2023-10-26T11:03:01-05:00 2022-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2022-01-01 946069237 STAR ONE CREDIT UNION STAR 4085435024 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 GARY RODRIGUES PRESIDENT/CEO 4085435024 2023-10-24 1 GARY RODRIGUES 999009999 0 VALENTINO CREUS CPA P01054153 8189549700 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z GARY RODRIGUES 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 255066957 0 X WWW.STARONE.ORG X CREDIT UNION 1956 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 285 14 4741349 116842 0 0 132798319 172150569 62724785 78791920 2321651 4124437 197844755 255066926 978098 978429 0 0 30220268 84679735 0 0 0 84348686 127731567 115547052 213389731 82297703 41677195 11067829708 10762461158 9847513614 9868597206 1220316094 893863952 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, STAR ONE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 STAR ONE CREDIT UNION PROVIDED SERVICES TO 121,849 MEMBERS WITH SAVINGS AND LOAN ACCOUNTS. STAR ONE OFFERED SOLAR LOANS. STAR ONE CREDIT UNION PROVIDED 10,385 LOANS TOTALLING $1,719,163,205 IN 2022. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 119713 0 1 285 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X SHYAM BHASKAR CONTROLLER 4085435024 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 MELISSA HENCK CHAIR 1.00 X 3289 0 0 DAVID DAGGETT 1ST VICE CHAIR 1.00 X 0 0 0 RICHARD AOCHI 2ND VICE CHAIR 1.00 X 1148 0 0 JEFF GAUT TREASURER 1.00 X 0 0 0 TRINY LEE SECRETARY 1.00 X 1444 0 0 MARTIN ENG DIRECTOR 1.00 X 3429 0 0 PATRICIA HUMECKE DIRECTOR 1.00 X 2319 0 0 JAMES BARNHART DIRECTOR 1.00 X 0 0 0 CHRISTINA GOEAS DIRECTOR 1.00 X 1876 0 0 BRIAN LAWLER SUPERVISORY COMMITTEE 1.00 X 0 0 0 CYRUS TABARI SUPERVISORY COMMITTEE 1.00 X 0 0 0 PONPROM FLYNN SUPERVISORY COMMITTEE 1.00 X 3062 0 0 TYLER MARTIN SUPERVISORY COMMITTEE 1.00 X 0 0 0 KRISTEN MANK SUPERVISORY COMMITTEE 1.00 X 1875 0 0 GARY RODRIGUES PRESIDENT & CEO 40.00 X 1712956 0 4037773 M MUCKER EXECUTIVE VP - OPS 40.00 X 2202536 0 502451 B ROSS EXECUTIVE VP - FINANCE & A 40.00 X 857895 0 793696 A SEBASTIAN VP - CONTROLLER 40.00 X 765800 0 518461 M GUPTA VP - REMOTE SERVICES 40.00 X 478466 0 914954 S PANICKER VP - TREASURY 40.00 X 465103 0 772011 V TABLER VP - REAL ESTATE LENDING 40.00 X 470275 0 175195 K SULLIVAN VP - DEPOSIT SERVICES 40.00 X 453396 0 62720 R RUTLEDGE VP - HUMAN RESOURCES 40.00 X 437038 0 52085 V BROSAS VP - DEPOSIT SERVICES 40.00 X 426963 0 197068 8288870 0 8026414 109 0 1 0 TYFONE INC 5331 SW MACADAM AVE STE 251 PORTLAND OR 97239 ONLINE/MOBILE BANKING 2149762 VISA USA INC 777 3RD AVE 12 NEW YORK NY 10017 VISA/ATM PROCESSING 1603148 FISERV INC 405 SCIENCE DR STE 210 MOORPARK C MOORPARK CA 93021 XP SOFTWARE MAINTENANCE 831602 CLICKAPPRAISER 182 HOWARD STREET SAN FRANCISCO CA 94105 R/E APPRAISAL SERVICES 762740 BUSINESS DATA INC PO BOX 6081 INGLEWOOD CA 90312 STATEMENT PRINTING 697204 53 INTEREST ON LOANS 522100 154114559 154114559 OTHER OPERATING INCOME 522100 16771816 12090603 4681213 FEE INCOME 522100 1264194 1204058 60136 172150569 78791951 78791951 31 -31 -31 -31 GAIN (LOSS) ON NON-TRA 522100 2676152 2676152 OTHER INCOME FROM NCUA 522100 1448285 1448285 4124437 255066926 250325577 4741349 0 928429 50000 8288871 