2023-10-16T16:38:06-05:00 2022-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2022-01-01 941242831 TRAVIS CREDIT UNION TRAV 7074691671 PO BOX 2069 VACAVILLE CA 95696 KEVIN MILLER CEO 7074691671 2023-10-10 1 KEVIN MILLER 999009999 1 VALENTINO CREUS CPA P01054153 8189549700 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z KEVIN MILLER PO BOX 2069 VACAVILLE CA 95696 314973800 0 X WWW.TRAVISCU.ORG X CREDIT UNION 1951 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 839 12 297216 0 0 0 179661466 179915403 7374136 9861906 7892916 3522734 194928518 193300043 170100 200300 0 0 72329539 64053527 0 0 0 65947096 98505918 138446735 162759745 56481783 30540298 4695813134 4698766675 4210299672 4241273145 485513462 457493530 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, TRAVIS CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 TRAVIS CREDIT UNION PROVIDES A VARIETY OF LOANS INCLUDING AUTO, MORTGAGES, CREDIT CARD, SMALL BUSINESS AND UNSECURED AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE. TRAVIS CREDIT UNION PROVIDES A VARIETY OF SAVINGS ACCOUNTS INCLUDING SAVINGS, DEMAND, MONEY MARKET, CERTIFICATES AND INVESTMENTS AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE. TRAVIS CREDIT UNION PROVIDES FINANCIAL SERVICES TO OUR MEMBERSHIP WHICH ARE SMALL BUSINESS OWNERS DEVELOPING THEIR OWN BUSINESSES IN THE COMMUNITY. THESE MEMBERS PROVIDE VALUED SERVICES AND EMPLOYMENT TO OUR COMMUNITY MEMBERS THEREBY PROVIDING FUTURE GROWTH AND A STRONGER QUALITY OF LIFE. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 0 1 133835 0 1 839 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X MARTIN FLEISCHER CPACONTROLLER 7074691671 PO BOX 2069 VACAVILLE CA 95696 DEBORAH ASPLING BOARD CHAIRPERSON 6.00 X 70 0 0 KEVIN BURKE BOARD VICE CHAIRPERSON 4.00 X 1228 0 0 MARY COBURN BOARD SECRETARY 4.00 X 840 0 0 DOUGLAS BEAUMONT BOARD TREASURER 4.00 X 1232 0 0 DEE ALARCON BOARD MEMBER 4.00 X 770 0 0 LEONARD AUGUSTINE BOARD MEMBER 4.00 X 840 0 0 BRIAN HOWELL BOARD MEMBER 4.00 X 2533 0 0 JAMES P KIRKLEY BOARD MEMBER 4.00 X 1585 0 0 RICHARD WORD BOARD MEMBER 4.00 X 700 0 0 TIMOTHY TRUESDALE SUPV CMTE CHAIRPERSON 4.00 X 648 0 0 KARI MULLHOLAND SUPV CMTE MEMBER 4.00 X 2050 0 0 JOHANNA BENKER SUPV CMTE MEMBER 4.00 X 4235 0 0 BARRY NELSON CEO/PRESIDENT(FORMER) 40.00 X 457201 0 33084 KEVIN MILLER CEO/PRESIDENT 40.00 X 544950 0 52751 NAVNEET KHANNA EXECUTIVE VICE PRESIDENT 40.00 X 318229 0 35645 IVAN JONES SVP/CFO 40.00 X 791849 0 28564 NATHAN COX SVP, CHIEF LENDING OFFICER 40.00 X 333484 0 29720 CRAIG BEAUDRY SVP/CHIEF INFORMATION OFFI 40.00 X 195834 0 14924 DENA M ROTHMANN SVP, MEMBER EXPERIENCE, CH 40.00 X 305698 0 35321 FABIO R BIASELLA SVP/CHIEF MARKETING OFFICE 40.00 X 142747 0 34502 