2021-11-15T13:16:58-06:00 2021-06-30 131610809 FRIEDMAN LLP 2000 MARKET STREET SUITE 500 PHILADELPHIA PA 19103 990 2020-07-01 221912812 MULTIPLE SCLEROSIS ASSOCIATION OF AMERICA INC MULT 8564884500 375 KINGS HIGHWAY NORTH CHERRY HILL NJ 08034 GINA MURDOCH PRESIDENT AND CEO 8564884500 2021-11-12 1 GINA MURDOCH XXX-XX-XXXX MARIE DECICCO P01419199 2154969200 2021-11-11 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z GINA R MURDOCH 375 KINGS HIGHWAY NORTH CHERRY HILL NJ 08034 15393492 0 X WWW.MYMSAA.ORG X 1970 NJ THE ASSOC. IMPROVES LIVES TODAY FOR THE ENTIRE MS COMMUNITY THROUGH VITAL SERVICES AND SUPPORT. 13 13 29 21 99822 11340 7526096 8654373 0 196148 44083 112880 300107 135729 7870286 9099130 922040 825191 0 0 2440280 2402574 283033 110000 2455370 4419097 4765841 8064450 8103606 -194164 995524 7274225 7922908 2308343 1350535 4965882 6572373 X THE MULTIPLE SCLEROSIS ASSOCIATION OF AMERICA, INC. (THE ASSOCIATION) IS A LEADING RESOURCE FOR THE ENTIRE MS COMMUNITY, IMPROVING LIVES TODAY THROUGH VITAL SERVICES AND SUPPORT. 0 0 3750019 825191 196148 1- PATIENT SERVICES: THE ASSOCIATION'S MRI ACCESS FUND PROVIDES ASSISTANCE FOR MS PATIENTS OR INDIVIDUALS WHO HAVE SUSPECTED MS TO OBTAIN AN MRI SCAN FOR THE PURPOSE OF PROVIDING A DIAGNOSIS OR TRACKING PROGRESSION. THE PROGRAM SERVES INDIVIDUALS WHOSE INCOME IS UNDER 300% OF THE FEDERAL POVERTY GUIDELINES AND ARE OTHERWISE UNABLE DUE TO BEING UNINSURED OR UNDER-INSURED TO PAY FOR AN MRI ON THEIR OWN. DURING FY21, MSAA APPROVED MORE THAN 800 ELIGIBLE INDIVIDUALS FOR MRI SCANS WITH A VALUE IN EXCESS OF $502,000. (CONTINUE IN SCHEDULE O)THE ASSOCIATION'S COOLING AND EQUIPMENT DISTRIBUTION PROGRAM HELPS INDIVIDUALS WITH MS OBTAIN THE EQUIPMENT THAT THEY NEED IN ORDER TO BEST MANAGE THEIR MS. THE PROGRAM PROVIDES SPECIAL COOLING APPAREL WHICH HELPS ALLEVIATE HEAT SENSITIVITY ISSUES FOR MS PATIENTS, AS WELL AS DURABLE MEDICAL AND SAFETY EQUIPMENT AT NO CHARGE TO MS PATIENTS THROUGHOUT THE COUNTRY. DURING FY21 THE ASSOCIATION DELIVERED NEARLY 3,000 PIECES OF SAFETY, MOBILITY, AND SYMPTOM-MANAGEMENT PRODUCTS TO INDIVIDUALS AFFECTED BY MS WITH A VALUE IN EXCESS OF $321,400. ALSO, AS NOTED ABOVE, MSAA ADDED COVID-19 FINANCIAL HARDSHIP WAIVERS TO THESE PROGRAMS TO HELP SUPPORT FAMILIES DEVISTATED BY THE PANDEMIC. DURING FY21 MSAA EXPANDED THE HOURS OF ITS NATIONAL TOLL-FREE HELPLINE AND MADE SEVERAL REVISIONS TO OUR CORE SIGNATURE SERVICES IN RESPONSE TO THE CORONAVIRUS PANDEMIC AND ITS