2021-10-12T14:07:19-05:00 2020-12-31 410746749 CLIFTONLARSONALLEN LLP 20 EAST THOMAS ROAD SUITE 2300 PHOENIX AZ 85012 990 2020-01-01 860098341 TUCSON OLD PUEBLO CREDIT UNION TUCS 5208816262 2500 E 22ND STREET TUCSON AZ 85713 G VERNON BABILON CEO 5208816262 2021-09-30 1 G VERNON BABILON 999009999 MARY C GREEN P00447183 6022662248 2021-09-30 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z G VERNON BABILON 2500 E 22ND STREET TUCSON AZ 85713 8533152 0 X WWW.TOPCU.ORG X 1935 AZ PROVIDING FINANCIAL SERVICES THAT MEET THE UNIQUE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. 7 7 59 11 18579 0 0 0 7081139 7082230 1431199 1440581 0 0 8512338 8522811 0 0 179727 186192 3570246 3586674 0 0 0 3524354 3849804 7274327 7622670 1238011 900141 153179273 177439068 140540527 163288860 12638746 14150208 X WE PROVIDE FINANCIAL SERVICES THAT MEET THE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. WE SEEK TO BE THE PRIMARY FINANCIAL INSTITUTION FOR THE CITY OF TUCSON EMPLOYEES AND OTHER SELECT GROUPS, BE A MUTUALLY PROFITABLE AND GROWING INSTITUTION TO BETTER SERVE THE FINANCIAL NEEDS OF OUR MEMBERS, AND ATTRACT AND RETAIN HIGH QUALITY EMPLOYEES WHO DELIVER EXCEPTIONAL SERVICE TO OUR MEMBERS. 0 0 PROVIDING LOANS AND SERVICES TO MEMBERS OF TUCSON OLD PUEBLO CREDIT UNION. AT THE END OF 2020, THERE WERE 16,089 MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1648 0 59 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 0 0 1 1 0 1 1 1 1 1 1 1 0 X LESLIE FREED 5209180375 2500 E 22ND STREET TUCSON AZ 85713 G VERNON BABILON PRESIDENT/CEO 40.00 X 454365 0 31458 KENT HALL CFO 40.00 X 124081 0 8643 MICHAEL SCHMELL COO 40.00 X 111163 0 6225 BRITTON SIMMONS CHAIR 2.00 X X 0 0 0 RICHARD PRATER VICE CHAIR 2.00 X X 0 0 0 MIKE MCKENDRICK TREASURER 2.00 X X 0 0 0 DAVID FREGONESE SECRETARY 2.00 X X 0 0 0 WILLIAM RICHARDS DIRECTOR 2.00 X 0 0 0 JOHN BRADY DIRECTOR (LEFT 04/20) 2.00 X 0 0 0 FRED CUSHMAN DIRECTOR 2.00 X 0 0 0 ROSS UNDERWOOD DIRECTOR 2.00 X 0 0 0 689609 0 46326 3 0 1 0 ADP INC 10200 SUNSET DR MIAMI FL 33173 PAYROLL PROCESSING SERVICES 550483 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 DEBIT AND CREDIT CARD SERVICES 442982 MEMBER DRIVEN TECHNOLOGIES 30230 ORCHARD LAKE ROAD FARMINGTON HILLS MI 48334 IT SERVICES 318208 3 18579 522100 5406515 5406515 FEES & CHARGES 522100 1675715 1657136 18579 7082230 1073676 1073676 377246 9210 1131 368036 -1131 366905 366905 8522811 7063651 18579 1440581 X 186192 735935 2279628 15950 316126 239035 1522 95829 14636 1245461 101264 322221 58921 214036 16072 3063 113 249728 60930 ALLOWANCE FOR LOAN LOSS 754737 LOAN SERVICING EXPENSE 495295 MISCELLANEOUS 215976 7622670 1243503 654865 7755252 9700791 85323197 93543206 668210 412273 8155972 4103904 3858379 4052068 36886850 54712742 8709213 5870013 8734669 8493110 153179273 177439068 1348867 1663240 139191660 161625620 140540527 163288860 X 0 0 0 0 12638746 14150208 12638746 14150208 153179273 177439068 900141 611321 0 X 0 0 0 1224779 1224779 5118659 2826530 2292129 1812534 1277374 535160 4052068 MEMBER SHARE AND SAVINGS ACCOUNTS 161235361 DEFERRED COMP INVESTMENT LIABILITY 457(B) AND 457(F) 390259 161625620 X X 0 1 0 G VERNON BABILON