2022-04-22T11:34:34-07:00 2021-12-31 990 2021-01-01 930389726 Northwest Community Credit Union NORT 5417449518 545 E 8th Ave Eugene OR 97401 Jeffrey Yoder CFO 5417449518 2022-04-22 Jeffrey Yoder XXX-XX-XXXX 2 AAL1 IAL1 FAL1 2021 2022-09-23 18:48:47Z Jeffrey Yoder 545 E 8th Ave Eugene OR 97401 68377946 false X www.nwcu.com X 1949 Focus on the member, add value and build partnership. 9 9 380 14 86452 0 59076645 61458426 8325504 6930112 -86884 -23803 67315265 68364735 0 0 23978898 25431589 0 0 32680169 24873692 56659067 50305281 10656198 18059454 1514782386 1782925258 16341258 17082345 1498441128 1765842913 Focus on the member, add value and build partnership. false false Focus on member, add value and build partnership. false false false false false false false false false true true false false false true false true false false false false false false false false false false false true false false false false false false false false false false true true false false true 42879 0 true 380 true true true false false false false false false false X 9 9 false false false false true true false true true false false true true true true true true true false false X X Jeffrey Yoder 5417449518 545 E 8th Ave Eugene OR 97401 John Iglesias President & CEO 50.00 0.00 X 883074 0 286073 Melissa Vigil COO 50.00 0.00 X 314290 0 46327 Jan Griffin CXO 50.00 0.00 X 231316 0 47721 Cheryl Crow CCO 50.00 0.00 X 220801 0 44031 Kate Lange Senior Investment Services Advisor 40.00 0.00 216200 0 36812 Kenneth Santos CRO 50.00 0.00 X 200508 0 45069 Qing Lu Former CFO 50.00 0.00 195358 0 40171 Tony Hernandez Senior Mortgage Loan Specialist 40.00 0.00 202745 0 27591 Alan Pitcher CIO 50.00 0.00 X 190684 0 27848 Jon Mainard Dir. Invest. Svcs 40.00 0.00 150669 0 44700 Jeffrey Yoder CFO 50.00 0.00 X 159196 0 34769 Jennifer Adams Director of P&D 40.00 0.00 143620 0 39938 Nathan Bill Business Development Officer - Mort 40.00 0.00 161851 0 16224 Steve Crane Software Developer 40.00 0.00 148305 0 24359 Tomas Fasel Director of Commercial Lending 40.00 0.00 162774 0 8177 Tammy Christianson Sr Mort Loan Spec 40.00 0.00 137285 0 20902 Gaelan Brewer Software Developer 40.00 0.00 137767 0 19606 Todd Dietmeyer Investment Services Advisor 40.00 0.00 156418 0 0 David Rainwater Chairman 4.30 0.00 X 25000 0 0 Brad D Anderson Secretary 2.30 0.00 X 20000 0 0 Barbara Blackmore Director 1.60 0.00 X 20000 0 0 Barry C Houk Director 2.30 0.00 X 20000 0 0 Richard Leung Director 1.30 0.00 X 20000 0 0 Jon Ruiz Director 2.20 0.00 X 18750 0 0 Tomas Pettus-Czar Vice Chair 1.90 0.00 X 18750 0 0 Sarah Means Director 1.60 0.00 X 15000 0 0 Darcy Philips Director 1.25 0.00 X 15000 0 0 4185361 810318 58 true true false Fiserv 225 Fiserv Drive Brookfield WI 53045 Financial Technology 5014607 TruHome Solutions 9601 Legler Rd Lenexa KS 66219 Financial Technology 2283912 CompuNet Inc PO Box 410802 Salt Lake City UT 84141 Financial Technology 1527761 McKenzie Commercial 865 W Second Ave Eugene OR 97402 Contractor 1177163 Q2 Software INc 13785 Research Buld 150 Austin TX 78750 Financial Technology 1114497 36 0 Interchange fees and othe 522100 7178789 7178789 Interest Income to member 522100 46353369 46353369 Member acct and service 522100 7926268 7926268 61458426 6930112 6930112 0 0 64013 13211 50802 50802 50802 0 0 0 0 Non-Member ATM Fees 812900 35650 35650 NW Innovation Services 519100 -110255 -110255 -74605 68364735 61348171 86452 6930112 0 0 0 0 3720502 0 16276259 737199 2904317 1793312 0 1694007 231969 0 0 0 274403 1130371 3686301 4183927 0 1939726 235445 0 132526 5290105 0 3119897 182066 Loan product expense 1682456 Other share and loan product 1415239 Payroll 113628 Personal prop tax 48451 -486825 50305281 0 0 0 14018581 14631382 297105026 227898959 0 0 0 1697534 1328778 974311167 1161674717 0 2641446 2636414 59439554 20728006 38049089 38711548 0 167826916 289233347 0 0 19132627 46810113 1514782386 1782925258 16341258 17082345 16341258 17082345 X 1350865132 1603448440 147575996 162394473 1498441128 1765842913 1514782386 1782925258 X 18059454 -2921682 252264013 X false true X true false 3959132 3959132 37902575 9131138 28771437 1521087 805832 715255 628153 206611 421542 15428607 10584425 4844182 38711548 289233347 X Part X : FIN48 Footnote The Credit Union is state chartered and federally tax-exempt under the Internal Revenue Code Section 501(c)(14), except to the extent of unrelated business income. A tax-exempt organization information return and unrelated business income tax return are filed annually with the Internal Revenue Service. NIS, the Credit Union's majority owned subsidiary, is a partnership for tax purposes and its allocable activity is included within the Credit Unions's Tax filings.The Credit Union had no unrecognized tax