2020-05-27T08:09:22-05:00 2019-12-31 580692043 MAULDIN & JENKINS LLC 200 GALLERIA PKWY SE STE 1700 ATLANTA GA 303395946 990 2019-01-01 580146810 ATLANTA POSTAL CREDIT UNION ATLA 4047684126 3900 CROWN ROAD ATLANTA GA 303800001 CHARLES M HEAD PRESIDENT/CEO 4047684126 2020-05-11 1 MARY JO ALEXANDER P00002534 7709558600 2020-06-08 50.192.51.169 2020-05-11 10:43:41 ED P 1D80EF4C2A8753E0332C9BC6492B45673CE6356A 45BC1E6C16D42FD9EDC25010DACBE8C75A519F7F 2019 2021-04-22 16:20:28Z CHARLES M HEAD 3900 CROWN ROAD ATLANTA GA 303800001 92585160 0 X WWW.APCU.COM X 1925 GA TO HELP OUR MEMBERS ACHIEVE FINANCIAL SUCCESS BY PROVIDING EXCEPTIONAL PRODUCTS AND SERVICE. 9 8 343 13 0 0 0 0 77203459 82501854 8109821 9336577 0 0 85313280 91838431 35250 32000 0 0 19222423 21007518 0 0 0 52012526 55867088 71270199 76906606 14043081 14931825 2121514285 2165395511 1860168652 1893683264 261345633 271712247 TO HELP OUR MEMBERS ACHIEVE FINANCIAL SUCCESS BY PROVIDING EXCEPTIONAL PRODUCTS AND SERVICE. 0 0 CREDIT UNION PROVIDING LOANS AND DEPOSITS FOR OVER 99,385 MEMBERS. ATLANTA POSTAL CREDIT UNION IS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE, FOUNDED ON THE PREMISE THAT WORKING PEOPLE NEED A SAFE AND SOUND PLACE TO SAVE AND BORROW MONEY. GUIDING PRINCIPLES ARE UNIQUE: ONLY PEOPLE WHO ARE CREDIT UNION MEMBERS CAN BORROW HERE, LOANS SHOULD BE FOR PRUDENT AND PRODUCTIVE PURPOSES, AND A PERSON'S CHARACTER AND DESIRE TO REPAY A LOAN ARE CONSIDERED AS IMPORTANT AS A PERSON'S INCOME. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 46401 0 1 343 1 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 GA X THE ORGANIZATION 4047684126 3900 CROWN ROAD ATLANTA GA 30380 DAVID PATTERSON DIRECTOR 1.00 X 15694 0 0 KATHERINE BROWN DIRECTOR 1.00 X 13830 0 0 J T MIDDLEBROOKS DIRECTOR 1.00 X 12375 0 0 SARAH V MEEK DIRECTOR 1.00 X 11584 0 0 DONALD A DECINQUE CHAIRMAN 1.00 X X 0 0 0 DAVID DISHAROON BOARD SECRETARY 1.00 X X 0 0 0 MIKE CANTRELL DIRECTOR 1.00 X 0 0 0 MOSES M SPENCE DIRECTOR 1.00 X 0 0 0 BUD WILKINSON DIRECTOR 1.00 X 0 0 0 CHARLES HEAD PRESIDENT/CEO/DIRECTOR 40.00 X X 603452 0 20562 GARY KYLE CFO 40.00 X 313036 0 31486 RICHARD MCCALL CIO 40.00 X 247794 0 63987 DIANNE YOST CMO 40.00 X 211435 0 15052 TERESA STONECYPHER COO 40.00 X 174028 0 32457 AMY FULLER CSO 40.00 X 174940 0 30739 LANA BECK VP HUMAN RESOURCES 40.00 X 177182 0 4965 1955350 0 199248 19 0 1 0 ROUTE 66 WARRANTY P O BOX 2400 MOUNTAIN HOME AR 72654 EXTENDED AUTO WARRANTIES 3002256 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 PROCESSING SYSTEM SOFTWARE PROVIDER 796282 DATAMATX 3146 NORTHEAST EXPRESSWAY ATLANTA GA 303415345 MEMBER STATEMENT PROCESSING 774285 THOMPSON O'BRIEN KEMP & NASUTI PC 40 TECHNOLOGY PARKWAY SOUTH SUITE NORCROSS GA 30092 LEGAL SERVICES FOR LOAN COLLECTIONS 577795 CDW DIRECT PO BOX 75723 CHICAGO IL 606755723 SOFTWARE MAINTENANCE 557467 20 INTEREST ON LOANS 522100 68255710 68255710 OTHER OPERATING INCOME 522100 8024010 8024010 FEES 522100 6222134 6222134 82501854 9248392 9248392 834914 746729 88185 88185 88185 91838431 91750246 0 88185 32000 1022019 13319250 2909456 2760157 996636 42776 94716 823653 1680388 2262325 2087743 1389959 184500 844042 1217274 DIVIDENDS AND INTEREST 25978142 LOAN SERVICING EXPENSE 10513244 PROVISION FOR LOAN LOSS 6580000 MEMBER INSURANCE 651226 1517100 76906606 4591289 4610185 125821821 223941818 1573861915 1548654151 15914592 12894231 3648940 3020361 334940687 293580394 78649633 91588602 2121514285 2165395511 18748923 19446547 1841419729 1874236717 1860168652 1893683264 X 0 0 0 0 261345633 271712247 261345633 271712247 2121514285 2165395511 X 