TERESA SHAFER SVP/CHIEF HUMAN RESOURCES 40.00 X 147495 0 18521 SCOTT A NICHOLS SVP, CHIEF INFORMATION OFF 40.00 X 311721 0 44031 MICHAEL JOSEPH LEVY GENERAL COUNSEL 40.00 X 317994 0 25009 GRANT KARSAS VP, DIGITAL SERVICES 40.00 X 270480 0 22575 GLORIA NUNEZ VP, MEMBER EXPERIENCE 40.00 X 252021 0 51275 JOHN CALADIM VP, FINANCE 40.00 X 251078 0 23188 MARK VINELLA VP, COMPLIANCE & RISK MANAGEMENT 40.00 X 242957 0 52409 MICHAEL GRADL VP, WEALTH MANAGEMENT 40.00 X 242458 0 54159 CYNTHIA MCGUIRE VP, CONSUMER LENDING 40.00 X 233001 0 40097 LISA CRAIG VP, REAL ESTATE 40.00 X 232209 0 20654 MELVIN IVERSON VP, PAYMENTS 40.00 X 208793 0 52496 DELANNIA CALDWELL VP, TALENT MANAGEMENT 40.00 X 203318 0 28024 MATTHEW PROSNESKI VP, RETAIL OPERATIONS 40.00 X 190209 0 49657 MARLOWE FLOURNOY VP, INFORMATION SERVICES 40.00 X 187779 0 38138 KARUNA BOARDS AVP, BUSINESS SERVICES 40.00 X 186396 0 27514 MARTIN FLEISCHER AVP, CONTROLLER 40.00 X 183968 0 30333 ANGUS MACDONALD AVP, SERVICE MANAGEMENT 40.00 X 181157 0 23034 SUNIL KUMAR AVP, DEVELOPMENT 40.00 X 178720 0 21876 DEBRA PINLAC AVP, PROJECT MANAGEMENT OFFICE 40.00 X 175220 0 20340 JAIMIE GALEANO VP, RETAIL SALES AND SERVICE 40.00 X 170889 0 21051 LAURIE WALKER AVP, HUMAN RESOURCES 40.00 X 168351 0 44521 THOMAS HENRY AVP, LEARNING & DEVELOPMENT 40.00 X 158796 0 35253 MANINDER JOHAL SR. MORTGAGE LOAN OFFICER 40.00 X 1898209 0 16518 JOSEPH VITULLO SR. MORTGAGE LOAN OFFICER 40.00 X 531452 0 22019 RICKEY BRADLEY EXTERNAL MORTGAGE SALES MANAGER 40.00 X 454598 0 32144 ARIC KOSHIYAMA WEALTH ADVISOR 40.00 X 429841 0 22116 MICHAEL WHITE FINANCIAL CONSULTANT 40.00 X 252837 0 51068 11368670 0 1152531 51 0 1 0 FISERV INC 525 ALMANOR AVE SUNNYVALE CA 94085 ONLINE BANKING SERVICES 3457395 SMART SOURCE LLC 7270 MCGINNIS FERRY RD SUWANEE GA 30024 MEMBER STATEMENTS 1886544 SALESFORCE 1442 2ND ST SANTA MONICA CA 90401 SOFTWARE SERVICES 1807779 LEVEL5 LLC 2018 POWERS FERRY RD SE STE 750 ATLANTA GA 30339 BRANCH CONSTRUCTION 1565731 AMF MEDIA GROUP 11766 WILSHIRE BLVD 9TH FLOOR LOS ANGELES CA 90025 ADVERTISING 1356086 87 INTEREST ON LOANS 522100 137574886 137574886 OTHER OPERATING INCOME 522100 29692558 29659593 32965 FEE INCOME 522100 12647959 12383708 264251 179915403 12695649 12695649 118748427 91587 121588199 85558 -2839772 6029 -2833743 -2833743 OTHER NON-OPERATING IN 522100 2972050 2972050 GAIN ON SALES OF LOANS 522100 550684 550684 3522734 193300043 193002827 297216 0 160300 40000 11368670 46645370 -3258412 4988721 4309178 239257 282422 1707792 3357221 16313671 12371846 4601745 927039 16126810 3656615 294160 PROV. FOR LOAN LOSSES 15205515 LOSS ON EQUITY AND TRAD 12700527 LOAN SERVICING EXPENSE 8592383 MISC OPERATING EXPENSES 1676678 452237 162759745 46336195 