2023-11-14T12:44:07-06:00 2022-12-31 FORVIS LLP 201 N Illinois Street Indianapolis IN 46204 990 2022-01-01 310278870 Wright-Patt Credit Union Inc % TIM ANDREWS WRIG 8007620047 3560 PENTAGON BLVD BEAVERCREEK OH 45431 TIMOTHY J MISLANSKY PRESIDENT/CEO 9379127000 2023-11-15 true TIMOTHY MISLANSKY XXX-XX-XXXX MICHAEL J SUMMERS P00838533 3173834000 2023-11-15 2 2022 2023-04-26 12:10:37Z TIMOTHY J MISLANSKY 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 432756299 false X WWW.WPCU.COOP X 1932 OH TO PROMOTE THRIFT SAVINGS, BORROWING,AND FINANCIAL SERVICES AMONG ITS MEMBERS. 9 9 1537 7 19909195 334890 0 0 320517462 378352156 22075404 3753491 0 0 342592866 382105647 779829 762532 0 0 105349272 120212769 0 0 0 131540310 179430838 237669411 300406139 104923455 81699508 7134316247 7794453245 6375786686 7093393844 758529561 701059401 X THE ORGANIZATION'S MISSION IS TO HELP PEOPLE THROUGH LIFE, WHICH INCLUDES: TO PROMOTE THRIFT AMONG ITS MEMBERS; TO ESTABLISH, ON A COOPERATIVE BASIS, FACILITIES FOR SAVINGS; TO PROVIDE CREDIT FOR PROVIDENT AND PRODUCTIVE PURPOSES; TO PROVIDE ASSISTANCE TO ITS MEMBERS FOR EFFECTIVE USE OF THEIR ASSETS AND RESOURCES; AND ALL ACTIVITIES NECESSARY AND INCIDENTAL THERETO. false false DIVIDENDS PAID TO MEMBERS ON APPROXIMATELY 1,039,917 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 475,753 MEMBERS (DIVIDENDS $58,734,844; INCLUDING A SPECIAL PATRONAGE DIVIDEND OF $10,894,334). DIRECT LABOR AND EMPLOYEE BENEFITS COSTS INCURRED TO PROVIDE DEPOSIT SERVICES, ORIGINATE LOANS, AND SERVICE LOANS FOR MEMBERS TOTALED $110,240,237. BRANCH OFFICE OCCUPANCY AND OPERATIONS SERVICES 32 BRICK AND MORTAR BRANCHES PLUS TWO CALL CENTERS PROVIDES PHYSICAL LOCATION FOR PERSON TO PERSON FINANCIAL SERVICES. false false false false false false false false false true true false false true false false true false false false false false false false false false true false true false true false false false false false false false false true true false false true 247173 0 true 1537 true true true false false false false false false false false false false false X 9 9 false false false false true true true true true false true true true true true true true true true true true true AL AZ CA IN KS MA NM NC OR PA TX VA X TIM ANDREWS 8007620047 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 TIMOTHY MISLANSKY PRESIDENT & CEO 40.0 0.0 X 694774 0 98089 ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER 40.0 0.0 X 480035 0 35870 TONYA COON PRESIDENT OF MYCU MORTGAGE 40.0 0.0 X 430635 0 46037 SCOTT EVERETT PRESIDENT, WRIGHT-PATT HOLDING 40.0 40.0 X 248190 180792 47140 AMY REILLY CHIEF ADMINISTRATIVE OFFICER 40.0 0.0 X 430519 0 41762 STEVE HARRELL DIRECTOR, RETIREMENT SOLUTIONS 40.0 0.0 X 416602 0 46873 DANIEL G SMITH CHIEF FINANCIAL OFFICER 40.0 0.0 X 409212 0 51801 ERIC BUGGER CHIEF LENDING OFFICER 40.0 0.0 X 413000 0 42566 MOLLY LAMPE CHIEF LEGAL OFFICER 40.0 0.0 X 357944 0 44380 MICHAEL K THOMPSON SENIOR