2022-09-30T10:34:46-05:00 2021-12-31 FORVIS LLP 111 South Tejon Suite 800 Colorado Springs CO 809039848 990 2021-01-01 840384061 FOOTHILLS CREDIT UNION % FOOTHILLS CREDIT UNION FOOT 7209628200 7990 W ALAMEDA AVENUE LAKEWOOD CO 80226 MALLORY FISCHBACH CFO 7209628200 2022-09-26 true Mallory Fischbach 999009999 Adam R Smith CPA P00958966 7194714290 2022-09-26 2 2021 2022-09-23 18:48:47Z SCOTT MCNEIL 7990 W ALAMEDA AVENUE LAKEWOOD CO 80226 4955617 false X FOOTHILLS-CU.COM X 1987 CO EDUCATING INDIVIDUALS, EMPOWERING FAMILIES AND ENRICHING COMMUNITIES WITH EXCITING FINANCIAL SOLUTIONS 7 7 34 12 0 0 0 4724400 4746568 308129 157307 0 0 5032529 4903875 1560 1170 0 0 1791283 1861536 0 0 0 2852957 2934369 4645800 4797075 386729 106800 127282077 142969673 115196147 130624756 12085930 12344917 EDUCATING INDIVIDUALS, EMPOWERING FAMILIES, AND ENRICHING COMMUNITIES WITH EXCITING FINANCIAL SOLUTIONS. TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. false false PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO MEMBER OF THE CREDIT UNION. OVER 10,250 MEMBERS SERVED. THIS INCLUDES BOTH DEPOSIT AND LENDING PROGRAMS. PROVIDING OVER $92 MILLION IN LOANS TO OUR MEMBERSHIP. false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false true false false false false false false false false false false false false true 2551 0 34 true false false false false false false false false X 7 7 false false false false true true true true true false true true false true true true false true true true false X FOOTHILLS CREDIT UNION 7209628200 7990 WEST ALAMEDA AVENUE LAKEWOOD CO 80226 X SCOTT MCNEIL PRESIDENT 40.0 0.0 X 219373 0 18800 MALLORY FISCHBACH CHIEF FINANCIAL OFFICER 40.0 0.0 X 111834 0 13716 TIM CATTAU CHIEF LENDING OFFICER 40.0 0.0 X 113674 0 6036 MATTHEW LOGAN CHIEF MARKETING OFFICER 40.0 0.0 X 100015 0 4346 AMIRA WATTERS DIRECTOR 1.0 0.0 X 0 0 0 PAM BALES DIRECTOR 1.0 0.0 X 0 0 0 DAN MCCASKY TREASURER 1.0 0.0 X X 0 0 0 DON LOMBARDI DIRECTOR 1.0 0.0 X 0 0 0 JEFF STREETER DIRECTOR 1.0 0.0 X 0 0 0 JON GROERICH VICE-CHAIR 1.0 0.0 X X 0 0 0 PHIL TENNEY CHAIR 1.0 0.0 X X 0 0 0 544896 0 42898 8 false true false FINANCIAL CONSTRUCTION SERVICES 6021 E 50TH AVE COMMERCE CITY CO 80022 CONSTRUCTION 4408743 CU COOPERATIVE SYSTEMS 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 CARD AND SHARED BRAN 277353 COMPUTER MARKETING CORPORATION 8520 S SANDY PKWY SANDY UT 84070 DATA PROCESSOR 276054 PLATTE RIVER NETWORKS 1258 S FLOWER CIR APT C DENVER CO 80216 IT CONSULTANT 196807 LUMEN PO BOX 4648 MONROE LA 71211 TELECOM 114723 10 0 Interest on Loans to Members 522100 3876744 3876744 Other Income 522100 599483 599483 Fees and Other Charges 522100 270341 270341 4746568 156807 156807 0 0 0 0 0 52242 51742 500 500 500 0 0 0 0 0 0 0 0 0 0 4903875 4746568 157307 1170 0 0 0 587794 0 993990 21501 147656 110595 0 11449 48000 0 0 453 252116 164384 457069 48863 0 255875 0 0 68440 3 0 357412 47040 Loan Servicing 130262 Interest/Dividends Paid 488957 Provision for Loan Loss 100700 Miscellaneous Operating 503346 4797075 662272 794685 