2022-02-24T11:19:25-06:00 2021-06-30 390859910 BAKER TILLY US LLP 1570 FRUITVILLE PIKE SUITE 400 LANCASTER PA 17601 990 2020-07-01 231977514 YOUTH ADVOCATE PROGRAMS INC YOUT 7172327580 PO BOX 950 2007 NORTH THIRD STRE HARRISBURG PA 17108 RICHARD STOTTLEMYER II CFO 7172327580 2022-02-18 1 RICHARD STOTTLEMYER II XXX-XX-XXXX KERRI N BOGDA CPA P00760402 7177404863 X 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z RICHARD STOTTLEMYER II PO BOX 950 2007 NORTH THIRD STREET HARRISBURG PA 17108 75589830 0 X WWW.YAPINC.ORG X 1975 PA PROVIDE INDIVIDUALS WITH THE OPPORTUNITY TO DEVELOP AND BE VALUED AS ASSETS IN THEIR COMMUNITIES. 18 18 3782 18 0 0 4381942 5749180 73999905 68987364 189541 189556 118320 258838 78689708 75184938 73546 67716 0 0 60413313 57870819 0 0 37609 17034388 14655634 77521247 72594169 1168461 2590769 30351194 37781984 15271988 19535824 15079206 18246160 X YOUTH ADVOCATE PROGRAMS, INC.'S MISSION IS TO PROVIDE INDIVIDUALS WHO ARE, HAVE BEEN OR MAY BE SUBJECT TO COMPULSORY CARE WITH THE OPPORTUNITY TO DEVELOP, CONTRIBUTE AND BE VALUED AS ASSETS SO THAT COMMUNITIES HAVE SAFE, PROVEN EFFECTIVE AND ECONOMICAL ALTERNATIVES TO INSTITUTIONAL PLACEMENT. 0 0 65012534 67716 68987364 THE PURPOSE OF YOUTH ADVOCATE PROGRAMS, INC. IS TO PROVIDE HUMANE COMMUNITY-BASED ALTERNATIVE PROGRAMS FOR THE CARE AND PROTECTION OF INDIVIDUALS WHO ARE, HAVE BEEN, OR MAY BE SUBJECT TO COMPULSORY CARE, SUPERVISION, TREATMENT, AND/OR INCARCERATION IN PUBLIC OR PRIVATE INSTITUTIONS.THE OBJECTIVES OF YOUTH ADVOCATE PROGRAMS, INC. ARE TO PROVIDE TO SOCIAL AND JUDICIARY AGENCIES A COST-EFFECTIVE ALTERNATIVE TO RESIDENTIAL CARE AS WELL AS AN AFTERCARE SERVICE TO THOSE WHO ARE RETURNING TO THE COMMUNITY. TO FULFILL THIS OBJECTIVE, TWO NON-RESIDENTIAL PROGRAMS ARE OFFERED. THEY ARE THE COMMUNITY ADVOCATE PROGRAM AND THE SUPPORTED WORK PROGRAM.THE CLIENT POPULATION SERVED BY THE PROGRAM IS PRIMARILY CHILDREN, YOUTH, AND THEIR PARENTS. HOWEVER, THE PROGRAM ALSO ACCEPTS REFERRALS OF ADULT CLIENTS WHO ARE IN NEED OF IN-HOME SUPPORT SERVICES IN ORDER TO LIVE INDEPENDENTLY AND REMAIN IN COMMUNITY PLACEMENTS. YOUTH ADVOCATE PROGRAMS, INC. ACCEPTS CLIENTS WHO ARE EXPERIENCING ABUSE, NEGLECT, DELINQUENCY, MENTAL ILLNESS, DEVELOPMENTAL DISABILITIES, MENTAL RETARDATION, AND SUBSTANCE ABUSE.IN ORDER TO ENHANCE THE DELIVERY OF MENTAL AND BEHAVIORAL HEALTH SERVICES TO CHILDREN AND THE COMMUNITY, YOUTH ADVOCATE PROGRAMS, INC. HAS APPLIED FOR AND RECEIVED LICENSES TO PROVIDE SERVICES IN THE STATES OF PENNSYLVANIA, NEW JERSEY, NEW YORK, ARIZONA, SOUTH CAROLINA AND TEXAS. YOUTH