2023-10-10T11:39:00-04:00 2022-12-31 721506949 Griffin and Company LLC P O Box 983 Mandeville LA 70470 990 2022-01-01 590650050 Harvesters Credit Union HARV 480 S Highway 29 Cantonment FL 32533 Jennifer Debrabant VP of Finance 8508574328 2023-08-10 true Jennifer Debrabant Robert J Furman CPA P00364352 9857279924 2023-10-10 0 00 AAL1 IAL1 2022 2023-04-26 12:10:37Z 18809034 false X X 2021 FL The credit unions mission is to promote thrift among its members and create a source of credit for them at legitimate rates of interest. The credit union serves members in Escambia, Santa Rosa, Okaloosa, Walton, and Bay counties in Florida. 9 9 113 13 61940 0 0 5293341 12005329 103507 196422 3543268 6189798 8940116 18391549 0 0 4685026 7521337 0 0 3782922 8577153 8467948 16098490 472168 2293059 260289756 307199690 243974647 289149079 16315109 18050611 The credit unions mission is to promote thrift among its members and create a source of credit for them at legitimate rates of interest. The credit union serves members in Escambia, Santa Rosa, Okaloosa, Walton, and Bay counties in Florida. false false 16098490 IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, CERTIFICATE OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTS. TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, THE CREDIT UNION PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST. 16098490 false false false false false false false false true false false false true false false false false false false false false false false false false false false true false true false false false false false false false false true false false false true 3830 0 true 113 true true true false false false false false false false X 9 9 false false false false true true true true true false true true true true true true false true true true false FL X Jennifer Debrabant 8508574328 480 S Highway 29 Cantonment FL 32533 Keith Golden CEO 40.00 0.00 X 363956 0 0 Nancy Connelly Mortgage Loan Officer 40.00 0.00 X 210428 0 392 Stanley Bruce Senior VP of Lending 40.00 0.00 X 182445 0 341 William Cox Senior VP of Investments & In 40.00 0.00 X 163519 0 14724 Clayton Smith VP of Business Development 40.00 0.00 X 150053 0 0 Robin Arnold Mortgage Loan Officer 40.00 0.00 X 146264 0 0 Barbara Ward VP of Lending 40.00 0.00 X 143173 0 0 Jennifer Debrabant VP of Finance 40.00 0.00 X 142854 0 0 Marilyn Clifton VP of Merchant Indirect Busin 40.00 0.00 X 140638 0 0 Krista Armstrong VP of Information Thechnology 40.00 0.00 X 135917 0 0 Theresa Clay VP of Operations 40.00 0.00 X 135078 0 0 Jessica Herring VP of Member Experience 40.00 0.00 X 131086 0 0 Daniel Kenan VP of Risk Management & Compl 40.00 0.00 X 128685 0 0 Randy Johnson Business Development Manager 40.00 0.00 X 125504 0 0 Mark Cathey Senior Mortgage Underwriter 40.00 0.00 X 117241 0 0 Theresa Cook Senior VP of Admin 40.00 0.00 X 113050 0 0 Fred Chandler Director 0.00 0.00 X 0 0 0 Amber Halfacre Director 0.00 0.00 X 0 0 0 Pam Thomas Director 0.00 0.00 X 0 0 0 Donna Bengtson Treasurer 0.00 0.00 X 0 0 0 Richard Fountain Director 0.00 0.00 X 0 0 0 Robin Cook Vice Chair 0.00 0.00 X 0 0 0 Scott Poynter Chairman 0.00 0.00 X 0 0 0 Dallas Holland Director 0.00 0.00 X 0 0 0 John Yerg Secretary 0.00 0.00 X 0 0 0 2529891 0 15457 16 false true false Business Data Inc PO Box 6081 Inglewood CA 90312 Statement Processi 167965 Florida Blue PO Box 121158 Dallas TX 75312 Medical & Dental I 486089 Jack Henry Associates 663 W Hwy 60 Monett MO 65708 Data Processing 419988 Q2 Software PO Box 205970 Dallas TX 75320 Mobile App Platfor 371503 Absolute Financial Services 2251 Destiny Way 2 Odessa FL 33556 ATM Purchases 379899 5 Interest on Loans 522100 12005329 12005329 12005329 183494 183494 430413 417485 12928 12928 12928 Fees & Service 522100 6159764 6097824 61940 Gain on CUSO 522100 30034 30034 6189798 18391549 18329609 61940 0 X 2391337 2391337 3513938 3513938 628988 