2025-05-12T13:11:15-05:00 2024-12-31 042206126 RAPHAEL AND RAPHAEL LLP 312 STUART STREET 3RD FLOOR BOSTON MA 02116 990PF 2024-01-01 202017017 STEPHANIE H & DAVID A SPINA FAMILY FOUNDATION STEP 5083304566 2 WEBSTER LANE WAYLAND MA 01778 DAVID SPINA TRUSTEE 5083304566 2025-05-05 1 0 BRIAN J CARNEY P00219125 6172101200 2024 2025-03-06 01:10:19Z X 4614879 X X 57513 57513 976263 14 976263 10393 10393 1044169 1044169 0 0 0 7000 3500 3500 51556 51556 0 6384 506 35 9035 9035 0 73975 64597 3535 1664000 1664000 1737975 64597 1667535 -693806 979572 127649 107700 107700 68153 47448 47448 9419 9419 9419 9419 224815 242479 248053 3173822 2499888 3903003 293045 296163 299256 3896903 3203097 4614879 0 0 X 0 0 0 0 3896903 3203097 3896903 3203097 3896903 3203097 3896903 -693806 0 3203097 0 3203097 GS 010-44267-1 P 3004 3004 GS 010-44267-1 P 459067 459067 GS 051-75339-0 P 74190 74190 GS 051-75339-0 P 352495 352495 GS 010-48721-3 P 292 292 GS 010-48721-3 P 1094 1094 GS 051-45638-2 P 7008 7008 GS 051-45638-2 P 79099 79099 CAPITAL GAINS DIVIDENDS P 14 14 14 976263 13616 0 13616 0 13616 8000 0 0 0 8000 0 5616 0 0 0 0 0 0 0 0 0 0 1 1 MA 1 0 0 0 0 1 N/A RAPHAEL RAPHAEL ATTN B CARNEY 6172101200 312 STUART STREET 3RD FLOOR BOSTON MA 02116 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 DAVID A SPINA 2 WEBSTER LANE WAYLAND MA 01778 TRUSTEE 2.00 0 0 0 STEPHANIE H SPINA 2 WEBSTER LANE WAYLAND MA 01778 TRUSTEE 2.00 0 0 0 NONE 0 GOLDMAN SACHS 125 HIGH ST 1700 BOSTON MA 02110 INVESTMENT ADVISORY 51556 0 0 4842913 175476 0 5018389 0 0 5018389 75276 4943113 247156 247156 13616 13616 233540 0 233540 0 233540 1667535 0 1667535 233540 0 0 396100 793352 1157214 1764702 1339519 5450887 1667535 0 0 0 233540 1433995 0 0 6884882 0 0 0 0 0 0 396100 6488782 793352 1157214 1764702 1339519 1433995 DAVID A SPINA STEPHANIE H SPINA X NATIVITY SCHOOL OF WORCESTER 67 LINCOLN STREET WORCESTER MA 01605 N/A PC EDUCATIONAL - TEACHING FELLOWS PROGRAM 25000 COLLEGE OF THE HOLY CROSS ONE COLLEGE STREET WORCESTER MA 01610 N/A PC COMMUNITY & CHARITABLE - ANNUAL FUND 60000 FRESH START FURNITURE BANK 16 BRENT DRIVE HUDSON MA 01749 N/A PC COMMUNITY & CHARITABLE - FURNITURE FOR FAMILIES IN NEED 60000 ST ELIZABETH EPISCOPAL CHURCH ONE MORSE ROAD SUDBURY MA 01776 N/A PC RELIGIOUS 80000 NEW ENGLAND CENTER AND HOMES FOR VETERANS 17 COURT ST BOSTON MA 02108 N/A PC COMMUNITY & CHARITABLE - MULTIDIMENSIONAL SERVICE FOR VETERANS 115000 CATHOLIC SCHOOLS FOUNDATION 67 BATTERYMARCH STREET BOSTON MA 02110 N/A PC CATHOLIC EDUCATION 30000 FAMILY AID BOSTON 3815 WASHINGTON STREET BOSTON MA 02130 N/A PC SAFE HAVEN FOR FAMILIES STRUGGLING WITH HOMELESSNESS 25000 THE WILY NETWORK 