FINANCIAL ADVISOR 40.0 0.0 X 312230 0 40091 JEN OGDEN CHIEF RISK OFFICER 40.0 0.0 X 299447 0 37616 TRACY SZARZI-FORS VP OF MARKETING AND BUSINESS D 40.0 0.0 X 292652 0 34062 KIMBERLY RILEY VP OF SERVICE DELIVERY 40.0 0.0 X 277144 0 45682 STEPHANIE R MASON VP OF COMPLIANCE & BSA 40.0 0.0 X 283213 0 38733 FRANK PETRIE DIRECTOR, RETAIL MORTGAGE ORIG 40.0 0.0 X 260324 0 43495 JOHN SAGRAVES SENIOR FINANCIAL ADVISOR 40.0 0.0 X 252829 0 48546 TODD ELLIOTT MARKET PRESIDENT - COLUMBUS MA 40.0 0.0 X 270158 0 25685 DAVID SCHLEGEL VP OF SERVICING 40.0 0.0 X 231444 0 41702 CHRISTOPHER ALLEN JOHNSON VP OF INTERNAL AUDIT 40.0 0.0 X 232446 0 38470 ROBERT SCARFO SENIOR FINANCIAL ADVISOR 40.0 0.0 X 222867 0 43326 STEVEN SCHEID VP OF FINANCE, CUSO 40.0 0.0 X 233144 0 32149 KEVIN SCOTT JOHNSON VP OF INFORMATION TECHNOLOGY 40.0 0.0 X 226722 0 18195 RYAN LAVIELLE SENIOR FINANCIAL ADVISOR 40.0 0.0 X 200776 0 43595 PAUL SUTOR VP OF MORTGAGE RISK MANAGEMENT 40.0 0.0 X 203895 0 34511 CHRISTINE MARTIN VP OF MORTGAGE LENDING 40.0 0.0 X 199459 0 26514 MALLORY JOHNSON SESTIC VP, ASSISTANT GENERAL COUNSEL 40.0 0.0 X 176115 0 32224 JOSHUA MERS PRESIDENT, INSURANCE SERVICES 1.0 40.0 X 0 62577 2785 JOSEPH L LINSENMEYER DIRECTOR 2.0 0.0 X 17340 0 0 BONNIE SMITH TREASURER 2.0 0.0 X 16332 0 0 JOSEPH MUCCI CHAIRMAN 2.0 0.0 X 16000 0 0 RACHEL GOODSPEED DIRECTOR 2.0 0.0 X 15844 0 0 DR CHARLES SHOWELL SECRETARY 2.0 0.0 X 15663 0 0 MICHAEL MCGRATH ASSISTANT SECRETARY 2.0 0.0 X 14400 0 0 ROBERT SWEENEY DIRECTOR 2.0 0.0 X 14400 0 0 ADAM SCHEETZ VICE CHAIRMAN 2.0 0.0 X 14400 0 0 LEAH HANSEMAN DIRECTOR 2.0 0.0 X 14400 0 0 7879661 180792 1046890 112 false true false VACO CINCINNATI 5410 MARYLAND WAY STE 460 BRENTWOOD TN 37027 TEMP/CONTRACTORS 2170706 SOFTWARE INFORMATION SYSTEMS LLC PO BOX 440214 NASHVILLE TN 37244 TECHNOLOGY SERVICES 1316127 AVTEX SOLUTIONS LLC PO BOX 856660 MINNEAPOLIS MN 55485 TECHNOLOGY SERVICES 663454 ALLIED UNIVERSAL SECURITY SERVICES PO BOX 277469 ATLANTA GA 30384 SECURITY SERVICES 679341 ALM FIRST FINANCIAL ADVISORS LLC 2911 TURTLE CREEK BLVD SUITE 500 DALLAS TX 75219 FINANCIAL SERVICES 581502 28 0 INTEREST - LOANS 522100 258849589 258849589 SERVICE & MEMBER FEES 522100 84318432 64798457 19519975 INT-INVEST SECURITIES 522100 34913278 34913278 UNRELATED PARTNERSHIP INCOME 900099 270857 270857 378352156 0 0 0 0 0 0 50064000 4340143 50276357 374295 -212357 3965848 3753491 3965848 118363 -330720 0 0 0 0 0 0 0 0 0 0 382105647 362527172 19909195 -330720 762532 0 0 0 7892088 0 85913455 5989549 14004216 6413461 0 354804 329747 0 0 669280 2729579 5360110 6883735 5708849 0 8271532 519411 0 80150 57144192 0 11458885 596797 BAD DEBT EXPENSE 28528622 LOAN SERVICING EXPENSE 17301835 OUTSIDE SERVICES 27897869 PATRONAGE DIVIDENDS 10894334 -5298893 300406139 534510376 598119860 52100000 81855000 0 0 0 0 41556640 53230096 0 0 4907753628 5616576793 0 0 5677105 5189252 141138853 72222420 67026812 68916433 51701013 11452075 1287254243 1107215300 0 0 0 0 