2025-05-15T14:27:25-04:00 2024-06-30 411539592 CONWAY DEUTH & SCHMIESING PLLP 331 3RD ST SW STE 2 WILLMAR MN 562014440 990 2023-07-01 411798128 CROW RIVER HABITAT FOR HUMANITY INC CROW 3205878868 1020 HWY 7 W SUITE A HUTCHINSON MN 55350 BAYLEY SCHLUTER EXECUTIVE DIRECTOR 3205878868 2025-05-12 true false MITCHEL A HJELLE CPA P01895926 3202353311 2025-05-12 2023 2025-03-06 01:10:19Z BAYLEY SCHLUTER 1020 HWY 7 W SUITE A HUTCHINSON MN 55350 108411 false X WWW.CRHFH.ORG X 1994 MN THE MISSION OF CROW RIVER HABITAT FOR HUMANITY (CRHFH) IS TO ELIMINATE POVERTY HOUSING FROM MCLEOD COUNTY AND TO MAKE DECENT, AFFORDABLE SHELTER FOR ALL PEOPLE A MATTER OF CONSCIENCE. CRHFH FULFILLS ITS MISSION THROUGH TWO PROGRAM INITIATIVES WHICH ADDRESS HOME OWNERSHIP NEEDS IN THE COMMUNITY WHILE ENGAGING THE COMMUNITIY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. 8 8 3 106 0 19864 46237 30499 27511 5712 7833 31053 19465 87128 101046 0 0 41003 62503 0 20626 50106 58014 91109 120517 -3981 -19471 1125383 1101935 118070 114093 1007313 987842 X THE MISSION OF CROW RIVER HABITAT FOR HUMANITY (CRHFH) IS TO ELIMINATE POVERTY HOUSING FROM MCLEOD COUNTY AND TO MAKE DECENT, AFFORDABLE SHELTER FOR ALL PEOPLE A MATTER OF CONSCIENCE. CRHFH FULFILLS ITS MISSION THROUGH TWO PROGRAM INITIATIVES WHICH ADDRESS HOME OWNERSHIP NEEDS IN THE COMMUNITY WHILE ENGAGING THE COMMUNITIY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. false false 38584 27511 CROW RIVER HABITAT FOR HUMANITY (CRHFH) CREATES AFFORDABLE HOME OWNERSHIP BY MATCHING A SITE TO FAMILY AND THEN ENGAGES THE FAMILY AND COMMUNITY VOLUNTEERS TO BUILD OR REHAB THE HOME USING DONATED LABOR, MATERIALS AND CONTRIBUTED FUNDS. THE HOMES ARE SOLD TO LOCAL LOW-INCOME FAMILIES THAT EARN BETWEEN 30%-60% OF MCLEOD COUNTY'S ARE MEDIAN INCOME. CRHFH AND THE HABITAT FAMILY AGREE TO THE PRICE OF THE 1ST AND 2ND MORTGAGE THAT IS MOST AFFORDABLE FOR THE HOUSEHOLD BEFORE GROUND BREAKING. CRHFH MANAGES THE PROJECT BUDGET AND PARTNERS WITH RURAL DEVELOPMENT TO FINANCE THE HOME. AT THE TIME OF CLOSING, THE FAMILY ENTERS INTO A LOW-INTEREST LOAN AGREEMENTS TO PAY THE FIRST MORTAGAGE TO RURAL DEVELEOPMENT OVER 33 YEARS AND A SECOND MORTGAGE TO CRHFH ON THE HOME TO CAPTURE THE DIFFERENCE BETWEEN ACTUAL COST AND FAIR MARKET VALUE. THE FIRST MORTGAGE PAYMENT FROM RURAL DEVELOPMENT ARE ADDED TO THE BUILDING RESOURCES FOR FUTURE HABITAT HOME PROJECTS. CRHFH ALSO PREPARES FAMILIES TO BE SUCCESSFUL HOMEOWNERS BY HAVING THEM COMPLETE CLASSES RANGING FROM PERSONAL FINANCE TO HOME MAINTENANCE. 28 FAMILIES HAVE PURCHASED HOMES SINCE 1996. CRHFH IS CONSTANTLY WORKING WITH A BROAD RANGE OF COMMUNITY PARTNERS TO ELIMINATE POVERTY HOUSING AND EDUCATE THE PUBLIC ON AFFORDABLE HOUSING ISSUES. CRHFH UTILIZED ADVOCATES WHO SUPPORT OUR PUBLIC POLICY EFFORT. ADDITIONALLY, CRHFH IS SUPPORTED BY COUNTLESS VOLUNTEERS IN ALL ASPECTS OF OUR MISSION WORK. PRESERVING HOMEOWNERSHIP IS A PROGRAM WHICH ALLOWS EXISTING HOMEOWNERS IN THE COMMUNITY TO REMAIN IN THEIR HOME. PRIORITY IS GIVEN TO THE ELDERLY, VETERANS, THOSE WITH DIABILITIES AND SINGLE PARENTS. 