189 WELLS AVE STE 301 NEWTON MA 02459 N/A PC COMMUNITY & CHARITABLE - FUND-A-SCHOLAR PROGRAM 150000 PARTNERS IN HEALTH 800 BOYLSTON STREET STE 300 BOSTON MA 02199 N/A PC COMMUNITY & CHARITABLE - PROVIDING QUALITY HEALTH CARE FOR EVERYONE 600000 UNITED WAY OF MASS BAY 9 CHANNEL CENTER STREET STE 500 BOSTON MA 02210 N/A PC VARIOUS COMMUNITY PROJECTS 30000 PLANNED PARENTHOOD LEAGUE OF MASSACHUSETTS 1055 COMMONWEALTH AVENUE BOSTON MA 02215 N/A PC COMMUNITY & CHARITABLE - PPLM ANNUAL FUND 40000 MORE THAN WORDS MTWYOUTH 56 FELTON STREET WALTHAM MA 02453 N/A PC YOUTH DEVELOPMENT AND SUPPORT 75000 LOVIN'S SPOONFUL 189 WELLS AVE STE 100 NEWTON MA 02459 N/A PC FUND-A-TRUCK CAMPAIGN TO MINIMIZE WASTED FOOD 25000 UNITED WAY OF GENESEE COUNTY 111 E COURT STREET STE 3A FLINT MI 48502 N/A PC RESOURCES TO THE RESIDENTS OF FLINT TO OVERCOME WATER CRISIS 40000 THE FOUNDATION OF MOTT COMMUNITY COLLEGE 1401 EAST COURT STREET FLINT MI 48503 N/A PC EDUCATIONAL - SUPPORT OF THE MCC WOMEN IN EDUCATION PROGRAM 60000 MICHIGAN STATE UNIVERSITY COLLEGE OF HUMAN MEDICINE - FLINT 535 CHESTNUT ROAD ROOM 300 EAST LANSING MI 48824 N/A PC EDUCATIONAL - CHM FILING CAMPUS GRANT FUND 224000 HILLSDALE COLLEGE 33 EAST COLLEGE ST HILLSDALE MI 49242 N/A PC EDUCATIONAL 25000 1664000 0 14 57513 14 10393 18 976263 0 1044169 0 1044169 0 0 0 0 0 0 0 0 0 0 RAPHAEL AND RAPHAEL 7000 3500 3500 AIR LEASE CORPORATION 2.2% 1/15/27 1891 1898 AIR LEASE CORPORATION 3.375% 7/1/2025 5732 5953 ALEXANDRIA REAL ESTATE EQUITIE 3.8% 4/15/26 2906 2962 AMERICAN EXPRESS CO HYBRID 10/30/26 8156 8099 AMERICAN EXRESS CO HYBRID 5/1/26 6968 7002 AMGEN INC 5.15% 8110 8058 BANK OF AMERICA CORP HYBRID 10/24/26 14952 15544 BANK OF NOVA SCOTIA 1.45% 1/10/25 8862 8992 BAXTER INTERNATIONAL INC 1.915% 2/1/27 2820 2828 CIGNA CORPORATION 3.25% 4/15/25 1924 1990 CIGNA CORPORATION 4/5% 2/25/26 1986 1995 CIGNA GROUP 5.685% 3/15/26 3000 3001 CITIGROUP INC HYBRID 1/28/27 15749 16325 CMS ENERGY CORP 3.0% 5/15/26 5830 5856 CROWN CASTLE INTERNATIONAL COR 3.8% 2/15/28 2888 2887 DOWDUPONT INC 4.493% 11/15/25 8883 8978 EBAY INC 1.9% 03/11/2025 2832 2982 EIB 1.625% 03/14/2025 SR LIEN S&P AAA /MOODY'S AAA 25622 24864 ELEVANCE HEALTH INC 5.35% 10/15/25 7008 7028 EVERSOURCE ENERGY 3.3% 1/15/28 9677 9504 GENERAL MOTORS FINL CO 1.25 1/8/2026 6254 6744 GENERAL MOTORS FINL CO 6.05% 10/10/25 9103 9077 JP MORGAN CHASE & CO HYBRID 11/19/26 6691 6774 MCKESSON CORP 0.9% 12/3/25 4655 4834 MORGAN STANLEY HYBRID 12/10/26 11182 11573 MPLX LP 4.875% 06/01/2025 USD SER WI SR LIEN NEXT CALL 2961 2998 NORTHWEST PIPELINE LLC 4.0% 4/1/27 4907 4907 NXP BV/NXP FDG 2.7% 5/1/2025 5651 5959 NXP FUNDING LLC 5.35% 3/1/26 