2021-02-17T14:07:43-06:00 2020-12-31 232108173 RKL LLP 1330 BROADCASTING ROAD PO BOX 7008 WYOMISSING PA 196106008 990 2020-01-01 232017635 WAWA EMPLOYEES' CREDIT UNION WAWA 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 SARA DOUGHERTY CEO / TREASURER 6103588030 2021-02-12 1 SARA DOUGHERTY 999009999 RUTHANN J WOLL CPA P00647342 6103761595 2021-02-12 3 AAL1 IAL1 2020 2022-09-23 18:48:47Z SARA DOUGHERTY 260 WEST BALTIMORE PIKE MEDIA PA 19063 723139 0 X WWW.WAWACU.COM X 1976 PA OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 9 8 5 8 0 0 0 0 589599 508782 238746 194229 20312 20128 848657 723139 0 0 0 0 277160 270665 0 0 0 460079 436551 737239 707216 111418 15923 18564056 22340128 16888158 20648307 1675898 1691821 OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 0 0 PROVIDE LOANS TO 3,908 MEMBERS. PROVIDE FINANCIAL SERVICES TO 3,908 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 X 608 0 1 5 1 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 0 1 1 0 0 X SARA DOUGHERTY 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 VONN VITAL CHAIRMAN 1.00 X X 0 0 0 SARA DOUGHERTY CEO/TREASURER 40.00 X X 92147 0 3186 MARTIN MAGER SECRETARY 1.00 X X 0 0 0 CINNAMON BREIGHNER DIRECTOR 1.00 X 0 0 0 SHARON GILMOUR DIRECTOR 1.00 X 0 0 0 GEORGE F GORDON DIRECTOR 1.00 X 0 0 0 PHILLIP HORN DIRECTOR 1.00 X 0 0 0 PAUL REPLENSKI DIRECTOR 1.00 X 0 0 0 MARLYN WISNIESKI DIRECTOR 1.00 X 0 0 0 92147 0 3186 0 0 0 0 0 INTEREST ON LOANS 522291 320475 320475 PLASTIC CARD INCOME 522100 118083 118083 FEE INCOME 522100 70224 70224 508782 194229 194229 MISC. OPERATING INCOME 522100 20128 20128 20128 723139 528910 0 194229 96996 135007 4559 16168 17935 3340 10750 32143 93094 100 46300 5700 15022 ATM/DEBIT CARD EXPENSE 162857 LOAN SERVICING EXPENSE 22220 VISA EXPENSE 20664 PROVISION FOR LOAN LOSS 14951 9410 707216 84329 55193 2864141 4385153 56116 57920 7014727 7344545 38197 55154 210517 200517 15700 10000 8344727 10280727 146119 151436 18564056 22340128 108274 138637 16779884 20509670 16888158 20648307 X 0 0 0 0 1675898 1691821 1675898 1691821 18564056 22340128 15923 0 X 0 0 0 210517 200517 10000 10000 CERTIFICATES OF DEPOSIT 10236000 C CORPORATE CU PERPETUAL CAPITAL 44727 C 10280727 REGULAR SHARES 10964711 SHARE DRAFTS 5217988 MONEY MARKETS 1234983 SHARE CERTIFICATES 1398169 IRA ACCOUNTS 481917 CLUB ACCOUNTS 1211902 20509670 FORM 990, PART V, LINE 1C: THE ORGANIZATION DID NOT HAVE ANY INSTANCES WHERE BACKUP WITHHOLDING WAS REQUIRED; HOWEVER, IF THE SITUATION WOULD ARISE, THE ORGANIZATION IS AWARE OF THE REPORTING REQUIREMENTS AND WOULD HANDLE THAT ACCORDINGLY. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBER TO THE CREDIT UNION'S BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION'S MEMBERS MUST APPROVE THE FOLLOWING: -THE MERGER OF THE CREDIT UNION -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS DISTRIBUTED TO THE BOARD FOR REVIEW. THE MANAGER (WHO IS ALSO THE TREASURER) REVIEWS THE 990 IN DEPTH. FORM 990, PART VI, SECTION B, LINE 12C ON A YEARLY BASIS, OFFICERS AND DIRECTORS ARE PROVIDED WITH A FORM TO DISCLOSE ANY CONFLICTS OF INTEREST. ANY INTERACTION REPRESENTING A CONFLICT OF INTEREST IS REPORTED TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15A THE PERSONNEL COMMITTEE PRESENTS A WRITTEN REVIEW FOR THE MANAGER ALONG WITH A RECOMMENDEDATION FOR SALARY INCREASE TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS DISCUSSES THE MERITS AND APPROVES THE AMOUNT OF THE INCREASE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S FINANCIAL STATEMENTS AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE BY REQUEST AT THE CREDIT UNION OFFICE. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV.