2021-11-10T15:45:19-06:00 2020-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2020-01-01 946069237 STAR ONE CREDIT UNION STAR 4085435028 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 GARY RODRIGUES PRESIDENT/CEO 4085435028 2021-11-08 1 GARY RODRIGUES 999009999 VALENTINO CREUS CPA P01054153 8189549700 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z GARY RODRIGUES 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 269014365 0 X WWW.STARONE.ORG X CREDIT UNION 1956 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 249 14 73472 10984 0 0 165971926 153128212 91160441 81317566 0 0 257132367 234445778 575600 857000 0 0 37805306 36870680 0 0 0 173521865 127526786 211902771 165254466 45229596 69191312 9073674668 10227549962 7968513924 9004975063 1105160744 1222574899 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, STAR ONE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 STAR ONE CREDIT UNION PROVIDED SERVICES TO 113,393 MEMBERS WITH SAVINGS AND LOAN ACCOUNTS. STAR ONE OFFERS STUDENT LOANS TO GRADUATE AND UNDERGRADUATE STUDENTS. STAR ONE CREDIT UNION PROVIDED 8,204 LOANS TOTALLING $1,717,813,841 IN 2020. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 116653 0 1 249 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X ANN SEBASTIAN VP CONTROLLER 4085435028 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 DOUG FLOWE CHAIR 1.00 X 0 0 0 DAVID DAGGETT 1ST VICE CHAIR 1.00 X 0 0 0 JEFF GAUT 2ND VICE CHAIR 1.00 X 0 0 0 SCOTT DUNLAP TREASURER 1.00 X 0 0 0 RICHARD AOCHI SECRETARY 1.00 X 1604 0 0 MARTIN ENG DIRECTOR 1.00 X 0 0 0 PATRICIA HUMECKE DIRECTOR 1.00 X 0 0 0 TRINY LEE DIRECTOR 1.00 X 0 0 0 MELISSA HENCK DIRECTOR 1.00 X 0 0 0 CHRISTINA GOEAS SUPERVISORY COMMITTEE 1.00 X 0 0 0 CYRUS TABARI SUPERVISORY COMMITTEE 1.00 X 0 0 0 PONPROM FLYNN SUPERVISORY COMMITTEE 1.00 X 0 0 0 BRIAN LAWLER SUPERVISORY COMMITTEE 1.00 X 1511 0 0 KRISHNA MARELLA SUPERVISORY COMMITTEE 1.00 X 0 0 0 GARY RODRIGUES PRESIDENT & CEO 40.00 X 1136112 0 2761893 K COLLINS SENIOR VP - LENDING 40.00 X 1007333 0 635885 R RUTLEDGE VP - HUMAN RESOURCES 40.00 X 1006337 0 833899 M MUCKER EXECUTIVE VP - OPS 40.00 X 1003896 0 778680 B ROSS EXECUTIVE VP - FINANCE & ADMINISTRATION 40.00 X 548295 0 841439 R MCALPINE VP - INFORMATION SYSTEMS 40.00 X 376493 0 268287 A SEBASTIAN VP - CONTROLLER 40.00 X 371411 0 585575 J FAGENSTROM VP - MARKETING 40.00 X 350096 0 463962 S PANICKER VP - TREASURY 40.00 X 312965 0 522506 M GUPTA VP - REMOTE SERVICES 40.00 X 299632 0 74132 6415685 0 7766258 88 0 1 0 TYFONE INC 5331 SW MACADAM AVE STE 251 PORTLAND OR 97239 ONLINE/MOBILE BANKING 1739380 VISA USA INC 777 3RD AVE 12 NEW YORK NY 10017 VISA/ATM PROCESSING 1182443 CLICKAPPRAISER 182 HOWARD STREET SAN FRANCISCO CA 94105 R/E APPRAISAL SERVICES 1025375 COOK SECURITY GROUP 9925 NE CASCADES PKWY PORTLAND OR 97220 ATM SERVICES 917703 BUSINESS DATA INC PO BOX 6081 INGLEWOOD CA 90312 STATEMENT PRINTING 855692 40 INTEREST ON LOANS 522100 140431819 140431819 OTHER OPERATING INCOME 522100 8151404 8151404 FEE INCOME 522100 4544989 