<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2020v4.1">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2021-05-03T07:34:11-05:00</ReturnTs>
    <TaxPeriodEndDt>2020-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>231311005</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>BOYER &amp; RITTER LLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1137 KENNEBEC DRIVE</AddressLine1Txt>
        <CityNm>CHAMBERSBURG</CityNm>
        <StateAbbreviationCd>PA</StateAbbreviationCd>
        <ZIPCd>17201</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2020-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>475335629</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>CARL L AND GLENDA T CRAMER</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>CHARITABLE FOUNDATION</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>CARL</BusinessNameControlTxt>
      <PhoneNum>7175308600</PhoneNum>
      <USAddress>
        <AddressLine1Txt>833 WEST KING STREET</AddressLine1Txt>
        <CityNm>SHIPPENSBURG</CityNm>
        <StateAbbreviationCd>PA</StateAbbreviationCd>
        <ZIPCd>17257</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>MATTHEW C CRAMER</PersonNm>
      <PersonTitleTxt>CHAIRPERSON</PersonTitleTxt>
      <PhoneNum>7175308600</PhoneNum>
      <SignatureDt>2021-04-26</SignatureDt>
      <DiscussWithPaidPreparerInd>1</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>MATTHEW</PersonFirstNm>
        <PersonLastNm>CRAMER</PersonLastNm>
      </PersonFullName>
      <SSN>XXX-XX-XXXX</SSN>
    </SigningOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>EDWARD J STRALEY CPA</PreparerPersonNm>
      <PTIN>P00235296</PTIN>
      <PhoneNum>7172647456</PhoneNum>
      <PreparationDt>2021-04-26</PreparationDt>
    </PreparerPersonGrp>
    <AdditionalFilerInformation>
      <TrustedCustomerGrp>
        <TrustedCustomerCd>2</TrustedCustomerCd>
        <AuthenticationAssuranceLevelCd>AAL1</AuthenticationAssuranceLevelCd>
        <IdentityAssuranceLevelCd>IAL1</IdentityAssuranceLevelCd>
      </TrustedCustomerGrp>
    </AdditionalFilerInformation>
    <TaxYr>2020</TaxYr>
    <BuildTS>2022-09-23 18:48:47Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="7">
    <IRS990PF documentId="RetDoc1235000001">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>2249277</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>31000</ContriRcvdRevAndExpnssAmt>
        <DividendsRevAndExpnssAmt>29451</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>27499</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>205641</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>4487165</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>205641</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>266092</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>233140</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>0</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>0</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>0</CompOfcrDirTrstDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002200001">3490</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>1745</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>1745</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002300001">9726</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>9726</OtherProfFeesNetInvstIncmAmt>
        <OtherProfFeesDsbrsChrtblAmt>0</OtherProfFeesDsbrsChrtblAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc2002500001">1414</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>1</TaxesNetInvstIncmAmt>
        <TaxesDsbrsChrtblAmt>0</TaxesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>14630</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>11472</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>1745</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>86000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>86000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>100630</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>11472</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>87745</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>165462</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>221668</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>1026119</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>1078922</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>1078922</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>950613</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc2018900001">1076630</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>1170355</CorporateStockEOYFMVAmt>
        <TotalAssetsBOYAmt>1976732</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>2155552</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>2249277</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>0</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>0</CapitalStockEOYAmt>
        <AdditionalPaidInCapitalBOYAmt>0</AdditionalPaidInCapitalBOYAmt>
        <AdditionalPaidInCapitalEOYAmt>0</AdditionalPaidInCapitalEOYAmt>
        <RetainedEarningBOYAmt>1976732</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>2155552</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>1976732</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>2155552</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>1976732</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>2155552</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>1976732</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>165462</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="RetDoc2049700001">13358</OtherIncreasesAmt>
        <SubtotalAmt>2155552</SubtotalAmt>
        <OtherDecreasesAmt>0</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>2155552</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>XTRACKERS MSCI EAFE HEDGE EQUITY ET: DBEF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-01-02</SoldDt>
          <GrossSalesPriceAmt>100316</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>90495</CostOrOtherBasisAmt>
          <GainOrLossAmt>9821</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>9821</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR BLMBERG BRCLY CONV SECRT ETF: CWB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-19</AcquiredDt>
          <SoldDt>2020-01-08</SoldDt>
          <GrossSalesPriceAmt>66898</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>61928</CostOrOtherBasisAmt>
          <GainOrLossAmt>4970</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4970</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 600 SMALL CAP GROWTH ETF: SLYG</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-01-28</SoldDt>
          <GrossSalesPriceAmt>86446</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>79180</CostOrOtherBasisAmt>
          <GainOrLossAmt>7266</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7266</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE US SMALLCAP DIVIDEND ETF: DES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-07-31</AcquiredDt>
          <SoldDt>2020-01-28</SoldDt>
          <GrossSalesPriceAmt>105868</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>105440</CostOrOtherBasisAmt>
          <GainOrLossAmt>428</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>428</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHARLES SCHWAB US MC ETF: SCHM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-12-27</AcquiredDt>
          <SoldDt>2020-01-16</SoldDt>
          <GrossSalesPriceAmt>12359</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9364</CostOrOtherBasisAmt>
          <GainOrLossAmt>2995</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2995</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB US DIVIDEND EQUITY ETF : SCHD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-01-16</SoldDt>
          <GrossSalesPriceAmt>33333</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28056</CostOrOtherBasisAmt>
          <GainOrLossAmt>5277</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5277</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE FLOATING RATE TREASRY ETF: USFR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-19</AcquiredDt>
          <SoldDt>2020-03-03</SoldDt>
