2021-11-09T14:58:23-06:00 2020-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2020-01-01 480612011 HEARTLAND CREDIT UNION HEAR 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 JOEL ANDREW CFO 6206690177 2021-11-09 1 JOEL ANDREW 999009999 GERALD TENBRINK P00638199 9138946214 2021-10-29 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z DANIEL SPRINGER 4000 N MONROE ST HUTCHINSON KS 675022224 28301966 0 X WWW.HCU.COOP X 1948 KS TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 7 7 147 12 151215 0 0 0 20534803 26956520 80133 264964 0 0 20614936 27221484 17902 13306 31497 22826 8328540 9301218 0 0 0 11650448 11160032 20028387 20497382 586549 6724102 325826295 398179382 296430585 361937618 29395710 36241764 TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 29,401 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2020, THERE WERE 24,375 LOANS OUTSTANDING TOTALING $324,351,725. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $2,496,151 FOR THE YEAR. 0 0 1 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 0 1 6113 0 1 147 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X JOEL ANDREW 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 REX CHRISTNER CHAIRMAN 3.00 X 0 0 0 ROY BROXTERMAN VICE CHAIRMAN 2.00 X 0 0 0 KENDAL PULLIAM SECRETARY/TREASURER 2.00 X 0 0 0 JOHN MCCANNON BOARD MEMBER 2.00 X 0 0 0 CAROLINE PHELPS BOARD MEMBER 2.00 X 0 0 0 LIBBY BECK BOARD MEMBER 2.00 X 0 0 0 MARK WOLESLAGEL BOARD MEMBER 2.00 X 0 0 0 DANIEL SPRINGER PRESIDENT/CEO 50.00 X 277122 0 26259 JOEL ANDREW CFO 50.00 X 134806 0 28662 BAMBI STEWART VP - LENDING 50.00 X 122290 0 21604 SHAWN RILEY VP - COMMERCIAL LENDING 50.00 X 107047 0 6977 MICHELLE WALN VP - CULTURE 50.00 X 141361 0 13352 ZACK CLOBES VP - TECHNOLOGY 50.00 X 138609 0 20194 JEREMY STAUFFACHER VP - SALES 50.00 X 119842 0 20910 LYDIE TERRY MORTGAGE ORIGINATOR 50.00 X 102677 0 17172 MICHAEL LORIMOR AVP - REAL ESTATE 50.00 X 141164 0 10266 AUSTIN COOPER MORTGAGE ORIGINATOR 50.00 X 103145 0 28212 TRACIE DEAN MORTGAGE ORIGINATOR 50.00 X 102677 0 8435 1490740 0 202043 11 0 1 0 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 CORE PROVIDER 906918 INSIGHT DIRECT USA INC 8201 E 34TH CIRCLE N STE 807 WICHITA KS 672261398 TECHNOLOGY HARDWARE 253593 ALOGENT 1717 W 6TH STREET STE 112 AUSTIN TX 78703 ONLINE BANKING 203544 BAKER BROS PRINTING 113 S MAIN HILLSBORO KS 67063 PRINTING, MAILING, ADVERTISING 149137 INVO SOLUTIONS 2131 W REPUBLIC RD STE 56 SPRINGFIELD MO 65807 SOFTWARE PROVIDER 131300 7 INTEREST ON LOANS 522100 14175799 14175799 FEES & OTHER INCOME 522100 12658464 12629506 28958 INSURANCE & WARRANTIES 524298 122257 122257 26956520 274162 274162 1071284 1080482 -9198 -9198 -9198 27221484 27070269 151215 0 3600 9706 22826 1179035 6666516 314812 623102 517753 23805 164279 130784 625827 1838117 958445 660185 20335 141628 251316 804893 133525 MEMBER DIVIDENDS 2496151 PROVISION FOR LOAN LOSS 1830000 LOAN SERVICING 864480 ASSOCIATION DUES 