PRESIDENT/CEO 183817 0 0 0 270548 0 27989 0 3469 0 485823 0 270548 0 PART I, LINE 4B: THE CREDIT UNION HAS A 457F DEFERRED COMPENSATION PLAN FOR CERTAIN LEVELS OF MANAGEMENT. THERE WAS ONE DISTRIBUTION TO G. VERNON BABILON FOR $270,548 DURING CALENDAR 2020. THERE WERE NO CONTRIBUTIONS DURING CALENDAR 2020. FORM 990, PART VI, SECTION A, LINE 6 IF YOU LIVE, WORK OR WORSHIP IN TUCSON, OR YOU KNOW AN EXISTING MEMBER WHO WOULD SPONSOR YOU, YOU ARE ELIGIBLE TO BECOME A TOPCU MEMBER. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS MUST BE APPROVED BY THE MEMBERSHIP. BYLAW CHANGES ENACTED BY THE BOARD AND APPROVED BY THE STATE MUST BE RATIFIED BY THE MEMBERS AT THE SUBSEQUENT ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 8B THE CREDIT UNION DOES NOT HAVE A COMMITTEE WITH AUTHORITY TO ACT ON BEHALF OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE ORGANIZATION'S PUBLIC ACCOUNTING FIRM BASED ON INFORMATION PROVIDED BY MANAGEMENT. ONCE THE DRAFT IS AVAILABLE, IT IS REVIEWED BY MANAGEMENT AND ANY CHANGES INCORPORATED INTO THE FILING. ONCE THIS DETAILED REVIEW IS COMPLETE, THE FORM 990 IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE CODE OF CONDUCT FOR EMPLOYEES AND VOLUNTEERS IS REVIEWED ANNUALLY BY THE BOARD AS IS ON THE COMPLIANCE COMMITTEE AND BOARD RECURRING CALENDARS. VOLUNTEERS INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THEY ARE KEPT IN THE EXECUTIVE ASSISTANT'S CARE. EMPLOYEES INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THIS IS KEPT IN THE HR DEPARTMENT. THIS POLICY COVERS ALL CREDIT UNION EMPLOYEES AND VOLUNTEERS. GIFTS OF $100 OR MORE ARE CONSIDERED CONFLICTS OF INTEREST. VIOLATIONS OF THIS POLICY MAY RESULT IN DISCIPLINARY ACTION, UP TO AND INCLUDING TERMINATION OF SERVICE. FORM 990, PART VI, SECTION B, LINE 15 THE CEO IS HIRED BY THE BOARD WHO DETERMINES THE CEO'S COMPENSATION. THE HR DEPARTMENT USES COMPENSATION DATA FROM OUR PROFESSIONAL EMPLOYER ORGANIZATION, ADP TOTALSOURCE, INC. THE COMPENSATION DATA ENABLES THE CREDIT UNION TO EVALUATE, TRACK AND MODIFY COMPENSATION BASED ON MARKET DATA, INTERNAL COMPARABLES AND JOB FAMILIES TO ENSURE THAT WE ARE COMPETITIVE, FOLLOWING ALL LEGAL GUIDELINES AND APPLYING THE PRINCIPLE OF FAIRNESS TO OUR COMPENSATION REVIEW PROCESS AND PRACTICES. THE FINAL DECISION FOR THE CEO'S COMPENSATION IS DOCUMENTED IN HR PERSONNEL RECORDS. OTHER OFFICERS AND EMPLOYEES ALSO HAVE THEIR JOB CLASSIFICATION RATED ANNUALLY BY COMPENSATION DATA FROM ADP TOTALSOURCE, INC. THE DATA HELPS TO DETERMINE THE APPROPRIATE PLACING WITHIN THE EMPLOYMENT FRAMEWORK AND CLASSIFICATION OF SALARY. THE CEO REVIEWS AND APPROVES COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES AND THE DECISION IS DOCUMENTED BY HR. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED ON ITS WEBSITE. ALL OTHER GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G ACHA FEES 4,344. ATM/VISA DR CARD SUPPORT 443,834. BILL PAYER EXPENSE 46,375. DATA PROCESSING SERVICE 352,153. HR SERVICING 123,415. COIN/CURRENCY COSTS 8,477. SHARED BRANCHING NETWORK 60,551. IRA CUNA FEES 8,266. OTHER PROF & OUTSIDE 174,949. MOBILE BANKING EXPENSE 18,897. BUSINESS CONTINUITY EXPENSE 4,200.