2021-11-08T07:32:09-06:00 2020-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2020-01-01 390738415 FOX COMMUNITIES CREDIT UNION FOXC 9209933753 3401 EAST CALUMET STREET APPLETON WI 54915 NIKOLA B SCHAUMBERG CFO 9209933753 2021-11-05 1 NIKOLA SCHAUMBERG 999009999 MARY A COATES CPA P00134220 7158453111 2021-11-05 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z CHRIS ALLEN 3401 EAST CALUMET STREET APPLETON WI 54915 86932715 0 2157 X WWW.FOXCU.ORG X 1937 WI WE AT FOX COMMUNITIES CREDIT UNION HAVE A COMMITMENT TO ENRICH THE QUALITY OF LIFE FOR OUR MEMBERS THROUGH PERSONALIZED FINANCIAL SERVICES THROUGHOUT THEIR ENTIRE LIFE CYCLE. THE CREDIT UNION IS DEDICATED TO THE PROTECTION OF OUR MEMBER'S FINANCIAL WELL-BEING AND TO OPERATE IN AN ECONOMICALLY SOUND MANNER. THE CREDIT UNION WILL PROVIDE AN ATMOSPHERE OF PROFESSIONALISM, FRIENDLINESS, AND MUTUAL TRUST. WE SHALL REMAIN STRONG IN OUR INVOLVEMENT AND SUPPORT OF OUR COMMUNITY'S ACTIVITIES. 9 9 465 9 203424 0 0 0 78651901 81207407 5571351 7833749 0 0 84223252 89041156 0 0 0 0 25258034 27749452 0 0 0 42059959 46083993 67317993 73833445 16905259 15207711 1834894059 2185447723 1624519937 1952464922 210374122 232982801 X WE AT FOX COMMUNITIES CREDIT UNION HAVE A COMMITMENT TO ENRICH THE QUALITY OF LIFE FOR OUR MEMBERS THROUGH PERSONALIZED FINANCIAL SERVICES THROUGHOUT THEIR ENTIRE LIFE CYCLE. THE CREDIT UNION IS DEDICATED TO THE PROTECTION OF OUR MEMBER'S FINANCIAL WELL-BEING AND TO OPERATE IN AN ECONOMICALLY SOUND MANNER. THE CREDIT UNION WILL PROVIDE AN ATMOSPHERE OF PROFESSIONALISM, FRIENDLINESS, AND MUTUAL TRUST. WE SHALL REMAIN STRONG IN OUR INVOLVEMENT AND SUPPORT OF OUR COMMUNITY'S ACTIVITIES. 0 0 WE OFFER LOANS FOR PURCHASES OF RESIDENTIAL REAL ESTATE, CREDIT CARDS, AUTOMOBILES AND OTHER CONSUMER PURPOSES, AND OUR SMALL BUSINESS MEMBERS. IN 2020, WE OPENED 13,478 CONSUMER LOANS FOR $346,623,000, 2,174 CREDIT CARDS, 1,388 HOME MORTGAGES FOR $248,313,000, AND 443 LOANS TO OUR SMALL BUSINESS MEMBERS. WE OFFER DEPOSIT PRODUCTS TO INDIVIDUAL MEMBERS AS WELL AS BUSINESS MEMBERS THAT QUALIFY IN OUR FIELD OF MEMBERSHIP. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 54991 0 1 465 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 0 0 X NIKI SCHAUMBERG 9209933753 3401 EAST CALUMET STREET APPLETON WI 54915 GREG HILBERT PRESIDENT/CEO (THRU APRIL) 40.00 X 453770 0 33491 CHRISTOPHER ALLEN CLO & PRESIDENT/CEO 40.00 X 323858 0 14013 KORY KITOWSKI CIO 40.00 X 221358 0 23079 NANCY KRAHN CHIEF RETAIL OFFICER 40.00 X 193372 0 31958 THERESA GREEN VP HR 40.00 X 150978 0 19176 DAVID THONE SVP MEMBER SOLUTIONS 40.00 