2023-11-06T15:50:53-05:00 2022-12-31 990 2022-01-01 590653174 BRIGHTSTAR CREDIT UNION % BIANA MURNANE BRIG 9544862728 3400 N UNIVERSITY DR COOPER CITY FL 33024 NATASHA SCHNEIDER VP FINANCE 2023-11-06 2022 2023-04-26 12:10:37Z X BIANA MURNANE 3400 N UNIVERSITY DR COOPER CITY FL 33024 38524547 false X X Credit Union 1946 FL CREDIT UNION 7 7 242 9 36042 -29349 0 0 18865875 22054032 1005904 2805891 11139450 12161310 31011229 37021233 114295 129505 0 0 11380634 12688989 0 0 0 12980294 17426437 24475223 30244931 6536006 6776302 704796140 765497639 641822244 704381075 62973896 61116564 Credit Union false false 30244931 129505 37021233 Income from Credit Union's membership and from investments of members funds provided the foundation from which the organization can function and provide services to its restricted membership. 0 0 0 N A 0 0 0 N A 0 0 0 30244931 false false false false false false false true false true false false false true false true false false false false false false false false false false true false true false true false false false false false false false false false false false false true 5512 0 true 242 true true true false false false false false false false X 7 7 false false false false true true false true true false true true false true true true true true true true false FL X Biana Murnane 9544862728 3400 N University Dr Cooper City FL 33024 Michael A Tomko President CEO 40.00 0 X 1026837 0 162654 Biana Murnane EVP of Finance CFO 40.00 0 X 412537 0 68999 David Mateo Commercial AVP Lending Services 40.00 0 X 400811 0 24105 Neil Jay Dietz VP Lending 40.00 0 X 223462 0 15635 James Huaman VP Information Technology 40.00 0 X 221379 0 9231 Dustin Lee Jacobs VP Marketing 40.00 0 X 210332 0 28268 Panzina Hill VP Human Resources 40.00 0 X 169699 0 18704 Natasha Schneider AVP Controller 40.00 0 X 149501 0 12750 Amanda Ruddy AVP - Branch Operations 40.00 0 X 130142 0 23031 Ricardo Acosta Talent Development Manager 40.00 0 X 130026 0 17659 Gabriel R Perez Information Technology Manager 40.00 0 X 123216 0 12294 Carlos Ospino VP Operations 40.00 0 X 66992 0 6351 Wendy Lutheran VP Human Resources 40.00 0 X 6551 0 0 William Hennessey Board Member 0.38 0 X 8220 0 0 Colin Battle Chairman 0.44 0 X 3266 0 0 William Lawrence Supervisory Committee 0.00 0 X 2694 0 0 Brian Sullivan Board Member 0.46 0 X 647 0 0 James Notter Vice Chairman 0.56 0 X 578 0 0 Kevin Cronin Board Treasurer 0.42 0 X 0 0 0 John Quercia Board Secretary 0.45 0 X 0 0 0 Henry Robinson Board Member 0.33 0 X 0 0 0 3286890 0 399681 19 true true false DEI Incorporated 1550 Kemper Meadow Dr Cincinnati OH 45240 Building Contractors 13232726 Fidelity National Info Svc Inc 601 Riverside Ave Jacksonville FL 32204 Credit and Debit Card Svc 1839273 Unified Technology USA LLC 9200 S Dadeland Blvd Miami FL 33156 Software and Software Maintenance 1133396 Truhome Solutions LLC 9601 Legler Rd Lenexa KS 66219 Underwriting and Mortgage Servicing 514043 Fiserv Inc PO Box 934057 Atlanta GA 31193 Software and Software Maintenance 447503 25 0 0 0 0 0 0 0 0 Member Loan Interest Income 522130 22054032 22054032 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 22054032 1546446 1546446 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2762759 0 1503314 0 1259445 1259445 1259445 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Members fee and charges 522130 5545881 5509839 36042 0 Other operating income 522130 6615429 6615429 0 0 0 0 0 0 0 0 0 0 12161310 37021233 36985191 36042 0 129505 129505 0 0 0 0 0 0 2474632 2474632 0 0 0 0 0 0 7818262 7818262 0 0 335188 335188 0 0 1159958 1159958 0 0 900949 900949 0 0 0 0 0 0 61243 61243 0 0 129005 129005 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1167563 1167563 0 0 5336922 5336922 0 0 1435872 1435872 0 0 0 0 0 0 1613610 1613610 0 0 41016 41016 0 0 0 0 0 0 328200 328200 0 0 108440 108440 0 0 0 0 0 0 1180874 1180874 0 0 233838 233838 0 0 Interest on Members' Accounts 1096913 1096913 0 0 Provision for Loan Losses 2461812 2461812 0 0 Loan Servicing Expense 2231129 2231129 