4471517 73472 153128212 81151793 81151793 34734360 34568587 165773 165773 165773 234445778 234372306 73472 0 807000 50000 6415685 17713185 4360273 6779077 1602460 334916 302880 54441 4410957 2222167 5031224 713573 2508704 231826 92962392 1262473 584725 LOAN SERVICING EXPENSE 8097705 PROVISION FOR LOAN & LE 3760091 MISC OPERATING EXPENSE 3388696 GAIN (LOSS) ON TRADING 1030879 629137 165254466 6848649 16263856 295984074 476462997 4868731 7240348 2304389 2635807 42729101 29888416 13411391 12840685 4183324285 4789339905 4422355099 4698060782 144578050 224705582 9073674668 10227549962 62455857 73429371 7906058067 8931545692 7968513924 9004975063 X 0 0 0 0 1105160744 1222574899 1105160744 1222574899 9073674668 10227549962 X 69191312 57133119 -8910276 X X 0 1 X 1 0 27000 27000 27000 1 CCUL PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 940357265 11000 BAY AREA PAC PO BOX 193919 SAN FRANCISCO CA 94119 743032874 1000 NAFCU POLITICAL ADMINISTRATIVE FUND 3138 TENTH STREET NORTH ARLINGTON VA 22901 541421503 15000 PART I-A, LINE 1: CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. 4163384 4163384 11932584 4310498 7622086 5234619 5094897 139722 21398514 20483021 915493 12840685 ALL OTHER INVESTMENTS 17250000 F NET LOANS AND LEASES 4615322748 F NCUA SHARE INSURANCE DEPOSIT 64588034 C PAID IN CAPITAL AT CORP CUS 900000 C 4698060782 DRAWS AGAINST LINES OF CREDIT 244800000 MEMBER SHARES AND DEPOSITS 8626466253 NON-TRADING DERIVATIVES 60279439 8931545692 X PART X, LINE 2: FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS FOR THE YEAR ENDED SEPTEMBER 30, 2020, AND 2019, AND, ACCORDINGLY, THE CREDIT UNION HAS NOT RECORDED A LIABILITY FOR THE PAYMENT OF INTEREST OR PENALTIES. THE CREDIT UNION IS SUBJECT TO AND PAYS ALL STATE AND CITY TAXES ON GOODS AND SERVICES PURCHASED BY THE CREDIT UNION. 1 SECOND HARVEST FOOD BANK 750 CURTNER AVENUE SAN JOSE CA 95125 942614101 501(C)(3) 130000 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES. HEALTH TRUST MEALS ON WHEELS 3180 NEWBERRY DRIVE SAN JOSE CA 95228 946050231 501(C)(3) 40000 FMV NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SILICON VALLEY INTO THE HEALTHIEST REGION IN AMERICA FOR EVERYONE THROUGH THREE INITIATIVES: HEALTHY LIVING, HEALTHY AGING, AND HEALTHY COMMUNITIES. SUNNYVALE COMMUNITY SERVICES 725 KIFER ROAD SUNNYVALE CA 94086 941713897 501(C)(3) 30000 FMV NON-PROFIT ORGANIZATION DEDICATED TO PREVENTING HOMELESSNESS AND HUNGER FOR LOW-INCOME FAMILIES AND SENIORS FACING TEMPORARY CRISES BY PROVIDING FINANCIAL AID, FOOD AND OTHER SUPPORT THE PREVENTS LARGER PROBLEMS WITH MORE EXPENSIVE SOLUTIONS. NATIONAL CREDIT UNION FOUNDATION 5710 MINERAL POINT ROAD MADISON WI 53705 391383650 501(C)(3) 30000 FMV THE NATIONAL CREDIT UNION FOUNDATION IS THE CHARITABLE ARM OF THE US CREDIT UNION MOVEMENT. THEY WORK TO IGNITE UNDERSTANDING AND FOCUS ON MEMBER FINANCIAL WELL-BEING, INSPIRE AND CREATE OPPORTUNITIES FOR CREDIT UNIONS TO LEVERAGE THEIR COOPERATIVE VALUES AND RESPOND QUICKLY WHEN DISASTER STRIKES. DONATION MADE FOR CALIFORNIA WILDFIRES. THE