IMPACT ON THE MS COMMUNITY. MOST NOTABLY, WE ADDED A COVID-19 ECONOMIC HARDSHIP WAIVER TO THE EQUIPMENT AND COOLING DISTRIBUTION PROGRAMS AND THE MRI ACCESS PROGRAM SO FAMILIESEXPERIENCING FINANCIAL CRISIS DUE TO THE PANDEMIC CAN SELECT THIS OPTION TO QUALIFY IF THEY WOULD OTHERWISE NOT MEET ANNUAL INCOME GUIDELINES. ADDITIONALLY, CERTAIN APPLICATION DOCUMENTS ARE NOW OPTIONAL IF INDIVIDUALS CANNOT CONNECT WITH THEIR PHYSICIAN DUE TO CONCERNS OR LIMITATIONS IN TRAVELING TO MEDICAL APPOINTMENTS. ALL THREE PROGRAMS NOW OFFER ONLINE APPLICATIONS WHICH CAN BE FOUND ON MYMSAA.ORG. PROGRAM APPLICATIONS ARE ALSO AVAILABLE AS PDF DOWNLOADS IN BOTH ENGLISH AND SPANISH FROM THE WEBSITE. THROUGHOUT THE FISCAL YEAR, MSAA HOSTED WELL-ATTENDED VIRTUAL EDUCATIONAL PROGRAMS TO ADDRESS COVID-19 AND OTHER VITAL TOPICS TO THE MS COMMUNITY INCLUDING TOPICS ON HEALTH DISPARITIES AMONG THE AFRICAN AMERICAN AND HISPANIC AMERICAN POPULATIONS, THE IMPORTANCE OF BRAIN HEALTH AND WELLNESS, ETC. IN ADDITION, MSAA LAUNCHED A WEBSITE HUB FOCUSED ON COVID-19 TO ADDRESS QUESTIONS AND CONCERNS FROM THE MS COMMUNITY WHICH HOUSES TIMELY ARTICLES, ARCHIVED WEBINARS, IMPORTANT RESOURCES AND MORE. 768421 2- PUBLIC EDUCATION, INFORMATION & REFERRAL: THE ASSOCIATION'S NATIONAL EDUCATIONAL PROGRAMS DELIVER HIGH-QUALITY, INFORMATIVE PROGRAMMING TO MS PATIENTS, CARE PARTNERS AND HEALTHCARE PROFESSIONALS NATIONWIDE. THESE PROGRAMS COVER A VARIETY OF TOPICS ALL AIMED AT IMPROVING HEALTH OUTCOMES FOR MS PATIENTS. THE ASSOCIATION PARTNERS WITH A NATIONAL NETWORK OF HEALTHCARE PROFESSIONALS TO PRESENT PROGRAMS OF SCIENTIFIC AND EDUCATIONAL VALUE. THESE IN-PERSON AND VIRTUAL EDUCATIONAL PROGRAMS COVER A WIDE BREADTH OF TOPICS, RANGING FROM ADVANCES IN DISEASE RESEARCH AND SYMPTOM MANAGEMENT, TO NUTRITION AND WELLNESS ACTIVITIES AS WELL AS PROGRAMS TAILORED TO MEN/WOMEN LIVING WITH MS AND PROGRAMS CURATED FOR UNDERSERVED POPULATIONS. (CONTINUE IN SCHEDULE O)THE ASSOCIATION ALSO REGULARLY OFFERS VIRTUAL AND DIGITAL-PROGRAMMING FOCUSED ON SCIENTIFIC UPDATES IN DISEASE MANAGEMENT AND BEST PRACTICES IN TREATMENT PROTOCOL FOR HEALTH CARE PROFESSIONALS THAT TREAT THOSE LIVING WITH MS, SUCH AS NEUROLOGISTS AND NURSES. IN 2019, MSAA ALSO CONVENED THE MS AFRICAN-AMERICAN ADVISORY BOARD, COMPRISED OF MS HEALTHCARE PROFESSIONALS, PATIENTS AND CARE PARTNERS, TO DEVELOP A FIVE YEAR PLAN OF INITIATIVES TO SERVE THE AFRICAN-AMERICAN MS PATIENT COMMUNITY. ADDITIONALLY, MSAA CONVENED A SERIES