          <GrossSalesPriceAmt>40436</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>40481</CostOrOtherBasisAmt>
          <GainOrLossAmt>-45</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-45</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD TOTAL ET: BNDX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-03-09</SoldDt>
          <GrossSalesPriceAmt>47744</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>47178</CostOrOtherBasisAmt>
          <GainOrLossAmt>566</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>566</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF: VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-07</SoldDt>
          <GrossSalesPriceAmt>59777</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>68863</CostOrOtherBasisAmt>
          <GainOrLossAmt>-9086</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-9086</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P 500 EQUAL WEIGHT ETF : RSP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-09</SoldDt>
          <GrossSalesPriceAmt>91148</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>94596</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3448</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3448</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF: VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-09</SoldDt>
          <GrossSalesPriceAmt>36459</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>37389</CostOrOtherBasisAmt>
          <GainOrLossAmt>-930</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-930</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF: VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-14</SoldDt>
          <GrossSalesPriceAmt>29715</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24167</CostOrOtherBasisAmt>
          <GainOrLossAmt>5548</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5548</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF: VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-23</SoldDt>
          <GrossSalesPriceAmt>35494</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>32529</CostOrOtherBasisAmt>
          <GainOrLossAmt>2965</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2965</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>DOW INC: DOW</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-27</SoldDt>
          <GrossSalesPriceAmt>4160</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2788</CostOrOtherBasisAmt>
          <GainOrLossAmt>1372</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1372</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MC DONALDS CORP: MCP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-27</SoldDt>
          <GrossSalesPriceAmt>10210</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7639</CostOrOtherBasisAmt>
          <GainOrLossAmt>2571</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2571</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF: VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-18</AcquiredDt>
          <SoldDt>2020-04-27</SoldDt>
          <GrossSalesPriceAmt>42448</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>35001</CostOrOtherBasisAmt>
          <GainOrLossAmt>7447</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7447</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LOWES COMPANIES INC : LOW</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-28</SoldDt>
          <GrossSalesPriceAmt>8983</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5784</CostOrOtherBasisAmt>
          <GainOrLossAmt>3199</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3199</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 600 SMALL CAP VALUE ETF : SLYV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-04-28</SoldDt>
          <GrossSalesPriceAmt>12084</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15367</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3283</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3283</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF : VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-28</SoldDt>
          <GrossSalesPriceAmt>21282</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>17326</CostOrOtherBasisAmt>
          <GainOrLossAmt>3956</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3956</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD S&amp;P 500 ETF : VOO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-28</SoldDt>
          <GrossSalesPriceAmt>21151</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>17516</CostOrOtherBasisAmt>
          <GainOrLossAmt>3635</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3635</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BOEING CO : BA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-29</SoldDt>
          <GrossSalesPriceAmt>6322</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4889</CostOrOtherBasisAmt>
          <GainOrLossAmt>1433</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1433</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CATERPILLER INC: CAT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-29</SoldDt>
          <GrossSalesPriceAmt>6467</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5091</CostOrOtherBasisAmt>
          <GainOrLossAmt>1376</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1376</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CITIGRUOP INC: C</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-29</SoldDt>
          <GrossSalesPriceAmt>8940</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7210</CostOrOtherBasisAmt>
          <GainOrLossAmt>1730</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1730</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>KOHLS CORP: KSS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-04-29</SoldDt>
          <GrossSalesPriceAmt>6716</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5375</CostOrOtherBasisAmt>
          <GainOrLossAmt>1341</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1341</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>GENERAL MOTORS CO: GM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-05-18</SoldDt>
          <GrossSalesPriceAmt>6787</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5489</CostOrOtherBasisAmt>
          <GainOrLossAmt>1298</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1298</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P HOMEBUILDERS ETF : XHB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-16</AcquiredDt>
          <SoldDt>2020-05-20</SoldDt>
          <GrossSalesPriceAmt>12217</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9780</CostOrOtherBasisAmt>
          <GainOrLossAmt>2437</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2437</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P MIDCAP LOW VOLATILITY ETF : XMLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-26</SoldDt>
          <GrossSalesPriceAmt>7353</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9024</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1671</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1671</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P 500 HIGH DIVIDEND LOW VOLATILITY ETF : SPHD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-26</SoldDt>
          <GrossSalesPriceAmt>8200</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10059</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1859</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1859</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 600 SMALL CAP VALUE ETF : SLYV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-26</SoldDt>
          <GrossSalesPriceAmt>9529</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>11540</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2011</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2011</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE US SMALLCAP ETF : EES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-26</SoldDt>
          <GrossSalesPriceAmt>8252</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9822</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1570</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1570</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P MIDCAP LOW VOLATILITY ETF : XMLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-27</SoldDt>
