2020-05-08T07:24:24-07:00 2019-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2019-01-01 381644983 Total Community Credit Union TOTA 3132913300 25155 Goddard Rd Taylor MI 48180 Susette Schirm President & CEO 2020-05-08 true Robert Draeger P01331632 8005225820 2019 2020-09-23 17:36:50Z 25155 Goddard Rd Taylor MI 48180 3927374 false X www.tccu.us X 1960 MI Provide financial services and products to members. 8 8 29 11 35338 0 2852813 3151836 716817 775538 35702 0 3605332 3927374 0 0 1160897 1330888 0 0 1472461 1556178 2633358 2887066 971974 1040308 66761800 71206658 60830374 63762881 5931426 7443777 Provide financial services and products to members. false false The Credit Union provides several deposit account types to members including savings, checking, certificate and other. The total number of members at 12-31-2019 was 6,675. the Credit Union provides a variety of loan types to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12-31-2019 was 5,944. false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 810 0 true 29 true true true false false false false false false false X 8 8 false false false false true true true true true false true true false true true true false true true true false X Susette Schirm 3132913300 25155 Goddard Rd Taylor MI 48180 Susette Schirm President & CEO 50.00 0.00 X 159640 0 37645 Robert Merriman Chairperson 1.00 0.00 X 0 0 0 Ronald Britt Vice Chair 1.00 0.00 X 0 0 0 Kenneth Nelson Treasurer 1.00 0.00 X 0 0 0 Gail Castle Director 1.00 0.00 X 0 0 0 Gerald Thomas Secretary 1.00 0.00 X 0 0 0 Donald Myers Director 1.00 0.00 X 0 0 0 Dennis Danville Director 1.00 0.00 X 0 0 0 Sandra Tanner Director 1.00 0.00 X 0 0 0 159640 37645 1 false true false 0 0 ATM Surcharge Fees 525990 5369 5369 Fees and Charges 522100 542361 542361 ID Protect 524298 29969 29969 Interest on Loans 522100 1927726 1927726 Other Operating Income 522220 646411 646411 3151836 775538 775538 0 0 0 0 0 0 0 ATM Surcharge Fees 525990 ID Protect 524298 0 3927374 3892036 35338 0 0 0 0 197285 0 852296 29259 167180 84868 0 0 59669 0 0 0 0 41532 197769 191852 0 69951 41551 0 0 53993 0 68299 0 Provision for Loan Losses 283334 Debit/ATM Program 253224 Visa Expense 104563 Loan Servicing 88843 101598 2887066 0 0 0 1166402 1029453 10978194 15434972 0 10894 1226 0 0 27572548 31897490 0 95596 100241 1756367 1622089 1756367 0 23820367 19437481 0 0 1495710 1549428 66761800 71206658 804092 822587 60026282 62940294 60830374 63762881 X 5931426 7443777 5931426 7443777 66761800 71206658 1040308 472043 X false true X true false 132941 132941 1296444 1296444 326982 326982 1756367 19437481 Member Shares & Deposits 62940293 Rounding 1 62940294 false false false Susette Schirm President & CEO 137815 15840 5985 14360 23285 197285 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder The Credit Union has a single class of members with equal rights of ownership, governance, and voting. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body Credit Union members elect members of the governing body each year at the Annual Meeting. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Mergers are voted on by entire membership. Form 990, Part VI, Line 11b: Form 990 Review Process Management reviews tax returns and forwards US Form 8879-EO to tax preparer. A copy is made available to the Board of Directors for review. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management The Board of Directors completes a performance appraisal of the CEO. Compensation Committee reviews salaries and presents to the Board of Directors. Management compensation is determined by the Board of Directors. All other employees are union members and salary is negotiated in the union contract. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Financial Statements are posted monthly at our primary office. Quarterly call reports are available at the ncua.gov website. All other documents are made available for review upon request.