2021-11-12T11:13:39-06:00 2020-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2020-01-01 910620799 GLOBAL CREDIT UNION GLOB 5094554700 1500 W FOURTH AVENUE SPOKANE WA 99201 CHARLES T CASSELS CFO 5094554700 2021-11-11 1 CHARLES CASSELS 999009999 EMINA O CRESSWELL CPA P01217304 5097472600 2021-11-11 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z JACK FALLIS 1500 W FOURTH AVENUE SPOKANE WA 99201 29808726 0 X WWW.GLOBALCU.ORG X 1954 WA THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 7 6 218 10 359559 0 0 0 25896807 26614203 1531311 749759 141294 147410 27569412 27511372 64594 65500 0 0 9319112 11816294 0 0 0 12975911 13692469 22359617 25574263 5209795 1937109 478348633 543383087 433743213 496685677 44605420 46697410 THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 45,302 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 1 0 0 0 0 1 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 9606 0 1 218 1 1 1 0 0 0 0 0 0 0 X 7 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X TIM CASSELS 5094554700 1500 W FOURTH AVENUE SPOKANE WA 99201 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 40.00 1.00 X X 802516 0 84520 HAROLD WESTBROOK BOARD VICE CHAIRMAN 5.00 1.00 X X 0 0 0 THOMAS A PAULEY BOARD CHAIRMAN 5.00 1.00 X X 0 0 0 MARC HUGHES BOARD SECRETARY 5.00 1.00 X X 0 0 0 MILLARD BUSCH DIRECTOR 5.00 1.00 X 0 0 0 JOSE M TORTORELLI DIRECTOR 5.00 1.00 X 0 0 0 RONA RITCHIE DIRECTOR 5.00 1.00 X 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 40.00 X 282184 0 29226 CHARLES T CASSELS CFO/VP FINANCE AND ACCOUNT 40.00 X 225353 0 14752 KIM SHILL VP OF LENDING 40.00 X 203010 0 19410 DAVID CUMMINGS VP OF IT/CIO 40.00 X 194087 0 14945 KAY KEYSER REAL ESTATE LENDING MANAGE 40.00 X 213822 0 12377 JOHN BEEBE MORTGAGE LOAN OFFICER 40.00 X 165632 0 2918 YVONNE HOLLAND VP OF BRANCH OPERATIONS 40.00 X 158935 0 7880 ABIGAIL FRANKLIN VP MARKETING & STRATEGY 40.00 X 133365 0 9119 RICHARD GREEN PRODUCTION MANAGER 40.00 X 123276 0 6151 2502180 0 201298 13 0 1 0 NCR CORPORATION P O BOX 740641 LOS ANGELES CA 900740641 ONLINE AND E-SERVICE LICENSE & MAINTENAN 566268 JACK HENRY & ASSOCIATESINC PO BOX 609 MONETT MO 65708 IT/CORE SYSTEM LICENSE & MAINTENANCE 480989 BALES CONTRUCTION 5620 DESMET AVE SPOKANE WA 99212 COMMERCIAL CONSTRUCTION 422758 COOK SECURITY GROUP 9225 NE CASCADES PKWY PORTLAND OR 97220 SECURITY SYSTEM SUPPLIER 404836 QWEST LONG DISTANCE BUSINESS SERVICESCE PO BOX 52187 PHOENIX AZ 85072 TELECOMMUNICATIONS 352561 12 LOAN INTEREST 522100 19221224 19221224 VISA/DEBIT CARD INCOME 522100 2975355 2975355 OTHER INCOME 524298 2518520 2518520 FEE INCOME 522100 1899104 1539545 359559 26614203 543914 543914 650609 503199 147410 147410 147410 2000000 1794155 205845 205845 205845 27511372 26254644 359559 897169 65500 1870004 8131501 244739 926834 643216 7763 107938 526579 414187 771370 1850186 801603 69034 58968 1821949 1860808 43012 PROVISION FOR LOAN LOSS 2934504 LOAN SERVICING 1422493 MEMBER SERVICING 506252 OTHER OPERATING EXPENSE 353740 142083 25574263 5480709 8244293 14176788 38896622 4652577 7746340 7906878 8068548 372758211 385933528 1678361 1761775 35386832 12813912 24138879 22572920 14697387 37687022 32858843 32472039 478348633 543383087 3124035 2752029 36963 53919 26400000 9999750 404182215 483879979 433743213 496685677 X 0 0 0 0 44605420 46697410 44605420 46697410 478348633 543383087 1937109 154881 0 X 0 0 0 4691 4691 4691 1 CREDIT UNION LEGISLATIVE ACTION FUND 18000 INTERNATIONAL BLVD SUITE 350 SEATAC WA 98188 800043051 4691 PART I-A, LINE 1: THE CREDIT UNIONS ONLY INDIRECT POLITICAL CAMPAIGN ACTIVITY IS A CONTRIBUTION TO THE CREDIT UNION LEGISLATIVE ACTION COMMITTEE. 