2023-11-14T13:45:53-06:00 2022-12-31 PwC US Tax LLP 2001 MARKET ST SUITE 1800 PHILADELPHIA PA 19103 990 2022-01-01 135656874 BLUE CROSS BLUE SHIELD ASSOCIATION % BRAD LUBRANT BLUE 3122976369 225 NORTH MICHIGAN AVENUE CHICAGO IL 60601 BRAD LUBRANT VP OF FINANCE 3122976000 2023-11-10 BRAD LUBRANT 999009999 ERICA R MCREYNOLDS P00977806 2673303000 2023-11-09 2 2022 2023-04-26 12:10:37Z KIM KECK 225 NORTH MICHIGAN AVENUE CHICAGO IL 60601 758442929 false X WWW.BCBS.COM X 1948 IL SEE SCHEDULE O 35 34 1383 0 8065131 0 0 0 764438846 749218628 14627411 5275288 916939 1297609 779983196 755791525 0 0 0 0 246804381 252208107 0 0 0 458578295 445726502 705382676 697934609 74600520 57856916 823249199 1027832993 714579936 747444098 108669263 280388895 X SEE SCHEDULE O false false 279170990 0 279383587 SEE SCHEDULE O 118781799 0 138716641 SEE SCHEDULE O 203666475 0 212078053 SEE SCHEDULE O 83070939 0 112272825 684690203 false false true true false false false true false true true false true true false false false false false false false false false false false false false false true false false false false false false true false false false false false false true true true false true 217 0 true 1383 true true true false false false false false true false X 35 34 true false false false true true true true true false true true true true true true true true true true true true IL X BRAD LUBRANT 3122976369 225 NORTH MICHIGAN AVENUE CHICAGO IL 60601 X KIM KECK PRESIDENT AND CEO 40.0 0.0 X X 3939088 0 47151 MAUREEN E SULLIVAN SENIOR VICE PRESIDENT 40.0 0.0 X 2967729 0 21867 JENNIFER VACHON EXECUTIVE VICE PRESIDENT 40.0 0.0 X 2826960 0 54417 JUSTINE HANDELMAN SENIOR VICE PRESIDENT 40.0 0.0 X 1386156 0 20037 SEAN ROBBINS EXECUTIVE VICE PRESIDENT 40.0 0.0 X 1107540 0 52807 KARI J HEDGES SENIOR VICE PRESIDENT 40.0 0.0 X 1030559 0 51066 ADAM L MYERS SENIOR VP & CCTO 40.0 0.0 X 954616 0 51228 WILLIAM A BRESKIN SENIOR VICE PRESIDENT 40.0 0.0 X 969351 0 32480 CHRISTOPHER LUGO VP & CHIEF INFO SEC OFFICER 40.0 0.0 X 927915 0 56517 WILLIAM S NEHS SENIOR VICE PRESIDENT 40.0 0.0 X 895628 0 46528 LACHLAN TIDMARSH SENIOR VICE PRESIDENT 40.0 0.0 X 742458 0 52520 JOHN BANTA VP INVESTMENTS & NEBA 40.0 0.0 X 677813 0 47130 CHRISTINA FISHER EXECUTIVE VICE PRESIDENT 40.0 0.0 X 653004 0 43335 KRIS O HALTMEYER VICE PRESIDENT 40.0 0.0 X 644069 0 39600 MARK TALLUTO VICE PRESIDENT 40.0 0.0 X 618756 0 39317 KELLY WILLIAMS VICE PRESIDENT 40.0 0.0 X 619895 0 27492 RICH CULLEN VICE PRESIDENT 40.0 0.0 X 585118 0 50985 JEFFREY BERTA VICE PRESIDENT 40.0 0.0 X 574608 0 37919 TERRY COONEY VICE PRESIDENT 40.0 0.0 X 602415 0 1876 DAVID YODER SVP FEDERAL EMPLOYEE PROGRAM 40.0 0.0 X 503022 0 52143 JULIE KOEWLER VICE PRESIDENT 40.0 0.0 X 494605 0 51910 MELISSA ROTUNNO VICE PRESIDENT 40.0 0.0 X 499408 0 32735 ROBERT J KOLODGY JR EXECUTIVE VICE PRESIDENT 40.0 0.0 X 512165 0 0 JOHN JOYCE JR VICE PRESIDENT 40.0 0.0 X 476336 0 30314 BRAD LUBRANT VICE PRESIDENT 40.0 0.0 X 451471 0 51853 REED MELTON VICE PRESIDENT 40.0 0.0 X 467965 0 27361 KATIE W MCBREEN VICE PRESIDENT 40.0 0.0 X 404661 0 55861 ERIC WILKERSON SVP POLICY AND ADVOCACY 40.0 0.0 X 430050 0 27701 DENISE SCHOFIELD EXECUTIVE DIRECTOR 40.0 0.0 X 406365 0 11066 JAMES BARKACH EXECUTIVE DIRECTOR 40.0 0.0 X 376509 0 40408 ERIN BARNEY VICE PRESIDENT 40.0 0.0 X 362342 0 39087 LYNN MERRITT SVP AND CHIEF HR OFFICER 40.0 0.0 X 371466 0 13279 NAOMI ARONSON EXECUTIVE DIRECTOR 40.0 0.0 X 350140 0 30526 REBECCA M D'AMICO VICE PRESIDENT 40.0 0.0 X 355854 0 20579 JILL S KLEIN EXECUTIVE DIRECTOR 40.0 0.0 X 342670 0 29157 ANSHUMAN CHOUDHRI VICE PRESIDENT 40.0 0.0 X 340554 0 21925 PATRICIA TAYLOR EXECUTIVE DIRECTOR 40.0 0.0 X 340041 0 14385 KEYSHA BROOKS-COLEY