2021-03-11T09:59:09-06:00 2020-12-31 363321958 Desmond & Ahern Ltd 10827 S Western Avenue Chicago IL 60643 990 2020-01-01 366068676 Access Credit Union ACCE 7083430228 1807 W Cermak Rd Broadview IL 60115 Lisa Dinges President 7083430228 2021-03-11 1 Lisa Dinges 999009999 David J Rambo CPA P00513360 7737794720 2021-03-11 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z Lisa Dinges 1807 W Cermak Rd Broadview IL 60115 2369729 0 X www.access-cu.com X Cooperative 1998 IL Illinois state chartered credit union operated for the mutual benefit of its members 9 9 14 9 2330 -2458 0 0 1976552 1871188 492369 497041 0 0 2468921 2368229 0 0 0 0 954084 888889 0 0 0 1250545 1199544 2204629 2088433 264292 279796 49702111 59271067 43126000 52415160 6576111 6855907 Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest. 0 0 Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/20 was 2,479 for a total of $25,794,163. Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/20 is 9,013 in the amount of $52,224,916. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 580 0 1 14 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 0 0 0 1 1 0 0 X Lisa Dinges 7083430228 1807 W Cermak Rd Broadview IL 60155 Stephen Bergeon Chairman 2.00 X X 0 0 0 Craig Lundt Vice Chairman 2.00 X X 0 0 0 Yogi Patel Treasurer 2.00 X X 0 0 0 Donna Sebestyen Secretary 2.00 X X 0 0 0 Alexis Wallace Director 2.00 X 0 0 0 Charles MacKinnon Director 2.00 X 0 0 0 James Parker Director 2.00 X 0 0 0 Ron Mikicich Director 2.00 X 0 0 0 Pamela Harrison Director 2.00 X 0 0 0 Lisa Dinges President/CEO 45.00 X 119331 0 15687 Thomas Pierce COO 45.00 X 106620 0 7380 225951 0 23067 2 0 0 0 Fiserv 255 Fiserv Drive Brookfield WI 53308 Bank interface/maintenance 332007 1 Loan Interest 522100 1403577 1403577 Fees & other charges 525990 467611 465281 2330 1871188 497501 497501 1040 1500 -460 -460 -460 2368229 1868858 2330 497041 249018 490930 28545 70335 50061 12692 94415 25152 100603 259779 109454 2449 2435 100192 81509 21127 ATM/Debit fees 186176 Loan servicing 136063 Other operating 34498 Provsion for loan losse 33000 2088433 485825 416878 1274608 5025155 25434028 25794163 139675 145285 3347069 911004 2501582 2436065 19123816 24700150 67059 67059 675518 686312 49702111 59271067 279195 190244 13579 42833226 52224916 43126000 52415160 X 0 0 0 0 6576111 6855907 6576111 6855907 49702111 59271067 279796 0 X X 0 1 X 1 0 975000 975000 1965008 565413 1399595 407061 345591 61470 2436065 Member Shares 52224916 52224916 X 2368229 0 2368229 0 2368229 2088433 0 2088433 0 2088433 Part X, Line 2: FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2020 or 2019 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing. Form 990, Part VI, Section A, line 6 Membership consists of individuals with funds on deposit with the Credit Union. Form 990, Part VI, Section A, line 7a Members participate in the annual election of the Board of Directors. Form 990, Part VI, Section B, line 11b The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing. Form 990, Part VI, Section B, line 15a Compensation of the CEO and top management is determined by the Board of Directors using comparibility data. Form 990, Part VI, Section C, line 19 Governing documents available upon request. Form 990, Part XII, line 2c: The process has not changed from the prior year.