33968971 32193247 8155357 2073289 -253665 526541 69418 4657967 3599887 6407164 822127 2573347 585892 91476653 1231478 823522 LOAN SERVICING EXPENSE 9748349 MISC OPERATING EXPENSE 3952194 PROVISION FOR LOAN & LE 827194 OPERATING FEES 683499 213389731 11711555 13560154 346268037 417854322 6869421 6805051 2898561 3258113 44275232 30455197 14335528 13820035 5498929576 4639132377 4879989703 5385235865 306827327 282795241 11067829708 10762461158 68603391 76989603 9778910223 9791607603 9847513614 9868597206 X 0 0 0 0 1220316094 893863952 1220316094 893863952 11067829708 10762461158 X 41677195 -381685123 13555786 X X 0 1 X 1 0 28429 28429 28429 1 CCUL PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 940357265 11429 BAY AREA PAC PO BOX 193919 SAN FRANCISCO CA 94119 743032874 1000 NAFCU POLITICAL ADMINISTRATIVE FUND 3138 TENTH STREET NORTH ARLINGTON VA 22901 541421503 16000 PART I-A, LINE 1: CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. 4163384 4163384 12012765 5072835 6939930 6208854 5249112 959742 21890229 20133250 1756979 13820035 ALL OTHER INVESTMENTS 31314600 F NET LOANS AND LEASES 5280359801 F NCUA SHARE INSURANCE DEPOSIT 72661464 C PAID IN CAPITAL AT CORP CUS 900000 C 5385235865 DRAWS AGAINST LINES OF CREDIT 1147800000 MEMBER SHARES AND DEPOSITS 8643807603 9791607603 X PART X, LINE 2: FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD SHOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS FOR THE YEARS ENDED SEPTEMBER 30, 2022 AND 2021, AND ACCORDINGLY, THE CREDIT UNION HAS NOT RECORDED A LIABILITY FOR THE PAYMENT OF INTEREST OR PENALTIES. THE CREDIT UNION IS SUBJECT TO AND PAYS ALL STATE AND CITY TAXES ON GOODS AND SERVICES PURCHASED BY THE CREDIT UNION. 1 SECOND HARVEST FOOD BANK 750 CURTNER AVENUE SAN JOSE CA 95125 942614101 501(C)(3) 100000 0 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES. SUNNYVALE COMMUNITY SERVICES 725 KIFER ROAD SUNNYVALE CA 94086 941713897 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO PREVENTING HOMELESSNESS AND HUNGER FOR LOW-INCOME FAMILIES AND SENIORS FACING TEMPORARY CRISES BY PROVIDING FINANCIAL AID, FOOD AND OTHER SUPPORT THAT PREVENTS LARGER PROBLEMS WITH MORE EXPENSIVE SOLUTIONS. THE ALZHEIMER'S ASSOCIATION 225 N MICHIGAN AVENUE CHICAGO IL 60601 133039601 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION THAT RAISES AWARENESS AND FUNDS FOR ALZHEIMER'S CARE, SUPPORT AND RESEARCH. CANINE COMPANIONS FOR INDEPENDENCE INC 2965 DUTTON AVE SANTA ROSA CA 95407 942494324 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION THAT ENHANCES THE LIVES OF PEOPLE WITH DISABILITIES BY PROVIDING HIGHLY TRAINED ASSISTANCE DOGS AND ONGOING SUPPORT TO ENSURE QUALITY PARTNERSHIPS. CANCER CAREPOINT INC 2505 SAMARITAN DRIVE BUILDING 400 SUITE 402 SAN JOSE CA 95124 273029691 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS, FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION. MORGAN AUTISM CENTER 2280 KENWOOD AVENUE SAN JOSE CA 95128 941722448 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS CHILDREN AND ADULTS WITH AUTISM OR OTHER DEVELOPMENTAL DISABILITIES MAXIMIZE THEIR POTENTIAL IN A DIGNIFIED, POSITIVE AND LOVING ENVIRONMENT. LUCILLE PACKARD CHILDREN'S FOUNDATION 400 HAMILTON AVENUE 340 PALO ALTO PA 94301 770440090 501(C)(3) 