VICE PRESIDENT 40.0 0.0 X 291184 0 15131 ANURAG VOLETI VICE PRESIDENT 40.0 0.0 X 217236 0 16416 JUDY VOSS VICE PRESIDENT 40.0 0.0 X 230979 0 0 SCOTT P SEROTA FORMER PRESIDENT & CEO 40.0 0.0 X 184611 0 0 DAVID MERRITT SVP POLICY AND ADVOCACY 40.0 0.0 X 179401 0 245 MATTHEW D ALL BOARD MEMBER 4.0 0.0 X 0 0 0 CURTIS BARNETT BOARD MEMBER 4.0 0.0 X 0 0 0 GAIL K BOUDREAUX BOARD MEMBER 4.0 0.0 X 0 0 0 DAN CONRAD BOARD MEMBER 4.0 0.0 X 0 0 0 GREGORY E DEAVENS BOARD MEMBER 4.0 0.0 X 0 0 0 ANDREW DREYFUS BOARD MEMBER 4.0 0.0 X 0 0 0 DANA ERICKSON BOARD MEMBER 4.0 0.0 X 0 0 0 ROBERTO GARCIA-RODRIGUEZ BOARD MEMBER 4.0 0.0 X 0 0 0 DON C GEORGE BOARD MEMBER 4.0 0.0 X 0 0 0 PATRICK J GERAGHTY BOARD MEMBER 4.0 0.0 X 0 0 0 DIANE GORE BOARD MEMBER 4.0 0.0 X 0 0 0 STEVEN H GRANDFIELD BOARD MEMBER 4.0 0.0 X 0 0 0 CORY HARRIS BOARD MEMBER 4.0 0.0 X 0 0 0 J D HICKEY BOARD MEMBER 4.0 0.0 X 0 0 0 DAVID HOLMBERG BOARD MEMBER 4.0 0.0 X 0 0 0 PAM KEHALY BOARD MEMBER 4.0 0.0 X 0 0 0 DANIEL J LOEPP BOARD MEMBER 4.0 0.0 X 0 0 0 CHARLENE MAHER BOARD MEMBER 4.0 0.0 X 0 0 0 PAUL MARKOVICH BOARD MEMBER 4.0 0.0 X 0 0 0 MICHAEL MIZEUR BOARD MEMBER 4.0 0.0 X 0 0 0 MARK MUGIISHI BOARD MEMBER 4.0 0.0 X 0 0 0 DAVID S PANKAU BOARD MEMBER 4.0 0.0 X 0 0 0 BRIAN PIENINCK BOARD MEMBER 4.0 0.0 X 0 0 0 M CAROL PIGOTT BOARD MEMBER 4.0 0.0 X 0 0 0 JIM REED BOARD MEMBER 4.0 0.0 X 0 0 0 JEFFREY ROE BOARD MEMBER 4.0 0.0 X 0 0 0 MARK H RUSZCZYK BOARD MEMBER 4.0 0.0 X 0 0 0 TODD A SHAMASH BOARD MEMBER 4.0 0.0 X 0 0 0 JARED L SHORT BOARD MEMBER 4.0 0.0 X 0 0 0 MAURICE SMITH BOARD MEMBER 4.0 0.0 X 0 0 0 TUNDE SOTUNDE BOARD MEMBER 4.0 0.0 X 0 0 0 GARY D ST HILAIRE BOARD MEMBER 4.0 0.0 X 0 0 0 ERIN STUCKY BOARD MEMBER 4.0 0.0 X 0 0 0 STEVEN UDVARHELYI BOARD MEMBER 4.0 0.0 X 0 0 0 TIM VINES BOARD MEMBER 4.0 0.0 X 0 0 0 MARTHA L WOFFORD BOARD MEMBER 4.0 0.0 X 0 0 0 25660685 0 993227 930 true true false UST GLOBAL INC 5 POLARIS WAY ALISO ALISO VIEJO CA 92656 INFO TECHNOLOGY 40102816 CRAVATH SWAINE MOORE LLP WORLDWIDE PLAZA825 EIGHTH AVENUE NEW YORK NY 100197475 LEGAL SERVICES 18119378 INFOSYS PUBLIC SERVICES INC 800 KING FARM BLVD STE 505 ROCKVILLE MD 20850 BUSINESS CONSULTING 17551838 TECH MAHINDRA TECHNOLOGIES INC 1001 DURHAM AVE SOUTH PLAINFIELD NJ 100197475 INFO TECHNOLOGY 11954917 WORLDWIDE INSURANCE SERVICES LLC 100 MATSONFORD ROAD RADNOR PA 19087 INTERL MED INSURANCE 9074438 156 0 FEDERAL EMPLOYEE PROGRAM 900099 279383587 279383587 BLUECARD 900099 212078053 212078053 OTHER SERVICES 900099 145484163 138716641 6767522 0 FEE FOR SERVICES 900099 70413065 70413065 BLUESNET 900099 20573295 20573295 21286465 21286465 0 749218628 5276895 5276895 0 0 0 0 0 0 2649797 0 2651404 0 -1607 -1607 -1607 0 0 0 0 0 0 0 0 0 K-1 INCOME 1297609 0 1297609 0 1297609 755791525 742451106 8065131 5275288 0 0 0 0 29195753 20745488 8450265 0 0 176632075 171035612 5596463 0 11163351 20093175 -8929824 0 21911317 21958509 -47192 0 13305611 12789430 516181 0 0 26794178 26212374 581804 0 2340291 2340291 0 0 3577811 3577811 0 0 0 0 254871179 252529266 2341913 0 14716604 14716600 4 0 7101422 7003873 97549 0 76507959 75603884 904075 0 0 13678836 13188358 490478 0 3140940 2892686 248254 0 0 4410532 4047251 363281 0 0 0 20090658 19642498 448160 0 9187720 9031390 156330 0 MEMBERSHIP & SPONSORSHIP 2545756 2446196 99560 0 CONTRIBUTIONS - GENERAL 3980261 3954761 25500 0 BOOKS & PERIODICALS 848877 805294 43583 0 MISCELLANEOUS 1933478 75456 1858022 0 697934609 684690203 13244406 0 1527245 1672849 478671250 643531678 0 0 64509202 64221228 0 0 0 0 0 0 0 0 26626551 29826043 113210309 94264553 17900040 18945756 -34 0 171005302 170339939 0 0 17977416 30756157 45032227 68539343 823249199 1027832993 127194415 136129684 0 0 6462235 