8031 8031 ORACLE CORPORATION 2.5% 04/01/2025 USD SR LIEN 9746 9943 REALTY INCOME CORP 3.0% 1/15/27 2922 2902 REALTY INCOME CORP 4.625% 11/1/25 5948 5993 REYNOLDS AMERICAN INC 4.45% 06/12/2025 USD SR LIEN 4813 4986 SRS CCD MTN 3.75% 1977 1969 STATE STREET CORPORATION HYBRID 1/26/26 10941 10999 SUNOCO LOGISTICS PARTNERS OPER 5.95% 12/1/25 10078 10070 TCI COMMUNICATIONS INC 7.125% 2/15/28 3221 3202 TRUIST FINANCIAL CORPORATION HYBRID MTN 10/28/26 5057 5039 UDR INC MTN 2.95% 9/1/26 1896 1939 UNITEDHEALTH GROUP INC 5.15% 10/15/2025 SR LIEN S&P A+ 5073 5025 US BANCORP HYBRID 10/21/26 2018 2013 VERIZON COMMUNICATIONS INC 2.1% 3/22/28 2761 2759 VOYA FINANCIAL INC 3.65% 6/15/26 3768 3933 WALT DISNEY DOMPANY MTN 3.15% 9/17/25 7767 7920 WASTE MANAGEMENT INC 4.5% 3/15/28 12946 12921 ABBOTT LABORATORIES CMN 12601 13038 ABBVIE INC CMN 4671 4976 ADOBE INC CMN 3511 7115 ADVANCED MICRO DEVICES 15587 11354 ALLEGION PUBLIC LIMITED COMPAN CMN 914 1176 ALPHABET INC. CMN CLASS A 11763 40132 AMAZON.COM INC CMN 16796 48924 AMERICAN EXPRESS CO CMN 2207 4155 AMGEN INC CMN 2669 2867 AON PUBLIC LIMITED COMPANY CMN 2759 3232 APPLE INC CMN 25848 35509 APPLIED MATERIALS INC CMN 490 1789 ARISTA NETWORKS INC CMN 13650 40233 ARTHUR J GALLAGHER & CO CMN 923 1419 ASTRAZENECA PLC SPONS ADR SPONSORED ADR CMN 1781 1769 AUTODESK, INC. CMN 8854 13301 AUTONATION INC CMN 1901 2208 AUTOZONE, INC. CMN 1003 3202 BARCLAYS BANK PLC LINKED TO S&P 500 335000 334263 BLUE OWL CAPITAL INC CMN 2045 2791 BUILDERS FIRSTSOURCE INC CMN 1392 1286 CADENCE DESIGN SYSTEMS INC CMN 6111 6911 CANADIAN NATURAL RESOURCES CMN 579 1945 CENCORA INC COM 1803 4044 CENOVUS ENERGY INC. CMN 1890 2227 CENTERPOINT ENERGY, INC CMN 1497 2475 CHUBB LIMITED CMN 505 1382 CIGNA CORP CMN 559 552 CITIGROUP INC LINKED TO S&P 500 125000 139888 COCA-COLA EUROPEAN PARTNERS PL CMN 601 1459 CONOCOPHILLIPS CMN 2058 3273 CORPAY INC CMN 2284 3384 CRH PLC SPON ADR ADR CMN 1704 4071 DEERE & COMPANY CMN 891 1695 DELL TECHNOLOGIES INC CMN 774 2074 DELTA AIR LINES INC CMN 2379 2420 DIAMONDBACK ENERGY INC CMN 4157 3768 DISCOVER FINANCIAL SERVICES CMN 3309 4158 DYNATRACE HOLDINGS LLC CMN 12463 13261 EMERSON ELECTRIC CO CMN 2297 2603 FIDELITY NATL INFO SVCS INC CMN 3497 4039 FIRSTENERGY CORP. CMN 2686 2705 FISERV INC CMN 8837 17050 FLEX LTD CMN 2278 3148 FORTINET INC CMN 9345 14644 FORTIVE CORPORATION CMN 2203 2550 GE AEROSPACE CMN 8872 9007 GE VERNOVA LLC CMN 2500 3618 GENERAL DYNAMICS CORP. CMN 1365 2371 HEWLETT PACKARD ENTERPRISE CO CMN 1650 1644 HOLOGIC INCORPORATED CMN 1952 1802 HONEYWELL INTL INC CMN 4662 5195 HOWMET AEROSPACE INC. CMN 10282 10937 HUMANA INC CMN 509 507 HUNGTINGTON BANCSHARES INCORPOR CMN 2681 3400 INTERCONTINENTAL EXCHANGE INC CMN 1126 1639 INTUIT INC CMN 4903 15713 JACOBS ENGINEERING GROUP INC CMN 2044 2539 JOHNSON & JOHNSON CMN 434 434 JPMORGAN CHASE & CO CMN 4935 11506 JPMORGAN CHASE & CO LINKED TO S&P 500 535000 535000 KBR INC CMN 1540 1390 KENVUE INC CMN 2965 3074 KEYSIGHT TECHNOLOGIES INC CMN 2154 2249 KINROSS GOLD CORPORATION CMN 1452 1678 LEIDOS HLDGS INC CMN 1518 2449 LENNAR CORPORATION CMN CLASS A 1996 1773 LPL FINANCIAL HOLDINGS INC CMN 3536 4571 MARATHON PETROLEUM CORPORATION CMN 636 2511 MASCO CORPORATION CMN 916 1306 MASTERCARD INCORPORATED CMN CLASS A 3986 8425 MCKESSON CORPORATION CMN 1727 3419 MEDTRONIC PUBLIC LIMITED COMPA CMN 486 479 META PLATFORMS INC CLASS A CMN 24170 33960 MGM RESORTS INTERNATIONAL CMN 1003 901 MICROCHIP TECHNOLOGY INCORPORA CMN 2121 1893 MICRON TECHNOLOGY, INC. CMN 1889 3282 MICROSOFT CORPORATION CMN 12062 53952 MORGAN STANLEY CMN 2312 3520 NATIONAL BANK OF CANADA NEW YO LINKED TO GSPITDA 25000 23038 NEUROCRINE BIOSCIENCES, INC. CMN 7448 11603 NEXTERA ENERGY INC CMN 1729 1721 NICE SYSTEMS LTD 1 ADR REPRESENTS 1 ORD SH 1544 1529 NORFOLK SOUTHERN CORP CMN 3508 3286 NOVO-NORDISK A/S ADR ADR CMN 18194 13419 NVIDIA CORPORATION CMN 13325 65534 NXP SEMICONDUCTORS N.V. CMN 668 1247 OMNICOM GROUP CMN 2433 2323 ORACLE CORPORATION CMN 3547 5666 PHILIP MORRIS INTL INC CMN 4223 5295 PHILLIPS 66 CMN 1001 911 PPL CORPORATION CMN 2482 2337 ROBERT HALF INC CMN 1675 1762 S&P 500 INDEX FUND (SPDR) SPDR S&P 500 ETF TRUST (SPY) 603055 1661537 S&P BANK INDEX FUND (SPDR) SPDR S&P BANK ETF (KBE) 24858 42157 SANOFI SPONSORED ADR CMN 486 482 SCHLUMBERGER LTD CMN 2145 3144 SMURFIT WESTROCK PUBLIC LIMITED CMN 1794 2154 SYNOPSYS INC CMN 5076 4854 SYSCO CORPORATION CMN 4311 4282 TECK RESOURCES LIMITED CMN CLASS B 2350 2229 THE BANK OF NOVA SCOTIA LINKED TO BASKET OF INDICES 153000 147223 THE BANK OF NOVA SCOTIA LINKED TO S&P 500 150000 150377 THE HOME DEPOT INC CMN 2049 2334 T-MOBILE US, INC. CMN 1306 2428 TRIMBLE INC CMN 1463 1696 UBER TECHNOLOGIES INC CMN 12272 11883 UBER TECHNOLOGIES INC CMN 2353 2292 UNITED AIRLINES HOLDINGS INC CMN 1958 2330 UNITED RENTALS, INC. CMN 201 1409 UNITEDHEALTH GROUP INCORPORATE CMN 1904 4553 US FOODS HOLDING CORP. CMN 1996 3710 VANGUARD FTSE DEVELOPED MKTS CMN ETF (VEA) 114066 133227 VISA INC. CMN CLASS A 5445 13906 WALT DISNEY COMPANY CMN 2623 2561 WELLS FARGO & CO (NEW) CMN 1858 3301 WESTINGHOUSE AIR BRAKE TECHNOL CMN 1086 2654 242479 248053 0 0 PORTFOLIO DEDUCTIONS 8999 8999 0 BANK FEES 36 36 0 OTHER INVESTMENT INCOME 10393 10393 10393 GOLDMAN SACHS 51556 51556 0 FOREIGN TAX PAID 506 506 0 MA FILLING FEES 35 0 35 FEDERAL TAXES 5843 0 0