2021-11-11T07:40:35-06:00 2020-12-31 541149263 Yount Hyde & Barbour PC 8100 Sandpiper Cir Ste 308 Baltimore MD 21236 990 2020-01-01 520679182 Central Credit Union of Maryland Inc CENT 4108284500 8501 LaSalle Road Baltimore MD 21286 Lisa M Jester President 4108284500 2021-11-11 1 Lisa Jester 999009999 Joseph A Musumeci Jr P00841270 4437255395 2021-11-11 3 AAL1 IAL1 2020 2022-09-23 18:48:47Z Lisa M Jester 8501 LaSalle Road Baltimore MD 21286 1543565 0 X www.ccumd.org X 1950 MD State chartered credit union 5 5 14 0 792 0 0 0 1411160 1310206 464449 233359 0 0 1875609 1543565 0 0 0 0 678892 631939 0 0 0 983748 911535 1662640 1543474 212969 91 38495998 43987592 173544 45430 38322454 43942162 Our mission is based on three simple concepts: service, value and loans. We want to provide our members with the best financial services, maintaining the best values while becoming our members' CENTRAL loan source. 0 0 Central Credit Union of Maryland provides financial services to its 5,586 members. 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 820 0 1 14 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 0 0 0 1 1 1 0 X Lisa M Jester 4108284500 8501 LaSalle Road Baltimore MD 21286 Gary Martin Chairman 1.00 X 350 0 0 Ruth Ann White Treasurer 1.00 X 550 0 0 Helen Schwarz Secretary 2.00 X 600 0 0 Ron McElroy Vice Chairman 1.00 X 550 0 0 Steve Ports At Large 1.00 X 600 0 0 Lisa Jester President/CEO 40.00 X 226340 0 23031 228990 0 23031 1 0 1 0 0 Interest on loans 522100 796474 796474 Other services 525990 229603 229603 Share account services 525990 192990 192990 ATM services 525990 83769 82977 792 Credit insurance 524298 7370 7370 1310206 233359 233359 1543565 1309414 792 233359 X 252021 316840 10527 8400 44151 16565 12007 231409 64321 65316 100753 106925 5002 41802 14308 32444 ATM expense 147203 Loan servicing 65373 Miscellaneous 47107 Loan loss provision -39000 1543474 495439 457410 19785608 24871528 79888 57238 16450613 16170584 545720 530815 5564 14905 1100000 1900000 578886 515927 38495998 43987592 173544 45430 173544 45430 X 33779530 39399147 0 0 4542924 4543015 38322454 43942162 38495998 43987592 X 91 5619617 X 0 0 0 300138 300138 0 245582 230677 14905 14905 X X X 0 0 0 Lisa Jester President/CEO 226340 0 0 0 0 0 13580 0 9451 0 249371 0 0 0 Lisa Jester Officer Auto loan X 40847 12952 0 1 1 Gary Martin Director Auto loan X 58383 44286 0 1 1 57238 Form 990, Part VI, Section A, line 6 The Credit Union has 5,586 members. Form 990, Part VI, Section A, line 7a Credit Union members elect the board of directors. Form 990, Part VI, Section B, line 11b The CEO reviews Form 990 for accuracy. The CEO presents Form 990 to the Board and the Supervisory Committee at the next regularly scheduled meeting. Form 990, Part VI, Section B, line 15 Each year the board reviews the Credit Union and the CEO's goals compared to actual performance. The Board meets privately to determine and approve the CEO's compensation. The CEO determines other officers' compensation. The CEO reviews staff performance and uses the Credit Union National Association survey as a guide to determining compensation. Form 990, Part VI, Section C, line 19 The Credit Union makes available all required public documents. The Credit Union posts financial statements in the Credit Union office. Form 990, Part IX, line 11g Consulting fees 231,409. Form 990, Part XI, line 9: Net increase in members' share accounts 5,619,617.