20000 0 FMV NON-PROFIT ORGANIZATION THAT ELEVATES THE PRIORITY OF CHILDREN'S HEALTH AND INCREASES THE QUALITY AND ACCESSIBILITY OF CHILDREN'S HEALTHCARE THROUGH LEADERSHIP AND DIRECT INVESTMENT. JACOB'S HEART CHILDREN'S CANCER SUPPORT SVCS 680 W BEACH STREET WATSONVILLE CA 95075 680413822 501(C)(3) 32500 0 FMV NON-PROFIT ORGANIZATION THAT PROVIDES FAMILY-CENTERED CARE THAT ADDRESSES THE EMOTIONAL, PRACTICAL AND FINANCIAL STRUGGLES FOR FAMILIES OF CHILDREN AND TEENS DURING TREATMENT, FAMILIES EXPERIENCING ANTICIPATORY GRIEF AND THOSE WHO ARE BEREAVED. AMERICAN CANCER SOCIETY 250 WILLIAMS STREET ATLANTA GA 30303 131788491 501(C)(3) 20000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS SAVE LIVES, CELEBRATE LIVES AND LEADS THE FIGHT FOR A WORLD WITHOUT CANCER. PROMOTING HEALTHY LIFESTYLES TO HELP PREVENT CANCER AND RESEARCHING CANCER AND ITS CAUSES TO FIND MORE ANSWERS AND BETTER TREATMENTS HOMEFIRST SERVICES OF SANTA CLARA COUNTY 507 VALLEY WAY MILPITAS CA 95035 942684272 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO END HOMELESSNESS AND IMPROVE COMMUNITIES BY PROVIDING HOUSING AND SUPPORT SERVICES THAT ENABLE HOMELESS CHILDREN AND ADULTS TO ATTAIN STABLE HOUSING. THE ORGANIZATION IS A LEADING PROVIDER OF SHELTER AND SUPPORT SERVICES IN SANTA CLARA COUNTY. ANIMAL ASSISTED HAPPINESS 1030 E EL CAMINO REAL 279 SUNNYVALE CA 94087 264100791 501(C)(3) 20000 0 FMV NON-PROFIT ORGANIZATION THAT ENRICHES THE LIVES OF YOUTH WITH NEEDS THROUGH BARNYARD INTERACTIONS AT THEIR SMILE FARM AND MOBILE VISITS. THE TOWER FOUNDATION OF SAN JOSE STATE UNIVERSITY ONE WASHINGTON SQUARE CLARK HALL SUITE 300 SAN JOSE CA 95192 830403915 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO ENCOURAGE CONNECTIONS BETWEEN ALUMNI, DONORS AND THE COMMUNITY. THE INCREASINGLY CHALLENGING FUNDING ENVIRONMENT REQUIRES SAN JOSE STATE TO AUGMENT PUBLIC FUNDING WITH PRIVATE DONATIONS. TOWER IS DEDICATED TO GROWING THE UNIVERSITY'S ENDOWMENT THROUGH DONATIONS, BEQUESTS AND PRUDENT INVESTMENT MANAGEMENT. REBUILDING TOGETHER SILICON VALLEY 1701 SOUTH 7TH ST 10 SAN JOSE CA 95112 770289381 501(C)(3) 20000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO PROVIDE SAFE HOMES AND COMMUNITIES FOR EVERYONE. THROUGH A VAST NETWORK OF VOLUNTEERS, CORPORATE SPONSORS, AND SUB-CONTRACTORS, REBUILDING TOGETHER SILICON VALLEY PROVIDES CRITICAL HOME REPAIRS TO OVER 600 CLIENTS PER YEAR. IN ADDITION, THEY ASSIST NONPROFIT ORGANIZATIONS WITH FACILITY MAINTENANCE AND REPAIRS SO THAT THEY CAN DEDICATE THEIR TIME AND RESOURCES TO HELPING OUR COMMUNITY. BILL WILSON CENTER 3490 THE ALAMEDA SANTA CLARA CA 95050 942221849 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT PROVIDES SERVICES TO MORE THAN 4,100 CHILDREN, YOUTH, YOUNG ADULTS AND FAMILIES IN SANTA CLARA COUNTY THROUGH VARIOUS PROGRAMS OPERATION CARE AND COMFORT 3173 PEBBLE BEACH CIRCLE FAIRFIELD CA 94534 273116300 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO SUPPORTING AND ASSISTING VETERANS, MILITARY PERSONNEL AND THEIR FAMILY MEMBERS. NEPHCURE KIDNEY INTERNATIONAL 150 S WARNER RD SUITE 402 KING OF PRUSSIA PA 19406 383569922 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION WITH A MISSION TO ACCELERATE RESEARCH FOR EFFECTIVE TREATMENTS OF RARE FORMS OF NEPHROTIC SYNDROME