4338418 0 0 450807607 589188537 0 0 0 0 0 0 130115679 17787459 714579936 747444098 X 108669263 280388895 0 0 108669263 280388895 823249199 1027832993 X 57856916 -13847043 127709759 X false true X true false 489070 200000 200000 true DEMOCRATIC GOVERNORS ASSOCIATION 1401 K STREET NW WASHINGTON DC 20005 521304889 100000 REPUBLICAN GOVERNORS ASSOC 1747 PENNSYLVANIA AVE WASHINGTON DC 20006 113655877 100000 false false false 102000000 8713705 8713705 8713705 SCHEDULE C, PART I-A, LINE 1 THE FILING ORGANIZATION MADE CONTRIBUTIONS FROM THE GENERAL TREASURY TO TWO SECTION 527 POLITICAL ORGANIZATIONS AND SPONSORED A SEPARATE FUND DESIGNATED FOR EXEMPT PURPOSES. false true X 30735596 26950440 3785156 66432450 51815884 14616566 16052263 15498229 544034 18945756 NON-PUBLIC MUTUAL FUNDS 28094796 C WELLS FARGO MUTUAL FUNDS 9829597 F EXCHANGE TRADED FUNDS 119164832 C INVEST. IN AFFILIATES >5% 13039714 C 206,839 COMMON, BCS INSR. CORP 211000 C 170339939 POST RETIREMENT ASSETS 40825721 LT PREPAID EXPENSE 2514702 INVESTMENT - BCBSI 13344165 OTHER ASSETS 11854755 68539343 0 PENSION LIABILITES 0 LONG-TERM DEFERRED REVENUE 0 LEASE LIABILITY 13242585 OTHER BENEFITS 4544874 17787459 X FORM 990, SCHEDULE D, PART IV, LINE 2B ESCROW & CUSTODIAL ARRANGEMENTS THE ASSOCIATION HOLDS FUNDS AS AGENT FOR ITS MEMBER PLANS UNDER ARRANGEMENTS COVERING ITS BLUE CARD AND FEDERAL EMPLOYEE PROGRAM. FORM 990, SCHEDULE D, PART X, LINE 2 FIN 48 (ASC 740) FOOTNOTE THE ASSOCIATION RECORDS UNCERTAIN TAX POSITIONS IN ACCORDANCE WITH FASB ASC 740 INCOME TAXES ON THE BASIS OF A TWO-STEP PROCESS IN WHICH (1) IT DETERMINES WHETHER IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON THE BASIS OF THE TECHNICAL MERITS OF THE POSITION AND (2) FOR THOSE TAX POSITIONS THAT MEET THE MORE-LIKELY-THAN-NOT RECOGNITION THRESHOLD, IT RECOGNIZES THE LARGEST AMOUNT OF TAX BENEFIT THAT IS MORE THAN 50 PERCENT LIKELY TO BE REALIZED UPON ULTIMATE SETTLEMENT WITH THE RELATED TAX AUTHORITY. THE ASSOCIATION DOES NOT BELIEVE THERE ARE ANY UNCERTAIN TAX POSITIONS THAT SHOULD BE RECORDED WITHIN THE CONSOLIDATED FINANCIAL STATEMENTS AS OF DECEMBER 31, 2022 OR 2021. NO INTEREST OR PENALTIES WERE RECORDED OR INCLUDED WITHIN THE CONSOLIDATED STATEMENTS OF ACTIVITIES FOR THE YEARS ENDED DECEMBER 31, 2022 OR 2021. AS OF DECEMBER 31, 2022, THE ASSOCIATION IS OPEN TO EXAMINATION BY TAXING AUTHORITIES FOR TAX YEARS 2019 AND FORWARD. X X X true true X X X X X X true true false false false false false true false SCOTT P SEROTA FORMER PRESIDENT & CEO 0 0 0 0 184611 0 0 0 0 0 184611 0 0 0 KIM KECK PRESIDENT AND CEO 1427320 0 2493900 0 17868 0 10879 0 36272 0 3986239 0 0 0 JENNIFER VACHON EXECUTIVE VICE PRESIDENT 685317 0 657900 0 1483743 0 15250 0 39167 0 2881377 0 0 0 ROBERT J KOLODGY JR EXECUTIVE VICE PRESIDENT 0 0 450600 0 61565 0 0 0 0 0 512165 0 0 0 JUSTINE HANDELMAN SENIOR VICE PRESIDENT 262331 0 253300 0 870525 0 11237 0 8800 0 1406193 0 0 0 KARI J HEDGES SENIOR VICE PRESIDENT 454929 0 319100 0 256530 0 15250 0 35816 0 1081625 0 0 0 WILLIAM A BRESKIN SENIOR VICE PRESIDENT 405973 0 249500 0 313878 0 13147 0 19333 0 1001831 0 0 0 MAUREEN E SULLIVAN SENIOR VICE PRESIDENT 175926 0 304200 0 2487603 0 15250 0 6617 0 2989596 0 0 0 WILLIAM S NEHS SENIOR VICE PRESIDENT 541654 0 349300 0 4674 0 15250 0 31278 0 942156 0 0 0 LACHLAN TIDMARSH SENIOR VICE PRESIDENT 436240 0 304000 0 2218 0 15250 0 37270 0 794978 0 0 0 TERRY COONEY VICE PRESIDENT 37519 0 104000 0 460896 0 1876 0 0 0 604291 0 0 0 KRIS O HALTMEYER VICE PRESIDENT 354360 0 148100 0 141609 0 15250 0 24350 0 683669 0 0 0 KELLY WILLIAMS VICE PRESIDENT 323243 0 296100 0 552 0 12114 0 15378 0 647387 0 0 0 MARK TALLUTO VICE PRESIDENT 365484 0 246600 0 6672 0 