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          <SoldDt>2021-01-26</SoldDt>
          <GrossSalesPriceAmt>660</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>501</CostOrOtherBasisAmt>
          <GainOrLossAmt>159</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>159</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>95.893 OW LARGE CAP STRATEGIES FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-04-27</AcquiredDt>
          <SoldDt>2021-01-26</SoldDt>
          <GrossSalesPriceAmt>1694</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1330</CostOrOtherBasisAmt>
          <GainOrLossAmt>364</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>364</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>170.637 OW LARGE CAP STRATEGIES FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-01-11</AcquiredDt>
          <SoldDt>2021-01-26</SoldDt>
          <GrossSalesPriceAmt>3015</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2474</CostOrOtherBasisAmt>
          <GainOrLossAmt>541</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>541</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>97.929 OW LARGE CAP STRATEGIES FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-12-10</AcquiredDt>
          <SoldDt>2021-01-26</SoldDt>
          <GrossSalesPriceAmt>1730</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1432</CostOrOtherBasisAmt>
          <GainOrLossAmt>298</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>298</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>617.149 OW LARGE CAP STRATEGIES FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-07-22</AcquiredDt>
          <SoldDt>2021-04-20</SoldDt>
          <GrossSalesPriceAmt>11300</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8282</CostOrOtherBasisAmt>
          <GainOrLossAmt>3018</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3018</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>24.262 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-01-11</AcquiredDt>
          <SoldDt>2021-01-11</SoldDt>
          <GrossSalesPriceAmt>540</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>427</CostOrOtherBasisAmt>
          <GainOrLossAmt>113</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>113</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>40.668 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-01-11</AcquiredDt>
          <SoldDt>2021-01-11</SoldDt>
          <GrossSalesPriceAmt>904</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>717</CostOrOtherBasisAmt>
          <GainOrLossAmt>187</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>187</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>18.379 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-12-09</AcquiredDt>
          <SoldDt>2021-01-11</SoldDt>
          <GrossSalesPriceAmt>409</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>327</CostOrOtherBasisAmt>
          <GainOrLossAmt>82</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>82</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>32.447 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-12-09</AcquiredDt>
          <SoldDt>2021-01-11</SoldDt>
          <GrossSalesPriceAmt>722</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>577</CostOrOtherBasisAmt>
          <GainOrLossAmt>145</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>145</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>659.874 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-12-09</AcquiredDt>
          <SoldDt>2021-01-11</SoldDt>
          <GrossSalesPriceAmt>14676</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>11739</CostOrOtherBasisAmt>
          <GainOrLossAmt>2937</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2937</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>4.617 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-01-11</AcquiredDt>
          <SoldDt>2021-03-15</SoldDt>
          <GrossSalesPriceAmt>105</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>81</CostOrOtherBasisAmt>
          <GainOrLossAmt>24</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>24</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>11.420 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-01-11</AcquiredDt>
          <SoldDt>2021-03-15</SoldDt>
          <GrossSalesPriceAmt>260</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>193</CostOrOtherBasisAmt>
          <GainOrLossAmt>67</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>67</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>5.931 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-23</AcquiredDt>
          <SoldDt>2021-03-15</SoldDt>
          <GrossSalesPriceAmt>135</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>95</CostOrOtherBasisAmt>
          <GainOrLossAmt>40</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>40</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>231.194 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-07-01</AcquiredDt>
          <SoldDt>2021-04-20</SoldDt>
          <GrossSalesPriceAmt>5505</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3510</CostOrOtherBasisAmt>
          <GainOrLossAmt>1995</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1995</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>81.250 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-22</AcquiredDt>
          <SoldDt>2021-04-20</SoldDt>
          <GrossSalesPriceAmt>1935</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1300</CostOrOtherBasisAmt>
          <GainOrLossAmt>635</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>635</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>212.546 OW ALL CAP CORE FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-23</AcquiredDt>
          <SoldDt>2021-04-20</SoldDt>
          <GrossSalesPriceAmt>5061</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3405</CostOrOtherBasisAmt>
          <GainOrLossAmt>1656</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1656</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>12.004 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2009-06-18</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>137</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>136</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>67.221 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2009-12-22</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>765</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>771</CostOrOtherBasisAmt>
          <GainOrLossAmt>-6</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-6</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>7.171 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-03-22</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>82</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>82</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>86.957 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-03-18</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>990</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>-10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.428 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-03-21</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>5</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.914 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-06-20</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>10</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.840 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-09-19</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>10</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.352 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-12-19</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>4</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.947 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-12-19</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>11</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>11</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.723 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-03-20</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>8</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>0.807 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-06-16</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>9</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>916.370 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-07-01</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>10428</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10300</CostOrOtherBasisAmt>
          <GainOrLossAmt>128</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>128</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>4.406 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-09-15</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>50</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>49</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3.375 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-12-15</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>38</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>38</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3.049 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-03-16</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>35</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>34</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3.969 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-06-15</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>45</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>44</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>383.244 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-08-25</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>4361</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4300</CostOrOtherBasisAmt>