          <GrossSalesPriceAmt>5561</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6755</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1194</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1194</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P 500 HIGH VOLATILITY ETF : SPHD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-27</SoldDt>
          <GrossSalesPriceAmt>6349</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7565</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1216</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1216</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 600 SMALL CAP VALUE ETF : SLYV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-27</SoldDt>
          <GrossSalesPriceAmt>7340</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8641</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1301</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1301</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE US SMALLCAP ETF : EES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-05-27</SoldDt>
          <GrossSalesPriceAmt>5926</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6875</CostOrOtherBasisAmt>
          <GainOrLossAmt>-949</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-949</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERNATIONAL EQUITY ETF : SCHF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-04-29</SoldDt>
          <GrossSalesPriceAmt>30711</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>31973</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1262</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1262</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERNATIONAL EQUITY ETF : SCHF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-05-26</SoldDt>
          <GrossSalesPriceAmt>31371</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>34048</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2677</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2677</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERNATIONAL EQUITY ETF : SCHF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-05-27</SoldDt>
          <GrossSalesPriceAmt>23653</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25536</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1883</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1883</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P 500 HIGH DIVIDEND LOW VOLATILITY ETF : SPHD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-05-28</SoldDt>
          <GrossSalesPriceAmt>18923</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18736</CostOrOtherBasisAmt>
          <GainOrLossAmt>187</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>187</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB US LARGE CAP VALUE ETF : SPHV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-05-28</SoldDt>
          <GrossSalesPriceAmt>120099</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>119778</CostOrOtherBasisAmt>
          <GainOrLossAmt>321</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>321</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR DOW JONES INDUSTRIAL AVRG ETF @:DIA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-05-28</SoldDt>
          <GrossSalesPriceAmt>23973</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21343</CostOrOtherBasisAmt>
          <GainOrLossAmt>2630</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2630</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR DOW JONES INDUSTRIAL AVRG ETF @:DIA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-05-13</AcquiredDt>
          <SoldDt>2020-05-28</SoldDt>
          <GrossSalesPriceAmt>24138</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21820</CostOrOtherBasisAmt>
          <GainOrLossAmt>2318</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2318</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR DOW JONES INDUSTRIAL AVRG ETF @:DIA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-05-13</AcquiredDt>
          <SoldDt>2020-05-28</SoldDt>
          <GrossSalesPriceAmt>47877</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>43407</CostOrOtherBasisAmt>
          <GainOrLossAmt>4470</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4470</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE US SMALLCAP ETF: EES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-02</SoldDt>
          <GrossSalesPriceAmt>13795</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13238</CostOrOtherBasisAmt>
          <GainOrLossAmt>557</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>557</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST MORNINGSTAR DIV LDRS ETF : FDL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>59971</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>61815</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1844</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1844</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERNATIONAL EQUITY ETF : SCHF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>8771</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8917</CostOrOtherBasisAmt>
          <GainOrLossAmt>-146</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-146</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 400 MID CAP GROWTH ETF: MDGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-16</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>7117</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5331</CostOrOtherBasisAmt>
          <GainOrLossAmt>1786</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1786</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 600 SMALL CAP VALUE ETF : SLYV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>22579</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24784</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2205</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2205</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD MID CAP VALUE ETF: VOE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-05-13</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>45996</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>38890</CostOrOtherBasisAmt>
          <GainOrLossAmt>7106</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7106</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST MORNINGSTAR DIV LDRS ETF: FDL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-04</SoldDt>
          <GrossSalesPriceAmt>60259</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>52540</CostOrOtherBasisAmt>
          <GainOrLossAmt>7719</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7719</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXXON MOBILE CORP: XOM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-26</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>5251</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5308</CostOrOtherBasisAmt>
          <GainOrLossAmt>-57</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-57</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P MIDCAP LOW VOLATILITY ETF : XMLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>17503</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18537</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1034</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1034</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NIKE INC CLASS B : NKE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>4234</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2627</CostOrOtherBasisAmt>
          <GainOrLossAmt>1607</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1607</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB EMERGING MARKETS EQUITY ETF: SCHE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>37275</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>37921</CostOrOtherBasisAmt>
          <GainOrLossAmt>-646</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-646</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERNATIONAL EQUITY ETF : SCHF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-27</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>38565</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>38465</CostOrOtherBasisAmt>