10296 0 29021 0 658073 0 0 0 JULIE KOEWLER VICE PRESIDENT 236965 0 256000 0 1640 0 15250 0 36660 0 546515 0 0 0 DAVID YODER SVP FEDERAL EMPLOYEE PROGRAM 380258 0 117800 0 4964 0 14806 0 37337 0 555165 0 0 0 RICH CULLEN VICE PRESIDENT 283169 0 182900 0 119049 0 14833 0 36152 0 636103 0 0 0 REED MELTON VICE PRESIDENT 281777 0 93000 0 93188 0 15250 0 12111 0 495326 0 0 0 MELISSA ROTUNNO VICE PRESIDENT 282201 0 143000 0 74207 0 10473 0 22262 0 532143 0 0 0 BRAD LUBRANT VICE PRESIDENT 264606 0 96100 0 90765 0 13680 0 38173 0 503324 0 0 0 JOHN BANTA VP INVESTMENTS & NEBA 333217 0 325000 0 19596 0 9972 0 37158 0 724943 0 0 0 DENISE SCHOFIELD EXECUTIVE DIRECTOR 271236 0 65700 0 69429 0 10525 0 541 0 417431 0 0 0 JAMES BARKACH EXECUTIVE DIRECTOR 264490 0 64900 0 47119 0 15250 0 25158 0 416917 0 0 0 JEFFREY BERTA VICE PRESIDENT 305428 0 178200 0 90980 0 8134 0 29785 0 612527 0 0 0 NAOMI ARONSON EXECUTIVE DIRECTOR 241115 0 52200 0 56825 0 13761 0 16765 0 380666 0 0 0 REBECCA M D'AMICO VICE PRESIDENT 285655 0 70000 0 199 0 15250 0 5329 0 376433 0 0 0 ANSHUMAN CHOUDHRI VICE PRESIDENT 266550 0 72500 0 1504 0 9207 0 12718 0 362479 0 0 0 ADAM L MYERS SENIOR VP & CCTO 593329 0 295000 0 66287 0 15250 0 35978 0 1005844 0 0 0 CHRISTINA FISHER EXECUTIVE VICE PRESIDENT 549796 0 100000 0 3208 0 15250 0 28085 0 696339 0 0 0 KATIE W MCBREEN VICE PRESIDENT 300821 0 103600 0 240 0 15250 0 40611 0 460522 0 0 0 JILL S KLEIN EXECUTIVE DIRECTOR 252907 0 57800 0 31963 0 15250 0 13907 0 371827 0 0 0 KEYSHA BROOKS-COLEY VICE PRESIDENT 265924 0 24900 0 360 0 8897 0 6234 0 306315 0 0 0 SEAN ROBBINS EXECUTIVE VICE PRESIDENT 621544 0 483100 0 2896 0 14478 0 38329 0 1160347 0 0 0 JODY VOSS VICE PRESIDENT 0 0 0 0 230979 0 0 0 0 0 230979 0 0 0 PATRICIA TAYLOR EXECUTIVE DIRECTOR 253297 0 61300 0 25444 0 13137 0 1248 0 354426 0 0 0 CHRISTOPHER LUGO VP & CHIEF INFO SEC OFFICER 377533 0 550000 0 382 0 15250 0 41267 0 984432 0 0 0 LYNN MERRITT SVP AND CHIEF HR OFFICER 271364 0 100000 0 102 0 12722 0 557 0 384745 0 0 0 ANURAG VOLETI VICE PRESIDENT 142084 0 75000 0 152 0 6367 0 10049 0 233652 0 0 0 ERIN BARNEY VICE PRESIDENT 236143 0 125000 0 1199 0 13876 0 25211 0 401429 0 0 0 DAVID MERRITT SVP POLICY AND ADVOCACY 79401 0 100000 0 0 0 0 0 245 0 179646 0 0 0 ERIC WILKERSON VICE PRESIDENT 324098 0 105400 0 552 0 12872 0 14829 0 457751 0 0 0 JOHN JOYCE JR VICE PRESIDENT 295116 0 90000 0 91220 0 9221 0 21093 0 506650 0 0 0 FORM 990, SCHEDULE J, PART I, LINE 1A AS AN ORGANIZATION SERVING A SYSTEM OF LOCALLY BASED INDEPENDENT PLANS OFFERING HEALTH INSURANCE IN ALL 50 STATES, DC AND PUERTO RICO, THE ASSOCIATION'S OFFICERS ARE EXPECTED TO MAINTAIN AN UNUSUALLY DEMANDING TRAVEL SCHEDULE. A COMMITTEE OF THE ASSOCIATION'S BOARD COMPRISED OF INDEPENDENT PLAN EXECUTIVES HAS ESTABLISHED CEO TRAVEL POLICIES DESIGNED TO ASSURE THE ORGANIZATION IS ABLE TO MEET THE CEO'S TRAVEL COMMITMENTS, INCLUDING TRAVEL TO UNDERSERVED REGIONAL DESTINATIONS. THESE POLICIES INCLUDE THE USE OF CHARTER AIRCRAFT AND FIRST CLASS TRAVEL ON SCHEDULED COMMERCIAL FLIGHTS UNDER CERTAIN LIMITED CIRCUMSTANCES. THE ASSOCIATION HAS DESIGNED A COMPREHENSIVE FINANCIAL AND SERVICE-RELOCATION PROGRAM TO ASSIST RELOCATING EMPLOYEES AND NEW HIRES WITH THE RELOCATION PROCESS. THE ASSOCIATION MAY PROVIDE A TAX GROSS UP ON ALL OR PART OF A RELOCATING EMPLOYEE'S TAXABLE RELOCATION EXPENSES IN ORDER TO ASSIST THE RELOCATING EMPLOYEE OR NEW HIRE FOR NEGATIVE TAX CONSEQUENCES DUE TO TAXATION OF RELOCATION EXPENSE REIMBURSEMENTS. THE EXPENSES ARE REIMBURSED AND INCLUDED IN TAXABLE COMPENSATION, IF APPLICABLE, IN ACCORDANCE WITH THE ASSOCIATION'S POLICY. TO FACILITATE BUSINESS MEETINGS WITH VISITING PLAN OFFICIALS AND OTHERS, AND TO