ALZHEIMER'S ASSOCIATION 225 N MICHIGAN AVENUE CHICAGO IL 60601 133039601 501(C)(3) 25000 FMV NON-PROFIT ORGANIZATION THAT RAISES AWARENESS AND FUNDS FOR ALZHEIMER'S CARE, SUPPORT AND RESEARCH. CANINE COMPANIONS FOR INDEPENDENCE INC 2965 DUTTON AVE SANTA ROSA CA 95407 942494324 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT ENHANCES THE LIVES OF PEOPLE WITH DISABILITIES BY PROVIDING HIGHLY TRAINED ASSISTANCE DOGS AND ONGOING SUPPORT TO ENSURE QUALITY PARTNERSHIPS. CANCER CAREPOINT INC 2505 SAMARITAN DRIVE BUILDING 400 SUITE 402 SAN JOSE CA 95124 273029691 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS, FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION. MORGAN AUTISM CENTER 2280 KENWOOD AVENUE SAN JOSE CA 95128 941722448 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT HELPS CHILDREN AND ADULTS WITH AUTISM OR OTHER DEVELOPMENTAL DISABILITIES MAXIMIZE THEIR POTENTIAL IN A DIGNIFIED, POSITIVE AND LOVING ENVIRONMENT. LUCILLE PACKARD CHILDREN'S FOUNDATION 400 HAMILTON AVENUE 340 PALO ALTO PA 94301 770440090 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT ELEVATES THE PRIORITY OF CHILDREN'S HEALTH AND INCREASES THE QUALITY AND ACCESSIBILITY OF CHILDREN'S HEALTHCARE THROUGH LEADERSHIP AND DIRECT INVESTMENT. JACOB'S HEART CHILDREN'S CANCER SUPPORT SVCS 680 W BEACH STREET WATSONVILLE CA 95075 680413822 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES FAMILY-CENTERED CARE THAT ADDRESSES THE EMOTIONAL, PRACTICAL AND FINANCIAL STRUGGLES FOR FAMILIES OF CHILDREN AND TEENS DURING TREATMENT, FAMILIES EXPERIENCING ANTICIPATORY GRIEF AND THOSE WHO ARE BEREAVED. AMERICAN CANCER SOCIETY 250 WILLIAMS STREET ATLANTA GA 30303 131788491 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT HELPS SAVE LIVES, CELEBRATE LIVES AND LEADS THE FIGHT FOR A WORLD WITHOUT CANCER. PROMOTING HEALTHY LIFESTYLES TO HELP PREVENT CANCER AND RESEARCHING CANCER AND ITS CAUSES TO FIND MORE ANSWERS AND BETTER TREATMENTS FAMILY GIVING TREE 606 VALLEY WAY MILPITAS CA 95035 770284682 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT HELPS TO FULFILL THE WISHES OF CHILDREN IN NEED WHILE INSPIRING PHILANTHROPY, KINDNESS, AND VOLUNTEERISM. THE FAMILY GIVING TREE PROGRAM WORKS WITH MORE THAN 300 BAY AREA SOCIAL SERVICES AGENCIES. HOMEFIRST SERVICES OF SANTA CLARA COUNTY 507 VALLEY WAY MILPITAS CA 95035 942684272 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION DEDICATED TO END HOMELESSNESS AND IMPROVE COMMUNITIES BY PROVIDING HOUSING AND SUPPORT SERVICES THAT ENABLE HOMELESS CHILDREN AND ADULTS TO ATTAIN STABLE HOUSING. THE ORGANIZATION IS A LEADING PROVIDER OF SHELTER AND SUPPORT SERVICES IN SANTA CLARA COUNTY. PRESIDENT AND THE BOARD OF TRUSTEES OF SANTA CLARA COLLEGE 500 EL CAMINO REAL SANTA CLARA CA 95053 941156617 501(C)(3) 20000 FMV PROGRAM FOR FIRST-GENERATION COLLEGE STUDENTS (WHOSE PARENTS DID NOT GRADUATE FROM A 4-YEAR COLLEGE OR UNIVERSITY) FOCUSED ON ACADEMIC SUCCESS AND COMMUNITY ENGAGEMENT. THE PROGRAM PROVIDES ACADEMIC AND VOCATIONAL DEVELOPMENT OPPORTUNITIES, SUPPORTIVE