38584 true true false false false false false false false false true false false true true true true false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false 0 0 3 true false false false false false false false false X 8 8 false false false false false false false true true false false true true true true true true true false false MN X BAYLEY SCHLUTER 3205878868 1020 HWY 7 W SUITE A HUTCHINSON MN 55350 BAYLEY SCHLUTER EXECUTIVE DI 32.00 X 43000 0 0 STEFANIE MORGAN VOLUNTEER CO 17.85 X 10913 0 0 BEN ANDERSON PRESIDENT 0.50 X X 0 0 0 LORETTA CHRISTENSEN SECRETARY 0.50 X X 0 0 0 MARY CHRISTENSEN TREASURER 0.50 X X 0 0 0 DENNY DAVIS DIRECTOR 0.50 X 0 0 0 MICHAEL MASSMANN DIRECTOR 0.50 X 0 0 0 MICHELLE REDDING VICE PRESIDE 0.50 X X 0 0 0 SAM SCHNOLL DIRECTOR 0.50 X 0 0 0 CRAIG TRESBESCH DIRECTOR 0.50 X 0 0 0 53913 false false false 46237 3838 46237 MORTGAGE RECEIVABLE DISCOUNT 27511 27511 27511 7833 7833 26410 7365 19045 LATE FEES INCOME 420 420 420 101046 35764 52118 17762 17178 17178 6300 2100 2100 2100 4085 1389 1348 1348 18754 18754 691 691 11200 11200 1930 1930 8153 6586 1567 OFFICE EXPENSES 7823 7823 N/P DISCOUNT AMORTIZATION 7568 7568 LOT MAINT & RE TAX 1249 1249 TRAINING 646 646 120517 38584 61307 20626 373073 272907 31438 10741 7800 693737 679597 800 800 26572 24589 3383 1983 1737 1207 21215 126900 1125383 1101935 3655 3766 98390 94176 16025 16151 118070 114093 X 993124 973653 14189 14189 1007313 987842 1125383 1101935 -19471 X false true X true X 37306 116253 213218 19864 46237 432878 37306 116253 213218 19864 46237 432878 207739 225139 128 165 206 5712 7833 14044 446922 344322 0.50380 0.59070 X PART II, LINE 10 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 26572 24589 1983 1983 CONSTRUCTION IN PROGRESS 106275 LOTS HELD FOR FUTURE USE 20625 126900 OTHER LIABILITIES 16151 16151 X 101046 101046 101046 120517 120517 120517 SCHEDULE D, PAGE 3, PART X THE ASSOCIATION HAS BEEN CLASSIFIED AS AN OTHER-THAN PRIVATE FOUNDATION AND IS TAX-EXEMPT UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. THE ASSOCIATION IS SUBJECT TO A TAX ON INCOME FROM ANY UNRELATE BUSINESS. INCOME TAX BENEFITS ARE RECOGNIZED FOR INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN, ONLY WHEN IT IS DETERMINED THAT THE INCOME TAX POSITION WILL MORE LIKELY-THAN-NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE ASSOCIATION HAS ANALYZED TAX POSITIONS TAKEN FOR FILING WITH THE INTERNAL REVENUE SERVICE AND ALL STATE JURISDICTIONS WHERE IT OPERATES. THE ASSOCIATION BELIEVES THAT INCOME TAX FILING POSITIONS WILL BE SUSTAINED UPON EXAMINATION AND DOES NOT ANTICIPATE ANY ADJUSTMENTS THAT WOULD RESULT IN A MATERIAL ADVERSE AFFECT ON THE ASSOCIATION'S FINANCIAL CONDITION, RESULTS OF OPERATIONS OR CASH FLOWS. ACCORDINGLY, THE ASSOCIATION HAS NOT RECORDED ANY RESERVES, OR RELATED ACCRUALS FOR INTEREST AND PENALTIES FOR UNCERTAIN INCOME TAX POSITIONS AT YEAR END. THE ASSOCIATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE ASSOCIATION BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2021. HAMMER & NAILS 14429 14429 5728 14429 14429 5728 5728 8701 FORM 990 - ORGANIZATION'S MISSION THE MISSION OF CROW RIVER HABITAT FOR HUMANITY (CRHFH) IS TO ELIMINATE POVERTY HOUSING FROM MCLEOD COUNTY AND TO MAKE DECENT, AFFORDABLE SHELTER FOR ALL PEOPLE A MATTER OF CONSCIENCE. CRHFH FULFILLS ITS MISSION THROUGH TWO PROGRAM INITIATIVES WHICH ADDRESS HOME OWNERSHIP NEEDS IN THE COMMUNITY WHILE ENGAGING THE COMMUNITIY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. FORM 990, PAGE 2, PART III, LINE 4A CROW RIVER HABITAT FOR HUMANITY (CRHFH) CREATES AFFORDABLE HOME OWNERSHIP BY MATCHING A SITE TO FAMILY AND THEN ENGAGES THE FAMILY AND COMMUNITY VOLUNTEERS TO BUILD OR REHAB THE HOME USING DONATED LABOR, MATERIALS AND CONTRIBUTED FUNDS. THE HOMES ARE SOLD TO LOCAL LOW-INCOME FAMILIES THAT EARN BETWEEN 30%-60% OF MCLEOD COUNTY'S ARE MEDIAN INCOME. CRHFH AND THE HABITAT FAMILY AGREE TO THE PRICE OF THE 1ST AND 2ND MORTGAGE THAT IS MOST AFFORDABLE FOR THE HOUSEHOLD BEFORE GROUND BREAKING. CRHFH MANAGES THE PROJECT BUDGET AND PARTNERS WITH RURAL DEVELOPMENT TO FINANCE THE HOME. AT THE TIME OF CLOSING, THE FAMILY ENTERS INTO A LOW-INTEREST LOAN AGREEMENTS TO PAY THE FIRST MORTAGAGE TO RURAL DEVELEOPMENT OVER 33 YEARS AND A SECOND MORTGAGE TO CRHFH ON THE HOME TO CAPTURE THE DIFFERENCE BETWEEN ACTUAL COST AND FAIR MARKET VALUE. THE FIRST MORTGAGE PAYMENT FROM RURAL DEVELOPMENT ARE ADDED TO THE BUILDING RESOURCES FOR FUTURE HABITAT HOME PROJECTS. CRHFH ALSO PREPARES FAMILIES TO BE SUCCESSFUL HOMEOWNERS BY HAVING THEM COMPLETE CLASSES RANGING FROM PERSONAL FINANCE TO HOME MAINTENANCE. 28 FAMILIES HAVE PURCHASED HOMES SINCE 1996. CRHFH IS CONSTANTLY WORKING WITH A BROAD RANGE OF COMMUNITY PARTNERS TO ELIMINATE POVERTY HOUSING AND EDUCATE THE PUBLIC ON AFFORDABLE HOUSING ISSUES. CRHFH UTILIZED ADVOCATES WHO SUPPORT OUR PUBLIC POLICY EFFORT. ADDITIONALLY, CRHFH IS SUPPORTED BY COUNTLESS VOLUNTEERS IN ALL ASPECTS OF OUR MISSION WORK. PRESERVING HOMEOWNERSHIP IS A PROGRAM WHICH ALLOWS EXISTING HOMEOWNERS IN THE COMMUNITY TO REMAIN IN THEIR HOME. PRIORITY IS GIVEN TO THE ELDERLY, VETERANS, THOSE WITH DIABILITIES AND SINGLE PARENTS. FORM 990, PAGE 6, PART VI, LINE 11B A BOARD MEMBER SIGNS THE RETURN BEFORE FILING AND HAS THE OPPORTUNITY TO ASK QUESTIONS, REQUEST FURTHER EXPLANATION AND REVIEW ALL INFORMATION PRIOR TO SUBMISSION. THE AUDITOR WILL PRESENT THE 990 TO THE BOARD OF DIRECTORS. THE REMAINING BOARD MEMBERS WILL HAVE THE OPPORTUNITY TO ASK QUESTIONS. FORM 990, PAGE 6, PART VI, LINE 12C FULL DISCLOSURE, BY NOTICE IN WRITING, SHALL BE MADE BY THE INTERESTED PARTIES TO THE FULL BOARD OF DIRECTORS IN ALL POSSIBLE CONFLICTS OF INTEREST SITUATIONS. THIS OCCURS ON AN ANNUAL BASIS AND AS ISSUES ARISE. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS MAY APPROVE COMPENSATION AND BENEFITS FOR THE EXECUTIVE DIRECTOR. THE EXECUTIVE DIRECTOR MAY NOT BE ELECTED TO SERVE ON THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC