2021-05-13T16:36:34-05:00 2020-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2020-01-01 480669498 ENVISTA CREDIT UNION ENVI 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 7852280149 2021-05-13 1 RONALD SMELTZER 999009999 GERALD TENBRINK P00638199 9138946214 2021-05-12 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z RONALD D SMELTZER 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 28276646 0 X WWW.ENVISTACU.COM X 1957 KS TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 7 7 209 9 49816 0 0 0 23722870 27224387 1169390 969614 41829 49053 24934089 28243054 0 32000 0 0 8044478 9278619 0 0 0 12094023 13480505 20138501 22791124 4795588 5451930 396019190 462803465 352572353 413891692 43446837 48911773 X TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 0 1 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 42,891 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2020, LOANS OUTSTANDING TOTALED $354,358,853. PAID DIVIDENDS ON DEPOSITS TOTALING $3,065,605 FOR THE YEAR. 0 0 1 0 0 0 0 1 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 11544 0 1 209 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 0 0 X RONALD D SMELTZER 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 DANIEL RAMSEY CHAIRMAN 1.00 X 0 0 0 KEVIN HAN VICE CHAIRMAN 1.00 X 0 0 0 STEPHEN LOWRY SECRETARY 1.00 X 0 0 0 JANET STANEK DIRECTOR 1.00 X 0 0 0 DEB HALL DIRECTOR 1.00 X 0 0 0 JANNEY DUNCAN DIRECTOR 1.00 X 0 0 0 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 40.00 X X 551014 0 51846 ELIZABETH STEFFEN CHIEF FINANCIAL OFFICER 40.00 X 216464 0 97292 TARA DIMICK CHIEF BUSINESS DEVELOPMENT OFFICER 40.00 X 158102 0 86779 ANDREA KABERLINE CHIEF LENDING OFFICER 40.00 X 150256 0 97697 JOSH PERRY MORTGAGE ADVISOR 40.00 X 139772 0 9316 ASHLEY ESQUIBEL VICE PRESIDENT-HUMAN RESOURCES 40.00 X 124263 0 88050 JAMIE BEATON VICE PRESIDENT-MORTGAGE SERVICES 40.00 X 110009 0 26034 1449880 0 457014 9 0 1 0 KELLEY CONSTRUCTION CO INC PO BOX 750256 TOPEKA KS 666750256 CONSTRUCTION 1007903 SCHWERDT DESIGN GROUP 2231 SW WANAMAKER RD SUITE 303 TOPEKA KS 666144275 ARCHITECT SERVICES 227888 RSM US LLP 5155 PAYSPHERE CIRCLE CHICAGO IL 60674 CORE CONVERSION PROJECT MANAGEMENT 110663 3 INTEREST ON LOANS 522100 14950614 14950614 FEES & OTHER INCOME 522100 12271783 12223957 47826 WARRANTY SALES 524298 1990 1990 27224387 965680 965680 49053 49053 37526 33592 3934 3934 3934 28243054 28193238 49816 0 32000 704228 6653368 497374 856864 566785 56418 6663 154879 134777 798275 4909295 110663 681290 24273 178158 73744 752428 142919 DIVIDENDS ON SHARES 3065605 PROVISION FOR LOAN LOSS 1581179 LOAN SERVICING 699793 ASSOCIATION DUES 77859 32287 22791124 1821828 1086858 31708262 43443957 337117060 352681777 872754 826841 20191232 7847566 9531053 12343666 5075166 39801317 9893067 12619049 396019190 462803465 1630794 2534732 3281621 4598728 6500000 1500000 341159938 405258232 352572353 413891692 X 0 0 0 0 43446837 48911773 43446837 48911773 396019190 462803465 X 5451930 241166 -228160 X 0 1 X 1 0 2000 2000 2000 1 CREDIT UNION PAC OF KANSAS 901 SW TOPEKA BLVD TOPEKA KS 66612 480288307 2000 Part I-A, Line 1: CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COMMITTEE OF KANSAS. 