOME TAX</CategoryTxt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>INCOME TAX</CategoryTxt>
      </TaxesDetail>
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</Return>