          <GainOrLossAmt>100</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>100</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB US DIVIDEND EQUITY ETF : SCHD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-01</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>28188</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>22082</CostOrOtherBasisAmt>
          <GainOrLossAmt>6106</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6106</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SELECT SECTOR UTI SELECTSPDR ETF: XLU</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-16</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>48728</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>41128</CostOrOtherBasisAmt>
          <GainOrLossAmt>7600</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7600</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD FTSE DEVELOPED MARKETS ETF: VEA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-05-14</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>28047</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>23756</CostOrOtherBasisAmt>
          <GainOrLossAmt>4291</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4291</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD SMALL CAP ETF IV: VB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>43097</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>34771</CostOrOtherBasisAmt>
          <GainOrLossAmt>8326</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8326</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PREFERRED SEC INCOME ETF: FPE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-16</SoldDt>
          <GrossSalesPriceAmt>46528</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>48581</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2053</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2053</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO 0-5 YEAR HIGH YLD BND IDX ETF: HYS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-16</SoldDt>
          <GrossSalesPriceAmt>48535</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>45704</CostOrOtherBasisAmt>
          <GainOrLossAmt>2831</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2831</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB US SMALL CAP ETF: SCHA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-21</AcquiredDt>
          <SoldDt>2020-06-16</SoldDt>
          <GrossSalesPriceAmt>48719</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>38878</CostOrOtherBasisAmt>
          <GainOrLossAmt>9841</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>9841</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR BLOOMBERG BARCLAYS CONVERTIBLE: CWB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-16</AcquiredDt>
          <SoldDt>2020-06-16</SoldDt>
          <GrossSalesPriceAmt>59095</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>43897</CostOrOtherBasisAmt>
          <GainOrLossAmt>15198</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>15198</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD INTERMEDIATE TERM CO ETF IV: VCIT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-16</SoldDt>
          <GrossSalesPriceAmt>115953</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>98996</CostOrOtherBasisAmt>
          <GainOrLossAmt>16957</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>16957</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INDEXIQ MERGER ARBITRAGEETF : MNA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-23</SoldDt>
          <GrossSalesPriceAmt>24507</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25036</CostOrOtherBasisAmt>
          <GainOrLossAmt>-529</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-529</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERNATIONAL EQUITY ETF: SCHF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>29062</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>29436</CostOrOtherBasisAmt>
          <GainOrLossAmt>-374</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-374</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P 400 MID CAP GROWTH ETF: MDGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-06-03</SoldDt>
          <GrossSalesPriceAmt>92187</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>86795</CostOrOtherBasisAmt>
          <GainOrLossAmt>5392</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5392</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB EMERGING MARKETS EQUITY ETF : SCHE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-13</AcquiredDt>
          <SoldDt>2020-06-05</SoldDt>
          <GrossSalesPriceAmt>114825</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>119338</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4513</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4513</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO 0-5 YEAR HIGH YLD BND IDX ETF: HYS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-06-16</SoldDt>
          <GrossSalesPriceAmt>57723</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>61866</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4143</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4143</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INDEXIQ MERGER ARBITRAGEETF: MNA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-06-01</AcquiredDt>
          <SoldDt>2020-06-23</SoldDt>
          <GrossSalesPriceAmt>28838</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28241</CostOrOtherBasisAmt>
          <GainOrLossAmt>597</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>597</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>DROPBOX INC: DBX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>40916</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>43737</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2821</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2821</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXELIXIS INC: EXEL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>34815</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>37493</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2678</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2678</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>GW PHARMACEUTIC PLC FSPONSORED ADR 1 ADR REPS: GWPH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-07</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>18022</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21478</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3456</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3456</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO BULLETSHARES 2023 CORPORATE BOND STF: BSCN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-16</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>11727</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10778</CostOrOtherBasisAmt>
          <GainOrLossAmt>949</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>949</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JPMORGAN ULTRA SHORT INCOME ETF: JPST</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>162965</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>158573</CostOrOtherBasisAmt>
          <GainOrLossAmt>4392</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4392</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VMWARE INC CLASS A : VMW</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>41722</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>43862</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2140</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2140</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WELLS FARGO &amp; CO: WFC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-17</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>20518</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21778</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1260</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1260</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE INTRST RT HDGAGRG ETF IV: AGZD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-16</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>20584</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20193</CostOrOtherBasisAmt>