X 126604 0 34363 ADAM LANDSVERK CLO 40.00 X 135559 0 16953 BRUCE KOTAREK VP FINANCE 40.00 X 105453 0 13871 NIKI SCHAUMBERG CFO 40.00 X 99157 0 15905 RICHARD SCOTT CHAIR 1.00 X X 12800 0 0 WILLIAM PANELLA VICE CHAIR 1.00 X X 12050 0 0 PAUL SIPPL TREASURER 1.00 X X 25050 0 0 JOANNE BOGENSCHUTZ SECRETARY 1.00 X X 17500 0 0 MARTY DOCTER DIRECTOR 1.00 X 10100 0 0 KRISTA DRAHEIM DIRECTOR 1.00 X 8100 0 0 JESSICA FLEEK DIRECTOR 1.00 X 8100 0 0 CAMILLE KEMNITZ-ZIZZO DIRECTOR 1.00 X 4888 0 0 JAMIE RICHARDSON DIRECTOR (THRU MAY) 1.00 X 4375 0 0 ALAN TIMMERMAN DIRECTOR (THRU MAY) 1.00 X 10875 0 0 MICAHEL VOELKER DIRECTOR 1.00 X 4888 0 0 1928835 0 202809 23 0 1 0 MORTGAGE CADENCE LLC 161 N CLARK ST CHICAGO IL 606013206 SOFTWARE SERVICES 545401 TRIDENT SERVICES LLC 875 OLD ROSWELL RD SUITE G300 ROSWELL GA 30076 APPRAISAL SERVICES 368760 TIME WARNER ENTERTAINMENT CO PO BOX 4639 CAROL STREAM IL 601974639 INTERNET SERVICES 216447 MARCO TECHNOLOGIES LLC NW 7128 MINNEAPOLIS MN 554857128 TECHNOLOGY SERVICES 151845 BLUE DOOR CONSULTING LLC PO BOX 1515 OSHKOSH WI 54903 CONSULTING SERVICES 145241 9 INTEREST ON LOANS 522100 61934553 61934553 FEE INCOME 522100 19272854 19069430 203424 81207407 5725308 5725308 -1216922 -891519 1216922 891519 2108441 2108441 89041156 81003983 203424 7833749 2131641 19671804 979168 3385328 1581511 92341 203551 9666 1443317 2767200 2088059 4363743 1855224 152169 340773 4440888 1768162 436923 DIVIDENDS ON MEMBER SHA 12100722 LOAN SERVICING EXPENSE 5432666 PROVISION FOR LOAN LOSS 4184407 ATM EXPENSES 271163 4133019 73833445 10614776 17570461 39281971 52425138 3833607 3910821 1515628031 1645788621 3347674 4081963 37584814 13076714 24945111 24508100 170714113 367896153 22409923 22338348 442041 260624 43676812 46667494 1834894059 2185447723 29161762 32439495 1264145 1387349 214613835 180524581 1379480195 1738113497 1624519937 1952464922 X 0 0 0 0 210374122 232982801 210374122 232982801 1834894059 2185447723 X 15207711 4591070 2809898 X 0 0 0 0 1 X 9772810 9772810 20080045 7577810 12502235 6792633 5290990 1501643 939326 207914 731412 24508100 MEMBER SHARES AND DEPOSITS 1738113497 1738113497 PART IV, LINE 2B: THE CREDIT UNION HOLDS ESCROW ACCOUNTS RELATED TO MORTGAGES (PROPERTY TAXES AND INSURANCE) AND LOAN CLOSINGS ON BEHALF OF ITS MEMBERS. X X X 0 0 0 GREG HILBERT PRESIDENT/CEO (THRU APRIL) 208829 0 194351 0 50590 0 17093 0 16398 0 487261 0 0 0 CHRISTOPHER ALLEN CLO & PRESIDENT/CEO 293846 0 29700 0 312 0 13624 0 389 0 337871 0 0 0 KORY KITOWSKI CIO 193446 0 27600 0 312 0 12399 0 10680 0 244437 0 0 0 NANCY KRAHN CHIEF RETAIL OFFICER 169120 0 22200 0 2052 0 