ADVISING, PEER MONITORING, AND COMMUNITY BUILDING THROUGH A VARIETY OF COURSES, PROGRAMS, AND SUPPORT NETWORKS. MARTHA'S KITCHEN 311 WILLOW ST SAN JOSE NY 95110 912091094 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO PROVIDE NEARLY 100,000 MEALS AND DISTRIBUTE 250,000 POUNDS OF GROCERIES EACH MONTH. THEY BELIEVE THAT FOOD IS A BASIC HUMAN RIGHT NOT A LUXURY AND THAT IT IS VITAL THAT THE COMMUNITIES IN AND AROUND SAN JOSE HAVE ACCESS TO WELL BALANCED MEALS, WHICH INCLUDE PROPER PROTEINS, VEGETABLES, AND CARBOHYDRATES. ANIMAL ASSISTED HAPPINESS 1030 E EL CAMINO REAL 279 SUNNYVALE CA 94087 264100791 501(C)(3) 15000 FMV NON-PROFIT ORGANIZATION THAT ENRICHES THE LIVES OF YOUTH WITH NEEDS THROUGH BARNYARD INTERACTIONS AT THEIR SMILE FARM AND MOBILE VISITS. SAN ANDREAS REGIONAL CENTER 6203 SAN IGNACIO AVE 200 SAN JOSE CA 95119 942591195 501(C)(3) 15000 FMV NON-PROFIT THAT EMPOWERS INDIVIDUALS AND THEIR FAMILIES TO LIVE BETTER, SELF-DETERMINED LIVES THROUGH DIAGNOSTICS AND SERVICE-COORDINATION FOR THOSE LIVING WITH DEVELOPMENTAL DISABILITIES. THE TOWER FOUNDATION OF SAN JOSE STATE UNIVERSITY ONE WASHINGTON SQUARE CLARK HALL SUITE 300 SAN JOSE CA 95192 830403915 501(C)(3) 15000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO ENCOURAGE CONNECTIONS BETWEEN ALUMNI, DONORS AND THE COMMUNITY. THE INCREASINGLY CHALLENGING FUNDING ENVIRONMENT REQUIRES SAN JOSE STATE TO AUGMENT PUBLIC FUNDING WITH PRIVATE DONATIONS. TOWER IS DEDICATED TO GROWING THE UNIVERSITY'S ENDOWMENT THROUGH DONATIONS, BEQUESTS AND PRUDENT INVESTMENT MANAGEMENT. REBUILDING TOGETHER SILICON VALLEY 1701 SOUTH 7TH ST 10 SAN JOSE CA 95112 770289381 501(C)(3) 15000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO PROVIDE SAFE HOMES AND COMMUNITIES FOR EVERYONE. THROUGH A VAST NETWORK OF VOLUNTEERS, CORPORATE SPONSORS, AND SUB-CONTRACTORS, REBUILDING TOGETHER SILICON VALLEY PROVIDES CRITICAL HOME REPAIRS TO OVER 600 CLIENTS PER YEAR. IN ADDITION, THEY ASSIST NONPROFIT ORGANIZATIONS WITH FACILITY MAINTENANCE AND REPAIRS SO THAT THEY CAN DEDICATE THEIR TIME AND RESOURCES TO HELPING OUR COMMUNITY. BILL WILSON CENTER 3490 THE ALAMEDA SANTA CLARA CA 95050 942221849 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES SERVICES TO MORE THAN 4,100 CHILDREN, YOUTH, YOUNG ADULTS AND FAMILIES IN SANTA CLARA COUNTY THROUGH VARIOUS PROGRAMS OPERATION CARE AND COMFORT 3173 PEBBLE BEACH CIRCLE FAIRFIELD CA 94534 273116300 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION DEDICATED TO SUPPORTING AND ASSISTING VETERANS, MILITARY PERSONNEL AND THEIR FAMILY MEMBERS. NEPHCURE KIDNEY INTERNATIONAL 150 S WARNER RD SUITE 402 KING OF PRUSSIA PA 19406 383569922 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION WITH A MISSION TO ACCELERATE RESEARCH FOR EFFECTIVE TREATMENTS OF RARE FORMS OF NEPHROTIC SYNDROME AND PROVIDE EDUCATION AND SUPPORT THAT WILL IMPROVE LIVES AFFECTED. WEST VALLEY COMMUNITY SERVICES 10104 VISTA DRIVE CUPERTINO CA 95014 942211685 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT IS FIGHTING POVERTY BY