          <GainOrLossAmt>391</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>391</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CONOCOPHILLIPS: COP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-10</AcquiredDt>
          <SoldDt>2020-08-21</SoldDt>
          <GrossSalesPriceAmt>1949</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2003</CostOrOtherBasisAmt>
          <GainOrLossAmt>-54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CONOCOPHILLIPS: COP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-10</AcquiredDt>
          <SoldDt>2020-08-21</SoldDt>
          <GrossSalesPriceAmt>19757</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20308</CostOrOtherBasisAmt>
          <GainOrLossAmt>-551</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-551</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SOUTHWAST AIRLINES: LUV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-08-21</SoldDt>
          <GrossSalesPriceAmt>36464</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>34134</CostOrOtherBasisAmt>
          <GainOrLossAmt>2330</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2330</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO BULLETSHARES 2023 CORPORATE BOND STF: BSCN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-19</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>42972</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>40485</CostOrOtherBasisAmt>
          <GainOrLossAmt>2487</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2487</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WISDOMTREE INTRST RT HDGAGRG ETF IV: AGZD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-06-01</AcquiredDt>
          <SoldDt>2020-08-20</SoldDt>
          <GrossSalesPriceAmt>26520</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>26979</CostOrOtherBasisAmt>
          <GainOrLossAmt>-459</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-459</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCK &amp; CO.: MRK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-09-30</SoldDt>
          <GrossSalesPriceAmt>24902</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25409</CostOrOtherBasisAmt>
          <GainOrLossAmt>-507</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-507</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TEXAS INSTRUMENTS: TXN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-10-01</SoldDt>
          <GrossSalesPriceAmt>28924</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>27815</CostOrOtherBasisAmt>
          <GainOrLossAmt>1109</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1109</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CIENA CORP: CIEN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-09</AcquiredDt>
          <SoldDt>2020-10-05</SoldDt>
          <GrossSalesPriceAmt>21064</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21475</CostOrOtherBasisAmt>
          <GainOrLossAmt>-411</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-411</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FULTON FINL CORP PA: FULT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-10</AcquiredDt>
          <SoldDt>2020-10-05</SoldDt>
          <GrossSalesPriceAmt>22788</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21654</CostOrOtherBasisAmt>
          <GainOrLossAmt>1134</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1134</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HESS CORP: HES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-28</AcquiredDt>
          <SoldDt>2020-10-05</SoldDt>
          <GrossSalesPriceAmt>17788</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21162</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3374</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3374</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR S&amp;P OIL &amp; GAS EQUIPMENT &amp; SERVICES ETF: XES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-10</AcquiredDt>
          <SoldDt>2020-10-05</SoldDt>
          <GrossSalesPriceAmt>20830</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>22399</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1569</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1569</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>UNDERARMOUR INC CLASS A: UAA</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-09</AcquiredDt>
          <SoldDt>2020-10-05</SoldDt>
          <GrossSalesPriceAmt>12277</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10817</CostOrOtherBasisAmt>
          <GainOrLossAmt>1460</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1460</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WALT DISNEY CO: DIS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-10-05</SoldDt>
          <GrossSalesPriceAmt>24659</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25568</CostOrOtherBasisAmt>
          <GainOrLossAmt>-909</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-909</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>F N B CORP PA: FNB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-10</AcquiredDt>
          <SoldDt>2020-10-07</SoldDt>
          <GrossSalesPriceAmt>23169</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21198</CostOrOtherBasisAmt>
          <GainOrLossAmt>1971</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1971</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ABERDEEN STND INV BLMBRGSTRG ETF: BCI</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-30</AcquiredDt>
          <SoldDt>2020-10-07</SoldDt>
          <GrossSalesPriceAmt>13985</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13150</CostOrOtherBasisAmt>
          <GainOrLossAmt>835</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>835</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CATERPILLER INC: CAT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>32573</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>27672</CostOrOtherBasisAmt>
          <GainOrLossAmt>4901</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4901</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHARLES SCHWAB US REIT ETF:SCHH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-29</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>43221</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>44662</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1441</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1441</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST MORNINGSTAR DIV LDRS ETF: FDL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-24</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>4458</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4279</CostOrOtherBasisAmt>
          <GainOrLossAmt>179</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>179</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FT CBOE VEST US EQUITY BUFFER ETF : FJUL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>51759</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>50636</CostOrOtherBasisAmt>
          <GainOrLossAmt>1123</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1123</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FT CBOE VEST US EQUITY DEEP BFR ETF: DFEB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>127696</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>121250</CostOrOtherBasisAmt>
          <GainOrLossAmt>6446</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6446</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTEL CORP: INTC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>23287</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24554</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1267</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1267</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES CORE HIGH DIVIDEND ETF: HDV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>4343</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4286</CostOrOtherBasisAmt>
