2021-11-11T18:13:26-06:00 2020-12-31 880118801 BARNARD VOGLER & CO CPA'S 100 W LIBERTY STREET SUITE 1100 RENO NV 895011959 990 2020-01-01 880057898 FINANCIAL HORIZONS CREDIT UNION FINA 7759452421 PO BOX 2288 HAWTHORNE NV 89415 THERESA LUPORI PRESIDENT/CEO 7759452421 2021-11-10 1 THERESA LUPORI 999009999 TEELA MCCULLAR P01282477 7757866141 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z THERESA LUPORI 201 N MAIN STREET YERINGTON NV 89447 11642628 0 X WWW.FHCUNV.ORG X 1947 NV FINANCIAL COOPERATIVE PROVIDING FINANCIAL SERVICES (SOLUTIONS) TO THE MEMBER/OWNERS OF THE CREDIT UNION. 7 7 54 0 0 0 0 0 6782478 6593035 1791225 1491936 0 0 8573703 8084971 0 0 0 0 2504683 2715750 0 0 0 4095599 3922561 6600282 6638311 1973421 1446660 197320118 235857449 173588846 209602055 23731272 26255394 TO PROVIDE FINANCIAL SERVICES AND SOLUTIONS TO THE MEMBERS/OWNERS OF THE CREDIT UNION. 0 0 TO PROVIDE FINANCIAL SERVICES AND SOLUTIONS TO THE MEMBERS/OWNERS OF THE CREDIT UNION. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1407 0 1 54 1 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 0 1 1 1 1 0 X CHRIS SCHNEIDER 7759452421 201 N MAIN STREET YERINGTON NV 89447 THERESA LUPORI CEO 40.00 X 124648 0 14142 CHRIS SCHNEIDER CFO 40.00 X 123456 0 14083 JIM SCOTT CHAIRMAN 4.00 X X 0 0 0 DOUG HOMESTEAD TREASURER 2.00 X X 0 0 0 PENNY MADRASO SECRETARY 1.00 X X 0 0 0 RANDALL EMM VICE CHAIRMAN 2.00 X X 0 0 0 JOANN BLAKE-SCIARANI BOARD MEMBER 1.00 X 0 0 0 THOMAS ERICKSON BOARD MEMBER 1.00 X 0 0 0 BARBARA REUTER BOARD MEMBER 1.00 X 0 0 0 248104 0 28225 2 0 0 0 FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 PROVIDES MEMBER SERVICES TO THE CREDIT U 1174644 CHRISTOPHER PETERSON 4600 MISSOURI FLAT ROAD STE 11 PLACERVILLE CA 95667 IT AND CONSULTING SERVICES 110910 2 LOAN INTEREST INCOME 522100 4719174 4719174 FEE INCOME 522100 1650308 1650308 OTHER OPERATING INCOME 522100 132551 132551 INSURANCE COMMISSIONS 524298 91002 91002 6593035 1443596 1443596 3556417 49580 3522657 35000 33760 14580 48340 48340 8084971 8084971 0 0 276329 1874868 81427 317189 165937 65500 34935 146395 551785 1513067 345351 408 666555 LOAN SERVICING 181321 PROVISION FOR LOAN LOSS 138000 EDUCATION AND PROMOTION 125082 MISC. 115746 38416 6638311 14206115 20432336 102405877 109218481 3607786 3714149 8538657 3715570 5050200 4823087 68117343 93986647 3932797 3682749 197320118 235857449 492593 991580 173096253 208610475 173588846 209602055 X 0 0 0 0 23731272 26255394 23731272 26255394 197320118 235857449 1446660 1077462 0 X X 0 1 X 1 0 729819 729819 6133864 2428499 3705365 872299 614493 257806 802675 672578 130097 4823087 FEDERAL AGENCY MORTGAGE BACKED SECURITIES 68035245 F CERTIFICATES OF DEPOSIT 25606000 C OTHER 345402 C 93986647 MEMBERS' SHARE AND SAVINGS ACCOUNTS 208610475 208610475 8084971 0 8084971 0 8084971 6638311 0 6638311 0 6638311 X X 0 0 0 PART I, LINE 3 THE CREDIT UNION HAS USED COMPENSATION SURVEYS TO ESTABLISH APPROPRIATE SALARY AMOUNTS FOR THE CEO. ADDITIONALLY, THE CEO'S SALARY IS APPROVED BY THE BOARD. THERESA LUPORI CEO SPLIT-DOLLAR LIFE INSURANCE X 1672785 1805540 0 1 1 CHRIS SCHNEIDER CFO SPLIT-DOLLAR LIFE INSURANCE X 1768276 1908609 0 1 1 3714149 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MEMBER OWNED. FORM 990, PART VI, SECTION A, LINE 7A ANNUALLY EVERY MEMBER HAS A RIGHT TO VOTE FOR MEMBERS RUNNING FOR OPEN BOARD OF DIRECTOR SEATS. FORM 990, PART VI, SECTION A, LINE 7B IF A MERGER OR CHANGE OF INSURER WERE TO BE CONSIDERED, A VOTE OF THE MEMBERS WOULD BE TAKEN. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WILL BE REVIEWED BY THE CEO AND THE CFO BEFORE IT IS FILED WITH THE IRS. THE BOARD WILL REVIEW THE FORM 990 AFTER IT IS FILED AS PART OF ITS BOARD ACTIVITIES. FORM 990, PART VI, SECTION B, LINE 15 A REVIEW OF THE CREDIT UNION'S GOALS IS PERFORMED BY THE BOARD OF DIRECTORS AND COMPENSATION IS BASED UPON THE FINDINGS PRESENTED IN THE REVIEW. FORM 990, PART VI, SECTION C, LINE 18 THE CREDIT UNION'S 990 IS AVAILABLE UPON REQUEST TO ANYONE WHO WISHES TO VIEW THE DOCUMENT. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION DOES NOT HAVE A WRITTEN CONFLICT OF INTEREST POLICY. ITS GOVERNING DOCUMENTS AND FINANICAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PART XII LINE 2C THIS PROCESS HAS NOT CHANGED FROM PRIOR YEARS.