2022-10-19T05:25:51-04:00 2021-12-31 990 2021-01-01 590653174 STATE CHARTERED CREDIT UNIONS IN FLORIDA - BRIGHTSTAR CREDIT UNION % Biana Murnane STAT 9544862728 PO Box 8966 Fort Lauderdale FL 333108966 Biana Murnane Executive VP CFO 2022-10-19 false 2021 2022-09-23 18:48:47Z Biana Murnane PO Box 8966 Fort Lauderdale FL 333136341 31458359 false X www.bscu.org X Credit Union 1946 FL Credit Union 6 6 219 9 28413 -10240 0 0 18504078 18865875 1402111 1005904 9719724 11139450 29625913 31011229 55032 114295 0 0 11415027 11380634 0 0 0 16830867 12980294 28300926 24475223 1324987 6536006 606968904 704796140 552647494 641822244 54321410 62973896 Credit Union false false 24475223 114295 31011229 Income from Credit Union's membership and from investments of members' funds provided the foundation from which the organization can function and provide services to its restricted membership. 0 0 0 N A 0 0 0 N A 0 0 0 24475223 false false false false false false false true false true false false false true false true false false false false false false false false false false true false true false true false false false false false false false false false false false false true 4752 0 true 219 true true true false false false false false false false X 6 6 false false false false true true false true true false true true false true true true true true true true false FL X Biana Murnane 9544862728 5901 Del Lago Circle Sunrise FL 33313 Michael Tomko President CEO 0.00 40.00 X 1012698 0 29503 Biana Murnane EVP CFO 0.00 40.00 X 371676 0 16911 David Mateo Commercial Lending Manager 0.00 40.00 X 300979 0 18921 James Huaman VP IT 0.00 40.00 X 204873 0 32811 Panzina Hill VP HR 0.00 40.00 X 189909 0 26479 Dustin Jacobs VP Marketing 0.00 40.00 X 187343 0 27298 Neal Dietz VP Lending 0.00 40.00 X 187751 0 19908 Natasha Schneider AVP Controller 0.00 40.00 X 136433 0 17409 Amanda Ruddy AVP Branch Operations 0.00 40.00 X 115189 0 26826 Ricardo Acosta Talent Development Manager 0.00 40.00 X 117345 0 17115 Raed Soudani Collections Manager 0.00 40.00 X 110548 0 23492 William Hennessey Board Member 0.00 0.22 X 3866 0 0 Colin Battle Chairman 0.00 0.50 X 2357 0 0 Brian Sullivan Board Member 0.00 0.48 X 1747 0 0 Kevin Cronin Board Treasurer 0.00 0.25 X 0 0 0 James Notter Vice Chairman 0.00 0.25 X 0 0 0 John Quercia Board Secretary 0.00 0.18 X 0 0 0 2942714 0 256673 16 false true false DEI Incorporated 1550 Kemper Meadow Dr Cincinnati OH 45240 Building Contractors 7488513 Fidelity National Info Svc Inc 601 Riverside Ave Jacksonville FL 32204 Credit and Debit Card Svc 1831980 TruHome Solutions LLC 9601 Legler Rd Lenexa KS 66219 Underwriting and Mortgage Servicer 1135702 Q2 Software Inc 10355 Pecan Park Blvd Austin TX 78729 Digital Banking Servicer 410220 Unified Technology USA LLC 9200 S Dadeland Blvd Miami FL 33156 Software and Software Maintenance 397326 24 0 0 0 0 0 0 0 0 Member loan interest income 522130 18865875 18865875 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 18865875 1055813 1055813 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 397221 0 447130 0 -49909 -49909 -49909 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Members fee and charges 522130 4732647 4704234 28413 0 Credit Unions 522130 6406803 6406803 0 0 0 0 0 0 0 0 0 0 11139450 31011229 30982816 28413 0 114295 114295 0 0 0 0 0 0 2315129 2315129 0 0 0 0 0 0 7331256 7331256 0 0 -2522 -2522 0 0 879992 879992 0 0 856779 856779 0 0 0 0 0 0 92391 92391 0 0 125985 125985 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1043639 1043639 0 0 5001384 5001384 0 0 1375122 1375122 0 0 0 0 0 0 1592904 1592904 0 0 18214 18214 0 0 0 0 0 0 168031 168031 0 0 24365 24365 0 0 0 0 0 0 1112061 1112061 0 0 173268 173268 0 0 Interest on Members' Accounts 727858 727858 0 0 Provision for Loan Losses -564661 -564661 0 0 Loan Servicing Expenses 2089733 2089733 0 0 0 0 0 0 0 0 0 0 24475223 24475223 0 0 0 0 0 0 4912061 4598059 0 0 0 0 1513658 2274545 339337 