2025-07-08T12:39:07-05:00 2024-12-31 390758449 WIPFLI LLP 7000 CENTRAL PARKWAY NE STE 1000 ATLANTA GA 30328 990 2024-01-01 586034116 CREDIT UNION OF GEORGIA CRED 6783222025 4178 JILES ROAD BLDG 100 KENNESAW GA 30144 BRIAN HAWKINS CFO 6783222025 2025-07-03 1 1 J HOUSTON HOLMES P01329187 4045884200 2025-07-03 2024 2025-03-06 01:10:19Z BRIAN ALBRECHT 4178 JILES ROAD BLDG 100 KENNESAW GA 30144 60094088 0 X WWW.CUOFGA.ORG X STATE-CHARTERED CREDIT UNION 1960 GA THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 7 7 135 9 55989 0 0 0 27809767 33785057 5210554 5496101 0 0 33020321 39281158 0 0 0 0 9109846 10706575 0 0 0 16035915 21245414 25145761 31951989 7874560 7329169 633212391 672995935 582693399 613032091 50518992 59963844 THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 0 0 CREDIT UNION OF GEORGIA IS A COOPERATIVE (OWNED BY ITS MEMBERS), NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO ITS MEMBERS. THERE ARE APPROXIMATELY 35,796 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 13746 0 1 135 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 GA X BRIAN HAWKINS 6783222025 3048 EAGLE DRIVE WOODSTOCK GA 30189 J LYNN RAINEY SECRETARY 1.00 X X 0 0 0 DR FRANCES ROBERSON DIRECTOR 1.00 X 0 0 0 DANNY SMITH DIRECTOR EMERITUS 1.00 X 0 0 0 JILL MUTIMER VICE CHAIRPERSON 1.00 X X 0 0 0 MICHAEL ANDERSON CHAIRPERSON 1.00 X X 0 0 0 DR RANDY REECE DIRECTOR 1.00 X 0 0 0 DAVID FARMER TREASURER 1.00 X X 0 0 0 BRIAN ALBRECHT PRESIDENT/CEO 40.00 X 481416 0 56705 KATHERYN DAY EXECUTIVE VICE PRESIDENT 40.00 X 270579 0 47332 BRIAN HAWKINS CFO 40.00 X 255769 0 48347 JASON WALKER CLO 40.00 X 227409 0 22390 WES HILLIARD CTO 40.00 X 72023 0 2438 JOSEPH MENNA SENIOR MORTGAGE OFFICER 40.00 X 237190 0 37441 LYNN ROSS MORTGAGE OPERATIONS OFFICER 40.00 X 187311 0 19960 THOMAS MCNUTT VP OF INFORMATION TECHNOLO 40.00 X 192932 0 41970 JOHN SHORT VP OF HR AND TRAINING 40.00 X 183325 0 37341 MELISSA BOTKINS VP OF MORTGAGE 40.00 X 177934 0 18409 AMANDA ARNOLD DIRECTOR OF COMMUNITY OUTREACH 40.00 X 147896 0 36992 DAVID DUNCAN VP OF FINANCE AND ACCOUNTING 40.00 X 147764 0 28948 2581548 0 398273 11 0 1 0 LANVERA 112 WRANGLER DRIVE SUITE 150 COPPELL TX 75019 STATEMENT PRINTING 269008 LEFKOFF RUBIN GLEASON & RUSSO PC 5555 GLENRIDGE CONNECTOR - STE 900 ATLANTA GA 30342 LEGAL SERVICES 173011 2 INTEREST ON LOANS 522100 27099534 27099534 FEE INCOME 522100 6475473 6419484 55989 GAP INCOME 522100 152100 152100 CREDIT SHIELD INSURANCE PRODUCTS 522100 57950 57950 33785057 5291793 5291793 21017238 20812930 204308 204308 204308 39281158 33729068 55989 5496101 1749696 7000138 535472 780638 640631 24362 90835 1962252 616512 2106160 885680 164762 9140778 1214320 101591 PROVISION FOR LOAN LOSS 2184710 LOAN SERVICING 1369850 DEBIT CARD EXPENSES 950093 DEBIT AND CREDIT CARD F 163329 270180 31951989 3155514 3140341 70021532 65584792 427599906 462008490 1395580 2194933 24821054 9341511 15031394 15479543 104036674 106238418 11971791 18349418 633212391 672995935 5846545 3037291 8000000 10000000 568846854 599994800 