PROVIDING CRITICAL SUPPORT SERVICES TO THE LOW INCOME AND HOMELESS INDIVIDUALS AND FAMILY IN COMMUNITIES OF CUPERTINO, LOS GATOS, MONTE SERENO, SARATOGA AND WEST SAN JOSE. NAMI SANTA CLARA COUNTY - NATIONAL ALLIANCE ON MENTAL ILLNESS 1150 S BASCOM AVENUE 24 SAN JOSE CA 95128 942430956 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT HELPS PEOPLE WITH A LIVED EXPERIENCE OF MENTAL ILLNESS AND FAMILIES BY PROVIDING SUPPORT, EDUCATION AND ADVOCACY; TO PROMOTE RESEARCH; TO REDUCE STIGMA AND DISCRIMINATION IN THE COMMUNITY; AND TO IMPROVE SERVICES BY WORKING WITH HEALTH PROFESSIONALS AND FAMILIES. CYSTIC FIBROSIS RESEARCH INC 2672 BAYSHORE PARKWAY STE 250 MOUNTAIN VIEW CA 94043 510169988 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT FUNDS RESEARCH, PROVIDES EDUCATIONAL AND PERSONAL SUPPORT, AND SPREAD AWARENESS OF CYSTIC FIBROSIS, A LIFE-THREATENING GENETIC DISEASE. THE CROHN'S AND COLITIS FOUNDATION OF AMERICA 733 THIRD AVENUE NEW YORK NY 10017 136193105 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO FINDING A CURE AND IMPROVING THE QUALITY OF LIFE OF CHILDREN AND ADULTS AFFECTED BY THESE DISEASES; OFFER A WIDE RANGE OF EDUCATIONAL PROGRAMS FOR PATIENTS AND HEALTHCARE PROFESSIONALS ACKNOWLEDGE ALLIANCE 2483 OLD MIDDLEFIELD WAY 201 MOUNTAIN VIEW CA 94043 770393676 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION FOCUSED ON EDUCATION AND MENTAL HEALTH, HELPS BUILD POSITIVE CONNECTIONS BETWEEN TEACHERS AND STUDENTS TO OPEN THE DOORS TO LEARNING AND WELL-BEING. THE TECH MUSEUM OF INNOVATION 201 SOUTH MARKET STREET SAN JOSE CA 95113 942864660 501(C)(3) 10000 FMV NON-PROFIT EXPERIMENTAL LEARNING RESOURCE DESIGNED TO HELP PEOPLE AND COMMUNITIES THRIVE IN THE TECHNOLOGICAL AGE. CHILD ADVOCATES OF SILICON VALLEY 509 VALLEY WAY BUILDING 2 MILPITAS CA 95035 770250773 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES STABILITY AND HOPE TO CHILDREN WHO HAVE EXPERIENCED ABUSE AND NEGLECT . FAMILY SUPPORTIVE HOUSING 692 N KING ROAD SAN JOSE CA 95133 770106237 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES TEMPORARY SHELTER AND SUPPORTIVE SERVICES FOR HOMELESS FAMILIES IN SANTA CLARA COUNTY. PANCREATIC CANCER ACTION NETWORK INC 1500 ROSECRANS AVENUE 200 MANHATTAN BEACH CA 90266 330841281 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION DEDICATED TO ADVANCE RESEARCH, SUPPORT PATIENTS, AND CREATE HOPE FOR PEOPLE WHO HAVE PANCREATIC CANCER. HAPPY HOLLOW FOUNDATION 1300 SENTER RD SAN JOSE CA 95112 237219471 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT CONNECTS PEOPLE TO NATURE THROUGH PLAY. THE LEUKEMIA AND LYMPHOMA SOCIETY 100 W SAN FERNANDO ST SUITE 365 SAN JOSE CA 95113 135644916 501(C)(3) 10000 FMV NON-PROFIT THAT HAS THE MISSION TO CURE LEUKEMIA, LYMPHOMA, HODGKIN'S DISEASE AND MYELOMA, AND IMPROVE THE QUALITY OF LIFE OF PATIENTS AND THEIR FAMILIES. DOWNTOWN STREETS INC 1671 THE ALAMEDA SUITE 306 SAN JOSE CA 95126 205242330 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT IS ENDING HOMELESSNESS BY RESTORING THE DIGNITY AND REBUILDING THE LIVES OF