7460 0 24498 0 225330 0 0 0 THERESA GREEN VP HR 132352 0 15000 0 3626 0 8496 0 10680 0 170154 0 0 0 DAVID THONE SVP MEMBER SOLUTIONS 120042 0 6000 0 562 0 6071 0 28292 0 160967 0 0 0 ADAM LANDSVERK CLO 133991 0 1343 0 225 0 5554 0 11399 0 152512 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY A REGULATORY AGENCY (I.E. NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE VICE PRESIDENT OF FINANCE AND THE PRESIDENT/CEO PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C NO DIRECTOR, OFFICER, COMMITTEE MEMBER, AGENT OR EMPLOYEE OF THIS CREDIT UNION SHALL IN ANY MANNER, DIRECTLY OR INDIRECTLY, PARTICIPATE IN THE DELIBERATION UPON OR THE DETERMINATION OF ANY QUESTION AFFECTING HIS OR HER PECUNIARY OR PERSONAL INTEREST OR THE PECUNIARY INTEREST OF ANY ORGANIZATION OR ASSOCIATION IN WHICH THE PERSON IS DIRECTLY OR INDIRECTLY INTERESTED. IN THE EVENT OF DISQUALIFICATION OF ANY DIRECTOR OR MEMBER OF THE CREDIT COMMITTEE RESPECTING ANY MATTER PRESENTED TO THE BOARD OR CREDIT COMMITTEE FOR DELIBERATION OR DETERMINATION, SUCH DIRECTOR OR COMMITTEE MEMBER SHALL WITHDRAW FROM THE DELIBERATION OR DETERMINATION. IF A DIRECTOR OR CREDIT COMMITTEE MEMBER WITHDRAWS FROM ANY DELIBERATION OR DETERMINATION, THE REMAINING QUALIFIED DIRECTORS OR CREDIT COMMITTEE MEMBERS PRESENT AT THE MEETING MAY EXERCISE ALL POWERS OF THE BOARD OR CREDIT COMMITTEE, PROVIDED THE NUMBER OF DIRECTORS OR CREDIT COMMITTEE MEMBERS PRESENT, INCLUDING THE DISQUALIFIED DIRECTORS OR MEMBERS, CONSTITUTES A QUORUM. ALL INTERESTED PERSONS MUCH COMPLETE, SIGN AND RETURN IMMEDIATELY FOLLOWING THE ANNUAL ORGANIZATION MEETING OF THE CREDIT UNION'S BOARD OF DIRECTORS, A "CONFLICT OF INTEREST STATEMENT" WHICH DISCLOSES ANY RELATIONSHIP THAT MIGHT CONSTITUTE AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST TO THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15A THE CEO'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. FOR OTHER OFFICERS THE ORGANIZATION USES A THIRD PARTY TO CONDUCT A MARKET ANALYSIS OF ALL THE POSITIONS AT THE CREDIT UNION. THE ORGANIZATION ALSO REGULARLY REFERS TO THE CUES COMPENSATION INFORMATION AND THE CUNA WAGE SURVEY AVAILABLE THROUGH THEIR MEMBERSHIP TO THESE ORGANIZATIONS. FOR THE MOST RECENT OFFICER HIRES THE ORGANIZATION USES RECRUITING FIRMS THAT WERE ENGAGED TO FIND OFFICERS FOR THE ORGANIZATION. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: EQUITY ACQUIRED IN MERGER 2,809,898. BENEFIT SERVICES INC 3401 E CALUMET STREET APPLETON WI 54915 391657363 INSURANCE SALES WI FOX COMMUNITIES CREDIT UNION C 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0