186736430 251898436 7134316247 7794453245 57166777 108918152 0 0 0 0 0 0 0 0 0 0 260950636 516715296 0 0 6057669273 6467760396 6375786686 7093393844 X 0 0 0 0 758529561 701059401 758529561 701059401 7134316247 7794453245 X 81699508 -139471000 301332 X false true X true false 8052246 8052246 47858345 16469944 31388401 15326054 5091693 10234361 64309681 50660783 13648898 5592527 5592527 68916433 SECURITIES 1107215300 F 1107215300 0 MEMBERS' SHARE ACCOUNTS 6467760396 6467760396 242634647 -139471000 -139471000 382105647 382105647 300406139 300406139 300406139 SCHEDULE D, PART X ASC 740 DISCLOSURE: MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true WRIGHT STATE UNIVERSITY FOUNDATION 3640 COLONEL GLENN HWY DAYTON OH 45435 237019799 501(C)(3) 335000 GENERAL SUPPORT WPCU SUNSHINE COMMUNITY FUND 3560 PENTAGON BLVD BEAVERCREEK OH 45431 852669888 501(C)(3) 249532 GENERAL SUPPORT MIAMI VALLEY PUBLIC MEDIA INC (WYSO) 150 E S COLLEGE ST YELLOW SPRINGS OH 45387 830545108 501(C)(3) 15000 GENERAL SUPPORT BOYS & GIRLS CLUB OF DAYTON INC 1828 WEST STEWART STREET DAYTON OH 45408 310536657 501(C)(3) 15000 GENERAL SUPPORT AFRICAN AMERICAN MALE WELLNESS 495 S High St Ste 250 Columbus OH 43215 454831268 501(C)(3) 10000 GENERAL SUPPORT CRAYONS TO CLASSROOMS 1750 WOODMAN DRIVE DAYTON OH 45420 261594574 501(C)(3) 10500 GENERAL SUPPORT BRIDGEWAY ACADEMY 1350 ALUM CREEK DRIVE COLUMBUS OH 43202 760796242 501(C)(3) 7500 GENERAL SUPPORT PHILANTHROPITCH 1023 SPRINGDALE ROAD SUITE 11E AUSTIN TX 78721 811374280 501(C)(3) 10000 GENERAL SUPPORT INVOLVEMENT ADVOCACY 1 SOUTH MAIN STREET DAYTON OH 45402 363826422 501(C)(3) 20000 GENERAL SUPPORT GREATER DAYTON UNION COOPERATIVE INITIATIVE INC 840 GERMANTOWN STREET DAYTON OH 45402 813470466 501(C)(3) 20000 GENERAL SUPPORT SEA CHANGE INCORPORATED 1271 W 1ST AVENUE COLUMBUS OH 43212 833415451 501(C)(3) 10000 GENERAL SUPPORT CENTRAL STATE UNIVERSITY INNOVATION AND DEVELOPME 1400 BRUSH ROW ROAD WILBERFORCE OH 45384 310675386 501(C)(3) 25000 GENERAL SUPPORT RONALD MCDONALD HOUSE CHARITIES 555 VALLEY STREET DAYTON OH 45404 310964793 501(C)(3) 15000 GENERAL SUPPORT NAACP - DAYTON UNIT 915 SALEM AVENUE DAYTON OH 45406 316077948 501(C)(3) 10000 GENERAL SUPPORT OMEGA COMMUNITY DEVELOPMENT CORPORATION 1800 HARVARD BLVD DAYTON OH 45406 311561713 501(C)(3) 10000 GENERAL SUPPORT 15 SCHEDULE I, PART I, LINE 2 PROCEDURES FOR MONITORING THE USE OF GRANT FUNDS: WRIGHT-PATT CREDIT UNION, INC. PROVIDES GENERAL SUPPORT TO SECTION 501(C)(3) AND 501(C)(19) TAX EXEMPT ORGANIZATIONS AND VERIFIES THE ORGANIZATIONS STATUS USING THE GUIDESTAR WEBSITE. X true true X X X X false true false TRACY SZARZI-FORS VP OF MARKETING AND BUSINESS D 197615 60760 34277 20171 13891 326714 STEVEN SCHEID VP OF FINANCE, CUSO 136473 58810 37861 18369 13780 265293 AMY REILLY CHIEF ADMINISTRATIVE OFFICER 294085 98260 38174 23596 18166 472281 CHRISTOPHER ALLEN JOHNSON VP OF INTERNAL AUDIT 169883 54135 8428 18682 19788 270916 DANIEL G SMITH CHIEF