OF ROUND TABLE DISCUSSIONS WITH LEADING MS NEUROLOGISTS AND PAYERS TO EXPLORE HOW THE HEALTHCARE SYSTEM COULD BETTER SERVE THE MS COMMUNITY AND IDENTIFY COMMON INTERESTS. THE FINDINGS FROM BOTH OF THESE INITIATIVES ARE BEING DEVELOPED AS WHITE PAPERS AND WILL BE BROADLY DISSEMINATED WITHIN THE MS COMMUNITY.THROUGH PUBLICATIONS, VIDEOS, PODCASTS, THE ASSOCIATION'S WEBSITE, A HELPLINE, AND EDUCATIONAL PROGRAMS, THE ASSOCIATION PROVIDES THE MS COMMUNITY AND THE GENERAL PUBLIC VITAL INFORMATION ABOUT THE DISEASE, THE MANAGEMENT OF SYMPTOMS AND BREAKTHROUGHS IN RESEARCH. THE ASSOCIATION PUBLISHES A NATIONAL MAGAZINE "THE MOTIVATOR" DISTRIBUTED BIANNUALLY WITH A CIRCULATION OF MORE THAN 95,000. THE MAGAZINE IS ALSO AVAILABLE AS A DIGITAL EDITION. INDIVIDUAL CLIENT NEEDS ARE MET THROUGH THE ASSOCIATION'S NATIONAL TOLL-FREE HELPLINE. OUR TRAINED SOCIAL WORKERS RESPONDED TO NEARLY 15,700 CLIENT INQUIRIES IN THE PAST YEAR AND PROVIDED THESE CLIENTS WITH CONTACTS TO APPROPRIATE SERVICES THROUGHOUT THE NATION. THE ASSOCIATION'S WEBSITE HAD MORE THAN 758,000 SESSIONS DURING THE YEAR ENDED JUNE 30, 2021. THE ASSOCIATION OFFERS A MOBILE PHONE APPLICATION TO ASSIST ITS CLIENTS IN MONITORING, TRACKING AND MANAGING THEIR MS AS WELL AS SHARINGE DATA WITH THEIR PHYSICIAN. THE ASSOCIATION EMPLOYS VARIOUS DIGITAL TACTICS TO COMMUNICATE WITH ITS CONSTITUENTS. THE ASSOCIATION IS ACTIVE ON 6 DIFFERENT SOCIAL MEDIA PLATFORMS. THE ASSOCIATION ALSO HOSTS A BLOG, OFFERS AN ONLINE PEER-TO-PEER COMMUNITY AND ANSWERS QUESTIONS THROUGH ITS MS QUESTIONS EMAIL OPTION AND WEBSITE CHAT FEATURE. THE ASSOCIATION RECEIVED A GOOGLE GRANT VALUED AT $166,700 IN FY21. THIS ALLOWED THE ASSOCIATION TO PROMOTE THE ORGANIZATION'S PROGRAMS AND SERVICES VIA KEYWORDS THROUGH GOOGLE'S SEARCH ENGINE IN AN EFFORT TO ASSIST INDIVIDUALS SEARCHING FOR INFORMATION ONLINE RELATED TO MS. THE MOTIVATOR MAGAZINE HAS RECEIVED SEVERAL AWARDS INCLUDING: APEX AWARD FOR PUBLICATION EXCELLENCE IN THE CATEGORY OF MAGAZINES, JOURNALS & TABLOIDS FOR THE WINTER/SPRING 2019 EDITION; APEX AWARD FOR PUBLICATION EXCELLENCE FOR THE SUMMER/FALL 2019 COVER STORY, "PEDIATRIC MS; MERIT AWARD FROM THE NATIONAL HEALTH INFORMATION AWARDS FOR THE SUMMER/FALL 2019 COVER STORY, "PEDIATRIC MS; AND SILVER DIGITAL HEALTH AWARD FOR THE WINTER/SPRING 2019 EDITION.ADDITIONALLY, THE MOTIVATOR RECEIVED A BRONZE AWARD FROM THE DIGITAL HEALTH AWARDS FOR THE WINTER/SPRING 2020 EDITION. MSAA RECEIVED A SILVER AWARD FROM THE