28369786 700391036 260988896 6147673 5852265 6037013 7088018 83905237 46789664 36703390 37115573 510166938 468713211 3234554684 3842528346 155476205 48110580 4695813134 4698766675 46242846 43461096 4164056826 4197812049 4210299672 4241273145 X 0 0 0 0 485513462 457493530 485513462 457493530 4695813134 4698766675 30540298 -58560230 0 X X 0 1 X 1 0 5000 5000 5000 1 CCUL-PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 940357265 5000 PART I-A, LINE 1: CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. 7626767 7626767 37382232 17693790 19688442 7510694 7037193 473501 31385544 22058681 9326863 37115573 ALL OTHER INVESTMENTS 15000000 F LOANS HELD FOR SALE 623000 F LOANS & LEASES 3790770857 F NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT 36134489 C 3842528346 MEMBER SHARES & DEPOSITS 4197812049 4197812049 X 193300043 0 193300043 0 193300043 162759746 0 162759746 0 162759746 PART X, LINE 2: THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES, AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2022 AND 2021. PART XI, LINE 2D - OTHER ADJUSTMENTS: ROUNDING PART XII, LINE 2D - OTHER ADJUSTMENTS: ROUNDING 1 CHILDREN'S MIRACLE NETWORK 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 22100 0 FMV TO HELP IN SAVING CHILDREN'S LIVES BY DONATING FUNDS AND RAISING AWARENESS FOR LOCAL CHILDREN'S HOSPITALS. THE LEAVEN PO BOX 46 FAIRFIELD CA 94533 263653717 501(C)(3) 36500 0 FMV TO PROVIDE AN EDUCATIONAL AND SPIRITUAL BRIDGE FOR CHILDREN STRIVING TO RESTORE HOPE IN THEMSELVES AND THEIR FUTURE WHILE ACHIEVING ECONOMIC STABILITY. TRAVIS LOGISTICS OFFICER ASSOC 350 HANGER AVEBLDG 549 TRAVIS AFB CA 94535 680439666 501(C)(3) 10000 0 FMV TO SUPPORT TO THE UNITED STATES AIR FORCE BY PROVIDING EDUCATIONAL OPPORTUNITIES WITH AN EMPHASIS ON STRATEGIC ENGAGEMENT TO THE TRAVIS AFB LOGISTICS COMMUNITY. VACAVILLE NEIGHBORHOOD BOYS & GIRLS CLUB 100 HOLLY LANE VACAVILLE CA 95688 134223488 501(C)(3) 60000 0 FMV TO INSPIRE AND ENABLE THE YOUNG PEOPLE TO REALIZE THEIR FULL POTENTIAL AS PRODUCTIVE, RESPONSIBLE, AND CARING INDIVIDUALS. TRAVIS TOP 3 ASSOCIATION PO BOX 1729 TRAVIS AFB CA 94535 870725788 501(C)(3) 10000 0 FMV NSPIRES LEADERSHIP QUALITIES AND ENHANCES THE PROFESSIONAL IMAGE OF THE ENLISTED MILITARY MEMBERS. WORLD FOUNDATION FOR CREDIT UNIONS 5710 MINERAL POINT RD MADISON WI 537054493 396093210 501(C)(3) 15000 0 FMV TO SUPPORT CREDIT UNION SYSTEMS AND MEMBERS IN DEVELOPMENT ACTIVITIES. 