91602 124660 20497382 2275937 2535278 7571368 18791668 231606 730191 2417100 2426334 270493260 320795057 898082 903587 20802213 8439721 13002528 12362492 7218890 7928146 9631232 15300020 12086292 16406609 325826295 398179382 2680445 4930896 8975087 14438078 284775053 342568644 296430585 361937618 X 0 0 0 0 29395710 36241764 29395710 36241764 325826295 398179382 6724102 121952 0 X 0 0 0 2600 2600 2600 1 CREDIT UNION PAC OF KANSAS 901 SW TOPEKA BLVD TOPEKA KS 66612 480288307 2600 PART I-A, LINE 1: CONTRIBUTION TO THE CREDIT UNION PAC OF KANSAS 2087320 2087320 13864207 4421372 9442835 87434 12386 75048 4763252 4005963 757289 12362492 MEMBER SHARE DEPOSITS 342568644 342568644 1 TWO $2,500 EDUCATION SCHOLARSHIPS WERE AWARDED 2 5000 C.A.S.H. GRANTS WERE AWARDED TO 14 MEMBER-EDUCATORS 14 4706 PART I, LINE 2: THE HEARTLAND CREDIT UNION EDUCATION SCHOLARSHIP PROGRAM AWARDS TWO NON-RENEWABLE $2,500 SCHOLARSHIPS TO STUDENTS ENROLLED FULL-TIME IN AN ACCREDITED COLLEGE, UNIVERSITY OR TECHNICAL SCHOOL. TO BE ELIGIBLE, APPLICANTS MUST BE A HCU PRIMARY ACCOUNT HOLDER. FUNDS ARE PAID DIRECTLY TO THE SCHOOL IN THE STUDENT'S NAME UPON CONFIRMATION OF ENROLLMENT. THE C.A.S.H. (CELEBRATE ACADEMIC SUCCESS WITH HCU) GRANT PROGRAM WAS ESTABLISHED TO SUPPORT THE PROJECTS OF MEMBER-EDUCATORS. APPLICANTS MUST BE A CURRENT HCU MEMBER WHO TEACHES AT ANY K-12 KANSAS SCHOOL. GRANTS ARE SELECTED BASED ON EDUCATIONAL BENEFIT AND AMOUNTS RANGE FROM $25 TO $400. X 1 1 X X X X X 0 1 0 DANIEL SPRINGER PRESIDENT/CEO 259665 0 11439 0 6018 0 19404 0 6855 0 303381 0 0 0 JOEL ANDREW CFO 129813 0 1249 0 3744 0 10002 0 18660 0 163468 0 0 0 ZACK CLOBES VP - TECHNOLOGY 133744 0 1190 0 3675 0 7865 0 12329 0 158803 0 0 0 MICHELLE WALN VP - CULTURE 136793 0 1474 0 3094 0 10098 0 3254 0 154713 0 0 0 MICHAEL LORIMOR AVP - REAL ESTATE 105705 0 34428 0 1031 0 9872 0 394 0 151430 0 0 0 PART I, LINE 1A THE CREDIT UNION PROVIDES REIMBURSEMENT FOR YMCA MEMBERSHIP DUES. THIS BENEFIT IS AVAILABLE TO ALL EMPLOYEES, INCLUDING OFFICERS. PART I, LINE 3 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. PART I, LINE 4B THE CREDIT UNION MAINTAINS A COLLATERAL ASSIGNMENT SPLIT DOLLAR LIFE INSURANCE ARRANGEMENT WITH DANIEL SPRINGER, PRESIDENT/CEO. SEE SCHEDULE L FOR FURTHER DETAILS, INCLUDING THE RELATED LOAN OUTSTANDING AT 12/31/2020. DANIEL SPRINGER PRESIDENT/CEO NONRECOURSE SPLIT DOLLAR PLAN X 2400000 2426334 0 1 1 2426334 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO REVIEWS THE FORM 990 WITH THE PRESIDENT/CEO BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. SIMILARLY, THE PRESIDENT/CEO DETERMINES COMPENSATION FOR ALL OTHER OFFICERS AND KEY EMPLOYEES AND PRESENTS THIS AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND ON THEIR WEBSITE, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. MEMBERSOURCE INC 4000 N MONROE HUTCHINSON KS 67502 742809182 SECURITIES BROKERAGE SERVICES KS C 119903 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0