2023-06-07T08:46:47-04:00 2022-08-31 203920878 BULTYNCK & CO PLLC 15985 CANAL RD CLINTON TOWNSHIP MI 480385021 990 2021-09-01 386447251 PLUMBERS LOCAL 98 INSURANCE FUND PLUM 2488139800 700 TOWER DRIVE TROY MI 480982808 JON DEROO CHAIRMAN 2488139800 2023-06-06 true JOHN DEROO 999009999 CHRISTOPHER SCOTT CPAPFS MST P00380614 5862867300 2023-06-06 2021 2023-04-26 12:10:37Z JON DEROO 700 TOWER DRIVE SUITE 300 TROY MI 480982808 20591962 false X X 1982 MI PLUMBERS LOCAL 98 INSURANCE FUND IS A TAFT-HARTLEY MULTI-EMPLOYER FUND THAT PROVIDES HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS ON BEHALF OF THE MEMBERS OF PLUMBERS LOCAL 98 AND THEIR BENEFICIARIES AND DEPENDENTS PRUSANT TO THE COLLECTIVE BARGAINING AGREEMENT. 6 6 49 6 0 0 14890016 -263538 69652 14696130 0 13931155 0 0 0 1118620 15049775 -353645 23353131 21054368 106268 151807 23246863 20902561 X PLUMBERS LOCAL 98 INSURANCE FUND IS A TAFT-HARTLEY MULTI-EMPLOYER FUND THAT PROVIDES HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS ON BEHALF OF THE MEMBERS OF PLUMBERS LOCAL 98 AND THEIR BENEFICIARIES AND DEPENDENTS PRUSANT TO THE COLLECTIVE BARGAINING AGREEMENT. false false PLUMBERS LOCAL 98 INSURANCE FUND IS A TAFT-HARTLEY MULTI-EMPLOYER FUND THAT PROVIDES HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS ON BEHALF OF THE MEMBERS OF PLUMBERS LOCAL 98 AND THEIR BENEFICIARIES AND DEPENDENTS PRUSANT TO THE COLLECTIVE BARGAINING AGREEMENT. false false false false false false false false false false false false false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 true 49 false false false false false false false false false X 6 6 false true false false false false false true true false false false false false false false false false X BENESYS INC 2488139800 700 TOWER DRIVE TROY MI 48098 JOHN R GREEN SECRETARY 1.00 0.00 X X 0 0 0 JON DEROO CHAIRMAN 1.00 40.25 X X 0 102007 0 CHRISTOPHER FREEMAN TRUSTEE 1.00 0.25 X 0 0 0 CARL EVANS TRUSTEE 1.00 0.25 X 0 0 0 CARLO CASTIGLIONE TRUSTEE 1.00 40.25 X 0 7268 0 WADE KOVACH TRUSTEE 1.00 40.25 X 0 101007 0 210282 false false false BENESYS INC 700 TOWER DRIVE SUITE 300 TROY MI 48098 TPA, MANAGEMENT 399921 ZELIS 2 CROSSROADS DRIVE BEDMINSTER NJ 07921 CONSULTING 181358 HEALTH PLAN ADVOCATE 1550 EAST BELTLINE SUITE 175 GRAND RAPIDS MI 49506 CONSULTING 143379 3 EMPLOYER CONTRIBUTIONS 525100 12729640 12729640 SELF PAYMENT CONTRIBUTIONS 525100 2160376 2160376 14890016 238321 238321 5393973 5895832 -501859 -501859 -501859 ULLICO CLAIMS 525100 64756 64756 COBRA SUBSIDY REFUND 525100 4896 4896 69652 14696130 14457809 238321 13931155 328040 72795 25350 31309 438269 166663 1800 6343 14882 CLAIMS TAXES AND FEES 21114 FUNDING TO JAC 12255 CLINIC INCENTIVES -200 15049775 0 0 0 3937229 2426253 163661 83877 1006987 1117435 151818 12054 18093436 17414749 23353131 21054368 106268 151807 106268 151807 X 23246863 20902561 23246863 20902561 23353131 21054368 X -353645 -1990657 X true true X false X 14696130 14696130 14696130 15049775 15049775 15049775 SCHEDULE D, PAGE 3, PART X THE PLAN OBTAINED A FAVORABLE DETERMINATION LETTER ON FEBRUARY 27, 1984, IN WHICH THE INTERNAL REVENUE SERVICE STATED THAT THE PLAN AND RELATED TRUST, AS THEN DESIGNED, WAS IN COMPLIANCE WITH APPLICABLE REQUIREMENTS OF THE INTERNAL REVENUE CODE. THE PLAN HAS BEEN AMENDED SINCE RECEIVING THE DETERMINATION LETTER. HOWEVER, THE PLAN ADMINISTRATOR AND THE PLAN'S LEGAL COUNSEL BELIEVE THE PLAN IS CURRENTLY DESIGNED AND BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY IF THE PLAN HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2019. FORM 990 - ORGANIZATION'S MISSION PLUMBERS LOCAL 98 INSURANCE FUND IS A TAFT-HARTLEY MULTI-EMPLOYER FUND THAT PROVIDES HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS ON BEHALF OF THE MEMBERS OF PLUMBERS LOCAL 98 AND THEIR BENEFICIARIES AND DEPENDENTS PRUSANT TO THE COLLECTIVE BARGAINING AGREEMENT. FORM 990, PAGE 1, PART I, LINE 6 VOLUNTEERS CONSIST OF UNCOMPENSATED BOARD MEMBERS. FORM 990, PAGE 6, PART VI, LINE 3 BENESYS, INC. IS THE THIRD PARTY ADMINISTRATOR FOR THE DAY-TO-DAY OPERATIONS OF THE FUND. FORM 990, PAGE 6, PART VI, LINE 11B THE BOARD OF TRUSTEES IS PRESENTED WITH FORM 990 PRIOR TO APPROVAL. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 NIS MKT -780,387 FIFTH THIRD MKT -1,210,270 TOTAL -1,990,657