ADVOCATE PROGRAMS, INC. PROVIDES BEHAVIORAL HEALTH REHABILITATION SERVICES TO CHILDREN AND YOUTH IN THESE STATES PURSUANT TO STATE AND COUNTY CONTRACTS OR PURSUANT TO TITLE IX OF THE SOCIAL SECURITY ACT ("MEDICAID"). THESE SERVICES ARE PROVIDED CONSISTENT WITH YOUTH ADVOCATE PROGRAMS, INC.'S ARTICLES OF INCORPORATION TO PROVIDE COMMUNITY BASED ALTERNATIVE PROGRAMS FOR THE CARE AND PROTECTION OF CHILDREN WHO MAY BE SUBJECT TO INSTITUTIONALIZATION OR REQUIRE COMMUNITY AND/OR FAMILY BASED SUPPORT PROGRAMS. 65012534 1 1 0 1 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 0 1 1 0 0 0 0 0 0 1 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 273 0 3782 1 0 0 0 0 0 0 0 0 0 0 0 0 X 18 18 1 0 1 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 NJ NY SC MD PA VA NV GA WV IN TX RI KY KS IL FL CO OH AR X RICHARD STOTTLEMYER II 7172327580 2007 NORTH THIRD STREET HARRISBURG PA 17108 LYNETTE M BROWN-SOW CHAIRMAN OF THE BOARD 0.50 X X 0 0 0 RICARDO VILLALOBOS PHD VICE CHAIR (UNTIL MAY '21) 0.50 X X 0 0 0 FRANCES LANIGAN TREASURER 0.50 X X 0 0 0 JOSEPH ALLEN JAY SNYDER SECRETARY 0.50 X X 0 0 0 TREMAINE REESE ESQ DIRECTOR 0.50 X 0 0 0 KAMIA BROWN DIRECTOR 0.50 X 0 0 0 RANDOLPH N STONE ESQ DIRECTOR 0.50 X 0 0 0 VIVIAN SANKS-KING ESQ DIRECTOR 0.50 X 0 0 0 EMILY FERGUSON DIRECTOR 0.50 X 0 0 0 WILLIAM WACHOB DIRECTOR 0.50 X 0 0 0 DONNCHA HUGHES DIRECTOR 0.50 X 0 0 0 MAMIE JACKSON WILLIAMS MA DIRECTOR 0.50 X 0 0 0 SEBASTIAN JOHNSON DIRECTOR 0.50 X 0 0 0 JUAN SEPULVEDA DIRECTOR 0.50 X 0 0 0 TONI YOUNG DIRECTOR 0.50 X 0 0 0 JANET LINCOLN DIRECTOR 0.50 X 0 0 0 CLARENCE CAMPBELL DIRECTOR 0.50 X 0 0 0 THOMAS FOSTER DIRECTOR 0.50 X 0 0 0 STEPHEN WARD DIRECTOR 0.50 X 0 0 0 JEFF FLEISCHER CEO 40.00 X 190020 0 8139 DORIENNE SILVA COO 40.00 X 166393 0 9418 STEPHANIE HART SENIOR EXECUTIVE OFFICER 40.00 X 155437 0 15666 GARY IVORY PRESIDENT 40.00 X 150432 0 26551 RICHARD STOTTLEMYER II CFO 40.00 X 112047 0 7668 LYNETTE CONNOR EXECUTIVE VICE PRESIDENT 40.00 X 105930 0 7180 EMMA CHEN GENERAL COUNSEL 40.00 X 106884 0 1069 KELLY WILLIAMS DIRECTOR OF COMMUNICATIONS 40.00 X 128780 0 7409 MICHAEL GARRIGAN EXECUTIVE VICE PRESIDENT 40.00 X 105888 0 6121 CARLA BENWAY CHIEF STRATEGY OFFICER 40.00 X 105402 0 16720 1327213 0 105941 13 0 1 0 CHILDREN'S HOME AND AID SOCIETY OF ILLIN 200 WEST MONROE STREET STE 2100 CHICAGO IL 60606 CHILDREN & FAMILY SERVICES 850743 CONSILIUM STAFFING LLC 6225 N STATE HWY 161 400 IRVING TX 75038 STAFFING SERVICES 451443 ENTERPRISE FLEET MANAGEMENT INC 600 CORPORATE PARK DRIVE ST LOUIS MO 63105 TRANSPORTATION SVCS 199781 ULTIMATE SOFTWARE