2023-11-15T16:39:30-06:00 2022-12-31 382492570 DOEREN MAYHEW 12060 S W 129TH COURT STE 201 MIAMI FL 331864582 990 2022-01-01 590857430 STATE CHARTERED CREDIT UNIONS IN FLORIDA FLORIDA CENTRAL CREDIT UNION STAT 8138793333 3333 HENDERSON BLVD TAMPA FL 33609 THUY LINH N DANG CEO 8138793333 2023-11-10 1 THUY LINH N DANG XXX-XX-XXXX 0 JOHN J MURNANE JR P03021572 3052328272 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z FLORIDA CENTRAL CREDIT UNION THUY LINH N DANG 3333 HENDERSON BLVD TAMPA FL 33609 24128427 0 2106 X WWW.FLORIDACENTRALCU.COM X 1991 FL FLORIDACENTRAL CREDIT UNION IS A MEMBER OWNED COOPERATIVE DEDICATED TO PROMOTING THRIFT AND PROVIDING ITS MEMBERS WITH COMPETITIVELY PRICED, QUALITY FINANCIAL SERVICES WHILE MAINTAINING SERVICE IN A PROFESSIONAL, ACCURATE AND EFFICIENT MANNER TO ALL MEMBERS REGARDLESS OF SOCIO-ECONOMIC STATUS. 7 6 181 9 34968 0 0 0 15947777 17524905 3568939 4563868 0 0 19516716 22088773 0 0 0 0 9253696 9068322 0 0 0 10442308 10751554 19696004 19819876 -179288 2268897 620353009 591612328 585711519 584226613 34641490 7385715 X FLORIDACENTRAL CREDIT UNION IS A MEMBER OWNED COOPERATIVE DEDICATED TO PROMOTING THRIFT AND PROVIDING ITS MEMBERS WITH COMPETITIVELY PRICED, QUALITY FINANCIAL SERVICES WHILE MAINTAINING SERVICE IN A PROFESSIONAL, ACCURATE AND EFFICIENT MANNER TO ALL MEMBERS REGARDLESS OF SOCIO-ECONOMIC STATUS. 0 0 INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM THE INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 9490 0 1 181 1 1 1 0 0 0 0 0 0 0 X 7 6 0 0 0 0 1 1 1 1 1 0 0 0 0 0 1 1 1 0 X DANIEL GEORGE 8133876121 3333 HENDERSON BLVD TAMPA FL 33609 LAIDA E GARCIA CEO/BOARD TREASURER 40.00 X X 720947 0 34526 KENNETH H SPENCE SECRETARY 1.00 X 4101 0 0 STEPHEN SHEAR DIRECTOR 1.00 X 4161 0 0 WILLIAM MIGNONE TREASURER 1.00 X 1440 0 0 DAVID STEFFEN DIRECTOR 1.00 X 1440 0 0 MARGARET SPURRIER CHAIRPERSON 1.00 X 0 0 0 STEVEN SHEAR DIRECTOR 1.00 X 0 0 0 STEPHANIE OSTERLAND VICE CHAIRMAN 1.00 X 0 0 0 THUY LINH N DANG PRESIDENT/CEO 40.00 X 58492 0 1600 SHARON HILL CFO 40.00 X 230101 0 27774 CRAIG BURKHARD CHEIF CREDIT OFFICER 40.00 X 180604 0 42561 MITCHELL SCOTT NEWBERGER VP/COO 40.00 X 135285 0 19815 PAMELA WENDLAND CHIEF CREDIT OFFICER 40.00 X 4038 0 0 PATRICIA WADDELL IT MANAGER 40.00 X 130172 0 49516 THOMAS CHESTNUTT DIRECTOR OF SALES 40.00 X 145466 0 49829 CARLA GANT VP HUMAN 40.00 X 122360 0 46173 BRIAN ROBINSON SVP/CMO 40.00 X 142928 0 71508 1881535 0 343302 8 0 1 0 FISERV INC PO BOX 934057 ATLANTA GA 311934057 CORE SYSTEM 371066 CONNECT FINANCIAL SOFTWARE PO BOX 923 SANDY UT 84091 HOMEBANKING 350614 WINDSTREAM ENTERPRISE PO BOX 9001013 LOUISVILLE KY 402901013 COMMUNICATIONS 339336 KASASA LTD PO BOX 527 LUBBOCK TX 79408 CHECKING ACCTS 324955 HENDERSON CENTRE 3902 HENDERSON BLVD SUITE 101 TAMPA FL 33629 BRANCH LEASE 197635 19 INTEREST ON LOANS 522100 12154706 12154706 FEES/CHARGES/OTHER 522100 5335231 5335231 FINANCE & INSURANCE 520000 34968 34968 17524905 4523522 4523522 2080000 2039654 40346 40346 40346 22088773 22053805 34968 0 X 1466885 5486888 746614 839123 528812 101939 170358 91716 165714 595345 1021540 141975 670960 82213 13789 1115408 899526 198718 SHARE/DEBIT/CREDIT CARD 1792303 MAINTENANCE AND REPAIRS 1382247 