2021-08-13T10:07:17-05:00 2020-12-31 382492570 DOEREN MAYHEW 12060 S W 129TH COURT STE 201 MIAMI FL 331864582 990 2020-01-01 751249646 METRO MEDICAL CREDIT UNION METR 2146300611 8200 BROOKRIVER DRIVE NO N 110 DALLAS TX 75247 MICHAEL CRAIG WHITE PRESIDENT/CEO 2146300611 2021-08-10 1 MICHAEL CRAIG WHITE 999009999 DOUGLAS J ORTH P01076394 3052328272 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z MICHAEL CRAIG WHITE 8200 BROOKRIVER DRIVE STE N 110 DALLAS TX 75247 3095576 0 X WWW.MMCU.COM X 1965 TX METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. 9 9 17 9 37420 0 0 0 2303676 1965502 909665 1130074 0 0 3213341 3095576 0 0 0 0 1120121 1086061 0 0 0 1472617 1481416 2592738 2567477 620603 528099 71790122 82053697 61746304 71481780 10043818 10571917 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. 0 0 SHARE ACCOUNTS: METRO MEDICAL CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,139 MEMBERS AND 6,770 MEMBER SHARE ACCOUNTS AS OF DECEMBER 31, 2020. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMS. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES. CHECKING ACCOUNTS: METRO MEDICAL CREDIT UNION PROVIDES CHECKING ACCOUNTS WITH NO MONTHLY CHARGE TO CONSUMERS. MMCU HAS 3,363 CHECKING ACCOUNTS. DIVIDENDS ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION OFFERS FREE DEBIT CARDS AND FREE HOME BAKING ON THESE ACCOUNTS. INTERNET BILL PAY IS AVAILABLE FOR A NOMINAL MONTHLY CHARGE. APPROXIMATELY FORTY-SEVEN PERCENT OF THE CREDIT UNION'S MEMBERS HAVE A CHECKING ACCOUNT. CONSUMER LOANS: METRO MEDICAL CREDIT UNION PROVIDES SIGNATURE LOANS, PROPERTY IMPROVEMENT LOANS AND FIXED HOME EQUITY LOANS. ALSO, SHARE SECURED LOANS ARE AVAILABLE AT A REDUCED RATE. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1219 0 1 17 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 1 1 1 0 1 1 1 1 0 X MICHAEL CRAIG WHITE 2146300611 8200 BROOKRIVER DRIVE STE N 110 DALLAS TX 75247 JOE G MAYER BOD - CHAIRPERSON 1.00 X 0 0 0 DAVID KNOWLES BOD - MEMBER/DIRECTOR 1.00 X 0 0 0 RHONDA K ARRINGTON BOD - DIRECTOR 1.00 X 0 0 0 AMBER S NICHOLSON BOD - SECRETARY/TREASURER 1.00 X 0 0 0 JESSICA HERNANDEZ BOD - VICE CHAIR 1.00 X 0 0 0 DOUG WATTS BOD - DIRECTOR 1.00 X 0 0 0 KRISTI TILLERY BOD - DIRECTOR 1.00 X 0 0 0 ERIC MCDANIEL BOD - DIRECTOR 1.00 X 0 0 0 PAULA DENNEY BOD - DIRECTOR 1.00 X 0 0 0 MICHAEL CRAIG WHITE PRESIDENT/CEO 65.00 X 151539 0 18880 SHERMAN ROBERSON VICE PRESIDENT 40.00 X 89661 0 15632 241200 0 34512 1 0 1 0 FISERV 5400 LEGACY DRIVE PLANO TX 75024 DATA PROCESSING 518639 1 INTEREST ON LOANS 522100 1114865 1114865 FEES AND CHARGES 522100 813217 813217 FINANCE AND INSURANCE 520000 37420 37420 1965502 1130074 1130074 3095576 1928082 37420 1130074 275712 539464 41447 166665 62773 275 540772 18859 179974 122411 710 94537 35293 30565 PROVISION FOR LOAN LOSS 214141 LOAN SERVICING EXPENSE 174935 MISCELLANEOUS 37377 ASSOCIATION DUES 16367 15200 2567477 1182466 1606884 14192185 16750723 7230 5466 24891380 22433280 198523 61148 528470 311969 36953 216501 30475777 40122092 805608 857603 71790122 82053697 408678 245851 61337626 71235929 61746304 71481780 X 0 0 0 0 10043818 10571917 10043818 10571917 71790122 82053697 528099 0 X 0 0 0 528470 311969 216501 216501 SOUTHWEST BRIDGE PCC ESCROW 133267 C CERTIFICATES OF DEPOSIT 39988825 C 40122092 MEMBER DEPOSITS - SHARES 42623017 MEMBER DEPOSITS - SHARE DRAFTS 18145618 MEMBER DEPOSITS - MONEY MARKET 4172173 MEMBER DEPOSITS - IRA SHARES 1156907 MEMBER DEPOSITS - IRA CD'S 1355925 MEMBER DEPOSITS - CHRISTMAS CLUB 245986 COURTESY PAY OVERDRAFT 35894 MEMBER DEPOSITS - CERTIFICATES 3500409 71235929 X 0 0 0 MICHAEL CRAIG WHITE PRESIDENT/CEO 137906 0 11833 0 1800 0 7643 0 11237 0 170419 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNION'S BOARD OF DIRECTORS TO REVIEW BEFORE FILING THE FORM. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. FORM 990, PART VI, SECTION C, LINE 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNION'S WEBSITE AND ALSO IN-PERSON UPON REQUEST.