GROUP INC 2000 ULTIMATE WAY WESTON FL 33326 HR SOFTWARE SOLUTIONS & HR PAYROLL 167991 BAKER TILLY US LLP PO BOX 78975 MILWAUKEE WI 53278 ACCOUNTING SERVICES 152305 29 1571542 4177638 5749180 FEES FOR SERVICES 624100 68987364 68987364 68987364 87541 87541 506907 404892 102015 102015 102015 4353 0 4353 4353 1906 0 1906 1906 DEATH BENEFIT 900099 200000 200000 WORKERS COMP DIVIDENDS 900099 35346 35346 COMPANY OVERHEAD 900099 17233 17233 252579 75184938 68987364 0 448394 52574 52574 15142 15142 863975 343077 520898 48111111 44623011 3468106 19994 94382 86721 7622 39 3571599 2905073 665412 1114 5229752 4799258 428863 1631 132000 132000 164248 164248 33434 33434 2481073 1828492 652581 52617 23294 29323 1747574 1424580 322967 27 3469786 3387476 82310 1430462 1430149 313 47983 47576 407 32660 18058 14602 160610 160610 1688876 1566891 121835 150 PROGRAM ACTIVITIES EXP. 1343189 1342785 404 EQUIP. RENTAL & MAINT. 705696 270820 434876 ADMINISTRATION 356526 96802 259672 52 MONITORING AND INVEST. 322401 322401 486499 446412 40087 72594169 65012534 7544026 37609 2743 5103 5207265 12114001 15721596 13805184 1347924 1993877 5557687 4894242 542420 663445 2800665 3773315 10000 10000 4718581 5417059 30351194 37781984 4274782 5616686 7094077 9385233 700389 499037 3202740 4034868 15271988 19535824 X 12225384 14684424 2853822 3561736 15079206 18246160 30351194 37781984 X 2590769 566528 9657 X 0 1 X 1 1 1 X 351737 4592564 4384767 4381942 5749180 19460190 68275200 70622798 72548122 73999905 68987364 354433389 68626937 75215362 76932889 78381847 74736544 373893579 6019 5413 4002288 4001323 4006331 12021374 0 6019 5413 4002288 4001323 4006331 12021374 361872205 53511 94821 138331 109716 87541 483920 53511 94821 138331 109716 87541 483920 4821 104 3659 114094 258838 381516 68685269 75310287 77074879 78605657 75082923 374759015 0.96560 0.97420 0.00130 0.00120 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: ENDOWMENT FUND DEATH BENEFIT - 2018 AMOUNT: $ 341. 2019 AMOUNT: $ 100,000. 2020 AMOUNT: $ 200,000. MISCELLANEOUS INCOME - 2016 AMOUNT: $ 4,821. 2017 AMOUNT: $ 104. 2018 AMOUNT: $ 363. 2019 AMOUNT: $ 21. COMPANY OVERHEAD - 2018 AMOUNT: $ 2,955. 2019 AMOUNT: $ 14,073. 2020 AMOUNT: $ 17,233. WORKERS COMP DIVIDENDS - 2020 AMOUNT: $ 35,346. NON-CHARITABLE FUNDRAISING AND GAMING RECEIPTS - 2020 AMOUNT: $ 6,259. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 0 0 0 1 164248 164248 0 PART II-B, LINE 1: LOBBYING ORGANIZATIONS HAVE BEEN USED TO: (1) KEEP THE ORGANIZATION ADVISED OF PENDING LEGISLATION THAT MAY AFFECT PROGRAMS FOR YOUTH; (2) ASSIST WITH IMPLEMENTATION OF MANAGED CARE FUNDING; (3) MAKE THE ORGANIZATION AWARE OF AVAILABLE GRANTS AND/OR FUNDING OPPORTUNITIES FOR THE PROGRAM. 