0 1 X 3254164 3254164 17051886 3621408 13430478 2138166 1392475 745691 9794029 7526027 2268002 3148587 274002 2874585 22572920 FHLB STOCK 969200 C INVESTMENTS AVAILABLE FOR SALE 29119487 F LOANS HELD FOR SALE 7598335 C 37687022 ACCRUED INTEREST 1338503 OTHER ASSETS & RECEIVABLES 15729787 NCUA SHARE INSURANCE FUND 4178778 DEPOSITS IN COMMERCIAL BANKS 5727000 CREDIT UNION OWNED LIFE INSURANCE POLICIES 5497971 32472039 SHARES & DEPOSITS 483533852 DEFERRED COMPENSATION 332153 SBA DEFERRED FEES 13974 483879979 PART IV, LINE 2B: THE CREDIT UNION HAS SHORT TERM HOLDINGS OF MEMBER ESCROW FUNDS THAT GET TRANSMITTED TO DMI FOR PAYMENTS. DMI SERVICES THE PAYMENTS WHICH INCLUDE COUNTY TAX PAYMENTS AND INSURANCE. 1 EASTERN WASHINGTON UNIVERSITY FOUNDATION 520 5TH ST CHENEY WA 990049975 911019819 501(C)3 10000 PLEDGE TO THE UNIVERSITY'S EAGLE ATHLETIC FUND MEALS ON WHEELS 1222 WEST SECOND AVE SPOKANE WA 99201 910833015 501(C)3 6000 COTTON CLASSIC DINNER SPONSOR NORTHWEST CREDIT UNION ASSOCIATION 18000 INTERNATIONAL BLVD STE 350 SEATAC WA 98188 910460483 501(C)3 17000 CREDIT UNION FOR KIDS AUCTION DONATION NORTHWEST MUSEUM OF ARTS & CULTURE 2316 W FIRST AVENUE SPOKANE WA 99204 911303066 501(C)3 7500 MUSEUM POMPEII EXHIBIT SPONSORSHIP; BLUE STAR DAY SPONSORSHIP RONALD MCDONALD HOUSE OF CHARITIES OF THE INLAND NW 1015 W FIFTH AVE SPOKANE WA 99204 911176115 501(C)3 10000 CALL FOR THE KIDS CAMPAIGN & TELETHON SPONSORSHIP NAF FAIRCHILD AFB 10 W ENT ST FAIRCHILD AFB WA 99011 910741496 GOVERNMENT 15000 PREMIER SPONSORSHIP - FAIRCHILD AIR FORCE 6 0 PART I, LINE 2: WRITTEN DOCUMENTATION IS RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT. THE RECEIVED RECORDS ARE VERIFIED FOR ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. THIS REVIEW PROCESS ALSO ENSURES THAT ALL GRANT FUNDS ARE DISTRIBUTED AND USED WITHIN THE U.S. X X 1 1 X X X 0 1 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 546092 0 226500 0 29924 0 55607 0 28913 0 887036 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 241335 0 38418 0 2431 0 21235 0 7991 0 311410 0 0 0 CHARLES T CASSELS CFO/VP FINANCE AND ACCOUNT 194067 0 29817 0 1469 0 6761 0 7991 0 240105 0 0 0 KIM SHILL VP OF LENDING 175330 0 27680 0 0 0 11419 0 7991 0 222420 0 0 0 DAVID CUMMINGS VP OF IT/CIO 167527 0 26560 0 0 0 6955 0 7990 0 209032 0 0 0 KAY KEYSER REAL ESTATE LENDING MANAGE 99869 0 113953 0 0 0 12377 0 0 0 226199 0 0 0 JOHN BEEBE MORTGAGE LOAN OFFICER 46338 0 119294 0 0 0 2918 0 0 0 168550 0 0 0 YVONNE HOLLAND VP OF BRANCH OPERATIONS 136719 0 22216 0 0 0 7880 0 0 0 166815 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. THE EXPENSE MUST BE APPROVED IN ADVANCE AND A BUSINESS NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS, MARY STARKEY AND CHARLES T. CASSELS. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES. PART I, LINE 4B JACK FALLIS CEO, PARTICIPATES IN SPLIT DOLLAR LOAN ARRANGEMENT AS DISCLOSED ON SCHEDULE L. JACK FALLIS CEO EXECUTIVE COMPENSATION X 7906878 8068548 0 1 1 8068548 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE CHIEF FINANCIAL OFFICER WHO THEN REPORTS TO THE PRESIDENT/CEO. THE PRESIDENT/CEO THEN PROVIDES A COPY OF THE 990 TO BE REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. DIRECTORS/SUPERVISORY COMMITTEE MEMBERS MUST ACKNOWLEDGE THE "BOARD OF DIRECTOR'S ETHICS/CONFLICT OF INTEREST POLICY" EACH YEAR, TYPICALLY IN MARCH. THE POLICY STRICTLY PROHIBITS MOST CONFLICTS (GIFTS, SOLICITATIONS, LEGACIES, INFORMATION INTERLOCKS, COMMISSION, ETC). LOANS ARE THE EXCEPTION, IN WHICH CASE THE ENTIRE BOARD MUST APPROVE THEM INDIVIDUALLY AND THEY CANNOT BE PREFERENTIAL. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. MEMBERS SERVICE GROUP INC PO BOX 3200 SPOKANE WA 99220 911316353 CUSO - INSURANCE PRODUCTS AND PAYDAY LENDING WA GLOBAL CREDIT UNION C 71455 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0