UNHOUSED MEN AND WOMEN. VETERANS MEMORIAL & SUPPORT FOUNDATION OF LOS GATOS 481 NORTH SANTA CRUZ SUITE 250 LOS GATOS CA 95030 461338469 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO FUND IN PERPETUITY, SUPPORT FOR THE NEEDS OF ACTIVE SERVICE MEMBERS, VETERANS AND THEIR FAMILIES; TO EDUCATE THE COMMUNITY ON THE SACRIFICES BORNE BY THOSE WHO PROTECT AMERICA'S FREEDOM; ERECT A WORLD CLASS MEMORIAL IN THE HEART OF SILICON VALLEY THAT DELIVERS HONOR, RESPECT, GRATITUDE AND HEALING TO THE ACTIVE MILITARY SERVICE MEMBERS, VETERANS, FIRST RESPONDERS AND TWO 9/11 HEROES WHO ATTEMPTED TO TAKE BACK COCKPIT CONTROL FROM TERRORIST HIJACKERS. COMMUNITY SERVICES AGENCY 204 STIERLIN ROAD MOUNTAIN VIEW CA 94043 941422465 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO EDUCATE THE PUBLIC ABOUT DIABETES AND TO HELP THOSE AFFECTED BY IT THROUGH FUNDING RESEARCH TO MANAGE, CURE AND PREVENT DIABETES. COMMUNITY HEALTH AWARENESS COUNCIL 590 W EL CAMINO REAL MOUNTAIN VIEW CA 94040 942223670 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO IMPROVE LIVES AND STRENGTHEN COMMUNITIES THROUGH ACCESS TO COMPREHENSIVE AND CULTURALLY RESPONSIVE MENTAL HEALTH SERVICES IN NORTHERN SANTA CLARA COUNTY. CITIZEN SCHOOLS INC 308 CONGRESS ST BOSTON MA 02210 043259160 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO CLOSE THE OPPORTUNITY GAP IN EDUCATION BY BRINGING STUDENTS HANDS-ON LEARNING PROJECTS WITH CAREER MENTORS AFTER SCHOOL, COACHING AND TRAINING TEACHERS TO PROVIDE THESE OPPORTUNITIES DURING SCHOOL, AND SHARE CAPACITY, RESOURCES AND BEST PRACTICES WITH OTHER COMMUNITIES. SACRED HEART COMMUNITY SERVICES 1381 SOUTH FIRST ST SAN JOSE CA 95110 237179787 501(C)(3) 8000 FMV NON-PROFIT ORGANIZATION THAT BUILDS A COMMUNITY FREE FROM POVERTY BY CREATING HOPE, OPPORTUNITY, AND ACTION. THEY PROVIDE ESSENTIAL SERVICES, WORK TOGETHER TO IMPROVE LIVES, ADVOCATE FOR JUSTICE, AND INSPIRE THE COMMUNITY TO LOVE, SERVE, AND SHARE. SUNDAY FRIENDS 645 WOOL CREEK DRIVE 2ND FLOOR SUITE A SAN JOSE CA 95112 770518937 501(C)(3) 8000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO EMPOWER FAMILIES TO BREAK THE GENERATIONAL CYCLE OF POVERTY BY FOSTERING POSITIVE DEVELOPMENT IN CHILDREN WHILE EDUCATING AND GUIDING PARENTS TO SUPPORT THEIR CHILDREN'S LIFE SUCCESS. SARATOGA AREA SENIOR COORDINATING COUNCIL PO BOX 3033 SARATOGA CA 95070 942596228 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION THAT PROVIDES ACCESS TO PHYSICAL AND SOCIAL ACTIVITIES ALONG WITH RESOURCE SERVICES THAT IMPROVE THE OVERALL QUALITY OF LIFE FOR AGING ADULTS IN OUR COMMUNITY. AVENIDAS 450 BRYANT STREET PALO ALTO CA 94301 941480548 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION THAT SUPPORT AND CELEBRATES OLDER ADULTS. THEY HELP OLDER ADULTS IN THE COMMUNITY TO BE AS ACTIVE, ENGAGED AND HEALTHY AS POSSIBLE THROUGHOUT THEIR LIVES BY PROVIDING RELEVANT SERVICES AND PROGRAMS. AMERICAN DIABETES ASSOCIATION 111 W SAINT JOHN ST SUITE 1150 SAN JOSE CA 95113 131623888 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO EDUCATE THE PUBLIC ABOUT DIABETES AND TO HELP THOSE AFFECTED BY IT THROUGH FUNDING RESEARCH TO MANAGE, CURE AND PREVENT DIABETES. MARINE TOYS FOR TOTS 18251 QUANTICO GATEWAY DR TRIANGLE VA 22172 203021444 501(C)(3) 7000 FMV NON-PROFIT ORGANIZATION THAT COLLECTS NEW UNWRAPPED TOYS AND DISTRIBUTES THOSE TOYS TO LESS FORTUNATE CHILDREN AT CHRISTMAS TO HELP BRING THE JOY OF CHRISTMAS AND SEND A MESSAGE OF HOPE. ASSISTANCE LEAGUE FOR SAN JOSE PO BOX 20174 SAN JOSE CA 95160 770033914 501(C)(3) 7000 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO SUPPORT VITAL COMMUNITY SERVICES. THEIR PHILANTHROPIC PROGRAMS ARE DESIGNED TO SERVE UNMET NEEDS IN THE COMMUNITY. 45 0 SCHOLARSHIPS 10 50000 X 1 1 X X X X 0 1 0 GARY RODRIGUES PRESIDENT & CEO 759599 0 346000 0 30513 0 2715364 0 46529 0 3898005 0 0 0 K COLLINS SENIOR VP - LENDING 295735 0 92289 0 619309 0 615063 0 20822 0 1643218 0 0 0 R RUTLEDGE VP - HUMAN RESOURCES 255653 0 79205 0 671479 0 815890 0 18009 0 1840236 0 0 0 M MUCKER EXECUTIVE VP - OPS 398742 0 139709 0 465445 0 757624 0 21056 0 1782576 0 0 0 B ROSS EXECUTIVE VP - FINANCE & ADMINISTRAT 400441 0 145047 0 2807 0 791978 0 49461 0 1389734 0 0 0 R MCALPINE VP - INFORMATION SYSTEMS 284298 0 88579 0 3616 0 237322 0 30965 0 644780 0 0 0 A SEBASTIAN VP - CONTROLLER 282621 0 87433 0 1357 0 564300 0 21275 0 956986 0 0 0 J FAGENSTROM VP - MARKETING 266156 0 80910 0 3030 0 434276 0 29686 0 814058 0 0 0 S PANICKER VP - TREASURY 239170 0 73260 0 535 0 490725 0 31781 0 835471 0 0 0 M GUPTA VP - REMOTE SERVICES 243888 0 54675 0 1069 0 31200 0 42932 0 373764 0 0 0 PART I, LINE 4B THE 457(B) IS AN UNFUNDED ELIGIBLE DEFERRED COMPENSATION PLAN FOR THE CREDIT UNION TO PROVIDE RETIREMENT BENEFITS AND INCIDENTAL BENEFITS TO HIGHLY COMPENSATED EMPLOYEES. PARTICIPANTS ARE THOSE EMPLOYEES RECEIVING COMPENSATION OVER $120,000. THE 457(F) SERP PLAN PROVIDES HIGHLY COMPENSATED EMPLOYEES WITH SUPPLEMENTAL RETIREMENT INCOME. THE PLAN HAS NO CONTRIBUTION LIMITS OR RESTRICTIONS, DOES NOT RECEIVE CONTRIBUTIONS FROM THE EXECUTIVE AND PROVIDES A LUMP SUM TO THE EXECUTIVE. THE PLAN ASSETS ARE THE ASSETS OF THE CREDIT UNION AND ARE SUBJECT TO CLAIMS OF CREDITORS. PARTICIPANTS ARE GARY RODRIGUES, KEVIN COLLINS, BRIAN ROSS, RUSS MCALPINE, MARGARETE MUCKER, ANN SEBASTIAN, JOE FAGENSTROM, REGINA RUTLEDGE AND SAFAL PANICKER. J FAGENSTROM HCE 1ST MORTGAGE X 395000 335348 0 0 1 R MCALPINE HCE 1ST MORTGAGE X 603100 542244 0 0 1 K COLLINS KEY EMP 1ST MORTGAGE X 297650 287794 0 0 1 R RUTLEDGE KEY EMP 1ST MORTGAGE X 1080000 1021901 0 0 1 B ROSS KEY EMP 1ST MORTGAGE X 1000000 981766 0 0 1 A SEBASTIAN HCE 1ST MORTGAGE X 1143200 1129577 0 0 1 S PANICKER HCE 1ST MORTGAGE X 1140000 1104768 0 0 1 M MUCKER KEY EMP 1ST MORTGAGE X 579500 579500 0 0 1 M MUCKER KEY EMP AUTO LOAN X 54862 47379 0 0 1 M GUPTA KEY EMP 1ST MORTGAGE X 1250000 1210071 0 0 1 7240348 FORM 990, PART VI, SECTION A, LINE 6 STAR ONE CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. STAR ONE CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF STAR ONE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE CONTROLLER, EXECUTIVE VPS, CEO, AND BOARD OF DIRECTORS RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, ALL EMPLOYEES ARE REQUIRED TO READ, SIGN, AND SUBMIT THE CODE OF CONDUCT PLEDGE TO HUMAN RESOURCES. FORM 990, PART VI, SECTION B, LINE 15 STAR ONE CREDIT UNION USES CONSULTING FIRMS AND INDUSTRY SPECIFIC SURVEYS TO DELIBERATE COMPANY EMPLOYEES' COMPENSATION. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 BACKGROUND: FORM 990 IS AN ANNUAL RETURN FILED WITH THE IRS BY TAX-EXEMPT ORGANIZATIONS TO REPORT INFORMATION ABOUT THEIR OPERATIONS. IT IS A PUBLIC DOCUMENT USED PRIMARILY BY THE IRS FOR TAX ADMINISTRATION NEEDS AS WELL AS STATE TAX AUTHORITIES, THE PRESS AND RESEARCHERS. ALL STATE-LICENSED/CHARTERED CREDIT UNIONS ARE REQUIRED TO FILE FORM 990. WITH FILING EXTENSIONS, CREDIT UNIONS HAVE UNTIL NOVEMBER 15TH TO FILE FORM 990 FOR THE PRIOR TAX YEAR. DISCLOSURE REQUIREMENTS: THE THREE MOST RECENT RETURNS FILED MUST BE MADE AVAILABLE TO THE PUBLIC. THE DOCUMENTS MADE AVAILABLE FOR INSPECTION MUST BE AN EXACT COPY OF THE RETURN FILED WITH THE IRS, INCLUDING ATTACHMENTS AND SCHEDULES. THE DISCLOSURE MUST BE PROVIDED TO ALL INDIVIDUALS, MEMBERS AND NON-MEMBERS, WHO REQUEST INSPECTION OR COPIES OF THE FORM. REQUESTS MADE IN PERSON: FORM 990 WILL BE MADE AVAILABLE FOR PUBLIC INSPECTION AT THE BORDEAUX ADMINISTRATION OFFICE DURING REGULAR BUSINESS HOURS. THE BRANCHES ARE EXEMPT FROM THE IN-PERSON DISCLOSURE REQUIREMENT, AS THEY ARE NOT CONSIDERED REGIONAL OR DISTRICT OFFICES. DURING THE FORM 990 INSPECTION, A CREDIT UNION EMPLOYEE MAY BE PRESENT IN THE ROOM. THE INDIVIDUAL REQUESTING THE INSPECTION MAY TAKE NOTES DURING THE INSPECTION. FEES MAY BE CHARGED FOR COPIES OF THE FORM 990 (FEES MAY BE AT THE RATE OF $.20 PER PAGE, THE FIRST 50 PAGES FOR FREE AND/OR POSTAGE FEES). IN-PERSON REQUESTS SHOULD BE FULFILLED ON THE SAME BUSINESS DAY. THE IRS ALLOWS EXCEPTIONS IN CASES OF UNUSUAL CIRCUMSTANCES. IF AN UNUSUAL CIRCUMSTANCE EXISTS, THE CREDIT UNION IS PERMITTED TO PROVIDE COPIES NO LATER THAN THE NEXT BUSINESS DAY FOLLOWING THE DAY THAT THE UNUSUAL CIRCUMSTANCE CEASES TO EXIST OR THE FIFTH BUSINESS DAY AFTER THE DATE OF THE REQUEST, WHICHEVER OCCURS FIRST. EXAMPLES OF UNUSUAL CIRCUMSTANCES INCLUDE REQUESTS RECEIVED SHORTLY BEFORE THE END OF REGULAR BUSINESS HOURS THAT REQUIRE AN EXTENSIVE AMOUNT OF COPYING OR REQUESTS ON A DAY WHEN THE ORGANIZATION'S MANAGERIAL STAFF CAPABLE OF FULFILLING THE REQUEST IS CONDUCTING SPECIAL DUTIES, RATHER THAN ITS REGULAR ADMINISTRATIVE DUTIES. REQUESTS MADE IN WRITING: IF A CREDIT UNION RECEIVES A WRITTEN REQUEST (MAIL, E-MAIL, FAX, ETC.) FOR A COPY OF FORM 990, THE COPY MUST BE MAILED WITHIN 30 DAYS FROM THE DATE THE REQUEST WAS RECEIVED (APPLICABLE FEES MAY APPLY). SUMMARY: THE CREDIT UNION WILL RESPOND TO INDIVIDUAL REQUESTS FOR COPIES AND WILL NOT MAKE THE FORM 990 'WIDELY AVAILABLE' BY POSTING IT TO A PUBLIC WEBSITE OR DATABASE. FORM 990, PART XI, LINE 9: CHANGE IN OCI -8,910,276. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.