NATIONAL HEALTH INFORMATION AWARDS FOR THE PUBLICATION, MULTIPLE SCLEROSIS AND THE AFRICAN AMERICAN EXPERIENCE. MSAA'S EMPLOYMENT AND MS BOOKLET RECEIVED AN AWARD OF EXCELLENCE IN THE ONE-OF-A-KIND PUBLICATIONS - HEALTH & MEDICAL PUBLICATIONS CATEGORY.WEBSITE AWARDS: APEX AWARD OF EXCELLENCE IN THE WEBSITES MOST IMPROVED CATEGORYAND DIGITAL HEALTH BRONZE AWARD; MSAA'S BLOG, MS CONVERSATIONS WAS NAMED ONE OF THE BEST MULTIPLE SCLEROSIS BLOGS FOR THE SIXTH CONSECUTIVE YEAR BY HEALTHLINE.MSAA RECEIVED AN APEX GRAND AWARD FOR THE COVID-19 AND MS PATHFINDER DIGITAL TOOL. 4518440 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 1 0 0 0 0 0 1 1 0 0 0 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 1 38 0 1 29 1 1 1 0 0 0 0 1 1 0 0 0 1 0 0 0 X 13 13 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 AL AR CA CT GA HI KY MA MI MN NC NH NJ NM NY OH OR PA SC UT WA WI WV X X DONNA MCFADDEN 8564884500 375 KINGS HIGHWAY NORTH CHERRY HILL NJ 08034 JENNIFER SCHWARTZ ESQUIRE CHAIRPERSON 1.00 X X 0 0 0 DAVID HERZOG TREASURER (TO APRIL 2021) 1.00 X X 0 0 0 IRA LEVEE SECRETARY 1.00 X X 0 0 0 BARRY A SINGER MD DIRECTOR 1.00 X 0 0 0 ERIC K BOSSARD VICE CHAIRPERSON 1.00 X 0 0 0 WENDY B SCOTT DIRECTOR 1.00 X 0 0 0 ALEXANDRA VON PLATO DIRECTOR 1.00 X 0 0 0 ANN BAIRD BISHOP DIRECTOR 1.00 X 0 0 0 AUDREY ALLSOPP DIRECTOR 1.00 X 0 0 0 MICHAEL LUBBEN DIRECTOR 1.00 X 0 0 0 MERYL RAVITZ CPA TREASURER 1.00 X X 0 0 0 MICHAEL SCHOENHAUT DIRECTOR 1.00 X 0 0 0 KELLY WATERS DIRECTOR 1.00 X 0 0 0 ANDREW WOO MD PHD DIRECTOR 1.00 X 0 0 0 GINA R MURDOCH PRESIDENT & CEO 37.50 X 245203 0 29967 ANDREA GRIFFIN VP OF COMMUNICATIONS & MAK 37.50 X 118711 0 13951 AMANDA MONTAGUE VP OF ED & HEALTHCARE RELA 37.50 X 110691 0 19745 PETER DAMIRI VP OF PROGRAMS & SERVICES (TO MARCH 2021) 37.50 X 109197 0 15915 583802 0 79578 4 1 1 0 RKD GROUP 35 PARKWOOD DRIVE SUITE 160 HOPKINTON MA 01748 DIRECT MAIL 1279282 ADSTRA PO BOX 358187 PITTSBURGH PA 19251 DIRECT MAIL 204455 ALLEGIANCE FUNDRAISING 2300 CLARENDON BLVD ARLINGTON VA 22201 DIGITAL FUNDRAISING 135335 BRIAN S HURWITZ LLC 10564 PALACIO RIDGE COURT BOYNTON BEACH FL 33473 FUNDRAISING SERVICE 110000 4 57422 648185 615024 7333742 49960 8654373 PATIENT SERVICES 541900 196148 196148 196148 166382 166382 1 1 6086651 6140153 -53502 -53502 -53502 190082 648185 154209 35873 35873 ADVERTISING 541800 99822 99822 OTHER INCOME 900099 33 33 99855 9099130 196148 99822 148787 825191 825191 307490 154667 85175 67648 1634104 965188 