14931825 3542600 -8107811 X X 0 1 X 1 0 405494 405494 1060972 533461 527511 2788312 1904495 883817 11659814 10456275 1203539 3020361 457F DEFERRED COMPENSATION ANNUITY 324470 F CORPORATE CREDIT UNIONS PPC 867994 C MUTUAL FUNDS 2108420 F NCUA CLF 5339435 C US GOVT-SPONSORED ENTERPRISES 284940075 F 293580394 ACCRUED DIVIDENDS 128991 SHARES AND DEPOSITS 1874107726 1874236717 87185035 3542600 -8107811 -4565211 91750246 88185 88185 91838431 76818421 -88185 -88185 76906606 0 76906606 PART XI, LINE 2D - OTHER ADJUSTMENTS: ADJUSTMENT TO RECOGNIZE FUNDED STATUS OF PENSION PLAN AND POST RETIREMENT BENEFIT PLAN -8,107,811. PART XI, LINE 4B - OTHER ADJUSTMENTS: NET GAINS ON FORECLOSED ASSETS 88,185. PART XII, LINE 2D - OTHER ADJUSTMENTS: NET GAINS ON FORECLOSED ASSETS -88,185. 1 CHILDREN'S MIRACLE NETWORK 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 22000 GENERAL OPERATIONS POSTAL EMPLOYEE RELIEF FUND PO BOX 7630 WOODBRIDGE VA 22195 521666010 501(C)(3) 10000 GENERAL OPERATIONS 3 0 PART I, LINE 2: DONATIONS WERE MADE TO CHARITABLE ORGANIZATIONS FOR OPERATIONS. X 1 1 X X X X 0 1 0 CHARLES HEAD PRESIDENT/CEO/DIRECTOR 498356 0 100000 0 5096 0 0 0 20562 0 624014 0 0 0 GARY KYLE CFO 288036 0 25000 0 0 0 0 0 31486 0 344522 0 0 0 RICHARD MCCALL CIO 227794 0 20000 0 0 0 33062 0 30925 0 311781 0 0 0 DIANNE YOST CMO 191435 0 20000 0 0 0 0 0 15052 0 226487 0 0 0 TERESA STONECYPHER COO 154028 0 20000 0 0 0 0 0 32457 0 206485 0 0 0 AMY FULLER CSO 171740 0 3200 0 0 0 0 0 30739 0 205679 0 0 0 LANA BECK VP HUMAN RESOURCES 152182 0 25000 0 0 0 0 0 4965 0 182147 0 0 0 PART I, LINE 1A SPOUSE (OR GUEST) EXPENSE. THE SPOUSE OR GUEST OF EACH DIRECTOR, VOLUNTEER AND APCU OFFICER IS ENCOURAGED TO ATTEND APCU FUNCTIONS. APCU WILL PAY EXPENSES FOR THIS PERSON TO INCLUDE THE FOLLOWING BUT NOT LIMITED TO ALL TRAVEL, FOOD, LODGING, REGISTRATION, INCIDENTAL EXPENSES AND ENTERTAINMENT. PART I, LINE 4B HIGHLY-COMPENSATED EMPLOYEE RICHARD MCCALL PARTICIPATED IN A SECTION 457 PLAN WITH AN AN EMPLOYER CONTRIBUTION OF $33,062. THE CREDIT UNION LOAN SOURCE LLC COMMON BOARD MEMBER 188810144 PURCHASE OF AUTO LOANS 0 THE CREDIT UNION LOAN SOURCE LLC COMMON BOARD MEMBER 192089776 SERVICING OF LOANS. THE CREDIT UNION LOAN SOURCE, LLC IS SERVICING THE LOANS BY COLLECTING PRINCIPAL AND INTEREST AND THEN REMITTING TO APCU. 0 FORM 990, PART VI, SECTION A, LINE 6 ATLANTA POSTAL CREDIT UNION IS A STATE-CHARTERED CREDIT UNION WITH 99,385 VOTING MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS VOTE FOR BOARD MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE ENTIRE BOARD REVIEWS AND DISCUSSES FORM 990 IN A BOARD MEETING PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, DIRECTORS AND OFFICERS COMPLETE THE CONFIDENTIAL REPORT FOR CREDIT UNION OFFICIALS FOR THE GEORGIA STATE BANKING DEPARTMENT. THIS FORM REQUIRES THAT OTHER BUSINESS RELATIONSHIPS BE DISCLOSED. THESE FORMS ARE MONITORED FOR ANY POTENTIAL CONFLICTS. FORM 990, PART VI, SECTION B, LINE 15 SALARIES FOR THE CEO AND OTHER OFFICERS ARE REVIEWED AND INCREASES APPROVED BY THE BOARD OF DIRECTORS. SALARIES FOR THESE POSITIONS ARE COMPARED TO INDUSTRY AVERAGES BY USING CUNA'S COMPLETE CREDIT UNION STAFF SALARY SURVEY. FORM 990, PART VI, SECTION C, LINE 19 ATLANTA POSTAL CREDIT UNION FILES CALL REPORTS QUARTELY. THESE ARE PUBLISHED ON THE INTERNET AND AVAILABLE TO THE GENERAL PUBLIC. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: ADJUSTMENT TO RECOGNIZE FUNDED STATUS OF PENSION PLAN -8,107,811. FORM 990. PART XII, LINE 2C. THERE HAVE BEEN NO CHANGES TO THE AUDITOR SELECTION PROCESS NOR THE FINANCIAL STATEMENT REVIEW.