FINANCIAL OFFICER 272486 101010 35716 23887 27914 461013 ERIC BUGGER CHIEF LENDING OFFICER 286096 99710 27194 24400 18166 455566 JEN OGDEN CHIEF RISK OFFICER 211824 61360 26263 19450 18166 337063 KEVIN SCOTT JOHNSON VP OF INFORMATION TECHNOLOGY 218312 5510 2900 16708 1487 244917 KIMBERLY RILEY VP OF SERVICE DELIVERY 209913 61760 5471 19378 26304 322826 MALLORY JOHNSON SESTIC VP, ASSISTANT GENERAL COUNSEL 173292 710 2113 10068 22156 208339 MOLLY LAMPE CHIEF LEGAL OFFICER 247019 85310 25615 19669 24711 402324 ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER 302572 107110 70353 24400 11470 515905 SCOTT EVERETT PRESIDENT, WRIGHT-PATT HOLDING 143654 140572 81660 8720 22876 31500 19693 4707 11112 11628 278995 197127 STEPHANIE R MASON VP OF COMPLIANCE & BSA 216623 64110 2480 19892 18841 321946 TIMOTHY MISLANSKY PRESIDENT & CEO 512820 146510 35444 70188 27901 792863 TODD ELLIOTT MARKET PRESIDENT - COLUMBUS MA 201921 64929 3308 17749 7936 295843 CHRISTINE MARTIN VP OF MORTGAGE LENDING 191413 5510 2536 16069 10445 225973 DAVID SCHLEGEL VP OF SERVICING 160437 40510 30497 14054 27648 273146 FRANK PETRIE DIRECTOR, RETAIL MORTGAGE ORIG 90703 147985 21636 21022 22473 303819 PAUL SUTOR VP OF MORTGAGE RISK MANAGEMENT 198640 520 4735 16573 17938 238406 TONYA COON PRESIDENT OF MYCU MORTGAGE 305134 99960 25541 24400 21637 476672 JOHN SAGRAVES SENIOR FINANCIAL ADVISOR 0 248092 4737 20632 27914 301375 MICHAEL K THOMPSON SENIOR FINANCIAL ADVISOR 0 306702 5528 24400 15691 352321 ROBERT SCARFO SENIOR FINANCIAL ADVISOR 0 216605 6262 28988 14338 266193 RYAN LAVIELLE SENIOR FINANCIAL ADVISOR 0 198508 2268 16597 26998 244371 STEVE HARRELL DIRECTOR, RETIREMENT SOLUTIONS 80410 322919 13273 24400 22473 463475 SCHEDULE J, PART I, LINE 1A COMPENSATION BENEFITS RECEIVED: CERTAIN BOARD MEMBERS RECEIVE COMPANION TRAVEL (INCLUDED IN TAXABLE COMPENSATION). SCHEDULE J, PART I, LINE 4B PARTICIPATION IN SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN: WRIGHT-PATT CREDIT UNION PARTICIPATES IN A 457(F) PLAN. TIMOTHY MISLANSKY PARTICIPATED IN A 457F PLAN AS OF 1/1/2022. AS OF 12/31/2022 THE REMAINING PLAN HAD A BALANCE OF $299,138. DOUGLAS FECHER FORMER PRESIDENT/CEO SPLIT DOLLAR LIFE IN X 11941840 14293096 false true true ERIC BUGGER CHIEF LENDING OFFICER SPLIT DOLLAR LIFE IN X 3093301 3259534 false true true D MATTHEW DAVIDSON FORMER CFO SPLIT DOLLAR LIFE IN X 4969101 6066010 false true true TIMOTHY MISLANSKY PRESIDENT/CEO SPLIT DOLLAR LIFE IN X 1771717 2157952 false true true TIMOTHY MISLANSKY PRESIDENT/CEO SPLIT DOLLAR LIFE IN X 4436926 4942392 false true true TIMOTHY MISLANSKY PRESIDENT/CEO SPLIT DOLLAR LIFE IN X 10541978 10702490 false true true AMY REILLY CHIEF ADMINISTARTIVE OFFICER SPLIT DOLLAR LIFE IN X 3227198 3400632 false true true ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER SPLIT DOLLAR LIFE IN X 5659912 5964073 false true true DARRICK WEEKS FORMER COO SPLIT DOLLAR LIFE IN X 2018045 2443917 false true true TIMOTHY