522867 146049 47253 27442 15437 4374 267269 172069 74369 20831 146458 86540 43084 16834 46663 26307 17423 2933 110000 110000 27923 16910 7675 3338 494340 185523 20522 288295 1490 902 410 178 38847 24236 10182 4429 159260 119993 27364 11903 17873 10086 5540 2247 3426 2491 652 283 42389 25670 11651 5068 354229 197765 112406 44058 27610 16720 7589 3301 POSTAGE 1031722 326355 46224 659143 PRINTING 872102 276071 40250 555781 PATIENT ASSISTANCE 805738 805738 DIRECT MAIL COST 546292 172780 25223 348289 295937 79796 55753 160388 8103606 4518440 1129796 2455370 X 2545891 797028 113687 1635176 391680 797965 1445367 1011499 58890 146476 195500 307998 199828 1882324 672261 1490797 1210063 3433017 4508053 7274225 7922908 781584 434645 1385673 915890 141086 0 2308343 1350535 X 3906546 5454259 1059336 1118114 4965882 6572373 7274225 7922908 995524 610967 0 X 0 1 X 1 0 X 8386039 8547993 7767854 7267809 7770132 39739827 8386039 8547993 7767854 7267809 7770132 39739827 3658727 36081100 128416 69096 100995 91584 166382 556473 238195 122061 166740 205062 196148 928206 41224506 0.87520 0.87410 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 403000 403000 477311 73432 403879 342067 69829 272238 173861 104580 69281 486085 424420 61665 1210063 X 9682174 610967 610967 9071207 27923 27923 9099130 8075683 0 8075683 27923 27923 8103606 PART X, LINE 2: MANAGEMENT OF MSAA CONSIDERS THE LIKELIHOOD OF CHANGES BY TAXING AUTHORITIES IN ITS INCOME TAX RETURNS AND RECOGNIZES A LIABILITY FOR OR DISCLOSES POTENTIAL SIGNIFICANT CHANGES THAT MANAGEMENT BELIEVES ARE MORE LIKELY THAN NOT TO OCCUR UPON EXAMINATION BY TAX AUTHORITIES, INCLUDING CHANGES TO MSAA'S STATUS AS A NOT-FOR-PROFIT ENTITY. MANAGEMENT BELIEVES MSAA MET THE REQUIREMENTS TO MAINTAIN ITS TAX-EXEMPT STATUS AND HAS NOT IDENTIFIED ANY UNCERTAIN TAX POSITIONS SUBJECT TO THE UNRELATED BUSINESS INCOME TAX THAT REQUIRE RECOGNITION OR DISCLOSURE IN THE ACCOMPANYING FINANCIAL STATEMENTS. X X X X 1 BRIAN S HURWITZ LLC -10564 PALACIO COURT BOYNTON 10564 PALACIO RIDGE COURT BOYNTON BEACH FL 33473 FUNDRAISING EVENT MANAGEMENT 0 315815 110000 205815 315815 110000 205815 AK AL AR CA CO CT DC FL GA HI IL KS KY LA MA MD ME MI MN MS NC NH NJ NM NY OH OK OR PA RI SC TN UT WA WI WV NV BENEFIT GALA 2021 235345 204750 30595 13490 30142 AUGUST 2020 GOLF CLASSIC 165778 124333 41445 29108 72762 11 437144 319102 118042 8707 838267 648185 190082 29108 13490 111611 154209 35873 1 COOLING PROGRAM 1953 287474 FAIR MARKET VALUE