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      <Form990PartVIISectionAGrp>
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      <Form990PartVIISectionAGrp>
        <PersonNm>JOHN HERZOG</PersonNm>
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        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
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      <Form990PartVIISectionAGrp>
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      <Form990PartVIISectionAGrp>
        <PersonNm>THERESA HAGA</PersonNm>
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      <TotalReportableCompFromOrgAmt>0</TotalReportableCompFromOrgAmt>
      <TotReportableCompRltdOrgAmt>0</TotReportableCompRltdOrgAmt>
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      <FeesForServicesLegalGrp>
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      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
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        <ManagementAndGeneralAmt>3113</ManagementAndGeneralAmt>
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      <AdvertisingGrp>
        <TotalAmt>8870</TotalAmt>
        <ProgramServicesAmt>7629</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1241</ManagementAndGeneralAmt>
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      <OfficeExpensesGrp>
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        <ProgramServicesAmt>48226</ProgramServicesAmt>
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      <OccupancyGrp>
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        <ProgramServicesAmt>41270</ProgramServicesAmt>
        <ManagementAndGeneralAmt>7283</ManagementAndGeneralAmt>
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      <TravelGrp>
        <TotalAmt>25974</TotalAmt>
        <ProgramServicesAmt>23060</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2914</ManagementAndGeneralAmt>
      </TravelGrp>
      <InterestGrp>
        <TotalAmt>20487</TotalAmt>
        <ProgramServicesAmt>20547</ProgramServicesAmt>
        <ManagementAndGeneralAmt>-60</ManagementAndGeneralAmt>
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      <DepreciationDepletionGrp>
        <TotalAmt>8763</TotalAmt>
        <ProgramServicesAmt>7449</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1314</ManagementAndGeneralAmt>
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      <InsuranceGrp>
        <TotalAmt>37018</TotalAmt>
        <ProgramServicesAmt>31465</ProgramServicesAmt>
        <ManagementAndGeneralAmt>5553</ManagementAndGeneralAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>GRANT DISTRIBUTIONS</Desc>
        <TotalAmt>379000</TotalAmt>
        <ProgramServicesAmt>379000</ProgramServicesAmt>
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      <OtherExpensesGrp>
        <Desc>ADMINISTRATIVE SERVICES</Desc>
        <TotalAmt>287577</TotalAmt>
        <ProgramServicesAmt>287577</ProgramServicesAmt>
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      <OtherExpensesGrp>
        <Desc>CONTRACT SERVICES</Desc>
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        <ProgramServicesAmt>42049</ProgramServicesAmt>
        <ManagementAndGeneralAmt>836</ManagementAndGeneralAmt>
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      <OtherExpensesGrp>
        <Desc>SBA LOAN EXPENSE</Desc>
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        <ProgramServicesAmt>35286</ProgramServicesAmt>
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      <AllOtherExpensesGrp>
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      <TotalFunctionalExpensesGrp>
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      <PrepaidExpensesDefrdChargesGrp>
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        <EOYAmt>30880</EOYAmt>
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      <LandBldgEquipBasisNetGrp>
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      <DonorRestrictionNetAssetsGrp>
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      <TotalNetAssetsFundBalanceGrp>
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        <EOYAmt>8357411</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
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      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>1211379</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>-99399</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>0</FSAuditedInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
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        <CurrentTaxYearAmt>1850501</CurrentTaxYearAmt>
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      <AmountsRcvdDsqlfyPersonGrp>
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      </SubstantialContributorsAmtGrp>
      <SubstAndDsqlfyPrsnsTotGrp>
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      <InvestmentIncomeAndUBTIGrp>
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      <InvestmentIncomePYPct>0.28730</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
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    <IRS990ScheduleD documentId="RetDoc1040000001">
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      <TotalBookValueLandBuildingsAmt>13370</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>FUNDS HELD IN TRUST</Desc>
        <BookValueAmt>2606</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>CASH FOR LOAN LOSS</Desc>
        <BookValueAmt>1053204</BookValueAmt>
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      <OtherLiabilitiesOrgGrp>
        <Desc>FUNDS HELD IN TRUST</Desc>
        <Amt>2606</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>2606</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD HAS AUTHORIZED THE CHIEF EXECUTIVE OFFICER TO REVIEW , SIGN AND TRANSMIT THE FORM 990.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>CCD'S BOARD MEMBERS ARE ISSUED A MANUAL UPON JOINING THE BOARD. THE MANUAL AND RLF PLANS REQUIRE BOARD MEMBERS TO NOTIFY THE BOARD VERBALLY IF THEY HAVE A CONFLICT OF INTEREST ON ACTIONABLE ITEMS PRIOR TO DISCUSSION AND ABSTAIN FROM VOTING ON SUCH ITEMS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 18</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS ARE AVAILABLE FOR REVIEW UPON WRITTEN REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>CCD INFORMATION REGARDING FINANCIALS IS AVAILABLE UPON WRITTEN REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9:</FormAndLineReferenceDesc>
        <ExplanationTxt>LOANS WRITTEN OFF -6,693. CHANGE IN ALLOWANCE FOR BAD DEBTS -92,706.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>