2022-11-10T16:57:49-06:00 2021-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 660616454 990 2021-01-01 480612011 HEARTLAND CREDIT UNION HEAR 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 JOEL ANDREW CFO 6206690177 2022-11-10 1 JOEL ANDREW 999009999 GERALD TENBRINK P00638199 9138946214 2022-11-09 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z DANIEL SPRINGER 4000 N MONROE ST HUTCHINSON KS 675022224 31583964 0 X WWW.HCU.COOP X 1948 KS TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 7 7 158 14 192310 0 0 16053 26956520 30367721 264964 247595 0 0 27221484 30631369 13306 12709 22826 0 9301218 10039947 0 0 0 11160032 10029972 20497382 20082628 6724102 10548741 398179382 477723732 361937618 431041288 36241764 46682444 TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 32,308 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2021, THERE WERE 26,312 LOANS OUTSTANDING TOTALING $400,179,946. PAID DIVIDENDS ON DEPOSITS TOTALING $2,439,381 FOR THE YEAR. 0 1 1 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 1 0 0 1 6718 0 1 158 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X JOEL ANDREW 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 REX CHRISTNER CHAIRMAN 3.00 X 0 0 0 CAROLINE PHELPS VICE CHAIRMAN 2.00 X 0 0 0 KENDAL PULLIAM SECRETARY/TREASURER 2.00 X 0 0 0 JOHN MCCANNON BOARD MEMBER 2.00 X 0 0 0 ROY BROXTEMAN BOARD MEMBER 2.00 X 0 0 0 LIBBY BECK BOARD MEMBER 2.00 X 0 0 0 MARK WOLESLAGEL BOARD MEMBER 2.00 X 0 0 0 DANIEL SPRINGER PRESIDENT/CEO 50.00 X 344225 0 26813 JOEL ANDREW CFO 50.00 X 172674 0 32226 MICHELLE WALN CCO 50.00 X 171600 0 14460 ZACHARY CLOBES CTO 50.00 X 168674 0 24784 BAMBI STEWART CLO 50.00 X 149099 0 29967 JEREMY STAUFFACHER CXO 50.00 X 146509 0 23234 MICHAEL LORIMOR VP-MORTGAGE LENDING 50.00 X 215146 0 15050 LYDIE TERRY MLO 50.00 X 138494 0 16857 AMY BRENNAN VP-COMMERCIAL LENDING 50.00 X 133794 0 12841 SHAWN RILEY VP-COMMERCIAL LENDING 50.00 X 128958 0 9011 1769173 0 205243 10 0 1 0 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 CORE PROVIDER 637878 INSIGHT DIRECT USA INC PO BOX 731069 DALLAS TX 753731069 TECHNOLOGY HARDWARE 241470 ALOGENT 35 TECHNOLOGY PKWY STE 200 PEACHTREE CORNERS GA 30092 SOFTWARE PROVIDER 182105 ALKAMI TECHNOLOGY PO BOX 122223 DEPT 2223 DALLAS TX 753122223 SOFTWARE PROVIDER 175386 BAKER BROS PRINTING 113 S MAIN HILLSBORO KS 67063 PRINTING, MAILING, ADVERTISING 149107 5 16053 16053 INTEREST ON LOANS 522100 16478821 16478821 INSURANCE & WARRANTIES 524298 13861390 13696590 164800 FEES & OTHER INCOME 522100 27510 27510 30367721 200228 200228 999962 952595 47367 47367 47367 30631369 30423006 192310 0 9100 3609 1304265 7083971 357920 726175 567616 34234 171973 194025 699544 2289761 1051609 665514 27510 130183 252751 803727 136546 MEMBER DIVIDENDS 2439381 LOAN SERVICING 1204959 ASSOCIATION DUES 100369 PROVISION FOR LOAN LOSS -295000 122886 20082628 2535278 2009031 18791668 13771785 730191 