6 0 SCHOLARSHIPS 20 40000 FMV X 1 1 X X X X 0 1 0 BARRY NELSON CEO/PRESIDENT(FORMER) 314679 0 95433 0 47089 0 25500 0 7584 0 490285 0 0 0 KEVIN MILLER CEO/PRESIDENT 453624 0 17795 0 73531 0 10250 0 42501 0 597701 0 0 0 NAVNEET KHANNA EXECUTIVE VICE PRESIDENT 176456 0 49154 0 92619 0 14858 0 20787 0 353874 0 0 0 IVAN JONES SVP/CFO 392001 0 42348 0 357500 0 25500 0 3064 0 820413 0 0 0 NATHAN COX SVP, CHIEF LENDING OFFICER 294983 0 30437 0 8064 0 7941 0 21779 0 363204 0 0 0 CRAIG BEAUDRY SVP/CHIEF INFORMATION OFFI 44773 0 0 0 151061 0 12007 0 2917 0 210758 0 0 0 DENA M ROTHMANN SVP, MEMBER EXPERIENCE, CH 270327 0 27307 0 8064 0 24310 0 11011 0 341019 0 0 0 FABIO R BIASELLA SVP/CHIEF MARKETING OFFICE 112074 0 27398 0 3275 0 11641 0 22861 0 177249 0 0 0 TERESA SHAFER SVP/CHIEF HUMAN RESOURCES 117858 0 26688 0 2949 0 13583 0 4938 0 166016 0 0 0 SCOTT A NICHOLS SVP, CHIEF INFORMATION OFF 269003 0 35614 0 7104 0 24664 0 19367 0 355752 0 0 0 MICHAEL JOSEPH LEVY GENERAL COUNSEL 285539 0 24391 0 8064 0 24510 0 499 0 343003 0 0 0 GRANT KARSAS VP, DIGITAL SERVICES 240000 0 30000 0 480 0 22076 0 499 0 293055 0 0 0 GLORIA NUNEZ VP, MEMBER EXPERIENCE 223080 0 19773 0 9168 0 22107 0 29168 0 303296 0 0 0 JOHN CALADIM VP, FINANCE 223791 0 20183 0 7104 0 12251 0 10937 0 274266 0 0 0 MARK VINELLA VP, COMPLIANCE & RISK MANAGEMENT 214455 0 19334 0 9168 0 20001 0 32408 0 295366 0 0 0 MICHAEL GRADL VP, WEALTH MANAGEMENT 213840 0 19450 0 9168 0 21636 0 32523 0 296617 0 0 0 CYNTHIA MCGUIRE VP, CONSUMER LENDING 209893 0 15064 0 8044 0 20794 0 19303 0 273098 0 0 0 LISA CRAIG VP, REAL ESTATE 221265 0 2880 0 8064 0 19259 0 1395 0 252863 0 0 0 MELVIN IVERSON VP, PAYMENTS 202073 0 0 0 6720 0 20088 0 32408 0 261289 0 0 0 DELANNIA CALDWELL VP, TALENT MANAGEMENT 178734 0 16726 0 7858 0 15896 0 12128 0 231342 0 0 0 MATTHEW PROSNESKI VP, RETAIL OPERATIONS 167982 0 15672 0 6555 0 17267 0 32390 0 239866 0 0 0 MARLOWE FLOURNOY VP, INFORMATION SERVICES 170926 0 10579 0 6274 0 9394 0 28744 0 225917 0 0 0 KARUNA BOARDS AVP, BUSINESS SERVICES 173745 0 10540 0 2111 0 10250 0 17264 0 213910 0 0 0 MARTIN FLEISCHER AVP, CONTROLLER 165094 0 9562 0 9312 0 18876 0 11457 0 214301 0 0 0 ANGUS MACDONALD AVP, SERVICE MANAGEMENT 169547 0 10569 0 1041 0 18852 0 4182 0 204191 0 0 0 SUNIL KUMAR AVP, DEVELOPMENT 167405 0 10170 0 1145 0 0 0 21876 0 200596 0 0 0 DEBRA PINLAC AVP, PROJECT MANAGEMENT OFFICE 166436 0 8242 0 542 0 17228 0 3112 0 195560 0 0 0 JAIMIE GALEANO VP, RETAIL SALES AND SERVICE 143496 0 16785 0 10608 0 8341 0 12710 0 191940 0 0 0 LAURIE WALKER AVP, HUMAN RESOURCES 150890 0 7944 0 9517 0 18333 0 26188 0 212872 0 0 0 THOMAS HENRY AVP, LEARNING & DEVELOPMENT 147010 0 8764 0 3022 0 17654 0 17599 0 194049 0 0 0 MANINDER JOHAL SR. MORTGAGE LOAN OFFICER 27131 0 1870949 0 129 0 15250 0 1268 0 1914727 0 0 0 JOSEPH VITULLO SR. MORTGAGE LOAN OFFICER 32933 0 498192 0 327 0 0 0 22019 0 553471 0 0 0 RICKEY BRADLEY EXTERNAL MORTGAGE SALES MANAGER 42208 0 412284 0 106 0 15250 0 16894 0 486742 0 0 0 ARIC KOSHIYAMA WEALTH ADVISOR 61276 