AND PROVIDE EDUCATION AND SUPPORT THAT WILL IMPROVE LIVES AFFECTED. WEST VALLEY COMMUNITY SERVICES 10104 VISTA DRIVE CUPERTINO CA 95014 942211685 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION THAT IS FIGHTING POVERTY BY PROVIDING CRITICAL SUPPORT SERVICES TO THE LOW INCOME AND HOMELESS INDIVIDUALS AND FAMILY IN COMMUNITIES OF CUPERTINO, LOS GATOS, MONTE SERENO, SARATOGA AND WEST SAN JOSE. NAMI SANTA CLARA COUNTY - NATIONAL ALLIANCE ON MENTAL ILLNESS 1150 S BASCOM AVENUE 24 SAN JOSE CA 95128 942430956 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS PEOPLE WITH A LIVED EXPERIENCE OF MENTAL ILLNESS AND FAMILIES BY PROVIDING SUPPORT, EDUCATION AND ADVOCACY; TO PROMOTE RESEARCH; TO REDUCE STIGMA AND DISCRIMINATION IN THE COMMUNITY; AND TO IMPROVE SERVICES BY WORKING WITH HEALTH PROFESSIONALS AND FAMILIES. CYSTIC FIBROSIS RESEARCH INC 2672 BAYSHORE PARKWAY STE 250 MOUNTAIN VIEW CA 94043 510169988 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT FUNDS RESEARCH, PROVIDES EDUCATIONAL AND PERSONAL SUPPORT, AND SPREAD AWARENESS OF CYSTIC FIBROSIS, A LIFE-THREATENING GENETIC DISEASE. THE CROHN'S AND COLITIS FOUNDATION OF AMERICA 733 THIRD AVENUE NEW YORK NY 10017 136193105 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO FINDING A CURE AND IMPROVING THE QUALITY OF LIFE OF CHILDREN AND ADULTS AFFECTED BY THESE DISEASES; OFFER A WIDE RANGE OF EDUCATIONAL PROGRAMS FOR PATIENTS AND HEALTHCARE PROFESSIONALS ACKNOWLEDGE ALLIANCE 2483 OLD MIDDLEFIELD WAY 201 MOUNTAIN VIEW CA 94043 770393676 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION FOCUSED ON EDUCATION AND MENTAL HEALTH, HELPS BUILD POSITIVE CONNECTIONS BETWEEN TEACHERS AND STUDENTS TO OPEN THE DOORS TO LEARNING AND WELL-BEING. CHILD ADVOCATES OF SILICON VALLEY 509 VALLEY WAY BUILDING 2 MILPITAS CA 95035 770250773 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION THAT PROVIDES STABILITY AND HOPE TO CHILDREN WHO HAVE EXPERIENCED ABUSE AND NEGLECT . PANCREATIC CANCER ACTION NETWORK INC 1500 ROSECRANS AVENUE 200 MANHATTAN BEACH CA 90266 330841281 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO ADVANCE RESEARCH, SUPPORT PATIENTS, AND CREATE HOPE FOR PEOPLE WHO HAVE PANCREATIC CANCER. HAPPY HOLLOW FOUNDATION 1300 SENTER RD SAN JOSE CA 95112 237219471 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT CONNECTS PEOPLE TO NATURE THROUGH PLAY. THE LEUKEMIA AND LYMPHOMA SOCIETY 100 W SAN FERNANDO ST SUITE 365 SAN JOSE CA 95113 135644916 501(C)(3) 10000 0 FMV NON-PROFIT THAT HAS THE MISSION TO CURE LEUKEMIA, LYMPHOMA, HODGKIN'S DISEASE AND MYELOMA, AND IMPROVE THE QUALITY OF LIFE OF PATIENTS AND THEIR FAMILIES. DOWNTOWN STREETS INC 1671 THE ALAMEDA SUITE 306 SAN JOSE CA 95126 205242330 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT IS ENDING HOMELESSNESS BY RESTORING THE DIGNITY AND REBUILDING THE LIVES OF UNHOUSED MEN AND WOMEN. COMMUNITY SERVICES AGENCY 204 STIERLIN ROAD MOUNTAIN VIEW CA 94043 941422465 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO EDUCATE THE PUBLIC ABOUT DIABETES AND TO HELP THOSE AFFECTED BY IT THROUGH FUNDING RESEARCH TO MANAGE, CURE AND PREVENT DIABETES. CITIZEN SCHOOLS INC 308 CONGRESS ST BOSTON MA 02210 043259160 501(C)(3) 20000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO CLOSE THE OPPORTUNITY GAP IN EDUCATION BY BRINGING STUDENTS HANDS-ON LEARNING PROJECTS WITH CAREER MENTORS AFTER SCHOOL, COACHING AND TRAINING TEACHERS TO PROVIDE THESE OPPORTUNITIES DURING SCHOOL, AND SHARE CAPACITY, RESOURCES AND BEST PRACTICES WITH OTHER COMMUNITIES. SUNDAY FRIENDS 645 WOOL CREEK DRIVE 2ND FLOOR SUITE A SAN JOSE CA 95112 770518937 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO EMPOWER FAMILIES TO BREAK THE GENERATIONAL CYCLE OF POVERTY BY FOSTERING POSITIVE DEVELOPMENT IN CHILDREN WHILE EDUCATING AND GUIDING PARENTS TO SUPPORT THEIR CHILDREN'S LIFE SUCCESS. AVENIDAS 450 BRYANT STREET PALO ALTO CA 94301 941480548 501(C)(3) 8000 0 FMV NON-PROFIT ORGANIZATION THAT SUPPORT AND CELEBRATES OLDER ADULTS. THEY HELP OLDER ADULTS IN THE COMMUNITY TO BE AS ACTIVE, ENGAGED AND HEALTHY AS POSSIBLE THROUGHOUT THEIR LIVES BY PROVIDING RELEVANT SERVICES AND PROGRAMS. ASSISTANCE LEAGUE FOR SAN JOSE PO BOX 20174 SAN JOSE CA 95160 770033914 501(C)(3) 7000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO SUPPORT VITAL COMMUNITY SERVICES. THEIR PHILANTHROPIC PROGRAMS ARE DESIGNED TO SERVE UNMET NEEDS IN THE COMMUNITY. THE TECH INTERACTIVE 201 SOUTH MARKET STREET SAN JOSE CA 95113 SAN JOSE CA 95113 942864660 501(C)(3) 20000 0 FMV THE TECH, BY WHAT IT DOES DIRECTLY, AND BY WHAT IT DOES INDIRECTLY THROUGH OTHERS, HELPS BUILD A CIVIL SOCIETY THAT ENABLES EVERYONE TO SUCCEED IN A WORLD DRIVEN BY TECHNOLOGY. ALAMEDA FOOD BANK PO BOX 2167 ALAMEDA CA 94501 ALAMEDA CA 94501 942878910 501(C)(3) 13500 0 FMV FOUNDED IN 1977, THE ALAMEDA FOOD BANK IS A NON-PROFIT ORGANIZATION THAT OFFERS ASSISTANCE TO THE ALAMEDA COMMUNITY BY PROVIDING NOURISHING FOOD IN A COMPASSIONATE AND RESPECTFUL MANNER WITH THE SUPPORT OF DEDICATED VOLUNTEERS AND LOCAL PARTNERS. FRIENDS OF STEVEN CREEK TRAIL 22221 MCCLELLAN ROAD CUPERTINO CA 95014 CUPERTINO CA 95014 770334262 501(C)(3) 10000 0 FMV THE FRIENDS OF STEVENS CREEK TRAIL IS A LOCAL COMMUNITY GROUP WHOSE GOAL IS TO RAISE COMMUNITY AWARENESS AND SUPPORT FOR THE COMPLETION OF A TRAIL IN THE STEVENS CREEK CORRIDOR. HEALTH RIGHT 360 1563 MISSION ST SAN FRANCISCO CA 94103 SAN FRANCISCO CA 94103 946129071 501(C)(3) 8000 0 FMV HEALTHRIGHT 360 GIVES HOPE, BUILDS HEALTH, AND CHANGES LIVES FOR PEOPLE IN NEED. THEY DO THIS BY PROVIDING COMPASSIONATE, INTEGRATED CARE THAT INCLUDES PRIMARY MEDICAL, MENTAL HEALTH,SUBSTANCE USE DISORDER TREATMENT AND RE-ENTRY SERVICES. HUNGER AT HOME 1560 BERGER DR SAN JOSE CA 95112 SAN JOSE CA 95112 475462753 501(C)(3) 10000 0 FMV HUNGER AT HOME SERVES AS A CONDUIT BETWEEN THE BUSINESS AND NONPROFIT COMMUNITIES TO CHANNEL EXCESS FOOD AND SURPLUS GOODS TO HOMELESS AND HUNGRY INDIVIDUALS AND FAMILIES. LIFE MOVES 181 CONSTITUTION DR MENLO PARK CA 94025 MENLO PARK CA 11000 770160469 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO RAPIDLY RETURN THE UNHOUSED NEIGHBORS TO STABLE HOMES. SAMARITAN HOUSE 4031 PACIFIC BLVD SAN MATEO CA 94403 SAN MATEO CA 94403 237416272 501(C)(3) 13000 0 FMV NON-PROFIT ORGANIZATION FIGHTING POVERTY AND LIFTING LIVES. THEY CONNECT THE WORKING POOR TO THE RESOURCES THEY NEED TO REMAIN A HEALTHY, STABLE AND ACTIVE PART OF OUR COMMUNITY. SPECIAL OLYMICS NORTHERN CA 3480 BUSKIRK AVE SUITE 340 PLEASANT HILL CA 94523 PLEASANT HILL