2023-04-28T11:57:24-07:00 2022-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2022-01-01 381490360 CATHOLIC VANTAGE FINANCIAL CATH 7344320212 36111 5 MILE RD LIVONIA MI 48154 ROBERT MARCINIAK CFO 2023-04-28 true ROBERT MARCINIAK 999009999 true Patrick Haughey P01980057 8005225820 2 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z ROBERT MARCINIAK 36111 5 MILE RD LIVONIA MI 481541963 4797257 false X MYCVF.ORG X 1953 MI To be Michigan's leading Credit Union, dedicated to the financial success of every member. 3 3 35 7 31893 0 4112526 4182156 264472 615101 0 4376998 4797257 0 0 1891460 1881128 0 0 2188454 2203415 4079914 4084543 297084 712714 133430747 131415701 124057485 123372496 9373262 8043205 To be Michigan's leading Credit Union, dedicated to the financial success of every member. false false The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2022 was 8,355. The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2022 was 4,241. false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false true false false false true 1421 0 true 35 true true true false false false false false false false X 3 3 false false false false true true true true true false true true true true false false false false false false false X X Robert Marciniak 7344320212 3611 5 MILE RD LIVONIA MI 481541963 PETER BAGAZINSKI CEO 50.00 0.00 X 191594 0 25362 MICHAEL SCURTO VP IT 45.00 0.00 X 123655 0 19431 JOANN PEURACH VP LENDING 50.00 0.00 X 95343 0 19272 ROBERT MARCINIAK CFO 45.00 0.00 X 108942 0 3140 EMMA TELLER VP OPERATIONS 50.00 0.00 X 101642 0 3031 Eric Rothert VP Marketing 45.00 0.00 X 89566 0 2453 KEVIN PROST Chairperson 5.00 0.00 X 0 0 0 Gregory Masel Director 1.50 0.00 X 0 0 0 CLEAMON MOORER JR Secretary 1.50 0.00 X 0 0 0 Geoffrey Getzen Director 1.50 0.00 X 0 0 0 ROBERT STOCKER SR Treasurer 1.50 0.00 X 0 0 0 710742 72689 4 false true false ALKAMI TECHNOLOGY 5601 GRANITE PARKWAY STE 120 PLANO TX 75024 ONLINE BANKING 148055 BLUE CARE NETWORK 20500 CIVIC CENTER DR SOUTHFIELD MI 48076 MEDICAL INSURANCE 136620 PSCU 560 Carillon Parkway St Petersburg FL 33716 Credit Card hosting JACK HENRY CARD PROCESSING SOLUTIONS 663 W HWY 60 PO BOX 807 MONETT MO 657088215 DEBIT AND ATM HOSTING 220281 MEMBER DRIVEN TECHNOLOGIES SYMITAR 30230 Orchard Lake Rd Farmington Hills MI 48334 CORE PLATFORM 3 0 FEE INCOME 522100 421763 413979 7784 INSURANCE REVENUE 524298 28271 4162 24109 INTERCHANGE INCOME 522210 443993 443993 INTEREST ON LOANS 522100 3158272 3158272 OTHER OPERATING REVENUE 525990 129857 129857 4182156 615101 615101 0 0 0 0 0 0 0 0 4797257 4765364 31893 X 0 0 0 0 783432 0 826820 0 148154 122722 0 9995 0 0 0 0 452724 170126 224834 199057 0 183152 31335 0 0 99018 0 105635 70904 Loan Servicing 497733 ATM Debit Card Expense 220281 Postage and Shipping 42281 MISC STAFF EXPENSE 20729 -124389 4084543 0 0 0 624582 549778 30602827 12900519 0 773243 405475 0 0 79234996 88057004 0 296912 229973 4648744 1703973 2869556 2944771 15877611 23258768 1121500 689589 0 0 2029520 2379824 133430747 131415701 149315 200059 123908170 123172437 124057485 123372496 X 9373262 8043205 9373262 8043205 133430747 131415701 712714 -2042771 X false false false 1166528 1166528 2656569 1158867 1497702 186046 114060 71986 639601 431046 208555 2944771 Other Liabilities 115519 TOTAL SHARES AND SHARE CERTIFICATES 123056918 123172437 false false false PETER BAGAZINSKI CEO 185360 6234 5561 19801 216956 Form 990, Part VI, Section A, Line 6 Credit Union is composed of members. Form 990, Part VI, Section A, Line 7a Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting and serve a three year term. Form 990, Part VI, Section A, Line 7b Mergers, Name Changer, Bylaws and Charter Change are voted on by entire membership. Form 990, Part VI, Section B, Line 11b Management reviews tax returns and UPLOADS THE RETURNS TO THEIR SECURED PORTAL. THE BOARD OF DIRECTORS REVIEWS THESE TAX RETUN AND IF THE RETURN IS ACCEPTABLE MANAGEMENT forwards THE SIGNED US Form 8879-TE to tax preparer FOR EFILING. Form 990, Part VI, Section C, Line 18 Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial performance (Call) reports are available at www.ncua.gov for all federally insured credit unions. Form 990, Part VI, Section C, Line 19 No documents available to the public. CATHOLIC VANTAGE INSURANCE AGENCY LLC 36111 FIVE MILE RD LIVONIA MI 48154 822291603 INSURANCE MI -568 44031 CATHOLIC VANTAGE FINANCIAL false false false false false false false false false false false false false false false false false false false