0 368374 0 191 0 11496 0 10620 0 451957 0 0 0 MICHAEL WHITE FINANCIAL CONSULTANT 52615 0 200031 0 191 0 13114 0 37954 0 303905 0 0 0 PART I, LINE 4B 457(B): THE CREDIT UNION HAS A NONQUALIFIED DEFERRED COMPENSATION PLAN FOR SENIOR MANAGEMENT.THE CREDIT UNION MAKES DISCRETIONARY CONTRIBUTIONS TO THE PLAN AND EMPLOYEES ARE ALLOWED TO CONTRIBUTE TO THE PLAN. THE DEFERRED COMPENSATION ACCOUNTS ARE SHOWN AS BOTH ASSETS AND LIABILITIES ON THE CREDIT UNION'S LIQUIDATION. THE BALANCE OF THE DEFERRED COMPENSATION ARRANGEMENTS, INCLUDED IN OTHER ASSETS AND ACCRUED EXPENSES AND OTHER LIABILITIES, WAS APPROXIMATELY $7,614,000 AND $9,784,000 AS OF DECEMBER 31,2022 AND 2021, RESPECTIVELY. DEFERRED COMPENSATION EXPENSE WAS APPROXIMATELY $359,000 AND $344,000 FOR YEARS ENDED DECEMBER 31,2022 AND 2021,RESPECTIVELY. 457(F): THE CREDIT UNION ESTABLISHED AN UNFUNDED EXECUTIVE RETENTION PAYMENT PLAN FOR CERTAIN KEY MEMBERS OF MANAGEMENT. THE PLAN PROVIDES A RETENTION PAYMENT IN THE AMOUNT SPECIFIED IN THE PARTICIPATION AGREEMENT FOR REMAINING EMPLOYED WITH THE CREDIT UNION UNTIL THE CLIFF VESTING DATE FOR SUCH PAYMENT. IF THE EXECUTIVE ELECTS TO DEFER THE CLIFF VESTING DATE, THE CREDIT UNION WILL CREDIT INTEREST, AT A RATE SPECIFIED IN THE PARTICIPATION AGREEMENT, ON THE DEFERRED BALANCE STARTING ON THE ORIGINAL DEFERRED VESTING DATE, COMPOUNDED ANNUALLY TO THE DATE OF PAYMENT. THE CREDIT UNION'S LIABILITY UNDER THE EXECUTIVE RETENTION PAYMENT PLAN WAS APPROXIMATELY $870,000 AND $3,547,000 AS OF DECEMBER 31, 2022 AND 2021, RESPECTIVELY. THE PLAN HAD A NET GAIN OF APPROXIMATELY $2,127,000 FOR THE YEAR ENDED DECEMBER 31, 2022, DUE TO THE DEPARTURE OF SEVERAL PARTICIPANTS. THE COSTS ASSOCIATED WITH THE PLAN TOTALED APPROXIMATELY $1,048,000 FOR THE YEAR ENDED DECEMBER 31, 2021. DELANNIA CALDWELL KEY EMPLOYEE FIRST MORTGAGE X 331000 245119 0 1 1 DELANNIA CALDWELL KEY EMPLOYEE SECOND MORTGAGE X 30000 27225 0 1 1 IVAN JONES OFFICER FIRST MORTGAGE X 560000 454176 0 1 1 IVAN JONES OFFICER FIRST MORTGAGE X 377600 361326 0 1 1 IVAN JONES OFFICER AUTOMOBILE X 50119 4078 0 1 1 CYNTHIA A MCGUIRE KEY EMPLOYEE HELOC X 105000 85020 0 1 1 CYNTHIA A MCGUIRE KEY EMPLOYEE SIGNATURE LOAN X 36947 23056 0 1 1 CYNTHIA A MCGUIRE KEY EMPLOYEE FIRST MORTGAGE X 143000 85620 0 1 1 CYNTHIA A MCGUIRE KEY EMPLOYEE FIRST MORTGAGE X 33054 31406 0 1 1 CYNTHIA A MCGUIRE KEY EMPLOYEE AUTOMOBILE X 68573 67505 0 1 1 GLORIA NUNEZ KEY EMPLOYEE FIRST MORTGAGE X 280000 186174 0 1 1 GLORIA NUNEZ KEY EMPLOYEE HELOC X 50000 2811 0 1 1 GLORIA NUNEZ KEY EMPLOYEE CREDIT CARD X 14400 679 0 1 1 MATTHEW PROSNESKI KEY EMPLOYEE FIRST MORTGAGE X 360000 238435 0 1 1 MATTHEW PROSNESKI KEY EMPLOYEE AUTOMOBILE X 20026 18210 0 1 1 MARK VINELLA KEY EMPLOYEE FIRST