3445500 162593 976175 52574 37609 4494085 3045044 265901 187480 52925 3445500 2583669 366307 149821 54753 3045044 2190216 315654 101901 24102 2583669 1739543 318614 157587 25526 2 2190216 0.00000 0.62220 0.37780 0 0 1309924 1211452 98472 4247763 3682790 564973 663445 CSV -OFFICERS' LIFE INSURANCE 622528 CSV -ENDOWMENT LIFE INSURANCE 920986 DEFERRED COMPENSATION PLAN ASSETS 3873545 5417059 DEFERRED COMPENSATION PLAN LIABILITY 4034868 4034868 X 75761123 566528 9657 576185 75184938 0 75184938 72594169 0 72594169 0 72594169 PART V, LINE 4: THE PURPOSE OF THE ENDOWMENT FUND IS TO PROVIDE SCHOLARSHIPS FOR YOUTH UPON THEIR SUCCESSFUL COMPLETION OF THE YAP PROGRAM. IT IS HOPED THAT RECIPIENTS WILL HAVE THE OPPORTUNITY TO THRIVE IN THE PROFESSIONAL WORLD AND FOCUS ON ACHIEVING PERSONAL GOALS. SCHOLARSHIPS ARE AWARDED FOR COLLEGE, TECHNICAL SCHOOL, BUSINESS SCHOOL OR OTHER PRACTICAL ENDEAVORS. SCHOLARSHIPS ARE AWARDED ANY TIME OF THE YEAR AND RECIPIENTS CAN RE-APPLY EVERY SEMESTER. PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES AS AN ORGANIZATION DESCRIBED UNDER THE INTERNAL REVENUE CODE (IRC) SECTION 501(C)(3), EXCEPT FOR NET INCOME DERIVED FROM UNRELATED BUSINESS ACTIVITIES, IF ANY. IN ADDITION, THE INTERNAL REVENUE SERVICE (IRS) HAS MADE A DETERMINATION THAT THE ORGANIZATION IS ONE THAT IS NOT A PRIVATE FOUNDATION WITHIN THE MEANING OF SECTION 509(A) OF THE IRC. ASC NO. 740-10, INCOME TAXES, PRESCRIBES A COMPREHENSIVE MODEL FOR HOW AN ORGANIZATION SHOULD MEASURE, RECOGNIZE, PRESENT AND DISCLOSE UNCERTAIN TAX POSITIONS TAKEN ON ITS TAX RETURNS. THE ORGANIZATION BELIEVES THAT IT HAS APPROPRIATE SUPPORT FOR TAX POSITIONS TAKEN AND, AS SUCH, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS. PART XI, LINE 2D - OTHER ADJUSTMENTS: CHANGES IN CSV OF ENDOWMENT LIFE INSURANCE 9,657. 1 GUATEMALA YOUTH ADVOCATE PROGRAMS 0 0 GRANTS MADE TO RECIPIENT IN REGION PROVIDES DIRECT ASSISTANCE TO FAMILIES IN POVERTY 8269 SIERRA LEONE YOUTH ADVOCATE PROGRAMS 0 0 GRANTS MADE TO RECIPIENT IN REGION PROVIDES DIRECT ASSISTANCE TO FAMILIES IN POVERTY 6873 0 0 0 0 0 0 15142 0 15142 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, ARUBA, BAHAMAS, THE ASSISTANCE IS OFTEN FOR BUILDING MAINTENANCE AND YOUTH PROGRAMS. 