FOSTER SOCIAL INTERACTION SERVING THE INTERESTS OF THE ASSOCIATION AND TO FOSTER THEIR GOOD HEALTH, THE ASSOCIATION REIMBURSES A LUNCHEON CLUB MEMBERSHIP FOR OFFICERS. THE EXPENSES ARE REIMBURSED AND INCLUDED IN TAXABLE COMPENSATION, IF APPLICABLE, IN ACCORDANCE WITH THE ASSOCIATION'S POLICY. FORM 990, SCHEDULE J, PART I, LINE 3 THE COMPENSATION OF THE CEO AND THE CONTINUED RETENTION OF THAT PROFESSIONAL'S SERVICES ARE APPROVED EACH YEAR BY A COMMITTEE OF THE ASSOCIATION'S BOARD COMPRISED OF INDEPENDENT PLAN EXECUTIVES. THAT COMMITTEE ACTS AFTER DELIBERATIONS BASED UPON ADVICE FROM A QUALIFIED INDEPENDENT COMPENSATION CONSULTING FIRM. THE CONSULTANT'S ADVICE AND THOSE DELIBERATIONS INCLUDE A REVIEW OF THE RESULTS OF THE INDEPENDENT CONSULTANT'S RESEARCH REGARDING COMPENSATION PAID BY OTHER ORGANIZATIONS FOR OFFICERS SERVING IN CAPACITIES COMPARABLE TO THAT OF THE ASSOCIATION'S CEO.EACH YEAR THIS COMMITTEE'S DECISIONS ARE REPORTED TO THE FULL BOARD DURING A REGULARLY SCHEDULED MEETING. THE BOARD DELIBERATES ON BOTH MATTERS.EXTENSION OF THE PERIOD OF THE CEO'S SERVICE REQUIRES ACTION BY THE FULL BOARD. THE COMPENSATION DETERMINATIONS OF THE COMMITTEE STAND APPROVED UNLESS THE BOARD EXERCISES ITS INHERENT PREROGATIVE TO MODIFY THE COMMITTEE'S COMPENSATION DECISIONS. THE SAME COMMITTEE OF INDEPENDENT PLAN EXECUTIVES ANNUALLY RECEIVES THE CEO'S RECOMMENDATIONS REGARDING THE COMPENSATION TO BE PAID TO THE OFFICERS. AS WITH THE CEO'S COMPENSATION, THE DELIBERATIONS OF THIS COMMITTEE AND ITS DECISIONS TO APPROVE OR MODIFY. THE CEO'S COMPENSATION ARE BASED UPON THE RESULTS OF AN INDEPENDENT CONSULTANT'S MARKET RESEARCH REGARDING COMPARABLE OFFICER PAY AND THE INDEPENDENT CONSULTANT'S ADVICE. FORM 990, SCHEDULE J, PART I, LINE 4A TWO OFFICERS RECEIVED SEVERANCE PAY DURING 2022: MAUREEN SULLIVAN - 617,228 JUSTINE HANDELMAN - 577,240 FORM 990, SCHEDULE J, PART I, LINE 4B AS REQUIRED BY THE INSTRUCTIONS TO FORM 990, SCHEDULE J, PART II, A HYPOTHETICAL SERP ACCRUAL OF ADDITIONAL VESTED BENEFITS WAS CALCULATED FOR EACH REPORTABLE PERSON WHO WAS ELIGIBLE TO PARTICIPATE IN THAT PROGRAM. THE ACCRUAL AMOUNTS WERE DETERMINED USING THE ASSOCIATION'S BEST ESTIMATE OF THE ACTUARIAL VALUE OF THE ADDITIONAL VESTED BENEFITS. ADDITIONAL VESTED BENEFITS UNDER THE SERP ARE TAXED AND INCLUDED IN FORM W-2 BASED ON INCOME TAX REGULATIONS, WHICH DIFFER FROM THE INSTRUCTIONS TO SCHEDULE J. BECAUSE THE INSTRUCTIONS TO SCHEDULE J SPECIFY THAT AMOUNTS REPORTED IN COLUMNS B(I) THROUGH B(III), I.E.,AMOUNTS REPORTED ON FORM W-2, SHOULD NOT BE REPORTED AGAIN IN COLUMN C OR D, THE AMOUNT OF IMPUTED SERP INCOME REPORTED IN FORM W-2 AND COLUMN B(III) WAS SUBTRACTED IN EACH CASE FROM THE HYPOTHETICAL SERP ACCRUAL OF ADDITIONAL VESTED BENEFITS. THE BALANCE OF THE HYPOTHETICAL ACCRUAL WAS INCLUDED IN COLUMN C FOR THE APPLICABLE REPORTABLE PERSONS. IN MARCH OF 2021, THE ASSOCIATION AMENDED THE SERP TO FREEZE BENEFIT ACCRUALS FOR ALL PARTICIPANTS AS OF DECEMBER 31, 2021. CURRENTLY, PARTICIPANTS ENTITLED TO RECEIVE SERP DISTRIBUTIONS WILL BE TAXED ON THEIR REMAINING IMPUTED INCOME THAT HAS NOT BEEN TAX PREVIOUSLY. FORM 990, SCHEDULE J, PART I, LINE 7 THE ASSOCIATION MAINTAINS AN ASSOCIATION WIDE ANNUAL PERFORMANCE BONUS PROGRAM THAT ASSURES A PORTION OF EMPLOYEE'S ANNUAL COMPENSATION IS CONTINGENT UPON THE ATTAINMENT OF PRE-APPROVED ORGANIZATIONAL PERFORMANCE GOALS, AS WEIGHTED BY THE PERFORMANCE MEASUREMENT PROCESS THAT EVALUATES EACH INDIVIDUAL EMPLOYEES'S EFFORTS. OFFICERS, LIKE ALL EMPLOYEES, ARE ELIGIBLE TO PARTICIPATE IN THIS PROGRAM. THE PERFORMANCE GOALS AND THE BUDGET FOR THIS BONUS PROGRAM ARE APPROVED EACH YEAR BY THE ASSOCIATION'S BOARD BASED UPON RECOMMENDATIONS FROM