2020-11-16T17:43:37-06:00 2019-12-31 810987947 HAUSER JONES & SAS PLLC 10940 NE 33RD PLACE SUITE 100 BELLEVUE WA 98004 990 2019-01-01 910693631 SNO FALLS CREDIT UNION SNOF 4258884004 PO BOX 1978 SNOQUALMIE WA 98065 TIM WILLIAMS PRESIDENT 4258884004 2020-11-16 1 ROGER A JONES CPA P01702335 4258891778 2020-11-16 4.4.42.74 2020-11-16 15:43:26 PS P B35408C71335379E9D2CC3FF0A1033BB2D4C386A 7C1D5EB2D4D3A699CCD24671D324174FB2D70807 2019 2021-04-22 16:20:28Z TIM WILLIAMS PO BOX 1978 SNOQUALMIE WA 98065 4751755 0 X WWW.SNOFALLS.COM X CREDIT UNION 1957 WA ENHANCE THE FINANCIAL WELL-BEING OF OUR MEMBERS. 7 7 36 8 88521 0 0 0 4007787 4243493 215451 273543 128489 233370 4351727 4750406 0 0 0 0 1642334 1815726 0 0 0 2071804 2201480 3714138 4017206 637589 733200 71496416 80648907 66000353 74419644 5496063 6229263 ENHANCE THE FINANCIAL WELL-BEING OF OUR MEMBERS. 0 0 MUTUAL, MEMBERSHIP PROGRAMS, GENERAL/OTHER: PROVIDED ITS 6,408 MEMBERS THE OPPORTUNITY FOR SAVINGS, DEPOSITS, LOANS, AND OTHER FINANCIAL SERVICES. THE CREDIT UNION GRANTED 1701 LOANS TOTALING $26,948,258 TO ITS MEMBERS DURING 2019. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1768 0 1 36 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 0 0 X TIM WILLIAMS 4258884004 PO BOX 1978 SNOQUALMIE WA 98065 DENNIS ARRIAGA CHAIRMAN 1.50 X X 0 0 0 E STEVE COLLINS DIRECTOR 1.00 X 0 0 0 SHELLY INMAN VICE CHAIR 1.00 X X 0 0 0 BART KELLY DIRECTOR 1.50 X 0 0 0 SUSAN HANKINS DIRECTOR 1.00 X 0 0 0 CAROL LAWRENCE SECRETARY 1.50 X X 0 0 0 MARY BARRETT DIRECTOR (EFFECTIVE APRIL 2019) 1.00 X 0 0 0 TIMOTHY WILLIAMS CEO 40.00 X 268581 0 52734 268581 0 52734 1 0 1 0 CO-OP FINANCIAL SERVICES 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 DEBIT AND CREDIT CARD PROCESSING 244696 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 EPISYS MONTHLY SERVICING AND SYNERGY DAT 146725 THINK STACK 1300 THAMES ST G20 BALTIMORE MD 21231 NETWORK SECURITY, AWS BUNDLE, IT SUPPORT 141420 DOLPHIN DEBIT ACCESS LLC 1340 RAYFORD PARK ROAD SPRING TX 77386 ATM LEASING & MAINTENANCE 102960 4 LOAN INTEREST INCOME M 522291 3113825 3113825 INTERCHANGE 522100 601392 601392 FEES & CHARGES MEMBERS 522100 490028 490028 ATM FEES NON-MEMBERS 525990 32661 32661 FEES & CHARGES NON-MEM 522100 5587 5587 4243493 274892 274892 50273 0 50273 50273 50273 1349 -1349 -1349 -1349 MISC INCOME MEMBER SER 900099 183097 183097 183097 4750406 4386993 88521 274892 268581 1086606 200373 158482 101684 16706 16108 73223 179810 69367 601827 24256 161223 36914 39278 144 104181 23116 VISA CREDIT/DEBIT CARD 316208 LENDING EXPENSE 273727 DIVIDENDS 149871 PROVISION FOR LOAN LOSS 101772 13749 4017206 901005 1299003 2979443 4302526 208100 456929 58633458 62127684 295602 245194 6075055 949548 1068742 5125507 6540291 6174814 869775 917250 71496416 80648907 412860 808040 65587493 73611604 66000353 74419644 X 0 0 0 0 5496063 6229263 5496063 6229263 71496416 80648907 733200 0 X X 0 1 X 1 0 451064 451064 4453048 347214 4105834 471593 214028 257565 686850 388306 298544 12500 12500 5125507 INVESTMENTS IN CUSO 830028 C CERTIFICATE OF DEPOSIT 5344786 C 6174814 MEMBER SHARE & DEPOSIT ACCOUNTS 73611604 73611604 4750406 0 4750406 0 4750406 4017206 0 4017206 0 4017206 X X X X X 0 1 0 TIMOTHY WILLIAMS CEO 170402 0 77675 0 20504 0 42822 0 9912 0 321315 0 0 0 FORM 990, PART I, LINE 6 VOLUNTEERS SERVED AS MEMBERS OF THE BOARD AND SUPERVISORY COMMITTEES FOR THE CREDIT UNION PROVIDING OVERSIGHT OF OPERATIONS AND POLICIES OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS 6,408 MEMBERS AS OF DECEMBER 31, 2019. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT THE BOARD MEMBERS AND THE SUPERVISORY COMMITTEE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY THE VP/FINANCE AND CEO, THEN IT IS PRESENTED TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C EVERY EMPLOYEE AND VOLUNTEER MUST SIGN AND ADHERE TO THE WRITTEN CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD USES PEER GROUP AVERAGES, GROWTH OF CREDIT UNION, MARKET SHARE GROWTH AND SUCESS REGARDING THE BUSINESS AND STRATEGIC PLAN TO HELP DETERMINE THE CEO'S COMPENSATION. THE CREDIT UNION DOES NOT COMPENSATE OFFICERS AT THIS TIME. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND OTHER PUBLIC DOCUMENTS AVAILABLE TO THE PUBLIC AT THE ORGANIZATION'S PLACE OF BUSINESS DURING BUSINESS HOURS. FORM 990, PART XII, 2C THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. SNOFALLS SERVICE CORPORATION 9025 MEADOWBROOK WAY SE SNOQUALMIE WA 98065 911581577 LICENSING WA SNOFALLS CREDIT UNION C 339036 335446 1.00000 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 SNO FALLS SERVICE CORPORATION A 7983 COST