2020-04-26T12:49:12-05:00 2019-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2019-01-01 446013258 CSD CREDIT UNION CSDC 8167634020 8510 E BANNISTER KANSAS CITY MO 641341841 EDWARD WATTS PRESIDENT 8167634020 2020-04-26 1 GERALD TENBRINK P00638199 9138946214 2020-04-08 97.87.82.114 2020-04-26 12:49:00 CD P 90B5988E53CBDDD12AFD5F67CACC6EB659604036 90B5988E53CBDDD12AFD5F67CACC6EB659604036 2019 2020-11-19 02:30:22Z EDWARD WATTS 8510 E BANNISTER KANSAS CITY MO 641341841 1912678 0 X WWW.CSDCU.ORG X 1959 MO CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL SERVICES. ITS GOAL IS TO ENCOURAGE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. 5 5 25 8 8268 0 0 0 1391588 1388952 231785 432207 6142 9871 1629515 1831030 0 0 0 0 586054 846671 0 0 0 802647 911753 1388701 1758424 240814 72606 39668468 40888332 34153617 35300088 5514851 5588244 CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL SERVICES. ITS GOAL IS TO ENCOURAGE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,501 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2019, THERE WERE 1,827 LOANS OUTSTANDING TOTALING $21,994,300. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $125,178 FOR THE YEAR. 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1050 0 1 25 1 1 1 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 0 0 0 0 1 0 0 0 X EDWARD WATTS 8167634020 8510 E BANNISTER KANSAS CITY MO 641341841 FREDA MARKLEY CHAIRPERSON 1.00 X 0 0 0 KENNETH MCCRARY VICE CHAIRPERSON 1.00 X 0 0 0 SAMUEL SCHISSLER TREASURER 1.00 X 0 0 0 LINDA WHITFORD SECRETARY 1.00 X 0 0 0 DARCINDA WILLIS BOARD MEMBER 1.00 X 0 0 0 ANTHONY J DIGIOVANNI PRESIDENT 40.00 X 214296 0 55484 214296 0 55484 1 0 1 0 0 INTEREST ON LOANS 522100 1015560 1015560 FEES & OTHER INCOME 522100 365124 365124 NON-MEMBER REVENUE 522100 4666 4666 WARRANTY SALES 524298 3602 3602 1388952 458188 458188 9871 9871 55667 81648 -25981 -25981 -25981 1831030 1822762 8268 0 269780 450645 30410 50675 45161 3185 17921 22015 14315 275430 101845 32391 497 14469 33542 33597 PROVISION FOR LOAN LOSS 149947 MEMBER DIVIDENDS 125178 LOAN SERVICING 53786 ASSOCIATION DUES 17024 16611 1758424 316756 301842 15056422 15275231 690 690 20893738 21849459 64214 60267 1332035 771921 587435 560114 2749213 2840729 39668468 40888332 -18228 35787 34171845 35264301 34153617 35300088 X 0 0 0 0 5514851 5588244 5514851 5588244 39668468 40888332 X 72606 787 X 0 0 0 137511 137511 928417 512244 416173 266107 259677 6430 560114 457(F) PLAN ASSETS / INVESTMENTS 2414712 NCUSIF DEPOSIT 333885 ACCRUED INCOME 77747 OTHER 14385 2840729 MEMBER SHARE DEPOSITS 35264301 35264301 X 1 1 0 ANTHONY J DIGIOVANNI PRESIDENT 138776 0 8650 0 66870 0 52747 0 2737 0 269780 0 0 0 Part I, Line 3 THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. Part I, Lines 4a-b ANTHONY J. DIGIOVANNI, PRESIDENT, RECEIVED A BONUS OF $5,850 RELATED TO HIS RETIREMENT AT THE END OF THE YEAR; THE AMOUNT WAS INCLUDED IN HIS W-2 WAGES. IN ADDITION, HE WAS A PARTICIPANT IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2019, HE RECEIVED A PAYOUT OF $66,870 AND THE ENTIRE AMOUNT WAS REPORTED AS TAXABLE INCOME. DURING THE YEAR,THE CREDIT UNION RECORDED INVESTMENT INCOME OF $156,661 AND BENEFIT EXPENSE OF $107,680 RELATED TO THIS PLAN. Form 990, Part VI, Section A, line 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. Form 990, Part VI, Section A, line 7a THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. Form 990, Part VI, Section A, line 7b CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. Form 990, Part VI, Section B, line 11b THE FORM 990 IS REVIEWED BY CREDIT UNION MANAGEMENT AND THE SUPERVISORY COMMITTEE. Form 990, Part VI, Section B, line 15 THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION, INCLUDING THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. Form 990, Part VI, Section C, line 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. Form 990, Part XI, line 9: ACCRUED INTEREST AUDIT ADJUSTMENT 787.