A BOARD COMMITTEE CONSISTING OF INDEPENDENT PLAN EXECUTIVES. MOREOVER, THE PERFORMANCE ASSESSMENT JUDGMENTS AND THE APPROVAL OF ACTUAL PAYOUTS REQUIRE APPROVAL BY THAT COMMITTEE. THE CEO AND AN EXECUTIVE DIRECTOR PARTICIPATE IN SEPARATE LONG TERM INCENTIVE BONUS PROGRAMS. AS WITH THE REGULAR PERFORMANCE BONUS PROGRAMS, PAYOUTS UNDER THESE LONG TERM INCENTIVE PROGRAMS REFLECT THE EXTENT TO WHICH PRE-ESTABLISHED PERFORMANCE GOALS ARE REACHED. HOWEVER, UNLIKE THE ANNUAL PERFORMANCE BONUS PROGRAM, THE LONG TERM INCENTIVE PROGRAMS OPERATE ON A MULTI-YEAR CYCLE TO ASSURE THAT THE CEO AND AN EXECUTIVE DIRECTOR HAVE INCENTIVES THAT LOOK BEYOND THE IMMEDIATE YEAR. UNDER THE CEO'S PROGRAM, THE PERFORMANCE MEASUREMENTS AND THE ASSESSMENT OF THE ACHIEVEMENT OF THOSE GOALS AND THE RESULTING PAYOUT AMOUNTS ARE ALL APPROVED BY THE SAME BOARD COMMITTEE DESCRIBED ABOVE AND REPORTED TO THE FULL BOARD. THE COMMITTEE'S DELIBERATIONS REGARDING THE ESTABLISHMENT OF THE PROGRAM, THE SELECTION OF THE PERFORMANCE FACTORS AND ASSESSMENT OF PERFORMANCE ALL INCLUDE CONSULTATION AND RECOMMENDATION FROM A QUALIFIED INDEPENDENT COMPENSATION CONSULTANT BASED UPON A MARKET STUDY OF COMPARABLE PROGRAMS FOR COMPARABLE EXECUTIVES. UNDER THE EXECUTIVE DIRECTOR'S PROGRAM, THE PERFORMANCE MEASUREMENT IS BASED ON THE PERFORMANCE OF SPECIFIED INVESTMENTS. N PARKER OFFICER'S FAMILY MEMBER 162488 EMPLOYEE SALARY false FORM 990, PART I, LINE 1 THE ORGANIZATION'S TAX-EXEMPT PURPOSE IS PROMOTING THROUGH INDEPENDENT BLUE CROSS AND BLUE SHIELD MEMBER PLANS, THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY BY FOSTERING BROAD-BASED HEALTH INSURANCE COVERAGE. FORM 990, PART III, LINE 1 THE ASSOCIATION SERVES ITS MEMBERSHIP CONSISTING OF INDEPENDENT BLUE CROSS AND BLUE SHIELD MEMBER PLANS THAT OPERATE WITHIN SPECIFIC GEOGRAPHIC SERVICE AREAS. THE ASSOCIATION PROVIDES A VARIETY OF SERVICES TO MEMBER PLANS AND COORDINATES GOVERNMENT SERVICES, SUCH AS THE CONTRACT UNDER THE FEDERAL EMPLOYEE HEALTH BENEFIT PROGRAM (FEP), WHICH IS THE CORE OF THE ORGANIZATION'S EXEMPT PURPOSE OF PROMOTING THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY BY FOSTERING BROAD-BASED HEALTH INSURANCE COVERAGE. FORM 990, PART III, LINE 4A THE BLUE CROSS AND BLUE SHIELD ASSOCIATION'S FEDERAL EMPLOYEE PROGRAM (FEP) ADMINISTERS THE BLUE CROSS AND BLUE SHIELD SERVICE BENEFIT PLAN. APPROXIMATELY 66.6 PERCENT OF ALL FEDERAL EMPLOYEES AND RETIREES WHO RECEIVED THEIR HEALTH CARE BENEFITS THROUGH THE GOVERNMENT'S FEDERAL EMPLOYEES' HEALTH BENEFITS PROGRAM (FEHBP) ARE MEMBERS OF THE SERVICE BENEFIT PLAN RECEIVING HEALTH COVERAGE THROUGH MEMBER PLANS. THE SERVICE BENEFIT PLAN HAS BEEN PART OF THE FEHBP SINCE ITS INCEPTION IN 1960 AND IS THE LARGEST PLAN IN THE PROGRAM. 2022 WAS ANOTHER STRONG YEAR FOR THE BLUE CROSS AND BLUE SHIELD FEDERAL EMPLOYEE PROGRAM (FEP), BLUE CROSS BLUE SHIELD FEP DENTAL AND BLUE CROSS BLUE SHIELD FEP VISION. WE ATTAINED HISTORIC LEVELS OF ACHIEVEMENT ON SEVERAL BUSINESS METRICS: ENROLLMENT OF OVER 5.5 MILLION MEMBERS AND A RECORD 37 CONSECUTIVE YEARS OF OPEN SEASON ENROLLMENT GROWTH, RETENTION REMAINS AT A HIGH-LEVEL AT 99.4 PERCENT, AND MOST SIGNIFICANTLY, FEP CONTINUED EXPANDED BENEFITS AND SERVICE TO MEMBERS IN RESPONSE TO THE COVID 19 PANDEMIC. FORM 990, PART III, LINE 4B AS THE UMBRELLA ORGANIZATION FOR THE MEMBER PLANS, THE ASSOCIATION COORDINATES ADVERTISING AND COMMUNICATION PROGRAMS, PROVIDING POLICY AND REPRESENTATION OF MEMBER INTERESTS, MONITORS AND FOSTERS THE FINANCIAL STABILITY OF ALL THE PLANS AND SUPPORTS THE ABILITY OF THE PLANS TO OPERATE EFFICIENTLY BY PROVIDING CONFERENCES, CONSULTING AND MISCELLANEOUS SERVICES TO THE PLANS. FORM 990, PART III, LINE 4C THE