PROVISION FOR LOAN LOSS 703220 CREDIT AND COLLECTION E 640010 964573 19819876 3297625 3384803 90816324 18490585 46527 1635559 315310043 399406480 10820547 8923161 30222907 8753199 21760089 21469708 153703637 113555260 1389961 1285346 23208256 23461426 620353009 591612328 3923391 6117082 581788128 578109531 585711519 584226613 X 0 0 0 0 34641490 7385715 34641490 7385715 620353009 591612328 X 2268897 -26877015 -2647657 X X 0 1 X 1 0 6776526 6776526 16036640 3097743 12938897 545517 469097 76420 6864224 5186359 1677865 21469708 REGULAR SHARES 236167762 CHRISTMAS CLUB 383114 TIME DEPOSITS 49312522 CHECKING ACCOUNTS 49867696 ULTIMATE CHECKING 170325113 IRA ACCOUNTS 9945269 IRA CERTIFICATES 8436496 MONEY MARKET 53671559 578109531 X PART X, LINE 2: THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION. X 1 1 X X X X 0 1 0 LAIDA E GARCIA CEO/BOARD TREASURER 383966 0 0 0 336981 0 22659 0 11867 0 755473 0 277991 0 SHARON HILL CFO 230101 0 0 0 0 0 20229 0 7545 0 257875 0 0 0 CRAIG BURKHARD CHEIF CREDIT OFFICER 180604 0 0 0 0 0 32012 0 10549 0 223165 0 0 0 BRIAN ROBINSON SVP/CMO 142928 0 0 0 0 0 49873 0 21635 0 214436 0 0 0 THOMAS CHESTNUTT DIRECTOR OF SALES 120966 0 24500 0 0 0 49533 0 296 0 195295 0 0 0 PATRICIA WADDELL IT MANAGER 130172 0 0 0 0 0 37828 0 11688 0 179688 0 0 0 CARLA GANT VP HUMAN 122360 0 0 0 0 0 33814 0 12359 0 168533 0 0 0 MITCHELL SCOTT NEWBERGER VP/COO 135285 0 0 0 0 0 11991 0 7824 0 155100 0 0 0 PART I, LINE 4B DURING 2022, LAIDA GARCIA (PRESIDENT & CEO) RECEIVED A 457(F) BENEFIT PAYOUT OF $336,981. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION IS MEMBER OWNED. A CREDIT UNION IS LED BY A BOARD OF DIRECTORS (ALL OF WHOM MUST BE MEMBERS THEMSELVES), WHICH IS ELECTED BY THE CREDIT UNION MEMBERSHIP. EACH MEMBER GETS ONE VOTE. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY. DECISIONS ARE MADE BY THE GOVERNING BODY WHO REPRESENTS THE MEMBERSHIP OF THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE ACCOUNTING MANAGER IS IN CHARGE OF PREPARING FORM 990. THE PRESIDENT AND CEO OF THE CREDIT UNION ALONG WITH THE CFO REVIEW THE RETURN AND MAKE THE NECESSARY CORRECTIONS. THE RETURN IS FILED WHEN COMPLETED. FORM 990, PART VI, SECTION B, LINE 15 A PERFORMANCE EVALUATION FORM IS COMPLETED BY THE BOARD ANNUALLY FOR THE CEO. THE CEO'S SALARY IS ALSO DETERMINED BY THE BOARD. FOR OTHER OFFICERS OR KEY EMPLOYEES, AN EVALUATION IS PERFORMED ANNUALLY BY THE CEO. JOB GRADES AND COMPENSATION RANGES FOR EACH GRADE ARE ESTABLISHED BY A THIRD-PARTY COMPENSATION FORM; KOGER, GOODWIN AND ASSOCIATES. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON THE NCUA.GOV WEBSITE VIA THE QUARTERLY 5300 FILING. FORM 990, PART IX, LINE 24E ATM EXPENSE 426,251. HOME BANKING 350,526. ASSOCIATION DUES 77,544. MISCELLANEOUS EXPENSE 61,501. EDUCATION AND PROMOTION 41,900. OTHER LOSSES 6,851. FORM 990, PART XI, LINE 9: NET PENSION LOSS -2,766,771. AMORTIZATION OF NET PENSION LOSSES 119,114. FORM 990, PART XII, LINE 2C THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. MEMBER SERVICES CORPORATION PO BOX 18605 TAMPA FL 336798605 592678556 CREDIT UNION SUPPORT SERVICE FL FLORIDA CENTRAL CREDIT UNION C -58343 911190 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0