          <GainOrLossAmt>57</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>57</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES PREFERRED INCOMESEC ETF: PFF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-24</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>5853</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5692</CostOrOtherBasisAmt>
          <GainOrLossAmt>161</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>161</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROSHARES SHORT QQQ ETF: PSQ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>68775</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>66463</CostOrOtherBasisAmt>
          <GainOrLossAmt>2312</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2312</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SELECT SECTOR UTI SELECTSPDR ETF: XLU</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-24</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>3170</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2846</CostOrOtherBasisAmt>
          <GainOrLossAmt>324</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>324</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SELECT STR FINANCIAL SELECT SPDR ETF: XLF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-24</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>2981</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2846</CostOrOtherBasisAmt>
          <GainOrLossAmt>135</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>135</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD TOTAL INTERNATLBND ETF IV: BNDX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-24</AcquiredDt>
          <SoldDt>2020-10-26</SoldDt>
          <GrossSalesPriceAmt>5715</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5694</CostOrOtherBasisAmt>
          <GainOrLossAmt>21</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>21</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAMPBELL SOUP CO: CPB</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-09-29</SoldDt>
          <GrossSalesPriceAmt>42044</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>42773</CostOrOtherBasisAmt>
          <GainOrLossAmt>-729</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-729</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BRISTOL-MYERS SQUIBB: BMY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-02</AcquiredDt>
          <SoldDt>2020-09-30</SoldDt>
          <GrossSalesPriceAmt>10769</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10923</CostOrOtherBasisAmt>
          <GainOrLossAmt>-154</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-154</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>COLGATE-PALMOLIVE CO: CL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-08</AcquiredDt>
          <SoldDt>2020-09-30</SoldDt>
          <GrossSalesPriceAmt>23535</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>22573</CostOrOtherBasisAmt>
          <GainOrLossAmt>962</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>962</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ERIE INDEMNITY CO CLASS A: ERIE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-11-24</AcquiredDt>
          <SoldDt>2020-10-27</SoldDt>
          <GrossSalesPriceAmt>19403</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7852</CostOrOtherBasisAmt>
          <GainOrLossAmt>11551</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>11551</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>IVESCO S&amp;P MIDCAP LOW VOLATILITY ETF: XMLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-09</SoldDt>
          <GrossSalesPriceAmt>12768</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>12049</CostOrOtherBasisAmt>
          <GainOrLossAmt>719</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>719</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P SMALLCAP LOWVOLATILITY ETF: XSLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-09</SoldDt>
          <GrossSalesPriceAmt>9649</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9040</CostOrOtherBasisAmt>
          <GainOrLossAmt>609</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>609</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P 500 EQUAL WEIGHT ETF : RSP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-09</SoldDt>
          <GrossSalesPriceAmt>13131</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>12030</CostOrOtherBasisAmt>
          <GainOrLossAmt>1101</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1101</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VIATRIS INC: VTRS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-02</AcquiredDt>
          <SoldDt>2020-11-17</SoldDt>
          <GrossSalesPriceAmt>8</GrossSalesPriceAmt>
          <GainOrLossAmt>8</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VIATRIS INC: VTRS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-02</AcquiredDt>
          <SoldDt>2020-11-17</SoldDt>
          <GrossSalesPriceAmt>8</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P MIDCAP LOW VOLATILITY ETF : XMLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-18</SoldDt>
          <GrossSalesPriceAmt>19295</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18094</CostOrOtherBasisAmt>
          <GainOrLossAmt>1201</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1201</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P SMALLCAP LOWVOLATILITY ETF: XSLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-18</SoldDt>
          <GrossSalesPriceAmt>14894</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13560</CostOrOtherBasisAmt>
          <GainOrLossAmt>1334</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1334</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P 500 EQUAL WEIGHT ETF: RSP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-18</SoldDt>
          <GrossSalesPriceAmt>20017</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18157</CostOrOtherBasisAmt>
          <GainOrLossAmt>1860</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1860</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB US LARGE CAP VALUE ETF: SCHV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-18</SoldDt>
          <GrossSalesPriceAmt>26352</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24148</CostOrOtherBasisAmt>
          <GainOrLossAmt>2204</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2204</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ABBVIE INC: ABBV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>16907</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>14686</CostOrOtherBasisAmt>
          <GainOrLossAmt>2221</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2221</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ANHEUSER BUSCH INBEV S FSPONSORED ADR 1 ADR REPS: BUD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>19670</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>16242</CostOrOtherBasisAmt>
          <GainOrLossAmt>3428</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3428</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHEVRON CORP: CVX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-21</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>18044</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>16245</CostOrOtherBasisAmt>
          <GainOrLossAmt>1799</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1799</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CONOCOPHILLIPS: COP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>20078</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13590</CostOrOtherBasisAmt>
          <GainOrLossAmt>6488</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6488</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXXON MOBILE CORP: XOM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>14533</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15730</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1197</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1197</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIST TRUST SENIOR LOAN ETF: FTSL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>171598</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>167798</CostOrOtherBasisAmt>