8269 CHECK AND EFT SUB-SAHARAN AFRICA - ANGOLA, BENIN, BOTSWANA, BURKINA FASO, CASH DONATIONS SERVE AS GENERAL SUPPORT FOR THE CHILDREN OF THE CIVIL WAR. 6873 CHECK AND EFT 2 0 0 0 0 0 0 PART I, LINE 2: EXECUTIVE SENIOR STAFF PERIODICALLY TELEPHONE AND VISIT SIERRA LEONE TO OBSERVE HOW THE GRANTS ARE SPENT. YAP RETAINS INVOICES FOR GRANTS USED OUTSIDE OF THE U.S. AND REPORTS MAJOR ACCOMPLISHMENTS TO THE BOARD OF DIRECTORS. YAP HAS AN INTERNATIONAL COMMITTEE THAT TRACKS THE USE OF THESE GRANTS IN THEIR MINUTES. PART I, LINE 3: ACCRUAL PART III ACCOUNTING METHOD: SCHEDULE F, PART I YOUTH ADVOCATE PROGRAMS, INC.(YAP) ASKS THEIR EMPLOYEES TO HELP ORGANIZATIONS IN OTHER COUNTRIES WHOSE MISSIONS MIRROR YAP'S MISSION. YAP FACILITATES THESE DONATIONS TO TWO RECIPIENTS: THE NATIONAL MOVEMENT FOR STREET CHILDREN IN GUATEMALA AND SIERRA LEONE YOUTH ADVOCATE PROGRAMS IN SIERRA LEONE. THEY ACCOMPLISH THIS BY PROVIDING FOR PAYROLL WITHHOLDINGS TO SUPPORT THESE TWO ENTITIES. YOUTH ADVOCATE PROGRAMS, INC. WITHHOLDS VOLUNTARY PAYROLL DEDUCTIONS FROM EMPLOYEES WHO HAVE SO REQUESTED, POOLS THESE WITHHOLDINGS AND PERIODICALLY FORWARDS THESE AMOUNTS TO THE ABOVE DESIGNATED RECIPIENTS. ADDITIONALLY, A FEW (NON-EMPLOYEE) DONORS MAKE GIFTS RESTRICTED TO THESE PROGRAMS. NO FUNDS OTHER THAN THESE CONTRIBTUIONS TO YOUTH ADVOCATE PROGRAMS, INC. IS USED TO SUPPORT OVERSEAS ORGANIZATIONS. EXECUTIVE SENIOR STAFF PERIODICALLY CALL AND VISIT BOTH GUATEMALA AND SIERRA LEONE AND ADVISE THE STAFF ON HOW THEIR DONATIONS WERE USED. 1 SCHOLARSHIPS 56 52574 PART I, LINE 2: THE ORGANIZATION PROVIDES SCHOLARSHIPS TO INDIVIDUALS PARTICIPATING IN YAP'S PROGRAMS. INDIVIDUALS MUST APPLY FOR THE SCHOLARHIP. ALL APPLICATIONS ARE REVIEWED BY A COMMITTEE WHO MAKES AWARD DECISIONS BASED ON MERIT. ALL MONIES ARE DISTRIBUTED DIRECTLY TO THE EDUCATIONAL INSTITUTION THE AWARD RECIPIENT IS ATTENDING. X X X X 0 1 0 0 0 0 0 0 0 JEFF FLEISCHER CEO 190020 0 0 0 0 0 1900 0 6239 0 198159 0 0 0 GARY IVORY PRESIDENT 150432 0 0 0 0 0 1504 0 25047 0 176983 0 0 0 DORIENNE SILVA COO 166393 0 0 0 0 0 0 0 9418 0 175811 0 0 0 STEPHANIE HART SENIOR EXECUTIVE OFFICER 155437 0 0 0 0 0 0 0 15666 0 171103 0 0 0 PART I, LINE 4B JEFF FLEISCHER, CEO, PARTICIPATED IN A SECTION 457(F) SUPPLEMENTAL NONQUALIFED RETIREMENT PLAN DURING THE FISCAL YEAR ENDED JUNE 30, 2021. HE DID NOT RECEIVE ANY BENEFITS FROM THIS PLAN DURING THE FISCAL YEAR. THE ORGANIZATION ALSO DID NOT SET ASIDE MONEY AS THE 457(F) IS MATERIALLY VALUED AND WILL NOT BE DETERMINED UNTIL THE CEO'S RETIREMENT. DANA M STOTTLEMYER WIFE OF THE CFO 91417 THE AMOUNT IS THE TOTAL COMPENSATION PAID TO A FAMILY MEMBER OF A CURRENT OFFICER. THE OFFICER DID NOT SUPERVISE THE EMPLOYEE NOR WAS INVOLVED IN DETERMINING THE EMPLOYEE'S COMPENSATION. 