0 0 0 0 0 0 0 0 0 0 30244931 30244931 0 0 0 0 0 0 4598059 5583033 0 0 0 0 2274545 1873151 171550 246092 0 0 511203341 578273017 0 0 10240173 10783245 53719294 11314054 28788962 42405240 120089456 95046693 0 0 0 0 0 0 27430054 31287168 704796140 765497639 6165003 9649672 0 0 0 0 0 0 736229 598650 0 0 0 0 15000000 15000000 619921012 679132753 641822244 704381075 X 0 0 0 0 62973896 61116564 62973896 61116564 704796140 765497639 X 6776302 -8959856 0 0 0 326222 X false true X true false false 0 0 0 0 true X 9989405 0 9989405 32297205 0 3936075 28361130 889419 0 644607 244812 10543265 0 6733372 3809893 0 0 0 0 42405240 Members' Accounts 679132753 679132753 37021233 0 0 0 0 0 37021233 0 0 0 37021233 30244931 0 0 0 0 0 30244931 0 0 0 30244931 Part IV, line 2b Funds held in escrow for members with mortgage loans. Broward Education Foundation 600 SE 3rd Avenue Ft Lauderdale FL 33301 592359433 501(c)(3) 88500 0 Charitable contribution to assist the educational needs of the community. BCCPTA PTSA 600 SE 3rd Avenue 2nd FL Ft Lauderdale FL 33301 592359433 501(c)(3) 7500 0 Charitable contribution to assist the educational needs of the community. Pembroke Pines Charter 1680 SW 184 Ave Pembroke Pines FL 33029 201192922 501(c)(3) 6500 0 Charitable contribution to assist the educational needs of the community. Greater Pompano Beach Chamber PO Box 2064 Pompano Beach FL 33061 590601960 501(c)(3) 6000 0 To support the chamber of commerce with their community building initiatives. 4 0 Part I Line 2 The Credit Union does not monitor recipients use of contributions. X true true X false true false Michael A Tomko President CEO 437283 0 89554 0 500000 0 153380 0 9274 0 1189491 0 0 0 Biana Murnane EVP of Finance CFO 349304 0 63233 0 0 0 62200 0 6799 0 481536 0 0 0 David Mateo Commercial AVP Lending Services 156391 0 244420 0 0 0 16046 0 8059 0 424916 0 0 0 Neil Jay Dietz VP Lending 186916 0 36546 0 0 0 9041 0 6594 0 239097 0 0 0 Dustin Lee Jacobs VP Marketing 175462 0 34869 0 0 0 8731 0 19537 0 238599 0 0 0 James Huaman VP Information Technology 183807 0 37572 0 0 0 9131 0 100 0 230610 0 0 0 Panzina Hill VP Human Resources 165179 0 4520 0 0 0 6369 0 12335 0 188403 0 0 0 Natasha Schneider AVP Controller 130637 0 18864 0 0 0 6077 0 6673 0 162251 0 0 0 Part I Line 1a | Name :, Title:, Item Selected:, Description:| Board Members, Travel for accompanying spouse of Board Member.| Part I Line 4b | Name :, Title:, Item Selected:, Amount:| Michael Tomko, 641180| Part I Line 4b | Name :, Title:, Item Selected:, Amount:| Biana Murnane, 50000| Kevin Cronin Director Vehicle X 61353 45403 false true true Kevin Cronin Director Credit Card X 14500 12058 false true true John Quercia Director HELOC X 58889 53439 false true true Brian Sullivan Director Vehicle X 54292 44380 false true true Brian Sullivan Director HELOC X 50000 38283 false true true James Notter Director Credit Card X 23000 16592 false true true Biana Murnane EVP CFO Credit Card X 23000 14754 false true true William Lawrence Director Credit Card X 22500 275 false true true Dustin Jacobs Officer Credit Card X 40000 469 false true true James Huaman Officer Vehicle X 22915 20024 false true true 245677 Part V | PartandLinenumber:,Explanation:| Part II General,a Name: Ignatius Leong b Relationship: Director c Purpose: Vehicle d Loan: From e Original Principal amount: $17,500 f Balance Due: $417 g Default: No h Approved: Yes - i Written Agreement: Yes| Part VI, Line 6 Credit Union is member driven. Part VI, Line 7a Members elect Board Members. Part VI, Line 11a Form 990 is reviewed and approved by the VP of Finance before it's submitted. Part VI, Line 11b Form 990 is reviewed and approved by the VP of Finance before its submission. Part VI, Line 12c Policies and procedures and compliance to these are subject to audits by internal and external auditors. Part VI, Line 15 All salaries are approved by the Board. Part VI, Line 19 Upon request. Part XI, Line 9 | Description:, Explanation:, Amount:| Unrealized Defined Benefit Pension Costs, Change in OCI, $326222|