CA 94523 680363121 501(C)(3) 10000 0 FMV THE MISSION OF SPECIAL OLYMPICS IS TO PROVIDE YEAR-ROUND SPORTS TRAINING AND ATHLETIC COMPETITION IN A VARIETY OF OLYMPIC-TYPE SPORTS FOR CHILDREN AND ADULTS WITH INTELLECTUAL DISABILITIES. FOOTHILL-DE ANZA COMMUNITY COLLEGES FOUNDATION 12345 EL MONTE RD LOS ALTOS HILLS CA 94022 943258220 501(C)(3) 7500 0 FMV THE MISSION OF THE FOOTHILL-DE ANZA FOUNDATION IS TO CHANGE STUDENT LIVES BY RAISING AND INVESTING FUNDS TO SUPPORT THE EDUCATIONAL EXCELLENCE OF FOOTHILL AND DE ANZA COLLEGES. AMIGOS DE GUADALUPE 1897 ALUM ROCK AVE SUITE 35 SAN JOSE CA 95116 770555838 501(C)(3) 6000 0 FMV NON-PROFIT ORNGANIZATION DEDICATED TO TRANSFORMING SILICON VALLEY INTO THE HEALTHIEST REGION IN AMERICA FOR EVERYONE THROUGH THREE INITIATIVES: HEALTHY LIVING, HEALTHY AGING, AND HEALTHY COMMUNITIES. AINAK 13063 LA VISTA DR SARATOGA CA 95070 810860783 501(C)(3) 7500 0 FMV NON-PROFIT ORGANIZATION FOCUSED ON HELPING THE UNDERPRIVILEGED IN UNITED STATES GET FREE EYECARE SERVICES SUCH AS VISION TESTS AND PRESCRIPTION GLASSES. RAZING THE BAR 123 E SAN CARLOS ST 513 SAN JOSE CA 95112 800441705 501(C)(3) 7000 0 FMV RAZING THE BAR BELIEVES THAT RELATIONSHIPS ARE THE KEY TO SUCCESSFUL YOUTH DEVELOPMENT. THROUGH MENTORSHIP AND HOUSING SUPPORT, THEY HELP TRANSITION-AGED YOUTH ACHIEVE PERMANENT CONNECTIONS AND SELF SUFFICIENCY. NO TIME TO WASTE 2237 CHERYL WAY SAN JOSE CA 95125 274564722 501(C)(3) 6000 0 FMV NON-PROFIT ORGANIZATION THAT PROVIDES DONATED FOOD AND ESSENTIAL GOODS FOR THOSE IN NEED BY MATCHING THE GIVER WITH THE NEED. GEORGE MARK CHILDREN'S FUND 2121 GEORGE MARK LANE SAN LEANDRO CA 94578 943255845 501(C)(3) 15000 0 FMV GEORGE MARK CHILDREN'S HOUSE ARE INNOVATIVE LEADERS IN RELIEVING PAIN AND STRESS OF ILLNESS, REGARDLESS OF PROGNOSIS OF CHILDREN. IT IS THE FIRST FREESTANDING PEDIATRIC PALLIATIVE CARE CENTER IN THE US. STANFORD CANCER RESEARCHSTANFORD UNIVERSITY 485 BROADWAY MAIL CODE 8838 REDWOOD CITY CA 94063 941156365 501(C)(3) 15000 0 FMV STANFORD'S CULTURE OF COLLABORATION DRIVES INNOVATIVE DISCOVERIES IN AREAS VITAL TO THE WORLD, HEALTH AND INTELLECTUAL LIFE. JW HOUSE 3850 E HOMESTEAD RD SANTA CLARA CA 95051 202034560 501(C)(3) 20000 0 FMV JW HOUSE KEEPS FAMILIES TOGETHER DURING MEDICAL CRISIS BY OFFERING A WELCOMING HOME CLOSE TO THE HOSPITAL AND PROVIDING A CARING AND COMPASSIONATE ENVIRONMENT THAT INSPIRES HOPE. HERS BREAST CANCER FOUNDATION 485 BROADWAY MAIL CODE 8838 REDWOOD CITY CA 94063 943309906 501(C)(3) 17500 0 FMV THE MISSION IS TO SUPPORT ALL INDIVIDUALS HEALING FROM BREAST CANCER BY PROVIDING POST-SURGICAL PRODUCTS AND SERVICES REGARDLESS OF FINANCIAL STATUS. THEY PROVIDE QUALITY PRODUCTS AND EMOTIONAL SUPPORT. LABOR OF HUMANITY 1330 FLOWER CT CUPERTINO CA 95014 833803043 501(C)(3) 10000 0 FMV THE MISSION OF LABOR OF HUMANITY IS TO MAKE SURE THAT FAMILIES AND INDIVIDUALS HAVE BEEN PROVIDED WITH ALL THE NECESSITIES THAT A PERSON IS REQUIRED TO START A NEW BEGINNING IN THEIR NEW HOME. OPERATION FREEDOM PAWS 777 FIRST ST PMB515 GILROY CA 95020 452566382 501(C)(3) 10000 0 FMV OPERATION FREEDOM PAWS EMPOWERS VETERANS AND INDIVIDUALS WITH DISABILITIES TO RESTORE THEIR FREEDOM TO LIVE LIFE. PIVOTAL CONNECTIONS 75 E SANTA CLARA ST SUITE 1450 SAN JOSE CA 95113 770166138 501(C)(3) 