          <GainOrLossAmt>3800</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3800</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>METLIFE INC: MET</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>8234</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6740</CostOrOtherBasisAmt>
          <GainOrLossAmt>1494</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1494</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MORGAN STANLEY: MS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>8318</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6729</CostOrOtherBasisAmt>
          <GainOrLossAmt>1589</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1589</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STARBUCKS CORP: SBUX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>10728</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9759</CostOrOtherBasisAmt>
          <GainOrLossAmt>969</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>969</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VALE SA FSPONSORED ADR 1 ADR REPS: VALE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>16607</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13586</CostOrOtherBasisAmt>
          <GainOrLossAmt>3021</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3021</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3M CO: MMM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-17</AcquiredDt>
          <SoldDt>2020-11-24</SoldDt>
          <GrossSalesPriceAmt>22824</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20785</CostOrOtherBasisAmt>
          <GainOrLossAmt>2039</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2039</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST TCW OPPORTUNISTIC FI ETF: FIXD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-12-18</SoldDt>
          <GrossSalesPriceAmt>168272</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>167248</CostOrOtherBasisAmt>
          <GainOrLossAmt>1024</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1024</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HP INC.: HPQ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-12-18</SoldDt>
          <GrossSalesPriceAmt>35983</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>27090</CostOrOtherBasisAmt>
          <GainOrLossAmt>8893</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8893</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P MIDCAP LOW VOLATILITY ETF : XMLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-12-18</SoldDt>
          <GrossSalesPriceAmt>20005</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18051</CostOrOtherBasisAmt>
          <GainOrLossAmt>1954</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1954</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INVESCO S&amp;P SMALLCAP LOWVOLATILITY ETF: XSLV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-12-18</SoldDt>
          <GrossSalesPriceAmt>15778</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13560</CostOrOtherBasisAmt>
          <GainOrLossAmt>2218</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2218</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VALE SA FSPONSORED ADR 1 ADR REPS: VALE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-12-18</SoldDt>
          <GrossSalesPriceAmt>21123</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13586</CostOrOtherBasisAmt>
          <GainOrLossAmt>7537</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7537</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES MSCI EAF MIN VOLFCT ETF: EFAV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-10-26</AcquiredDt>
          <SoldDt>2020-12-14</SoldDt>
          <GrossSalesPriceAmt>38766</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>36128</CostOrOtherBasisAmt>
          <GainOrLossAmt>2638</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2638</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SCHWAB INTERMEDIATE TERMUS TRS ETF: SCHR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-01</AcquiredDt>
          <SoldDt>2020-12-14</SoldDt>
          <GrossSalesPriceAmt>156313</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>156715</CostOrOtherBasisAmt>
          <GainOrLossAmt>-402</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-402</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>205641</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>3081</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>3081</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>3081</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>720</EstimatedPlusOvpmtIncmTxAmt>
        <ExemptFrgnOrgTaxWthldAtSrceAmt>0</ExemptFrgnOrgTaxWthldAtSrceAmt>
        <ExtsnRequestIncomeTaxPaidAmt>0</ExtsnRequestIncomeTaxPaidAmt>
        <BackupWithholdingWithheldAmt>0</BackupWithholdingWithheldAmt>
        <TotalPaymentsAndCreditsAmt>720</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>2</EsPenaltyAmt>
        <TaxDueAmt>2363</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>0</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>0</MoreThan100SpentInd>
        <Form1120POLFiledInd>0</Form1120POLFiledInd>
        <Section4955OrganizationTaxAmt>0</Section4955OrganizationTaxAmt>
        <Section4955ManagersTaxAmt>0</Section4955ManagersTaxAmt>
        <TaxReimbursedAmt>0</TaxReimbursedAmt>
        <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>0</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>0</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>0</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>1</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>1</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>0</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>0</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>0</OwnControlledEntityInd>
        <DonorAdvisedFundInd>0</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>1</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>MATTHEW C CRAMER TRUSTEE</IndividualWithBooksNm>
        <PhoneNum>7175308600</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>833 WEST KING STREET</AddressLine1Txt>
          <CityNm>SHIPPENSBURG</CityNm>
          <StateAbbreviationCd>PA</StateAbbreviationCd>
          <ZIPCd>17257</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>0</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>0</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>0</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>0</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>0</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>0</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>0</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>0</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>0</UndistributedIncomePYInd>
        <BusinessHoldingsInd>0</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>0</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>0</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>0</InfluenceLegislationInd>
        <InfluenceElectionInd>0</InfluenceElectionInd>
        <GrantsToIndividualsInd>0</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>0</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>0</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>0</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>0</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>0</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>0</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MATTHEW C CRAMER</PersonNm>
          <USAddress>
            <AddressLine1Txt>833 WEST KING STREET</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </USAddress>
          <TitleTxt>CHAIRPERSON</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1304227</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>802559</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>2106786</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>2106786</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>31602</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>2075184</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>103759</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>103759</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>3081</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>3081</TotalTaxAmt>