0 1 X 2367889 2367889 9383936 2919643 6464293 452321 58977 393344 7987086 4868946 3118140 12343666 AFS-FEDERAL AGENCY SECURITIES 36361217 F FHLB CLASS A STOCK 398800 C FHLB CLASS B STOCK 41300 C HTM-FEDERAL AGENCY SECURITIES 3000000 C 39801317 MEMBER SHARES & DEPOSITS 403429493 ACCRUED DIVIDENDS PAYABLE 160660 ACCRUED POST RETIREMENT EXPENSE 562082 457(b) RETIREMENT PLAN 434015 457(f) RETIREMENT PLAN 339566 ACCRUED ANNUAL LEAVE 332416 405258232 X 28243054 0 28243054 0 28243054 22791124 0 22791124 0 22791124 Part IV, Line 2b: THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. ADDITIONALLY, PRINCIPAL AND INTEREST PAYMENTS FOR FREDDIE MAC AND FHLB LOANS ARE MAINTAINED IN CUSTODIAL ACCOUNTS UNTIL REMITTED MONTHLY. Part X, Line 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE (IRC) OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2019 AND DECEMBER 31, 2020. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2020 AND DECEMBER 31, 2019. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. 0 STORMONT-VAIL FOUNDATION 1500 SW 10TH AVE TOPEKA KS 66604 480980926 501(C)(3) 10000 PATIENT CARE SERVICES & COMMUNITY HEALTH EDUCATION PROGRAMS NORTH TOPEKA ARTS DISTRICT INC PO BOX 5183 TOPEKA KS 666050183 474579168 501(C)(3) 5500 ECONOMIC DEVELOPMENT & ENHANCEMENT OF THE NOTO ARTS & ENTERTAINMENT DISTRICT GREATER TOPEKA PARTNERSHIP INC 719 S KANSAS AVE SUITE 100 TOPEKA KS 66603 822627387 501(C)(6) 16500 ENHANCEMENT OF ECONOMIC DEVELOPMENT & QUALITY OF LIFE IN TOPEKA & SHAWNEE COUNTY 2 X 1 1 X X X 0 1 0 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 275077 0 46851 0 229086 0 33795 0 18051 0 602860 0 212388 0 ELIZABETH STEFFEN CHIEF FINANCIAL OFFICER 171780 0 43875 0 809 0 82093 0 15199 0 313756 0 0 0 ANDREA KABERLINE CHIEF LENDING OFFICER 122329 0 27717 0 210 0 75097 0 22600 0 247953 0 0 0 TARA DIMICK CHIEF BUSINESS DEVELOPMENT OFFICER 132783 0 25061 0 258 0 64068 0 22711 0 244881 0 0 0 ASHLEY ESQUIBEL VICE PRESIDENT-HUMAN RESOURCES 106578 0 17509 0 176 0 72361 0 15689 0 212313 0 0 0 Part I, Line 1a ANNUAL YMCA MEMBERSHIP FEES ($408). Part I, Line 3 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. Part I, Line 4b THE FOLLOWING EMPLOYEES PARTICIPATED IN 457(f) DEFERRED COMPENSATION PLANS AND HAD RELATED VALUATION ADJUSTMENTS RECORDED IN 2020 AS LISTED BELOW: ELIZABETH STEFFEN, CHIEF FINANCIAL OFFICER $59,334 ANDREA KABERLINE, CHIEF LENDING OFFICER $59,334 TARA DIMICK, CHIEF BUSINESS DEVELOPMENT OFFICER $59,334 ASHELY ESQUIBEL, VICE PRESIDENT-HUMAN RESOURCES $59,334 IN ADDITION, RONALD D. SMELTZER RECEIVED A $221,352 PAYMENT FROM HIS 457(f) PLAN AND THE ENTIRE AMOUNT WAS REPORTED ON HIS W-2. THE FOLLOWING EMPLOYEES ALSO PARTICIPATED IN 457(b) DEFERRED COMPENSATION PLANS AND THE RELATED AMOUNTS RECORDED IN 2020 ARE LISTED BELOW: RONALD D. SMELTZER, PRESIDENT/CEO, TREASURER $16,552 ELIZABETH STEFFEN, CHIEF FINANCIAL OFFICER $9,701 Form 990, Part III, line 3 DURING THE YEAR, THE CREDIT UNION UNDERWENT A CORE DATA SYSTEM CONVERSION WHICH SIGNIFICANTLY IMPACTED HOW THE ORGANIZATION CONDUCTS BUSINESS. Form 990, Part VI, Section A, line 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. Form 990, Part VI, Section A, line 7a THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. Form 990, Part VI, Section A, line 7b CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. Form 990, Part VI, Section B, line 11b THE CFO COMPLETES AND SUBMITS INFORMATION TO THE OUTSIDE ACCOUNTING FIRM PREPARING THE RETURN. UPON COMPLETION, FINAL APPROVAL IS GIVEN BY THE CEO OR CFO. Form 990, Part VI, Section B, line 12c ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. Form 990, Part VI, Section B, line 15 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. Form 990, Part VI, Section C, line 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH BRANCH LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. Form 990, Part XI, line 9: NET ADJUSTMENT FOR POST RETIREMENT BENEFITS -228,189. OTHER 29.