9362597 5023367 0 0 0 0 1658999 1774053 0 0 90998107 93115213 0 0 0 0 16076484 1521827 9954751 14554657 0 0 13083928 25950617 0 0 0 0 1561423 1757081 127282077 142969673 1068663 1110139 0 0 0 0 0 0 0 0 0 0 0 0 0 0 114127484 129514617 115196147 130624756 X 0 0 1442883 1442883 10643047 10902034 12085930 12344917 127282077 142969673 X 106800 176865 -24678 X false true X true false 1445339 1445339 6237647 1190597 5047050 386710 386710 858875 331230 527645 7147913 7147913 14554657 CD'S IN OTHER INSTITUTIONS 23977631 C FHLB STOCK 127500 C PAID IN CAPITAL-CREDIT UNIONS 350553 C CENTENNIAL LENDING LLC 816480 C INVESTMENTS IN CUSOS 335324 C ANNUITY-FINANCIAL INSTITUTIONS 343129 C 25950617 0 Members Share-Deposit Accts 129514617 129514617 5080740 176865 176865 4903875 4903875 4797075 4797075 4797075 X X false false false SCOTT MCNEIL PRESIDENT 171471 0 14581 0 33321 0 8873 0 9927 0 238173 0 SCOTT MCNEIL PRESIDENT LIFE INS POLICY X SCOTT MCNEIL PRESIDENT LIFE INS POLICY X 3872031 1774054 false true true 1774054 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS A MEMBER OWNER FINANCIAL COOPERATIVE THAT IS OPERATED FOR THE BENEFIT OF PEOPLE WHO LIVE OR WORK IN JEFFERSON AND LARIMER COUNTY AND VARIOUS SELECT EMPLOYEE GROUPS AND THEIR FAMILIES. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION ANNUALLY ELECT THE BOARD OF DIRECTORS TO SERVE FOR MULTIPLE-YEAR TERMS BY MAILING IN BALLOTS OR VOTING AT AN ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B VARIOUS DECISIONS MADE BY THE BOARD OF DIRECTORS FOR A CREDIT UNION ARE SUBJECT TO APPROVAL BY THE MEMBERS OF THE CREDIT UNION AS SET FORTH IN NCUA RULES AND REGULATIONS AND APPLICABLE STATE REGULATIONS. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED FORM 990 IS REVIEWED BY THE PRESIDENT/CEO AND CHIEF FINANCIAL OFFICER. THE BOARD OF DIRECTORS DOES NOT REVIEW THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C ANNUALLY, STAFF AND VOLUNTEERS ARE REQUIRED TO READ AND SIGN A DOCUMENT VERIFYING THEY HAVE READ THE CONFLICT OF INTEREST POLICY. ANY ISSUES ARE DISCUSSED WITH THE KEY OFFICERS AND THOSE CHARGED WITH GOVERNANCE FOR RESOLUTION. FORM 990, PART VI, SECTION B, LINE 15A THE PRESIDENT/CEO HAS AN ANNUAL REVIEW OF PERFORMANCE AND COMPENSATION CONDUCTED USING THE CUNA STAFF SALARY REPORT. THE COMPENSATION REVIEW AND ANY CHANGES ARE APPROVED BY THE INDEPENDENT BOARD MEMBERS. THE PROCESS AND APPROVAL IS DOCUMENTED IN THE EXECUTIVE SESSION MINUTES AND THE REVIEW IS KEPT IN THE PRESIDENT/CEO'S PERSONNEL FILE. FORM 990, PART VI, SECTION B, LINE 15B ALL EMPLOYEES UNDERGO AN ANNUAL REVIEW. THE CEO/PRESIDENT CONDUCTS ALL UPPER MANAGEMENT REVIEWS USING THE CUNA STAFF SALARY REPORT. THE COMPENSATION REVIEW PROCESS AND APPROVAL IS DOCUMENTED IN EACH EMPLOYEE'S PERSONNEL FILE. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST AND ANNUALLY FOR MEMBERS WHO ATTEND THE ANNUAL MEETING. ANY POLICY REQUEST BY A MEMBER MUST BE APPROVED BY THE BOARD. FORM 990, PART XI, LINE 9 OTHER CHANGE IN FUND BALANCES: Accumulated other comprehensive loss - (24,678)