2020-05-01T10:56:50-05:00 2019-12-31 990 2019-01-01 941289802 HERITAGE COMMUNITY CREDIT UNION % Ed Turk HERI 9163641700 PO BOX 790 RANCHO CORDOVA CA 95741 ED TURK PresidentCEO 9163641700 2020-05-01 208.87.235.180 21010520201220229822 2020-05-01 O 040CD20FC1AE62E47C00A2ED3CF38C582D0F7F3F 040CD20FC1AE62E47C00A2ED3CF38C582D0F7F3F 2019 2021-04-22 16:20:28Z Heritage Community Credit Union PO Box 790 Rancho Cordova CA 95741 9534573 false X WWW.HERITAGECCU.COM X 1999 CA Provide thrift loans and financial services for Sacramento and Placer Counties 7 7 55 11 0 0 8232844 9534573 0 0 8232844 9534573 0 0 3315920 3379616 0 0 4909980 5114114 8225900 8493730 6944 1040843 213864595 216600957 194374538 196036648 19490057 20564309 Provide thrift, loans and financial services for Sacramento and Placer Counties. false false 2490590 6962520 Consumer and Real Estate lending to members 2074284 2118217 Savings, Checking and IRA accounts for members 4564874 false false false false false false false false false false true false false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false true 3238 0 true 55 true false false false false false false false false false X 7 7 true false false false true true false true true false false true true true true true true true true false X Heritage Community Credit Union 9163641700 10415 Old Placerville Rd Sacramento CA 95827 WILLIAM WINDLE CHAIRMAN 1.000 X X 0 0 0 HARRY E HANNAN VICE CHAIRMAN 1.000 X X 0 0 0 ALLAN F WISNICKY TREASURER 1.000 X X 0 0 0 BOBBI BEEHLER SECRETARY 1.000 X X 1309 0 0 DANIEL L FREEMAN DIRECTOR 1.000 X 0 0 0 JOFIL BORJA DIRECTOR 1.000 X 701 0 0 JAMIE L PADILLA DIRECTOR 1.000 X 0 0 0 ED TURK PRESIDENT CEO 40.00 X 316171 0 0 MATT HARMS CFO 40.00 X 151980 0 0 CHRISTINE HAROLDSON CLO VP 40.00 X 160416 0 0 CHAD SUGGS VP OF IT 40.00 X 160849 0 0 MARIANNA SAMLIK CONTROLLER 40.00 X 118039 0 0 909465 5 false true false FISERV SOLUTION INC PO BOX 80156 CITY OF INDUSTRY CA 91716 DataSafe online 258800 NCR CORP PO BOX 740641 LOS ANGELES CA 90074 Bill Payment services 245293 KASASA INC PO BOX 527 LUBBOCK TX 79408 Checking accts service 114950 DIEBOLD INC PO BOX 643543 PITTSBURGH PA 15264 ATMs service 105939 SearchPros INC 1750 Howe Ave Sacramento CA 95825 Temporary workers 100604 5 INTEREST ON LOANS 522291 6962521 6962521 FEE INCOME AND OTHER 522100 2077007 1915391 161616 INVESTMENTS 523000 495045 495045 9534573 0 9534573 8877912 656661 X 746606 746606 1758433 1758433 93631 93631 555761 555761 225185 225185 18379 18379 97800 97800 749394 749394 212966 212966 1069650 1069650 278104 278104 428674 428674 91266 91266 949080 949080 27511 27511 223565 223565 58913 58913 PROVISION FOR LOAN LOSSESS 629238 629238 LOAN SERVICING 188378 188378 DEBIT CARD LOSSESS 91196 91196 8493730 8493730 0 0 2297760 2095132 12343046 13164129 3144022 3373414 182574506 185087952 420286 347238 6449293 4228955 2517645 2220338 1181366 976453 2781857 2604499 6604107 6731802 213864595 216600957 1248240 1088998 193126298 194947650 194374538 196036648 19490057 20564309 X 19490057 20564309 19490057 20564309 213864595 216600957 1040843 -5286 38694 X false true X true false false false false false false false false 175000 175000 2430199 1127278 1302921 1660548 1226539 434009 2163824 1855416 308408 19722 19722 2220338 AGENCY SECURITIES 976453 976453 NCUSIF 2604499 C 2604499 ACCRUED INC ATM TRANS INS INC 6731802 6731802 MEMBER SHARES 190208381 MEMBER IRA ACCOUNTS 4739269 194947650 9709363 174790 174790 9534573 9534573 8668520 174790 174790 8493730 8493730 P10, Ln 2 The Credit Union recognizes the tax benefit from P10, Ln 2 uncertain tax position only if it is more likely P10, Ln 2 than not that the tax positions will be sustained P10, Ln 2 on examination by the taxing authorities, P10, Ln 2 based on the technical merits of the position. P10, Ln 2 The tax benefit is measured based on the largest P10, Ln 2 benefit that has a greater than 50% likelihood P10, Ln 2 of being realized upon ultimate settlement. P10, Ln 2 The Credit Union had no unrecognized tax benefit P10, Ln 2 at Dec 31, 2019 and 2018. The Credit Union P10, Ln 2 recognizes interest accrued and penalties P10, Ln 2 related to unrecongnized tax benefits as P10, Ln 2 an administrative expense. During the years P10, Ln 2 Dec 31, 2019 and 2018, the Credit Union recognized P10, Ln 2 no interest or penalties. X true true X X false true false false false false false false false WILLIAM WINDLE CHAIRMAN HARRY E HANNAN VICE CHAIRMAN ALLAN F WISNICKY TREASURER BOBBI BEEHLER SECRETARY 1309 1309 DANIEL L FREEMAN DIRECTOR JOFIL BORJA DIRECTOR 701 701 JAMIE L PADILLA DIRECTOR ED TURK PRESIDENT CEO 245259 51912 19000 23902 6926 346999 72500 MATT HARMS CFO 143306 8674 6123 1600 159703 CHRISTINE HAROLDSON CLO VP 151054 9362 6574 8008 174998 CHAD SUGGS VP OF IT 143691 17158 6415 2469 169733 MARIANNA SAMLIK CONTROLLER 117441 598 4670 2018 124727 Part I, Line 4b Ed Turk participates in 457BF plans Part VI Line 2 Vice Chairman of Board of Directors and Chair of Supervisory Part VI Line 2 Committee are married. Part VI Line 6 The organization is a credit union and thus has member owners. Part VI Line 7a The organization has members-owners who elect a volunteer board Part VI Line 7a from its members Part VI Line 11b Form 990 was presented to Board of Directors by CEO on April 28, 2020 Part VI Line 12c All Directors are signing Code of Conduct annually, that includes Part VI Line 12c the conflict of interest policy. HR keeps record of these forms. Part VI Line 15a or b CEO position- salary data is acquired from multiple salary sources. Part VI Line 15a or b Chairman reviews the information with all Directors and determine salary. Part VI Line 19 The financial statements are displayed in every branch, every month. Part VI Line 19 Other documents are available upon written request.