MORTGAGE X 355600 170426 0 1 1 MARY COBURN DIRECTOR CREDIT CARD X 968 931 0 1 1 DENA ROTHMANN OFFICER AUTOMOBILE X 45214 45628 0 1 1 DENA ROTHMANN OFFICER CREDIT CARD X 15000 1379 0 1 1 JOHANNA BENKER DIRECTOR FIRST MORTGAGE X 324100 388638 0 1 1 BRIAN HOWELL DIRECTOR AUTOMOBILE X 33968 32461 0 1 1 BRIAN HOWELL DIRECTOR FIRST MORTGAGE X 425000 412344 0 1 1 BRIAN HOWELL DIRECTOR HELOC X 31120 36489 0 1 1 DEE ALARCON DIRECTOR AUTOMOBILE X 10000 2326 0 1 1 DEE ALARCON DIRECTOR FIRST MORTGAGE X 154700 18014 0 1 1 DOUGLAS BEAUMONT DIRECTOR FIRST MORTGAGE X 150000 84156 0 1 1 KEVIN BURKE DIRECTOR FIRST MORTGAGE X 264000 67960 0 1 1 KEVIN BURKE DIRECTOR AUTOMOBILE X 25005 14662 0 1 1 MICHAEL GRADL KEY EMPLOYEE FIRST MORTGAGE X 378000 246153 0 1 1 JOHN CALADIM KEY EMPLOYEE FIRST MORTGAGE X 553800 474898 0 1 1 DOUGLAS MARSHALL KEY EMPLOYEE AUTOMOBILE X 52364 51422 0 1 1 JAMES P KIRKLEY KEY EMPLOYEE AUTOMOBILE X 19309 17482 0 1 1 MELVIN IVERSON KEY EMPLOYEE FIRST MORTGAGE X 950000 930164 0 1 1 THOMAS K MILLER OFFICER FIRST MORTGAGE X 960000 952236 0 1 1 MARLOWE FLOURNOY KEY EMPLOYEE HELOC X 45878 73656 0 1 1 5852265 FORM 990, PART VI, SECTION A, LINE 6 TRAVIS CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. TRAVIS CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF TRAVIS CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B EACH BOARD MEMBER SHALL RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. FORM 990, PART VI, SECTION B, LINE 12C ON A MONTHLY BASIS, MEMBERS OF THE BOARD ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST OR CONCERNS AND RECUSE THEMSELVES WHEN NECESSARY. FORM 990, PART VI, SECTION B, LINE 15 TRAVIS CREDIT UNION PARTICIPATES IN FOUR TO FIVE NATIONAL AND INDUSTRY SPECIFIC SURVEYS TO BENCHMARK BASE SALARY, BONUS AND RETIREMENT BENEFITS FOR ALL KEY EMPLOYEES, SALARIED EMPLOYEES, TO INCLUDE THE CEO, EVP, AND ALL VPS. THESE SURVEYS ARE CONDUCTED AT LEAST ANNUALLY. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE CONFLICT OF INTEREST POLICY IS INCLUDED IN OUR CORPORATE BYLAWS, OUR GOVERNING DOCUMENTS, WHICH ARE AVAILABLE UPON REQUEST. OUR MONTHLY FINANCIAL STATEMENTS ARE DISPLAYED AT ALL OF OUR BRANCH LOCATIONS AS WELL AS CORPORATE HEADQUARTERS. OUR YEAR END AUDITED FINANCIAL STATEMENTS ARE PRESENTED IN OUR ANNUAL MEETING AND WE FILE OUR CALL REPORTS ON A QUARTERLY BASIS WITH THE NCUA AND DBO. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. TRAVIS CREDIT UNION FOUNDATION 1 TRAVIS WAY VACAVILLE CA 95687 824159040 ADVOCATE FINANCIAL EDUCATION AND LITERACY IN OUR COMMUNITY CA 501(C)(3) LINE 7 TRAVIS CREDIT UNION 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 0 0 TRAVIS CREDIT UNION FOUNDATION L 24898 TRAVIS CREDIT UNION FOUNDATION O 97176