582693399 613032091 X 0 0 0 0 50518992 59963844 50518992 59963844 633212391 672995935 7329169 2115683 0 X X 0 1 X 1 0 5342568 5342568 11967162 4058821 7908341 230172 200837 29335 4882875 3228562 1654313 2398277 1853291 544986 15479543 MORTGAGE BACKED SECURITIIES 39711295 F FEDERAL AGENCY SECURITIES 56451109 F FHLB MEMBERSHIP 1013300 F SBA INVESTMENTS 6652271 F MUNICIPAL BONDS 2410443 F 106238418 MEMBER SHARES 596468183 LEASE LIABILITIES 3526617 599994800 X 41396847 2115689 2115689 39281158 0 39281158 31951989 0 31951989 0 31951989 PART X, LINE 2: THE ORGANIZATION HAS NO UNCERTAIN TAX LIABILITIES UNDER FIN 48 PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS OF INVESTMENT LOSS FROM EXPENSE TO REVENUE PART XII, LINE 2D - OTHER ADJUSTMENTS: RECLASS OF INVESTMENT LOSS FROM EXPENSE TO REVENUE X 1 1 X X X 0 0 0 BRIAN ALBRECHT PRESIDENT/CEO 412539 0 68250 0 627 0 34127 0 22578 0 538121 0 0 0 KATHERYN DAY EXECUTIVE VICE PRESIDENT 235875 0 32400 0 2304 0 22849 0 24483 0 317911 0 0 0 BRIAN HAWKINS CFO 222300 0 31200 0 2269 0 20007 0 28340 0 304116 0 0 0 JOSEPH MENNA SENIOR MORTGAGE OFFICER 510 0 235617 0 1063 0 21206 0 16235 0 274631 0 0 0 JASON WALKER CLO 201059 0 25900 0 450 0 18049 0 4341 0 249799 0 0 0 THOMAS MCNUTT VP OF INFORMATION TECHNOLO 175075 0 13723 0 4134 0 15656 0 26314 0 234902 0 0 0 JOHN SHORT VP OF HR AND TRAINING 162391 0 19320 0 1614 0 14615 0 22726 0 220666 0 0 0 LYNN ROSS MORTGAGE OPERATIONS OFFICER 160310 0 23206 0 3795 0 15251 0 4709 0 207271 0 0 0 MELISSA BOTKINS VP OF MORTGAGE 161065 0 15255 0 1614 0 7553 0 10856 0 196343 0 0 0 AMANDA ARNOLD DIRECTOR OF COMMUNITY OUTREACH 143296 0 3976 0 624 0 12896 0 24096 0 184888 0 0 0 DAVID DUNCAN VP OF FINANCE AND ACCOUNTING 131545 0 13541 0 2678 0 11839 0 17109 0 176712 0 0 0 PART I, LINE 1A OFFICERS ARE ALLOWED TO HAVE A COMPANION ON BUSINESS TRIPS UNDER CERTAIN CIRCUMSTANCES. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS APPROXIMATELY 35,796 MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS AND THEIR RIGHTS: ALL PERSONS ELIGIBLE FOR MEMBERSHIP AS DEFINED BY THE BYLAWS CAN JOIN. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS SUBJECT TO APPROVAL OF MEMBERS: THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11B ORGANIZATION'S PROCESS TO REVIEW FORM 990: FORMS 990 AND 990T ARE REVIEWED BY CREDIT UNION OFFICERS AND BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ENFORCEMENT OF CONFLICTS POLICY: CONFLICTS OF INTEREST ARE PART OF PERSONNEL POLICY, AS WELL AS BOARD CODE OF ETHICS POLICY. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION PROCESS FOR TOP OFFICIAL: COMPENSATION OF TOP OFFICIALS ARE SUBJECT TO REVIEW BY THE BOARD OF DIRECTORS. AN OUTSIDE, INDEPENDENT CONSULTING ORGANIZATION IS USED TO DETERMINE SALARY GUIDELINES. FORM 990, PART VI, SECTION C, LINE 19 CREDIT UNION GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST AND THROUGH THE INTRANET. FINANCIAL INFORMATION IS AVAILABLE TO THE GENERAL PUBLIC THROUGH NCUA REPORTS. FORM 990, PART XII, LINE 2C: NO CHANGE FROM PRIOR YEAR