171550 0 0 396483798 511203341 0 0 6572005 10240173 41715618 12926656 21099574 28788962 166881002 120089456 0 0 0 0 0 0 9167469 27430054 606968904 704796140 6278301 6165003 0 0 0 0 0 0 551153 736229 0 0 0 0 0 15000000 545818040 619921012 552647494 641822244 X 0 0 0 0 54321410 62973896 54321410 62973896 606968904 704796140 X 6536006 -1186682 0 0 0 3303162 X false true true false false 0 0 0 0 true X 9789022 0 9789022 22223051 0 5557750 16665301 896706 0 613361 283345 8806839 0 6755545 2051294 0 0 0 0 28788962 Members' Accounts 619921012 619921012 31011229 0 0 0 0 0 31011229 0 31011229 24475223 0 0 0 0 0 24475223 0 0 0 24475223 Part IV, line 2b Funds held in escrow for members with mortgage loans. false Broward Education Foundation 600 Southeast Third Ave 1st Floor Ft Lauderdale FL 33301 592359433 501(c)(3) 50000 0 Charitable contribution to assist the educational needs of the community. Florida Tax Watch 106 North Bronough St Tallahassee FL 32301 591918055 501(c)(3) 50000 0 Charitable donation to support research efforts in obtaining high quality independent research and education on government revenues expenditures taxation public policies and programs and to increase the productivity and accountability of Florida Government. Pembroke Pines Charter School Foundation Inc 8300 South Palm Dr Pembroke Pines FL 33025 201192922 501(c)(3) 9000 0 Charitable contribution to assist the educational needs of the community. League of Southeastern Credit Unions (LSCU) - (CUPAC) 3692 Coolidge Ct Tallahassee FL 32311 943458406 501(c)(6) 5295 0 Charitable donation to support Credit Union friendly candidates for state legislature and constitutional offices throughout Florida. 3 1 Part I Line 2 The Credit Union does not monitor recipients use of contributions. X true true X false true false Michael Tomko President & CEO 430006 0 82692 0 500000 0 18012 0 11491 0 1042201 0 0 0 Biana Murnane EVP CFO 312331 0 59345 0 0 0 6769 0 10142 0 388587 0 0 0 David Mateo Commercial Lending Manager 139447 0 161532 0 0 0 11105 0 7816 0 319900 0 0 0 James Huaman VP IT 170156 0 34717 0 0 0 8373 0 24438 0 237684 0 0 0 Panzina Hill VP HR 157539 0 32370 0 0 0 7687 0 18792 0 216388 0 0 0 Dustin Jacobs VP Marketing 156122 0 31221 0 0 0 7502 0 19796 0 214641 0 0 0 Neal Dietz VP Lending 170076 0 17675 0 0 0 7867 0 12041 0 207659 0 0 0 Natasha Schneider AVP Controller 120473 0 15960 0 0 0 5346 0 12063 0 153842 0 0 0 Part I Line 1a | Name :, Title:, Item Selected:, Description:| Board members, Travel for accompanying spouse of Board member.| Part I Line 3 Compensation is approved by the Board. Part I Line 4b | Name :, Title:, Item Selected:, Amount:| Michael Tomko, 500000| Part I Line 4b | Name :, Title:, Item Selected:, Amount:| Biana Murnane, 0| James Notter Board Vice-Chair Credit Card X 23000 10015 false true true William Lawrence Supervisory Committee Credit Card X 22500 658 false true true Benjamin Leong Supervisory Committee Credit Card X 17500 1281 false true true Brian Sullivan Director HELOC X 50000 40340 false true true Brian Sullivan Director Vehicle X 54292 54292 false true true Brian Sullivan Director Credit Card X 17500 1595 false true true Kevin Cronin Director Vehicle X 61353 51874 false true true Biana Murnane EVP CFO Credit Card X 23000 10453 false true true Dustin Jacobs Officer Credit Card X 40000 1042 false true true 171550 Part VI, Line 6 Credit Union is member driven. Part VI, Line 7a Members elect Board Members. Part VI, Line 11a Form 990 is reviewed and approved by the CFO EVP before submitted. Part VI, Line 11b Form 990 is reviewed and approved by the CFO EVP before submitted. Part VI, Line 12c Policies and procedures and compliance to these are subject to audits by internal external auditors. Part VI, Line 15 All salaries are approved by the Board. Part VI, Line 19 Upon request. Part XI, Line 9 | Description:, Explanation:, Amount:| Change in OCI, Unrealized Defined Benefit Pension Costs., $3303162|