628988 556746 556746 430328 430328 154549 154549 52409 52409 186008 186008 199607 199607 261305 261305 109111 109111 10561 10561 850351 850351 557708 557708 174873 174873 Operations Expense 126190 126190 Training 50648 50648 Dues & Subscriptions 37067 37067 Repairs & Maintenance 632590 632590 5174176 5174176 16098490 16098490 0 0 4287411 4042516 54243007 17343123 203794 1229727 171167 184969262 263216903 2678306 4891841 16308349 6532758 9328310 9775591 118475 607281 1323963 3853910 5204859 260289756 307199690 4484552 17731191 239490095 271417888 243974647 289149079 X 16315109 18050611 16315109 18050611 260289756 307199690 X 2293059 -557557 X false true X true false 4229526 4229526 7007059 2956680 4050379 199353 154129 45224 4195631 2939663 1255968 676780 482286 194494 9775591 Investments - Other 1323963 1323963 Accrued Income 791918 Other Assets 4412941 5204859 Share Accounts 271417888 271417888 X false false false Keith Golden CEO 303000 768 60188 363956 Nancy Connelly Mortgage Loan Officer 48801 157174 4453 392 210820 Stanley Bruce Senior VP of Lending 155538 16761 10146 341 182786 William Cox Senior VP of Investments & Insuranc 150702 2922 9895 11881 2843 178243 Clayton Smith VP of Business Development 128654 16812 4587 150053 Keith Golden CEO Truck Loan X 15642 6747 false true true Keith Golden CEO Auto Loan X 40000 31018 false true true Keith Golden CEO Auto Loan X 20010 8358 false true true Theresa Clay VP of Operations Share Secured X 25000 22046 false true true Jennifer Debrabant VP of Finance Auto Loan X 26000 26000 false true true Jessica Herring VP of Member Experie Auto Loan X 25094 15729 false true true Clayton Smith VP of Business Devel Auto Loan X 13927 8939 false true true Clayton Smith VP of Business Devel Auto Loan X 42803 35563 false true true Clayton Smith VP of Business Devel Auto Loan X 18000 15548 false true true Dallas Howard Director Truck Loan X 7000 1219 false true true 171167 Members or stockholder classes and rights Part VI line 6 THE CREDIT UNION IS OWNED BY ITS MEMBERS. Member election for additional members Part VI line 7a BOARD MEMBERS ARE ELECTED BY A VOTE OF THE GENERAL MEMBERSHIP. Governing body decisions Part VI line 7b MAJOR DECISIONS AFFECTING THE CREDIT UNION ARE MADE BY THE BOARD OF DIRECTORS AND AFFIRMED BY THE MEMBERS. Form 990 governing body review Part VI line 11 THE 990 IS REVIEWED BY THE VP OF FINANCE PRIOR TO FILING. Conflict of interest policy compliance Part VI line 12c THE BOARD OF DIRECTORS IS ULTIMATELY RESPONSIBLE FOR SETTING AND ENFORCING POLICIES. A written conflict of interest party can be found in the Business Ethics Policy. CEO executive director top management comp Part VI line 15a THE CREDIT UNION USES COMPEASE SALARY GUIDES; THE BOARD REVIEWS COMPENSATION ANNUALLY; THE CREDIT UNION HAS NO OFFICIAL PROCESS BUT THE BOARD APPROVES SALARY OF THE CEO. Other officer or key employee compensation Part VI line 15b THE CREDIT UNION USES COMPEASE SALARY GUIDES; THE BOARD REVIEWSCOMPENSATION ANNUALLY; THE CREDIT UNION HAS NO OFFICIAL PROCESS BUT THEBOARD APPROVES SALARY OF THE CEO. Governing documents etc available to public Part VI line 19 POLICIES AND FINANCIAL DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. Explanation of other changes in net assets or fund balances Part XI line 9 FASB ASC 715 PENSION LIABILITY UNREALIZED GAIN $418,627>Unrealized Gain on Securities $9,807>Change in Undivided Earnings $129,123> List of other expenses Part IX line 24e Communication $381,009Bank Fees 61,855Loan Servicing 1,928,057ATM & Bill Pay Expenses 1,006,088Leased Equipment 12,994Outside Services 903,927Security 58,118Provision for Losses 469,373Charge-Offs 228,711Over & Short 3,673Donations 6,510Miscellaneous 36,308Loss on Investments 47,519Total: 5,144,142 Harvesters Insurance LLC PO Box 549 Cantonment FL 32533 462325047 Insurance Brokerage or Agency Referrals FL 32653 215130 N/A