          <GainOrLossAmt>61</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>61</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>5.613 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-09-14</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>64</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>63</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>4.328 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-12-14</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>49</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>48</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>1505.757 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-02-25</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>17136</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>17000</CostOrOtherBasisAmt>
          <GainOrLossAmt>136</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>136</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>9.141 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-03-14</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>104</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>102</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>866.490 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-04-29</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>9861</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9800</CostOrOtherBasisAmt>
          <GainOrLossAmt>61</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>61</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>792.254 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-06-10</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>9016</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9000</CostOrOtherBasisAmt>
          <GainOrLossAmt>16</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>16</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>14.433 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-06-13</AcquiredDt>
          <SoldDt>2021-03-12</SoldDt>
          <GrossSalesPriceAmt>164</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>164</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>16.604 OW FIXED INCOME FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-09-12</AcquiredDt>
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        <SubjToTaxRmnrtnExPrchtPymtInd>0</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>HUME STEYER</PersonNm>
          <USAddress>
            <AddressLine1Txt>SEWARD KISSEL LLP 1 BATTERY PARK</AddressLine1Txt>
            <AddressLine2Txt>PLAZA</AddressLine2Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10004</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JENNIFER B KELTER</PersonNm>
          <USAddress>
            <AddressLine1Txt>155 FACTORY ROAD</AddressLine1Txt>
            <CityNm>LOCUST VALLEY</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11560</ZIPCd>
          </USAddress>
          <TitleTxt>CHAIRMAN OF THE BOARD, SEC</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JEFFREY E KELTER</PersonNm>
          <USAddress>
            <AddressLine1Txt>155 FACTORY ROAD</AddressLine1Txt>
            <CityNm>LOCUST VALLEY</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11560</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT, TREASURER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>N/A</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
      </SummaryOfDirectChrtblActyGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
        <AllOtherProgramRltdInvstTotAmt referenceDocumentId="RetDoc2063500001">0</AllOtherProgramRltdInvstTotAmt>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1195561</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>5664</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>1201225</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>1201225</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>18018</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>1183207</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>59160</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>59160</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1402</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1402</TotalTaxAmt>
        <DistributableBeforeAdjAmt>57758</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>57758</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>57758</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>95000</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>95000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>57758</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>8644</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr3Amt>47345</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>42115</ExcessDistributionCyovYr2Amt>
        <TotalExcessDistributionCyovAmt>98104</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>95000</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>0</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>57758</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>37242</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>135346</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>8644</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>126702</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear3Amt>47345</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>42115</ExcessFromYear2Amt>
        <ExcessFromCurrentYearAmt>37242</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>JEFFREY E KELTER</ContributingManagerNm>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>JENNIFER KELTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>155 FACTORY ROAD</AddressLine1Txt>
            <CityNm>LOCUST VALLEY</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11560</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>2125279900</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>NONE</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NONE</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BOOMER ESIASON FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>7475 WISCONSIN AVENUE 1100</AddressLine1Txt>
            <CityNm>BETHESOA</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>20814</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>OTHER PUBLIC CHARITY</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSE</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NATIONAL ALOPECIA AREATA FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>65 MITCHELL BLVD</AddressLine1Txt>
            <CityNm>SAN RAFAEL</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>94903</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>OTHER PUBLIC CHARITY</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSE</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GRENVILLE BAKER BOYS &amp; GIRLS CLUB</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>135 FOREST AVE</AddressLine1Txt>
            <CityNm>LOCUST VALLEY</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11560</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>OTHER PUBLIC CHARITY</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSE</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BATTERY FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>717 BATTERY ST</AddressLine1Txt>
            <CityNm>SAN FRANCISCO</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>94111</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>OTHER PUBLIC CHARITY</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSE</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>95000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>6215</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <OtherInvestmentIncomeGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>14</ExclusionAmt>
        </OtherInvestmentIncomeGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>94633</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>100862</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>100862</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1Txt>KELTER CHARITABLE LEAD ANNUITY TRUST</BusinessNameLine1Txt>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1Txt>SEWARD KISSEL 1 BATTERY PARK PLAZA</AddressLine1Txt>
          <CityNm>NEW YORK</CityNm>
          <StateAbbreviationCd>NY</StateAbbreviationCd>
          <ZIPCd>10004</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>151143</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>2</ContributorNum>
        <ContributorPersonNm>JEFFREY E KELTER</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>155 FACTORY POND ROAD</AddressLine1Txt>
          <CityNm>LOCUST VALLEY</CityNm>
          <StateAbbreviationCd>NY</StateAbbreviationCd>
          <ZIPCd>11560</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>1000000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AllOthProgRltdInvestmentsSch documentId="RetDoc2063500001">
      <AllOtherProgramRelatedInvstGrp>
        <Desc>N/A</Desc>
        <Amt>0</Amt>
      </AllOtherProgramRelatedInvstGrp>
    </AllOthProgRltdInvestmentsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc2018100001">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>OLD WESTBURY GL SM&amp;MD CAP FD</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>234382</BookValueAmt>
        <EOYFMVAmt>245296</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>OW LARGE CAP CORE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1285439</BookValueAmt>
        <EOYFMVAmt>1407216</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>OW LARGE CAP STRATEGIES</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>599251</BookValueAmt>
        <EOYFMVAmt>706891</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>SERVICE FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>93</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>CSC FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>299</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncomeDetail>
        <Desc>SETTLEMENT INCOME</Desc>
        <RevenueAndExpensesPerBooksAmt>14</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>14</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>14</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
  </ReturnData>
</Return>