1646916 2426334 12998502 320795057 397372181 903587 747635 21255797 9095883 12362492 12159914 7928146 6659640 15300020 18220063 16406609 12138065 398179382 477723732 4930896 5241676 14438078 14110499 342568644 411689113 361937618 431041288 X 0 0 0 0 36241764 46682444 36241764 46682444 398179382 477723732 10548741 -108061 0 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 2600 2600 2600 1 CREDIT UNION PAC OF KANSAS 901 SW TOPEKA BLVD TOPEKA KS 66612 480949548 2600 PART I-A, LINE 1: CONTRIBUTION TO THE CREDIT UNION PAC OF KANSAS 2087320 2087320 13894583 4842893 9051690 87434 21130 66304 5186460 4231860 954600 12159914 MEMBER SHARE DEPOSITS 411689113 411689113 X 1 1 X X X X X 0 1 0 DANIEL SPRINGER PRESIDENT/CEO 273341 0 66665 0 4219 0 20287 0 6526 0 371038 0 0 0 MICHAEL LORIMOR VP-MORTGAGE LENDING 110559 0 104587 0 0 0 15050 0 0 0 230196 0 0 0 JOEL ANDREW CFO 144667 0 25618 0 2389 0 12736 0 19490 0 204900 0 0 0 ZACHARY CLOBES CTO 138966 0 27852 0 1856 0 12102 0 12682 0 193458 0 0 0 MICHELLE WALN CCO 142863 0 27415 0 1322 0 12091 0 2369 0 186060 0 0 0 BAMBI STEWART CLO 125043 0 24056 0 0 0 11056 0 18911 0 179066 0 0 0 JEREMY STAUFFACHER CXO 121430 0 24499 0 580 0 10552 0 12682 0 169743 0 0 0 LYDIE TERRY MLO 53625 0 84869 0 0 0 9745 0 7112 0 155351 0 0 0 PART I, LINE 1A THE CREDIT UNION PROVIDES REIMBURSEMENT FOR YMCA MEMBERSHIP DUES. THIS BENEFIT IS AVAILABLE TO ALL EMPLOYEES, INCLUDING OFFICERS. PART I, LINE 3 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. PART I, LINE 4B THE CREDIT UNION PROVIDES SUPPLEMENTAL RETIREMENT BENEFITS FOR THE FOLLOWING OFFICERS THROUGH COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE ARRANGEMENTS: DANIEL SPRINGER, PRESIDENT/CEO MICHELLE WALN, CCO ZACHARY CLOBES, CTO JEREMY STAUFFACHER, CXO JOEL ANDREW, CFO BAMBI STEWART, CLO SEE SCHEDULE L FOR FURTHER DETAILS, INCLUDING THE RELATED LOANS OUTSTANDING AT 12/31/2021. DANIEL SPRINGER PRESIDENT/CEO NONRECOURSE SPLIT DOLLAR PLAN X 2400000 2523502 0 1 1 MICHELLE WALN OFFICER-CCO NONRECOURSE SPLIT DOLLAR PLAN X 2500000 2500000 0 1 1 ZACHARY CLOBES OFFICER-CTO NONRECOURSE SPLIT DOLLAR PLAN X 2250000 2250000 0 1 1 JEREMY STAUFFACHER OFFICER-CXO NONRECOURSE SPLIT DOLLAR PLAN X 2250000 2250000 0 1 1 JOEL ANDREW OFFICER-CFO NONRECOURSE SPLIT DOLLAR PLAN X 1925000 1925000 0 1 1 BAMBI STEWART OFFICER-CLO NONRECOURSE SPLIT DOLLAR PLAN X 1550000 1550000 0 1 1 12998502 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO REVIEWS THE FORM 990 BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. SIMILARLY, THE PRESIDENT/CEO DETERMINES COMPENSATION FOR ALL OTHER OFFICERS AND KEY EMPLOYEES AND PRESENTS THIS AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND ON THEIR WEBSITE, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. MEMBERSOURCE INC 4000 N MONROE HUTCHINSON KS 67502 742809182 SECURITIES BROKERAGE SERVICES KS C 119850 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0