        <DistributableBeforeAdjAmt>100678</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>100678</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>100678</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>87745</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>87745</QualifyingDistributionsAmt>
        <PctSect4940eOrgNetInvstIncmAmt>0</PctSect4940eOrgNetInvstIncmAmt>
        <AdjustedQualifyingDistriAmt>87745</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>100678</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>6694</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <TotalExcessDistributionCyovAmt>0</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>87745</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>6694</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>81051</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>0</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>19627</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>0</ExcessDistriCyovToNextYrAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>MATTHEW C CRAMER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>833 WEST KING STREET</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>7175308600</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>NO SPECIFIC FORM - GRANTEES MUST BE PUBLIC CHARITIES, INCLUDE NAME, ADDRESS, EIN, AND SPECIFIC PURPOSE OF REQUEST IF ANY</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NONE</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CHRIST AMONG NEIGHBORS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>130 S PENN ST</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CIVIC CLUB OF SHIPPENSBURG</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 593</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUPPORT COMMUNITY NURSE PROGRAM</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CUMBERALND VALLEY HOSE COMPANY #2</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>20 WALNUT BOTTOM ROAD</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DREW MICHAEL TAYLOR FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>7 S EARL ST</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>LITTLE LEAGUE BASEBALL INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 461</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MAKE-A-WISH GREATER PA AND WEST VA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2951 WHITEFORD ROAD SUITE 304</AddressLine1Txt>
            <CityNm>YORK</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17402</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NEWBURG FIRST CHURCH OF GOD</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>260 NEWBURG RD</AddressLine1Txt>
            <CityNm>NEWBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17240</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NEWBURG UNITED METHODIST CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>203 NORTH HIGH STREET</AddressLine1Txt>
            <CityNm>NEWBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17240</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NEWBURG-HOPEWELL VOLUNTEER FIRE COMPANY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 593</AddressLine1Txt>
            <CityNm>NEWBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17240</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ROCK RUN ANIMAL RESCUE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 272</AddressLine1Txt>
            <CityNm>NEWVILLE</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17241</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG AREA ATHLETIC ASSOCIATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4 RAVEN WAY</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>STADIUM RENOVATION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG AREA EMERGENCY SERVICES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 69</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG HISTORICAL SOCIETY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>52 WEST KING STREET</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG MEALS ON WHEELS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 385</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG PRODUCE OUTREACH INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>130 S PENN ST</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG PUBLIC LIBRARY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>73 W KING STREET</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>UNITED WAY OF SHIPPENSBURG AREA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 3</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>VIGILANT HOSE COMPANY #1</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>20 WALNUT BOTTOM ROAD</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WEST END FIRE &amp; RESCUE COMPANY NO 3</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>49 LURGAN AVENUE</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>KATIE'S PLACE OF SHIPPENSBURG</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>130 S PENN STREET</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>REINS OF RHYTHM RIDING &amp; HORSEMANSHIP INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4035 MCCLAYS MILL RD</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BOYS &amp; GIRLS CLUB OF CHAMBERSBURG &amp; SHIPPENSBURG</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>73 W BURD ST</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIPPENSBURG MIDGET FOOTBALL LEAGUE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 49</AddressLine1Txt>
            <CityNm>SHIPPENSBURG</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>17257</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CONTRIBUTION</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>86000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>29451</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>205641</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>235092</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>235092</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1Txt>MATTHEW C &amp; KIMBERLY D CRAMER</BusinessNameLine1Txt>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1Txt>833 WEST KING STREET</AddressLine1Txt>
          <CityNm>SHIPPENSBURG</CityNm>
          <StateAbbreviationCd>PA</StateAbbreviationCd>
          <ZIPCd>17257</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>25000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>2</ContributorNum>
        <ContributorPersonNm>PATRICIA A AND SAMUEL J FURRY</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>2739 ST JOSEPH LANE</AddressLine1Txt>
          <CityNm>CHAMBERSBURG</CityNm>
          <StateAbbreviationCd>PA</StateAbbreviationCd>
          <ZIPCd>172027048</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>6000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING</CategoryTxt>
        <Amt>3490</Amt>
        <NetInvestmentIncomeAmt>1745</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>1745</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorporateStockGrp>
        <StockNm>STOCKS AND EXCHANGE TRADED FUNDS</StockNm>
        <EOYBookValueAmt>1076630</EOYBookValueAmt>
        <EOYFMVAmt>1170355</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherIncreasesSchedule documentId="RetDoc2049700001">
      <OtherIncreasesDetail>
        <Desc>RETURN OF CAPITAL</Desc>
        <Amt>89</Amt>
      </OtherIncreasesDetail>
      <OtherIncreasesDetail>
        <Desc>BOOK BASIS ADJUSTMENT PRIOR YEAR CONTRIBUTED ASSET</Desc>
        <Amt>13269</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc2002300001">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>FINANCIAL ADVISOR</CategoryTxt>
        <Amt>9726</Amt>
        <NetInvestmentIncomeAmt>9726</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX WITHHELD ON DIVIDENDS</CategoryTxt>
        <Amt>1</Amt>
        <NetInvestmentIncomeAmt>1</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>EXCISE TAX BASED ON INVESTMENT INCOME</CategoryTxt>
        <Amt>1413</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