0 FORM 990, PART VI, SECTION A, LINE 2 DANA AND RICHARD STOTTLEMYER HAVE A FAMILY RELATIONSHIP. FORM 990, PART VI, SECTION A, LINE 4 THE BY-LAWS WERE AMENDED DURING THE YEAR TO REMOVE THE LIMIT OF BOARD MEMBERS WHO SERVED NINE OR MORE YEARS ONLY BEING ABLE TO BE APPOINTED FOR ONE ADDITIONAL TERM. FORM 990, PART VI, SECTION B, LINE 11B AFTER COMPLETION OF THE FORM 990, THE CFO ELECTRONICALLY FORWARDS IT TO THE INDEPENDENT TREASURER AND THE AUDIT COMMITTEE. THE TREASURER REVIEWS THE 990, THEN THE WHOLE BOARD IS GIVEN ACCESS TO THE RETURN AT A BOARD MEETING BEFORE THE RETURN IS FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C YOUTH ADVOCATE PROGRAMS, INC. DOES AN ANNUAL DISTRIBUTION OF THEIR CONFLICT OF INTEREST POLICY WITH A RENEWAL STATEMENT ATTESTING COMPLIANCE OR NONCOMPLIANCE WITH AN EXPLANATION OF THE CIRCUMSTANCES OF SUCH. THE POLICY IS REVIEWED AT THE NOVEMBER MEETING WITH THE BOARD OF DIRECTORS AND EXECUTIVE MANAGERS AND WITH ALL SUSPECTED OR REPORTED BREACHES INVESTIGATED BY THE CHIEF COMPLIANCE OFFICER FOR OCCURRENCES IN BETWEEN. ON A QUARTERLY BASIS, THE INTEGRITY COMPLIANCE COMMITTEE HOLDS A MEETING TO REVIEW INTERNAL AND EXTERNAL COMPLIANTS OR REPORTS OF IMPROPRIETIES. WHEN AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST EXISTS, INDIVIDUAL BOARD MEMBERS, OFFICERS, OR SENIOR ADMINISTRATIVE STAFF MAY VOLUNTARILY REMOVE THEMSELVES OR BE REMOVED INVOLUNTARILY FROM PARTICIPATING IN THE ACTION INVOLVED. ACTIONS TAKEN, INCLUDING SANCTIONS AS APPROPRIATE, WILL CONFORM WITH APPLICABLE STATE AND FEDERAL LAWS AND REGULATIONS CONCERNING CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS SETS THE EVALUATION CRITERIA AND COMPENSATION PACKAGE FOR THE CEO. THIS WAS COMPLETED AFTER AN INDEPENDENT STUDY OF EXECUTIVE SALARIES AND THE BOARD EXECUTIVE COMMITTEE ENSURING THAT COMPENSATION OF ALL OFFICERS REFLECTS INDUSTRY MEASURES AS DETERMINED BY ANY AND ALL FACTORS INCLUDING THE STUDY OF IRS FORMS 990 FOR SIMILAR COMPANIES. THE CHIEF EXECUTIVE OFFICER SETS THE EVALUATION CRITERIA AND COMPENSATION PACKAGE FOR ALL OTHER KEY EMPLOYEES. THIS WAS COMPLETED AFTER AN INDEPENDENT STUDY OF EXECUTIVE SALARIES AND THE CHIEF EXECUTIVE OFFICER ENSURING THAT COMPENSATION OF ALL KEY EMPLOYEES REFLECTS INDUSTRY MEASURES USING ANY AND ALL FACTORS INCLUDING THE STUDY OF OTHER COMPANIES' IRS FORMS 990. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST (PHONE, MAIL, EMAIL), YAP, INC. MAILS A COPY OF THEIR GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS TO THE REQUESTER WITHIN 24 HOURS. FORM 990, PART XI, LINE 9: CHANGES IN CSV OF ENDOWMENT LIFE INSURANCE 9,657.