2020-11-12T14:56:12-06:00 2019-12-31 742584861 FISHER HERBST & KEMBLE PC 9501 CONSOLE DR STE 200 SAN ANTONIO TX 78229 990 2019-01-01 741241284 UNITED TEXAS CREDIT UNION UNIT 2105614525 5500 UTSA BLVD SAN ANTONIO TX 78249 WILLIAM MCFEETERS CFO 2105614525 2020-11-10 true BARBARA L HERBST CPA P00849574 2106142284 2020-11-10 66.194.85.226 2020-11-12 14:56:12 CS P 4548DC15FF8886475BBDD541962FB4C79D4204C3 6C21D7C1A7BC192F32902A69BF18BE87B33DF1BE 2019 2021-04-22 16:20:28Z KYLE ASHLEY 5500 UTSA BLVD SAN ANTONIO TX 78249 12176233 false X WWW.UTXCU.COM X 1955 TX A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE WITH THE MISSION OF IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. 7 7 62 9 116779 0 10169484 10774160 799836 1036987 320753 346356 11290073 12157503 0 0 4324420 4324107 0 0 5970951 6822416 10295371 11146523 994702 1010980 239486239 250795175 219272537 229395064 20213702 21400111 X IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. false false UNITED TEXAS CREDIT UNION STRIVES TO BECOME THE ULTIMATE FINANCIAL COOPERATIVE BY ENHANCING MEMBER'S LIVES THROUGH EXCEPTIONAL FINANCIAL SERVICES WITH THE HIGHEST REGARD TOWARD THE ESTABLISHED PHILOSOPHY OF "PEOPLE HELPING PEOPLE- AND SOUND BUSINESS PRINCIPLES. IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. false false false false false false false false false true true false true true true false false false false false false false false false false false false false true false false false false false false false false false false true true false false true 106 0 true 62 true true true false false false false false false false X 7 7 false false false false true true false true true false true true true true false false false true true false true true X BILL MCFEETERS 2105614525 5500 UTSA BOULEVARD SAN ANTONIO TX 78249 KYLE ASHLEY PRESIDENT/CE 40.00 X 259496 0 26200 TAMMINA JOHNSON COO 40.00 X 147103 0 12545 WILLIAM MCFEETERS CFO 40.00 X 141070 0 16270 JAMES BAUMANN CSO 40.00 X 136105 0 10673 MARIO SALDIVAR CIO 40.00 X 124671 0 5003 DAVID GRAY MBR BUSINESS 40.00 X 98612 0 17286 DEBRA BRADBERRY VP PROJ. SPE 40.00 X 109243 0 1200 PATRICIA RHODES VP CONSUMER 40.00 X 76212 0 24220 ROSANNE HERNANDEZ VP OPERATION 40.00 X 78802 0 18044 BILL GREGORY CHAIRMAN 0.75 X 0 0 0 RICHARD ADAMS SUPERVISORY 0.25 X 0 0 0 RICHARD BAGGS BOARD SECRET 0.75 X 0 0 0 CLARK CRUTCHFIELD SUPERVISORY 1.00 X 0 0 0 CHARISSA POWER BOARD MEMBER 0.75 X 0 0 0 JOHN REES BOARD MEMBER 0.75 X 0 0 0 RICK TOBIAS BOARD MEMBER 0.75 X 0 0 0 JODY WELCHANS SUPERVISORY 0.25 X 0 0 0 JAMES WHEELER BOARD TREASU 0.75 X 0 0 0 1171314 131441 6 false true false STALWART CONTRACTING LLC 2030 CEEGEE ST SAN ANTONIO TX 78217 CONSTRUCTION 161765 ALBERT URESTI MPA PCC 233 N PECOS SAN ANTONIO TX 78207 PROPERTY TAXES 137912 COMPUTER MARKETING CORP 8520 SOUTH SANDY PARKWAY SANDY UT 84070 COMPUTER PROCES 129909 CORNERSTONE ADVISORS INC 7272 E INDIAN SCHOOL ROAD STE 400 SCOTTSDALE AZ 85251 CONSULTANT 100171 4 INTEREST INCOME 522100 7923361 7923361 MISC. OPERATING INCOME 522100 1318928 1318928 FEE INCOME 522100 1291115 1291115 PENSION