BLUECARD PROGRAM ENABLES BLUE PLAN MEMBERS TO RECEIVE THE BENEFITS OF THEIR INSURANCE CONTRACTS WHILE TRAVELING OR LIVING IN ANOTHER MEMBER PLAN'S GEOGRAPHIC SERVICE AREA. THROUGH BLUECARD, BLUE PLAN MEMBERS ARE GIVEN SEAMLESS NATIONAL ACCESS TO PHYSICIANS AND HOSPITALS THAT PARTICIPATE IN BLUE NETWORKS. ADDITIONALLY, THE PROGRAM LINKS PARTICIPATING HEALTHCARE PROVIDERS WITH THE INDEPENDENT BLUE CROSS AND BLUE SHIELD PLANS THROUGH A SINGLE ELECTRONIC NETWORK FOR CLAIMS PROCESSING AND REIMBURSEMENT. FORM 990, PART III, LINE 4D OTHER PROGRAM SERVICE ACCOMPLISHMENTS THE ASSOCIATION PROVIDES OPTIONAL CONSULTING SERVICES AND OTHER MISCELLANEOUS PROJECTS; OPERATION OF THE NATIONAL EMPLOYEE BENEFITS ADMINISTRATION PROGRAM THAT PROVIDES A COMPREHENSIVE GROUP PACKAGE OF EMPLOYEE BENEFITS PROGRAMS TO THE PLANS; A CLOSED PRIVATE, WIDE AREA NETWORK THAT LINKS THE COMPUTER AND INFORMATION RESOURCES OF THE PLANS. EXPENSE: 83,070,939 GRANTS: NONE REVENUE: 112,272,825 FORM 990, PART VI, SECTION A, LINE 2 VARIOUS ASSOCIATION BOARD MEMBERS (DIRECTORS) ALSO SIT ON THE BOARD OF BLUE CROSS BLUE SHIELD ASSOCIATION AFFILIATES. FORM 990, PART VI, SECTION A, LINE 6 BCBSA HAS THIRTY-FOUR (34) INDEPENDENT HEALTH CARE PLAN LICENSEES OPERATING IN SPECIFIED DOMESTIC SERVICE AREAS. ALL HEALTH CARE PLAN LICENSEES ARE ASSOCIATION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A EACH PRIMARY LICENSEE MEMBER PLAN, BY THE AUTHORITY OF THEIR INDIVIDUAL GOVERNING DOCUMENTS, SELECT THE CEO OF THEIR RESPECTIVE COMPANIES TO SERVE AS A MEMBER OF THE ASSOCIATION'S BOARD. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN GOVERNING DECISIONS, SUCH AS BY-LAW AMENDMENTS, REQUIRE ACTION BY BOTH THE ASSOCIATION'S BOARD AND ITS MEMBER PLANS. FORM 990, PART VI, SECTION B, LINE 11B IN GENERAL, FORM 990 CONTENT AND SOURCES OF INFORMATION ARE REVIEWED BY SUBJECT MATTER EXPERTS INCLUDING, BUT NOT LIMITED TO, INTERNAL AND EXTERNAL TAX (PWC) AND ACCOUNTING PROFESSIONALS AND INTERNAL LEGAL PERSONNEL. FINALIZING THE RETURN DRAFT CONSISTS OF DISCUSSIONS BETWEEN FINANCE OFFICERS AND FINANCE MANAGERS REGARDING THE NUMERIC RESULTS AND WRITTEN RESPONSES TO SELECT RETURN QUESTIONS. UPON INTERNAL AGREEMENT AS TO THE FORM AND CONTENT, AN ELECTRONIC DRAFT 990 IS SENT TO THE ASSOCIATION'S BOARD PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C BCBSA MAINTAINS A COMPREHENSIVE CODE OF CONDUCT AND COMPLIANCE PROGRAM APPLICABLE TO ALL EMPLOYEES AND OFFICERS. IN ADDITION, ALL EMPLOYEES, OFFICERS, AND BOARD MEMBERS ARE REQUIRED TO COMPLETE AN ANNUAL CONFLICT OF INTEREST FORM. THE BCBSA CHIEF AUDITOR AND COMPLIANCE OFFICER IS CHARGED WITH INVESTIGATING ANY ALLEGATIONS OF NON-COMPLIANCE WITH THE CODE OF CONDUCT, INCLUDING ANY COMPLAINTS REPORTED THROUGH THE ANONYMOUS HOTLINE MAINTAINED THROUGH AN INDEPENDENT ORGANIZATION. THE RESULTS OF THE COMPLIANCE PROGRAM'S EFFECTIVENESS ARE REPORTED TO THE FINANCIAL AND AUDIT COMMITTEE OF THE BOARD OF DIRECTORS ON AN ANNUAL BASIS. FAILURE TO ADHERE TO THE CODE OF CONDUCT MAY RESULT IN DISCIPLINARY ACTION, UP TO AND INCLUDING TERMINATION OF EMPLOYMENT. FORM 990, PART VI, SECTION B, LINES 15A & 15B THE COMPENSATION OF THE CEO AND THE CONTINUED RETENTION OF THAT PROFESSIONAL'S SERVICES ARE APPROVED EACH YEAR BY A COMMITTEE OF THE ASSOCIATION'S BOARD COMPRISED OF INDEPENDENT PLAN EXECUTIVES. THAT COMMITTEE ACTS AFTER DELIBERATIONS BASED UPON ADVICE FROM A QUALIFIED INDEPENDENT COMPENSATION CONSULTING FIRM. THE CONSULTANT'S ADVICE AND THOSE DELIBERATIONS INCLUDE A REVIEW OF THE RESULTS OF THE INDEPENDENT CONSULTANT'S RESEARCH REGARDING COMPENSATION PAID BY OTHER ORGANIZATIONS FOR OFFICERS SERVING IN CAPACITIES COMPARABLE TO THAT OF THE ASSOCIATION'S CEO. EACH