2022-07-05T13:34:21-07:00 2021-12-31 660722537 Llavona Casas CPA PSC CENTRO INTERNACIONAL DE MERCADEO TORRE 1 100 CARR 165 SUITE 708 GUAYNABO PR 00968 990 2021-01-01 660224450 COOPERATIVA DE AHORRO Y CREDITO SAN RAFAEL DE QUE COOP 7878952050 PO BOX 1531 QUEBRADILLAS PR 00678 SARA JIMENEZ PRESIDENT 7878952050 2022-07-02 1 Fernando Llavona P01474680 7877648664 2022-06-22 X 1 11 1 AAL2 2021 2022-09-23 18:48:47Z SARA JIMENEZ PO BOX 1531 QUEBRADILLAS PR 00678 11060077 0 X WWW.SANRAFAEL.COOP X CREDIT UNION 1957 PR TO PROVIDE FINANCIAL SERVICES AS LOANS, SAVINGS AND ACCOUNTS MAINLY TO LOW INCOME SECTOR OF THE PUERTO RICO. ALSO, CREDIT UNION MAKE A SOCIAL INVESTMENT IN THE COMMUNITY. 9 9 66 0 0 0 0 0 0 0 9310685 9543175 1593029 1516902 10903714 11060077 0 0 0 0 1947675 2023439 0 0 0 6253763 6160478 8201438 8183917 2702276 2876160 208973468 229762461 151760271 169891857 57213197 59870604 TO PROMOTE THE SAVING AMONG ITS MEMBERS BY SAVING DEPOSITS AND FINANCING SERVICES 0 0 INTEREST INCOME AND OTHER INCOME OF$11,060,077 AND TOTAL EXPENSES OF $8,183,917. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 X 0 0 1 66 1 1 0 0 0 0 0 0 X 9 9 0 0 0 0 0 1 0 1 1 0 0 0 0 0 1 1 1 0 PR X COOPERATIVA DE A C SAN RAFAEL 7878952050 PO BOX1531 QUEBRADILLAS PR 00678 SARA M JIMENEZ GONZALEZ PRESIDENTE EJECUTIVA 0 55 X 122875 0 0 ANNIE RODRIGUEZ VP OPERATIONS 0 45 X 73186 0 0 LARITZA MILLET TORRES DIRECTOR OF FINANCE 0 45 X 64962 0 0 261023 0 0 1 0 0 0 Caribbean Temporary Services LLC PO BOX 11873 SAN JUAN PR 009103800 PROFESIONAL SERVICES 116693 FISERV PO BOX 745148 ATLANTA GA 303745148 PROGRAM SERVICE 392979 2 0 0 9543175 9543175 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1516902 1516902 0 0 1516902 11060077 11060077 0 0 X 261023 261023 1523952 1523952 71732 71732 166732 166732 589197 589197 293430 293430 173759 173759 89511 89511 18778 18778 37537 37537 847980 847980 438346 438346 922522 922522 PROVISION FOR LOAN LOSSES 600000 0 600000 0 REPAIRS AND MAINTENANCE 530053 0 530053 0 UTILITIES 189055 0 189055 0 MAINTENANCE OF ATM 266003 0 266003 0 1164307 1164307 8183917 0 8183917 0 42469517 52504619 14800000 15425000 167212 145827 99849075 101452850 11048176 7640623 3157262 3407553 35713274 44284681 9298606 9595508 3518522 2946423 208973468 229762461 1025766 1200667 150734505 168691190 151760271 169891857 X 42894383 44331553 13868814 14989051 450000 550000 57213197 59870604 208973468 229762461 X 2876160 0 0 0 0 -218753 X 0 1 X 1 0 799695 0 799695 2630155 0 1342803 1287352 1882440 0 1287283 595157 5588152 0 4926127 662025 147734 0 84410 63324 3407553 DEPOSITS 149121509 CERTIFICATED OF DEPOSITS 19569681 168691190 11060077 0 0 0 0 0 11060077 0 0 0 11060077 8183917 0 0 0 0 0 8183917 0 0 0 8183917 Form 990, Part V, Line 3b ALL INCOME ID FROM RELATED BUSSINESS. Form 990, Part V, Line 13a THE COOPERATIVE DOES NOT ISSUE QUALIFIED HEALTH PLANS Form 990, Part V, Line 14b THE COOPREATIVE DO NOT RECEIVED PAYMENT OF OF TANNING SERVICES. Form 990, Part VI, Section A, Line 1a ALL MEMBERS OF GOVERMENT BODY HAVE ONLY ONE VOTE. Form 990, Part VI, Section A, Line 6 ALL PEOPLE IN THE COOPERATIVE ARE CLASSIFIED AS STOCKHOLDERS. Form 990, Part VI, Section A, Line 7a ALL STOCKHOLDERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. Form 990, Part VI, Section B, Line 11b THE COOPERATIVE CONTRACT AN EXTERNAL CPA FIRMA TO PREPARE AND REVIEW THE FORM 990. Form 990, Part VI, Section B, Line 15 THE BOARD OF DIRECTORS PERFORMS ANNUAL EVALUATION OVER CEO PERFORMANCE ALSO THE CEO HAS AN EMPLOYMENT FORMAL CONTRACT OR AGREEMENT. Form 990, Part VI, Section C, Line 19 THE COOPERATIVE PUBLIC THE DOCUMENTS IN THE ANNUAL MEETING. Form 990, Part IX, Line 24e EMPLOYEES MEDIC PLAN $251,491;AMORTIZATION $40,000; DELIVERY EXPENESES $73,507; BANK SERVICES $86,865; CREDIT CARD PROGRAM $169,504; EDUCATION $16,104; DIRECTOR EXPENSES $58,914; ACTIVITIES $29,140; DONATIONS $20,750; OTHER EXPESES $369,200; LOSS IN COLLECTIONS IN LOANS ON DEFAULT $49,000. Form 990, Part XI, Line 9 INCREASES IN SHARES $1,437,170; INCREASES IN INDIVISIBLE CAPITAL RESERVE $206,558; INCREASES IN CONTIGENCIES RESERVE 10% $287,616; INCREASES IN RESERVE FOR CONTIGENCIES AND DEVELOMENT $1,894,736; INCREASESIN COMPREHENSIVE LOSS $-1,268,673; CHANGE SURPLUS $-2,776160.