benefits at December 31, 2021 and 2020, respectively. The Crecit Union recognizes the accrual of interest and penalties related to unrecognized tax benefits as a tax expense. During the years ended December 31, 2021 and 2020, it recognized no material interest or penalties. X true true X X X X false true false Alan Pitcher CIO 182442 11250 -3008 7513 20335 218532 Cheryl Crow CCO 183851 31379 5571 21983 22048 264832 Gaelan Brewer Software Developer 122263 16320 -816 11436 8170 157373 Jan Griffin CXO 191054 30115 10147 4639 43082 279037 Jeffrey Yoder CFO 151442 11924 -4170 16038 18731 193965 Jennifer Adams Director of P&D 124134 23752 -4266 19500 20438 183558 John Iglesias President & CEO 680636 179550 22888 242667 43406 1169147 Jon Mainard Dir. Invest. Svcs 153598 375 -3304 7926 36774 195369 Kate Lange Senior Investment Services Advisor 219342 -3142 26000 10812 253012 Kenneth Santos CRO 175507 28434 -3433 26000 19069 245577 Melissa Vigil COO 260742 56604 -3056 19500 26827 360617 Nathan Bill Business Development Officer - Mort 161174 1159 -482 8127 8097 178075 Qing Lu Former CFO 146291 39717 9350 19500 20671 235529 Steve Crane Software Developer 132305 18170 -2170 14533 9826 172664 Tammy Christianson Sr Mort Loan Spec 139772 -2487 5828 15074 158187 Todd Dietmeyer Investment Services Advisor 159722 -3304 156418 Tomas Fasel Director of Commercial Lending 158675 3799 300 8177 170951 Tony Hernandez Senior Mortgage Loan Specialist 203389 -644 14796 12795 230336 Part I, Line 1a: Relevant information in regards to selections on 1a. Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totalled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations. Part III, Additional Information John Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and continuing through the end of 2029. It is based on employment with the organization and is 55% vested at the end of 2021. The remaining value of this plan for 2021 is $108,333. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder As a credit union we have members pay a $10 membership fee to open their first share account with us. Form 990, Part VI, Line 11b: Form 990 Review Process The CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts All officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available The organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request. Other Changes In Net Assets Or Fund Balances - Other Decreases CUSO Loss = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Cash = -$0 Other Changes In Net Assets Or Fund Balances - Other Increases Decrease in Notes Payable = $0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Other Loans = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Savings & Term Cash Inv = -$69206067 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Unrealized Gain/Loss = -$0 Other Changes In Net Assets Or Fund Balances - Other Increases Decrease in Unrealized Gain/Loss = $2914072 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Accounts Payable = -$737454 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of investments program related = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Land and Building = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Loans from disqualified person = -$368756 Other Changes In Net Assets Or Fund Balances - Other Increases Increase in Other Loans = $XXX-XX-XXXX Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Accounts payable = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Cash = $612801 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Investments Program Related = $XXX-XX-XXXX Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Land and Building = $662460 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Loans from disqualified person = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of other assets = $27673855 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Prepaids = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of savings and tem cash investment = $1 Other Changes In Net Assets Or Fund Balances - Other Decreases Net Income = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Notes Payable = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Other Assets = -$18051845 Other Changes In Net Assets Or Fund Balances - Other Decreases Prepaids = -$5034 Northwest Innovation Services LLC 545 E 8th Ave Eugene OR 97401 820608919 Software Development OR -110255 415692 Northwest Community Credit Union Northwest Innovation Services LLC 545 E 8th Ave Eugene OR 97401 820608919 Software Development OR Northwest Community C corp -110255 415692 0.80000 false false true false false false false false false false false false false false false false false false false false Northwest Innovation Services LLC b 1295000