PLAN INCOME 522100 123977 123977 CUSO INCOME 522100 98060 98060 18719 18719 10774160 1036987 1036987 353527 18730 334797 334797 334797 OTHER INCOME 11559 11559 11559 12157503 11705927 116779 334797 1302756 2146798 235217 367779 271557 21972 78000 260940 542954 1024302 66100 1951731 248630 104633 VANTIV EXPENSE 669570 LOAN LOSSES EXPENSE 495580 LOAN SERVICING EXPENSE 462808 OTHER OUTSIDE SERVICES 259750 635446 11146523 0 0 0 3807846 3569627 671739 1262189 176497868 177749714 548695 440456 19472448 8819447 10659931 10653001 31533623 44022933 15766537 13097255 239486239 250795175 2459259 3823642 216813278 225571422 219272537 229395064 X 20213702 21400111 20213702 21400111 239486239 250795175 1010980 175429 X false true X true false 4067590 4067590 8944723 3674031 5270692 1947733 1138460 809273 2818121 2571624 246497 1694281 1435332 258949 10653001 AVAILABLE FOR SALE SECURITIE 25164572 F CASH ACCOUNTS 17243904 C CAPITAL STOCK 1614457 C 44022933 DEFINED BENEFIT PLAN 5424614 457F PLAN 4208230 AMERICAN SHARE INSUR DEPOSIT 2813428 ACCRUED INTEREST 620758 FLOYD RETAINER 20000 OTHER ASSETS 10225 13097255 MEMBER SHARES (DEPOSITS) 224924408 OTHER LIABILITIES 539172 DIVIDENDS PAYABLE 107842 225571422 X SCHEDULE D, PAGE 3, PART X UNITED TEXAS CREDIT UNION IS A STATE CHARTERED CREDIT UNION WHICH IS EXEMPT, BY STATUTE, FROM FEDERAL AND STATE INCOME TAXES. U.S GENERALLY ACCEPTED ACCOUNTING PRINCIPLES REQUIRE THE CREDIT UNION MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE CREDIT UNION AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE CREDIT UNION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE CREDIT UNION'S MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE CREDIT UNION, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2019, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE CREDIT UNION MAY BE SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE CREDIT UNION'S MANAGEMENT BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2016. X true true X X false false false KYLE ASHLEY PRESIDENT/CEO 214614 44882 25000 1200 285696 TAMMINA JOHNSON COO 129657 17446 11345 1200 159648 WILLIAM MCFEETERS CFO 123624 17446 15070 1200 157340 FORM 990, PAGE 2, PART III, LINE 4D IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. FORM 990, PAGE 6, PART VI, LINE 6 THERE ARE NO CLASSES OF MEMBERS, ONLY ONE TYPE OF MEMBER WITH THE SAME RIGHTS AS ANY OTHER MEMBER. FORM 990, PAGE 6, PART VI, LINE 7A ALL MEMBERS HAVE THE RIGHT TO ELECT MEMBERS OF THE GOVERNING BODY AT THE ANNUAL MEETING AND ALL MEMBERS HAVE THE RIGHT TO RECEIVE A SHARE OF THE ORGANIZATION'S NET ASSETS UPON THE DISSOLUTION OF THE ORGANIZATION. FORM 990, PAGE 6, PART VI, LINE 11B UPON COMPLETION OF FORM 990, THE CFO AND THE CEO WILL REVIEW IT AND DELIVER IT TO THE GOVERNING BODY FOR FINAL APPROVAL. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION SURVEY AND BOARD APPROVAL. FORM 990, PAGE 6, PART VI, LINE 19 THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. CU INCOME SOLUTIONS LLC 5500 UTSA BLVD STE 300 SAN ANTONIO TX 78249 FINANCIAL TX 71 7750 UNITED TEX