2022-11-15T14:41:33-06:00 2021-12-31 541149263 YOUNT HYDE & BARBOUR PC 8100 SANDPIPER CIR STE 308 BALTIMORE MD 21236 990 2021-01-01 520679182 CENTRAL CREDIT UNION OF MARYLAND INC CENT 4108284500 8501 LASALLE ROAD BALTIMORE MD 21286 LISA M JESTER PRESIDENT 4108284500 2022-11-02 1 LISA JESTER 999009999 JOSEPH A MUSUMECI JR P00841270 4437255395 2022-11-02 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z LISA M JESTER 8501 LASALLE ROAD BALTIMORE MD 21286 1364889 0 X WWW.CCUMD.ORG X 1950 MD STATE CHARTERED CREDIT UNION 5 5 13 0 346 0 0 0 1310206 1195900 233359 168989 0 0 1543565 1364889 0 0 0 0 631939 590028 0 0 0 911535 954903 1543474 1544931 91 -180042 43987592 46859689 45430 88141 43942162 46771548 OUR MISSION IS BASED ON THREE SIMPLE CONCEPTS: SERVICE, VALUE AND LOANS. WE WANT TO PROVIDE OUR MEMBERS WITH THE BEST FINANCIAL SERVICES, MAINTAINING THE BEST VALUES WHILE BECOMING OUR MEMBERS' CENTRAL LOAN SOURCE. 0 0 CENTRAL CREDIT UNION OF MARYLAND PROVIDES FINANCIAL SERVICES TO ITS 5,264 MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 857 0 1 13 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 0 0 0 1 1 1 0 X LISA M JESTER 4108284500 8501 LASALLE ROAD BALTIMORE MD 21286 GARY MARTIN CHAIRMAN 1.00 X 450 0 0 RUTH ANN WHITE TREASURER 1.00 X 600 0 0 HELEN SCHWARZ SECRETARY 2.00 X 875 0 0 RON MCELROY VICE CHAIRMAN 1.00 X 600 0 0 STEVE PORTS AT LARGE 1.00 X 550 0 0 LISA JESTER PRESIDENT/CEO 40.00 X 139786 0 17836 142861 0 17836 1 0 1 0 0 INTEREST ON LOANS 522100 721909 721909 OTHER SERVICES 525990 221709 221709 SHARE ACCOUNT SERVICES 525990 169293 169293 ATM FEE INCOME 525990 74203 73857 346 CREDIT INSURANCE 524298 8786 8786 1195900 168989 168989 1364889 1195554 346 168989 X 160697 342049 10896 37303 39083 -8136 15703 199371 112761 68535 120411 113042 14651 41339 18351 32127 ATM EXPENSE 146224 LOAN SERVICING 68960 MISCELLANEOUS 28564 LOAN LOSS PROVISION -17000 1544931 457410 585933 24871528 21361410 57238 32652 16170584 17068607 610458 549166 14905 61292 1900000 7239675 515927 510120 43987592 46859689 45430 88141 45430 88141 X 39399147 42408575 0 0 4543015 4362973 43942162 46771548 43987592 46859689 X -180042 3009428 X 0 0 0 300138 300138 0 310320 249028 61292 61292 X X X 0 0 0 LISA JESTER PRESIDENT/CEO 139786 0 0 0 0 0 8385 0 9451 0 157622 0 0 0 GARY MARTIN DIRECTOR AUTO LOAN X 58383 32652 0 1 1 32652 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS 5,264 MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE CEO REVIEWS FORM 990 FOR ACCURACY. THE CEO PRESENTS FORM 990 TO THE BOARD AND THE SUPERVISORY COMMITTEE AT THE NEXT REGULARLY SCHEDULED MEETING. FORM 990, PART VI, SECTION B, LINE 15 EACH YEAR THE BOARD REVIEWS THE CREDIT UNION AND THE CEO'S GOALS COMPARED TO ACTUAL PERFORMANCE. THE BOARD MEETS PRIVATELY TO DETERMINE AND APPROVE THE CEO'S COMPENSATION. THE CEO DETERMINES OTHER OFFICERS' COMPENSATION. THE CEO REVIEWS STAFF PERFORMANCE AND USES THE CREDIT UNION NATIONAL ASSOCIATION SURVEY AS A GUIDE TO DETERMINING COMPENSATION. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES AVAILABLE ALL REQUIRED PUBLIC DOCUMENTS. THE CREDIT UNION POSTS FINANCIAL STATEMENTS IN THE CREDIT UNION OFFICE. FORM 990, PART IX, LINE 11G CONSULTING FEES 199,371. FORM 990, PART XI, LINE 9: NET INCREASE IN MEMBERS' SHARE ACCOUNTS 3,009,428.