20000 0 FMV PIVOTAL CONNECTIONS FOCUSES ON PREPARING, INSPIRING, VALUING, OPTIMIZING AND TRANSFORMING ASPIRING LEADERS. SAN JOSE EVERGREEN COMMUNITY COLLEGE DISTRICT FOUNDATION 40 S MARKET ST SAN JOSE CA 95112 942877474 501(C)(3) 10000 0 FMV THEIR MISSION IS TO CULTIVATE AND STEWARD RESOURCES TO ENSURE AND ENHANCE THE OPPORTUNITY FOR HIGHER EDUCATION IN THE COMMUNITY OF THE SAN JOSE EVERGREEN COMMUNITY COLLEGE DISTRICT. BAY AREA CANCER CONNECTIONS 2335 EL CAMINO REAL PALO ALTO CA 94306 770417605 501(C)(3) 8000 0 FMV BAY AREA CANCER CONNECTIONS SUPPORTS ANYONE AFFECTED BY BREAST OR OVARIAN CANCER WITH PERSONALIZED SERVICES THAT INFORM AND EMPOWER. PARKINSON'S FOUNDATION 200 SE 1ST ST SUITE 800 MIAMI FL 33131 131866796 501(C)(3) 7500 0 FMV THE PARKINSON'S FOUNDATION MAKES LIFE BETTER FOR PEOPLE WITH PARKISNON'S DISEASE BY IMPROVING CARE AND ADVANCING RESEARCH TOWARD A CURE. SCHOLARSHIPS 10 50000 X 1 1 X X X X 0 1 0 GARY RODRIGUES PRESIDENT & CEO 853127 0 835853 0 23976 0 3994511 0 43262 0 5750729 0 0 0 M MUCKER EXECUTIVE VP - OPS 448688 0 266517 0 1487331 0 482006 0 20445 0 2704987 0 0 0 B ROSS EXECUTIVE VP - FINANCE & A 453040 0 242508 0 162347 0 748774 0 44922 0 1651591 0 0 0 A SEBASTIAN VP - CONTROLLER 313225 0 151308 0 301267 0 496922 0 21539 0 1284261 0 0 0 M GUPTA VP - REMOTE SERVICES 309019 0 168718 0 729 0 873210 0 41744 0 1393420 0 0 0 S PANICKER VP - TREASURY 299405 0 159231 0 6467 0 735712 0 36299 0 1237114 0 0 0 V TABLER VP - REAL ESTATE LENDING 320205 0 148389 0 1681 0 143169 0 32026 0 645470 0 0 0 K SULLIVAN VP - DEPOSIT SERVICES 301418 0 148389 0 3589 0 35140 0 27580 0 516116 0 0 0 R RUTLEDGE VP - HUMAN RESOURCES 286902 0 144167 0 5969 0 34426 0 17659 0 489123 0 0 0 V BROSAS VP - DEPOSIT SERVICES 278132 0 138863 0 9968 0 179315 0 17753 0 624031 0 0 0 PART I, LINE 4B THE 457(B) IS AN UNFUNDED ELIGIBLE DEFERRED COMPENSATION PLAN FOR THE CREDIT UNION TO PROVIDE RETIREMENT BENEFITS AND INCIDENTAL BENEFITS TO HIGHLY COMPENSATED EMPLOYEES. PARTICIPANTS ARE THOSE EMPLOYEES RECEIVING COMPENSATION OVER $120,000. THE 457(F) SERP PLAN PROVIDES HIGHLY COMPENSATED EMPLOYEES WITH SUPPLEMENTAL RETIREMENT INCOME. THE PLAN HAS NO CONTRIBUTION LIMITS OR RESTRICTIONS, DOES NOT RECEIVE CONTRIBUTIONS FROM THE EXECUTIVE AND PROVIDES A LUMP SUM TO THE EXECUTIVE. THE PLAN ASSETS ARE THE ASSETS OF THE CREDIT UNION AND ARE SUBJECT TO CLAIMS OF CREDITORS. PARTICIPANTS ARE GARY RODRIGUES, BRIAN ROSS, MARGARETE MUCKER, ANN SEBASTIAN, JOE FAGENSTROM, REGINA RUTLEDGE, SAFAL PANICKER, MINAL GUPTA, VANESSA BROSAS, ALEX KIM AND VICTORIA TABLER. B ROSS KEY EMP 1ST MORTGAGE X 1000000 762130 0 0 1 A SEBASTIAN KEY EMP 1ST MORTGAGE X 1143200 1063382 0 0 1 S PANICKER HCE 1ST MORTGAGE X 1140000 1038079 0 0 1 M MUCKER KEY EMP 1ST MORTGAGE X 579500 452295 0 0 1 M MUCKER KEY EMP AUTO LOAN X 54862 31826 0 0 1 R RUTLEDGE HCE 1ST MORTGAGE X 1080000 952944 0 0 1 M GUPTA KEY EMP 1ST MORTGAGE X 1250000 1133695 0 0 1 V TABLER HCE AUTO LOAN X 41744 27843 0 0 1 V TABLER HCE AUTO LOAN X 56313 40736 0 0 1 V TABLER HCE 1ST MORTGAGE X 780000 712054 0 0 1 V BROSAS HCE AUTO LOAN X 41309 15457 0 0 1 V BROSAS HCE AUTO LOAN X 27818 18473 0 0 1 K SULLIVAN HCE 1ST MORTGAGE X 608000 556137 0 0 1 6805051 FORM 990, PART VI, SECTION A, LINE 6 STAR ONE CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. STAR ONE CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF STAR ONE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE CONTROLLER, EXECUTIVE VPS, CEO, AND BOARD OF DIRECTORS RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, ALL EMPLOYEES ARE REQUIRED TO READ, SIGN, AND SUBMIT THE CODE OF CONDUCT PLEDGE TO HUMAN RESOURCES. FORM 990, PART VI, SECTION B, LINE 15 STAR ONE CREDIT UNION USES CONSULTING FIRMS AND INDUSTRY SPECIFIC SURVEYS TO DELIBERATE COMPANY EMPLOYEES' COMPENSATION. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 BACKGROUND: FORM 990 IS AN ANNUAL RETURN FILED WITH THE IRS BY TAX-EXEMPT ORGANIZATIONS TO REPORT INFORMATION ABOUT THEIR OPERATIONS. IT IS A PUBLIC DOCUMENT USED PRIMARILY BY THE IRS FOR TAX ADMINISTRATION NEEDS AS WELL AS STATE TAX AUTHORITIES, THE PRESS AND RESEARCHERS. ALL STATE-LICENSED/CHARTERED CREDIT UNIONS ARE REQUIRED TO FILE FORM 990. WITH FILING EXTENSIONS, CREDIT UNIONS HAVE UNTIL NOVEMBER 15TH TO FILE FORM 990 FOR THE PRIOR TAX YEAR. DISCLOSURE REQUIREMENTS: THE THREE MOST RECENT RETURNS FILED MUST BE MADE AVAILABLE TO THE PUBLIC. THE DOCUMENTS MADE AVAILABLE FOR INSPECTION MUST BE AN EXACT COPY OF THE RETURN FILED WITH THE IRS, INCLUDING ATTACHMENTS AND SCHEDULES. THE DISCLOSURE MUST BE PROVIDED TO ALL INDIVIDUALS, MEMBERS AND NON-MEMBERS, WHO REQUEST INSPECTION OR COPIES OF THE FORM. REQUESTS MADE IN PERSON: FORM 990 WILL BE MADE AVAILABLE FOR PUBLIC INSPECTION AT THE BORDEAUX ADMINISTRATION OFFICE DURING REGULAR BUSINESS HOURS. THE BRANCHES ARE EXEMPT FROM THE IN-PERSON DISCLOSURE REQUIREMENT, AS THEY ARE NOT CONSIDERED REGIONAL OR DISTRICT OFFICES. DURING THE FORM 990 INSPECTION, A CREDIT UNION EMPLOYEE MAY BE PRESENT IN THE ROOM. THE INDIVIDUAL REQUESTING THE INSPECTION MAY TAKE NOTES DURING THE INSPECTION. FEES MAY BE CHARGED FOR COPIES OF THE FORM 990 (FEES MAY BE AT THE RATE OF $.20 PER PAGE, THE FIRST 50 PAGES FOR FREE AND/OR POSTAGE FEES). IN-PERSON REQUESTS SHOULD BE FULFILLED ON THE SAME BUSINESS DAY. THE IRS ALLOWS EXCEPTIONS IN CASES OF UNUSUAL CIRCUMSTANCES. IF AN UNUSUAL CIRCUMSTANCE EXISTS, THE CREDIT UNION IS PERMITTED TO PROVIDE COPIES NO LATER THAN THE NEXT BUSINESS DAY FOLLOWING THE DAY THAT THE UNUSUAL CIRCUMSTANCE CEASES TO EXIST OR THE FIFTH BUSINESS DAY AFTER THE DATE OF THE REQUEST, WHICHEVER OCCURS FIRST. EXAMPLES OF UNUSUAL CIRCUMSTANCES INCLUDE REQUESTS RECEIVED SHORTLY BEFORE THE END OF REGULAR BUSINESS HOURS THAT REQUIRE AN EXTENSIVE AMOUNT OF COPYING OR REQUESTS ON A DAY WHEN THE ORGANIZATION'S MANAGERIAL STAFF CAPABLE OF FULFILLING THE REQUEST IS CONDUCTING SPECIAL DUTIES, RATHER THAN ITS REGULAR ADMINISTRATIVE DUTIES. REQUESTS MADE IN WRITING: IF A CREDIT UNION RECEIVES A WRITTEN REQUEST (MAIL, E-MAIL, FAX, ETC.) FOR A COPY OF FORM 990, THE COPY MUST BE MAILED WITHIN 30 DAYS FROM THE DATE THE REQUEST WAS RECEIVED (APPLICABLE FEES MAY APPLY). SUMMARY: THE CREDIT UNION WILL RESPOND TO INDIVIDUAL REQUESTS FOR COPIES AND WILL NOT MAKE THE FORM 990 'WIDELY AVAILABLE' BY POSTING IT TO A PUBLIC WEBSITE OR DATABASE. FORM 990, PART XI, LINE 9: CHANGE IN OCI 13,555,786. NET ACCUMULATED UNREALIZED NET GAINS ON CASH FLOW HEDGES FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.