YEAR THIS COMMITTEE'S DECISIONS ARE REPORTED TO THE FULL BOARD DURING A REGULARLY SCHEDULED MEETING. THE BOARD DELIBERATES ON BOTH MATTERS. EXTENSION OF THE PERIOD OF THE CEO'S SERVICE REQUIRES ACTION BY THE FULL BOARD. THE COMPENSATION DETERMINATIONS OF THE COMMITTEE STAND APPROVED UNLESS THE BOARD EXERCISES ITS INHERENT PREROGATIVE TO MODIFY THE COMMITTEE'S COMPENSATION DECISIONS. THE SAME COMMITTEE OF INDEPENDENT PLAN EXECUTIVES ANNUALLY RECEIVES THE CEO'S RECOMMENDATIONS REGARDING THE COMPENSATION TO BE PAID TO THE OFFICERS. AS WITH THE CEO'S COMPENSATION, THE DELIBERATIONS OF THIS COMMITTEE AND ITS DECISIONS TO APPROVE OR MODIFY THE CEO'S RECOMMENDATION ARE BASED UPON THE RESULTS OF AN INDEPENDENT CONSULTANT'S MARKET RESEARCH REGARDING COMPARABLE OFFICER PAY AND THE INDEPENDENT CONSULTANT'S ADVICE. FORM 990, PART VI, SECTION C, LINE 19 THE ASSOCIATION COMPLIES WITH ALL APPLICABLE PUBLIC DISCLOSURE REQUIREMENTS. THUS, FOR EXAMPLE, MEMBERS OF THE PUBLIC MAY REQUEST AN OPPORTUNITY TO REVIEW THE ASSOCIATION'S FORM 990 OR TO MAKE A COPY BY SENDING A WRITTEN REQUEST OR APPEARING IN PERSON AT ITS PRINCIPAL OFFICE OR ANY OF ITS OTHER LOCATIONS. THE ASSOCIATION'S FAVORABLE DETERMINATION LETTER REGARDING ITS TAX-EXEMPT STATUS AND MATERIALS COMPRISING ITS EXEMPTION APPLICATION ARE ALSO AVAILABLE IN THIS MANNER. IF THE ASSOCIATION'S GOVERNING DOCUMENTS (ARTICLES OF INCORPORATION AND BYLAWS) AND CONFLICT OF INTEREST POLICY ARE SUBJECT TO APPLICABLE FEDERAL OR STATE PUBLIC DISCLOSURE REQUIREMENTS, THOSE DOCUMENTS WILL BE MADE PUBLICLY AVAILABLE AS APPLICABLE LAW MAY REQUIRE. FOR EXAMPLE, FORM 990 FILINGS MAY INCLUDE BYLAW AMENDMENTS AND THOSE AMENDMENTS WILL BE MADE AVAILABLE AS NOTED ABOVE. OTHERWISE, THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY WILL BE PROVIDED TO THE PUBLIC AT THE DISCRETION OF THE ASSOCIATION'S MANAGEMENT. FORM 990, PART IX, LINE 24B IN FURTHERANCE OF ITS TAX-EXEMPT PURPOSE TO PROMOTE THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY AND TO IMPROVE THE NATION'S HEALTH, AND THE ACCESSIBILITY AND AFFORDABILITY OF HEALTHCARE FOR ALL AMERICANS, BCBSA INCURRED EXPENSES TO ORGANIZATIONS THAT SUPPORT AND ADVOCATE BCBSA'S VIEWS ON ISSUES FACING THE HEALTH INSURANCE INDUSTRY. INCURRED EXPENSES INCLUDE BUILDING OF COALITIONS, GRASSROOTS OUTREACH AND EDUCATION. BCBSA DID NOT CONTROL OR DIRECT THESE ACTIVITIES. BCBSA HAS DISCLOSED THESE EXPENSES ON PART IX, LINE 24B, CONTRIBUTIONS - GENERAL. FORM 990, PART XI, LINE 9 OTHER CHANGES IN NET ASSETS: OTHER COMPREHENSIVE INCOME-ASC 135,086,632 OTHER COMPONENTS OF PERIODIC PENSION COST (6,480,443) LOSS RETIRE OBLIGATION 321,215 RESTRICTED NET ASSET - BCBSI (1,488,290) HIB BOOK INCOME 270,564 TOTAL 127,709,759 FORM 990 PART IX LINE 11G DESCRIPTION:VARIOUS CONSULTING FEES TOTAL FEES:XXX-XX-XXXX FORM 990 PART IX LINE 11G DESCRIPTION:PRINTING & GRAPHICS TOTAL FEES:2085453 FORM 990 PART IX LINE 11G DESCRIPTION:TEMPORARY HELP TOTAL FEES:8465201 FORM 990 PART IX LINE 11G DESCRIPTION:RECRUITING TOTAL FEES:1480755 HEALTH SERVICES FOUNDATION 225 NORTH MICHIGAN AVENUE CHICAGO IL 60601 237011867 EDUC., RSRCH. IL 501(C)(3) 10 NA false BC AND BS FOUNDATION ON HEALTH CARE 225 NORTH MICHIGAN AVENUE CHICAGO IL 60601 237164980 EDUC., RSRCH. IL 501(C)(3) 7 NA false BLUE CROSS BLUE SHIELD BENEFIT CORP 225 NORTH MICHIGAN AVENUE CHICAGO IL 60601 364176277 COMMUNITY HEA IL NA C CORP 10612 9046772 1.00000 true true false false false false false false false false false false false false false false true true false false BLUE CROSS BLUE SHIELD INSTITUTE INC A 220354 ACTUAL COST BLUE CROSS BLUE SHIELD INSTITUTE INC P 10612 ACTUAL COST BLUE CROSS BLUE SHIELD INSTITUTE INC Q 577149 ACTUAL COST