COOL SUITE DEVICE DISTRIBUTION EQUIPMENT DISTRIBUTION PROGRAM 1054 33912 FAIR MARKET VALUE MEDICAL EQUIPMENT MRI ACCESS FUND 789 503805 FAIR MARKET VALUE MRIS PART I, LINE 2: THE ASSOCIATION PROVIDES ASSISTANCE TO INDIVIDUALS AFFECTED BY MULTIPLE SCLEROSIS. THE EQUIPMENT, COOLING, AND MRI PROGRAMS REQUIRE APPLICANTS TO COMPLETE AN APPLICATION FORM WHICH IS SUBMITTED TO THE ASSOCIATION. THE ASSOCIATION DETERMINES IF THE INDIVIDUAL IS ELIGIBLE TO RECEIVE THE SERVICE BASED ON IF THE INCOME REQUIREMENT IS BELOW 300% OF THE FEDERAL POVERTY GUIDELINES. PAYMENTS ARE MADE DIRECTLY TO THE VARIOUS GROUPS/VENDORS THAT PROVIDE THE SERVICES TO THE INDIVIDUALS WHO MEET THE QUALIFICATIONS. NO FUNDS ARE PROVIDED DIRECTLY TO AN INDIVIDUAL PATIENT, THOUGH THE ASSOCIATION DOES PROVIDE HONORARIA TO PHYSICIANS WHO SPEAK AT THE ASSOCIATION'S EDUCATIONAL PROGRAMS. GRANT FUNDING RECEIVED BY THE ASSOCIATION IS UTILIZED TO HOST EDUCATIONAL PROGRAMMING TAILORED TO ADDRESS RELEVANT NEEDS WITHIN THE MS COMMUNITY, IN TERMS OF PATIENTS AND HEALTHCARE PROFESSIONALS. THROUGH THIS FUNDING, THE ASSOCIATION DEVELOPS A NUMBER OF NATIONAL SERIES AIMED AT ADDRESSING THE NEEDS AND CHALLENGES OF THE MS PATIENT, THEIR FAMILIES AND CARE PARTNERS, AS WELL AS DELIVERING OPPORTUNITIES TO AFFECT CHANGE IN THE CLINICAL SETTING THROUGH ITS PROFESSIONAL EDUCATION EFFORTS AIMED AT NEUROLOGISTS, NURSES AND NURSE PRACTITIONERS. THE ASSOCIATION ALSO, THROUGH ITS INDEPENDENT MEDICAL EDUCATION GRANT FUNDING, DEVELOPS A NUMBER OF ONLINE PRESENTATIONS GEARED TO THESE POPULATIONS AS WELL AS TOOLS AND DECISION AIDES TO BENEFIT BOTH OF THESE KEY AUDIENCES. THE ACCOUNTING DEPARTMENT TRACKS ALL EXPENSES AND REQUIRES RECEIPTS FOR EXPENSES. GRANTS ARE RECONCILED WITH THE FUNDER UPON THE FUNDER'S PROCEDURE OR REQUESTS. X X X X 0 0 0 0 0 0 0 0 0 GINA R MURDOCH PRESIDENT & CEO 245203 0 0 0 0 0 7560 0 22407 0 275170 0 0 0 PETER DAMIRI VP OF PROGRAMS & SERVICES (TO MARCH 109197 0 0 0 0 0 3265 0 12650 0 125112 0 0 0 X 39 49960 PROCEEDS FROM AUCTION 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B ONCE THE ASSOCIATION'S INDEPENDENT AUDITING FIRM COMPLETES THE FEDERAL FORM 990, THE ACCOUNTING DEPARTMENT VERIFIES THE ACCURACY OF THE NUMBERS. THE FEDERAL FORM 990 IS THEN SENT TO ALL MEMBERS OF THE BOARD OF DIRECTORS FOR THEIR REVIEW AND COMMENTS. THE BOARD OF DIRECTORS HAS DESIGNATED THE AUDIT COMMITTEE TO HAVE THE FINAL APPROVAL BEFORE THE FEDERAL FORM 990 IS ELECTRONICALLY FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS ADMINISTERED BY THE BOARD OF DIRECTORS. ON AN ANNUAL BASIS, BOARD OF DIRECTORS, OFFICERS AND SENIOR STAFF DESIGNATED BY THE PRESIDENT AND CEO MUST CERTIFY THAT THEY ARE IN COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY. ANNUALLY, ALL OTHER EMPLOYEES RECEIVE A COPY OF THE POLICY FOR THEIR REVIEW. IF AN INCIDENT ARISES ABOUT A CONFLICT, IT WILL BE REFERRED TO THE BOARD OF DIRECTORS TO DETERMINE IF A CONFLICT HAS OCCURRED. ALL EMPLOYEES ARE ENCOURAGED TO BRING TO THE ATTENTION OF THE PRESIDENT AND CEO IF ANY ISSUE OF A CONFLICT OF INTEREST HAS OCCURRED. WHEN A COVERED PERSON BECOMES AWARE OF A PROPOSED OR EXISTING COVERED TRANSACTION, HE OR SHE SHALL HAVE A DUTY TO TAKE THE FOLLOWING ACTIONS: (1) IMMEDIATELY DISCLOSE THE EXISTENCE AND CIRCUMSTANCES OF SUCH COVERED TRANSACTION TO THE CHAIRPERSON OR, IN THE CASE OF AN EMPLOYEE, TO THE PRESIDENT AND CEO. (2) REFRAIN FROM USING HIS OR HER PERSONAL INFLUENCE TO ENCOURAGE THE ASSOCIATION TO ENTER INTO THE COVERED TRANSACTION AND (3) PHYSICALLY RECUSE HIMSELF OR HERSELF FROM PARTICIPATION IN ANY DISCUSSIONS REGARDING THE COVERED TRANSACTION WITH DIRECTORS, OFFICERS AND/OR EMPLOYEES OF THE ASSOCIATION AND AT MEETINGS OF THE BOARD OF DIRECTORS, EXCEPT TO RESPOND TO REQUESTS FOR INFORMATION ABOUT THE COVERED TRANSACTION FORM 990, PART VI, SECTION B, LINE 15 ANNUAL COMPENSATION IS REVIEWED BASED ON SEVERAL FACTORS INCLUDING: JOB PERFORMANCE, INFLATION, BUDGETARY CONSIDERATIONS AND SURVEY OF THE MARKET. THE PRESIDENT AND CEO'S COMPENSATION IS BASED UPON SIMULAR CRITERIA AND IN ADDITION AN OUTSIDE CONSULTANT WAS ENGAGED DURING THE FISCAL YEAR TO ASSURE PROPER ALIGNMENT WITH THE MARKET. FINAL APPROVAL RESTS WITH THE BOARD OF DIRECTORS AND COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE FINANCIAL STATEMENTS, CONFLICT OF INTEREST POLICY, FEDERAL FORM 1023, AND GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. THE FEDERAL FORM 990 IS POSTED ON THE ASSOCIATION'S WEBSITE. THE ANNUAL SUMMARY OF THE ASSOCIATION'S PROGRAMS AND FINANCES ARE PUBLISHED IN AN ANNUAL REPORT WHICH IS DISTRIBUTED TO MAJOR DONORS, CORPORATE SPONSORS, FOUNDATIONS, AND THE GENERAL PUBLIC AND IS ALSO POSTED ON OUR WEBSITE. MSAA JACKSONVILLE INC 375 KINGS HIGHWAY NORTH CHERRY HILL NJ 09034 562004972 ACQUIRE REAL PROPERTY FOR THE ELDERLY AND HANDICAPPED. NJ 501(C)(1) LINE 7 MULTIPLE SCLEROSIS ASSOCATION OF AMERICA 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0