MISLANSKY PRESIDENT/CEO FIRST MORTGAGE X 207400 0 false false true TIMOTHY MISLANSKY PRESIDENT/CEO FIRST MORTGAGE X 198400 0 false false true ERIC BUGGER CHIEF LENDING OFFICER FIRST MORTGAGE X 662517 617186 false false true ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER FIRST MORTGAGE X 315000 0 false false true KIMBERLY RILEY VP SERVICE DELIVERY FIRST MORTGAGE X 244350 207672 false false true CHRISTOPHER JOHNSON VP INTERNAL AUDIT FIRST MORTGAGE X 477000 429450 false false true TODD ELLIOTT MARKET PRESIDENT FIRST MORTGAGE X 342000 291024 false false true KEVIN JOHNSON VP IT FIRST MORTGAGE X 375000 351377 false false true TIMOTHY MISLANSKY PRESIDENT/CEO FIRST MORTGAGE X 520000 500360 false false true TIMOTHY MISLANSKY PRESIDENT/CEO CREDIT CARD X 18834 0 false false true ERIC BUGGER CHIEF LENDING OFFICER CREDIT CARD X 65840 45173 false false true ERIC BUGGER CHIEF LENDING OFFICER CREDIT CARD X 40654 2595 false false true KIMBERLY RILEY VP SERVICE DELIVERY VEHICLE LOAN X 14241 9234 false false true AMY REILLY CHIEF ADMINISTRATIVE OFFICER VEHICLE LOAN X 28902 0 false false true DANIEL SMITH CHIEF FINANCIAL OFFICER VEHICLE LOAN X 39775 0 false false true TODD ELLIOTT MARKET PRESIDENT VEHICLE LOAN X 47745 34957 false false true 55719124 SCHEDULE L, PART II ALL WRIGHT-PATT CREDIT UNION EMPLOYEES RECEIVE A 0.5% rate reduction on all loans other than mortgages. Until mid-2019 there was a 0.25% rate reduction on first mortgages and beginning mid-2019, the 0.25% first mortgage rate discount was transitioned to a $500 closing cost credit. FORM 990, PART IV, LINE 28 BUSINESS TRANSACTIONS WITH FAMILY MEMBER OF OFFICER: WRIGHT-PATT CREDIT UNION OWNS AN INTEREST IN HALLMARK TITLE LLC. SCOTT EVERETT'S SPOUSE IS A GREATER THAN 35% OWNER IN THE PARTNERSHIP. DURING THE YEAR WRIGHT-PATT CREDIT UNION DID NOT MAKE ANY CONTRIBUTIONS TO THE PARTNERSHIP. ALL REVENUE EARNED THROUGH THE PARTNERSHIP HAS BEEN INCLUDED ON THE FORM 990. FORM 990, PART VI, SECTION A, LINE 6 MEMBERS OR STOCKHOLDERS: MEMBERSHIP IS OPEN TO THOSE PERSONS, OR CORPORATIONS, UNINCORPORATED SOCIETIES OR ASSOCIATIONS, OR ANY OTHER ORGANIZATION OF INDIVIDUALS THAT MEET THE ELIGIBILITY REQUIREMENTS SET FORTH IN THE ARTICLES OF INCORPORATION, APPLY FOR MEMBERSHIP, AND ARE APPROVED FOR MEMBERSHIP IN A MANNER SPECIFIED BY THE BOARD. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY: THE BOARD OF DIRECTORS IS THE GOVERNING BODY AND CONSISTS OF 9 DIRECTORS. EACH YEAR THREE DIRECTORS WILL BE ELECTED BY THE MEMBERS TO REPLACE THE THREE DIRECTORS WHOSE TERMS ARE EXPIRING. FORM 990, PART VI, SECTION A, LINE 7B GOVERNANCE DECISIONS RESERVED FOR MEMBERS: A MAJORITY OF MEMBERS ELIGIBLE TO VOTE WOULD BE REQUIRED FOR BUSINESS THAT WOULD AFFECT THE CONTINUATION OF THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B PROCESS TO REVIEW THE FORM 990: THE FORM 990 IS REVIEWED BY THE PRESIDENT AND CHIEF FINANCIAL OFFICER AND IS THEN PRESENTED TO THE BOARD OF DIRECTORS DURING A BOARD MEETING PRIOR TO BEING FILED. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY: CONFLICT OF INTEREST QUESTIONNAIRES ARE ANNUALLY OBTAINED AND REVIEWED WITH ALL MEMBERS OF THE BOARD OF DIRECTORS, SENIOR EXECUTIVE MANAGEMENT, AND VICE PRESIDENTS. ALL PERSONS IN THESE JOB CLASSIFICATIONS ARE REQUIRED TO COMPLETE A DISCLOSURE FORM WITH REGARD TO ACCOUNTS HELD, ACTIVE LOANS, AND ANY ADDITIONAL OUTSIDE OCCUPATIONS. THESE DOCUMENTS ARE SUBMITTED FOR REVIEW. POLICY INCLUDES STEPS TO AVOID CONFLICT OF INTEREST AND IF CHANGES OCCUR REGARDING POTENTIAL CONFLICTS OF INTEREST, IT IS THE RESPONSIBILITY OF THE DIRECTOR, COMMITTEE MEMBER, OR EMPLOYEE TO REPORT SUCH CHANGES TO THE PROPER CHANNEL. FORM 990, PART VI, SECTION B, LINE 15A PROCESS FOR DETERMINING COMPENSATION FOR THE CEO AND OTHER OFFICERS: THE PROCESS FOR DETERMINING COMPENSATION WAS DONE USING COMPARABILITY DATA AND A BOARD EXECUTIVE COMMITTEE. THE SALARY OF THE PRESIDENT/CHIEF EXECUTIVE OFFICER IS THEN APPROVED BY THE BOARD OF DIRECTORS. THIS REVIEW IS CONDUCTED ANNUALLY AND WAS LAST PERFORMED IN 2022. COMPENSATION REVIEW FOR ALL OTHER OFFICERS AND KEY EMPLOYEE POSITIONS WAS CONDUCTED IN 2022 BY HUMAN RESOURCES USING A THIRD PARTY CONSULTING SERVICE. ONGOING MARKET PRICING AND POSITION SALARY GRADING IS DONE AS-NEEDED BY THE COMPANY'S CHIEF ADMINISTRATIVE OFFICER. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC: ARTICLES OF INCORPORATION, CODE OF REGULATION AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. INTERNALLY PREPARED FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE BRANCHES. QUARTERLY REPORTS TO NCUA ARE AVAILABLE ON NCUA'S WEBSITE. AUDITED YEAR END FINANCIAL STATEMENTS ARE POSTED TO OUR COMPANY'S WEBSITE WITHIN THE ANNUAL REPORT. FORM 990, PART XI, LINE 9 ($ 101,077) Comprehensive income attributable to noncontrolling interest $ 402,409 Noncontrolling interest ------------ $ 301,332 Other changes in net assets or fund balances MYCUMORTGAGE LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 311690008 MRTG PROCESS OH 22559433 87836663 WRIGHT-PATT WRIGHT-PATT HOLDINGS 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 352745583 CUSO HOLDING OH 26053 5661542 WRIGHT-PATT WPCU SUNSHINE COMMUNITY FUND 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 852669888 COMMUNITY GIV OH 501(C)(3) 7 WRIGHT-PATT true GOVERNMENT GUARANTEED LENDING SOLUTIONS 3610 PENTAGON BOULEVARD BEAVERCREEK OH 45431 863410341 LOAN SERVICING OH WRIGHT-PATT RELATED 188941 316631 false 0 false 0.60000 WRIGHT-PATT INSURANCE PRODUCTS LTD 3610 PENTAGON BOULEVARD BEAVERCREEK OH 45431 311733727 INSURANCE OH WRIGHT-PATT RELATED 0 90000 false 0 true 0.90000 false true false false false false false false false false false true false false false false true false false WPCU SUNSHINE COMMUNITY FUND B 249532 CASH/FMV GOVERNMENT GUARANTEED LENDING SOLUTIONS B 75000 CASH/FMV WRIGHT-PATT INSURANCE PRODUCTS B 900000 CASH/FMV WPCU SUNSHINE COMMUNITY FUND L 128215 FMV